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Posted to commits@fineract.apache.org by ad...@apache.org on 2025/11/03 13:44:00 UTC
(fineract) 02/02: FINERACT-2403: e2e test scenarios for last emi payment
This is an automated email from the ASF dual-hosted git repository.
adamsaghy pushed a commit to branch develop
in repository https://gitbox.apache.org/repos/asf/fineract.git
commit 63c220e5d2738a569e5817a2f7d23547e4205da8
Author: MarianaDmytrivBinariks <md...@binariks.com>
AuthorDate: Fri Oct 31 13:43:03 2025 +0200
FINERACT-2403: e2e test scenarios for last emi payment
---
.../test/resources/features/LoanRepayment.feature | 635 ++++++++++++++++++++-
1 file changed, 630 insertions(+), 5 deletions(-)
diff --git a/fineract-e2e-tests-runner/src/test/resources/features/LoanRepayment.feature b/fineract-e2e-tests-runner/src/test/resources/features/LoanRepayment.feature
index bd2290be65..5388359541 100644
--- a/fineract-e2e-tests-runner/src/test/resources/features/LoanRepayment.feature
+++ b/fineract-e2e-tests-runner/src/test/resources/features/LoanRepayment.feature
@@ -5690,7 +5690,7 @@ Feature: LoanRepayment
Then Loan has 195.07 outstanding amount
@TestRailId:C4148
- Scenario: Verify 2 months of EMIs to be paid early and late
+ Scenario: Verify 2 months of EMIs to be paid early and late with repayment trn at last installment - UC1
When Admin sets the business date to "16 April 2025"
And Admin creates a client with random data
And Admin creates a fully customized loan with the following data:
@@ -5839,7 +5839,7 @@ Feature: LoanRepayment
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1207.18 | 133.98 | 0.0 | 0.0 | 1341.16 | 1341.16 | 895.48 | 445.68 | 0.0 |
Then Loan Transactions tab has the following data:
- | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 16 April 2025 | Disbursement | 1207.18 | 0.0 | 0.0 | 0.0 | 0.0 | 1207.18 | false | false |
| 10 May 2025 | Repayment | 222.84 | 193.88 | 28.96 | 0.0 | 0.0 | 1013.3 | false | false |
| 16 May 2025 | Accrual Activity | 28.96 | 0.0 | 28.96 | 0.0 | 0.0 | 0.0 | false | false |
@@ -5851,8 +5851,633 @@ Feature: LoanRepayment
| 12 September 2025 | Repayment | 445.68 | 424.34 | 21.34 | 0.0 | 0.0 | 4.03 | false | false |
| 16 September 2025 | Accrual Activity | 21.34 | 0.0 | 21.34 | 0.0 | 0.0 | 0.0 | false | false |
| 04 October 2025 | Repayment | 4.03 | 3.94 | 0.09 | 0.0 | 0.0 | 0.09 | false | false |
- | 12 October 2025 | Repayment | 0.09 | 0.09 | 0.0 | 0.0 | 0.0 | 0.0 | false | false |
+ | 12 October 2025 | Repayment | 0.09 | 0.09 | 0.0 | 0.0 | 0.0 | 0.0 | false | false |
| 12 October 2025 | Accrual | 133.98 | 0.0 | 133.98 | 0.0 | 0.0 | 0.0 | false | false |
| 12 October 2025 | Accrual Activity | 0.09 | 0.0 | 0.09 | 0.0 | 0.0 | 0.0 | false | false |
- Then Loan status will be "CLOSED_OBLIGATIONS_MET"
- Then Loan has 0.0 outstanding amount
+ Then Loan is closed with zero outstanding balance and it's all installments have obligations met
+
+ @TestRailId:C4149
+ Scenario: Verify 2 months of EMIs to be paid early and late with MIR trn at last installment - UC2
+ When Admin sets the business date to "16 April 2025"
+ And Admin creates a client with random data
+ And Admin creates a fully customized loan with the following data:
+ | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
+ | LP2_ADV_CUSTOM_PMT_ALLOC_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL | 16 April 2025 | 1000 | 35.99 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
+ And Admin successfully approves the loan on "16 April 2025" with "1000" amount and expected disbursement date on "16 April 2025"
+ And Admin successfully disburse the loan on "16 April 2025" with "1207.18" EUR transaction amount
+ Then Loan Repayment schedule has 6 periods, with the following data for periods:
+ | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | | | 16 April 2025 | | 1207.18 | | | 0.0 | | 0.0 | 0.0 | | | |
+ | 1 | 30 | 16 May 2025 | | 1020.55 | 186.63 | 36.21 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
+ | 2 | 31 | 16 June 2025 | | 828.32 | 192.23 | 30.61 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
+ | 3 | 30 | 16 July 2025 | | 630.32 | 198.0 | 24.84 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
+ | 4 | 31 | 16 August 2025 | | 426.38 | 203.94 | 18.9 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
+ | 5 | 31 | 16 September 2025 | | 216.33 | 210.05 | 12.79 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
+ | 6 | 30 | 16 October 2025 | | 0.0 | 216.33 | 6.49 | 0.0 | 0.0 | 222.82 | 0.0 | 0.0 | 0.0 | 222.82 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | 1207.18 | 129.84 | 0.0 | 0.0 | 1337.02 | 0.0 | 0.0 | 0.0 | 1337.02 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 16 April 2025 | Disbursement | 1207.18 | 0.0 | 0.0 | 0.0 | 0.0 | 1207.18 | false | false |
+ Then Loan status will be "ACTIVE"
+ Then Loan has 1337.02 outstanding amount
+ When Admin sets the business date to "10 May 2025"
+ And Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "10 May 2025" with 222.84 EUR transaction amount and system-generated Idempotency key
+ Then Loan Repayment schedule has 6 periods, with the following data for periods:
+ | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | | | 16 April 2025 | | 1207.18 | | | 0.0 | | 0.0 | 0.0 | | | |
+ | 1 | 30 | 16 May 2025 | 10 May 2025 | 1013.3 | 193.88 | 28.96 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
+ | 2 | 31 | 16 June 2025 | | 826.93 | 186.37 | 36.47 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
+ | 3 | 30 | 16 July 2025 | | 628.89 | 198.04 | 24.8 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
+ | 4 | 31 | 16 August 2025 | | 424.91 | 203.98 | 18.86 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
+ | 5 | 31 | 16 September 2025 | | 214.81 | 210.1 | 12.74 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
+ | 6 | 30 | 16 October 2025 | | 0.0 | 214.81 | 6.44 | 0.0 | 0.0 | 221.25 | 0.0 | 0.0 | 0.0 | 221.25 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | 1207.18 | 128.27 | 0.0 | 0.0 | 1335.45 | 222.84 | 222.84 | 0.0 | 1112.61 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 16 April 2025 | Disbursement | 1207.18 | 0.0 | 0.0 | 0.0 | 0.0 | 1207.18 | false | false |
+ | 10 May 2025 | Repayment | 222.84 | 193.88 | 28.96 | 0.0 | 0.0 | 1013.3 | false | false |
+ Then Loan status will be "ACTIVE"
+ Then Loan has 1112.61 outstanding amount
+ When Admin sets the business date to "06 June 2025"
+ And Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "06 June 2025" with 222.84 EUR transaction amount and system-generated Idempotency key
+ Then Loan Repayment schedule has 6 periods, with the following data for periods:
+ | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | | | 16 April 2025 | | 1207.18 | | | 0.0 | | 0.0 | 0.0 | | | |
+ | 1 | 30 | 16 May 2025 | 10 May 2025 | 1013.3 | 193.88 | 28.96 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
+ | 2 | 31 | 16 June 2025 | 06 June 2025 | 817.13 | 196.17 | 26.67 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
+ | 3 | 30 | 16 July 2025 | | 626.7 | 190.43 | 32.41 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
+ | 4 | 31 | 16 August 2025 | | 422.66 | 204.04 | 18.8 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
+ | 5 | 31 | 16 September 2025 | | 212.5 | 210.16 | 12.68 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
+ | 6 | 30 | 16 October 2025 | | 0.0 | 212.5 | 6.37 | 0.0 | 0.0 | 218.87 | 0.0 | 0.0 | 0.0 | 218.87 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | 1207.18 | 125.89 | 0.0 | 0.0 | 1333.07 | 445.68 | 445.68 | 0.0 | 887.39 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 16 April 2025 | Disbursement | 1207.18 | 0.0 | 0.0 | 0.0 | 0.0 | 1207.18 | false | false |
+ | 10 May 2025 | Repayment | 222.84 | 193.88 | 28.96 | 0.0 | 0.0 | 1013.3 | false | false |
+ | 06 June 2025 | Repayment | 222.84 | 196.17 | 26.67 | 0.0 | 0.0 | 817.13 | false | false |
+ Then Loan status will be "ACTIVE"
+ Then Loan has 887.39 outstanding amount
+ When Admin sets the business date to "12 September 2025"
+ And Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "12 September 2025" with 445.68 EUR transaction amount and system-generated Idempotency key
+ Then Loan Repayment schedule has 6 periods, with the following data for periods:
+ | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | | | 16 April 2025 | | 1207.18 | | | 0.0 | | 0.0 | 0.0 | | | |
+ | 1 | 30 | 16 May 2025 | 10 May 2025 | 1013.3 | 193.88 | 28.96 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
+ | 2 | 31 | 16 June 2025 | 06 June 2025 | 817.13 | 196.17 | 26.67 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
+ | 3 | 30 | 16 July 2025 | 12 September 2025 | 626.7 | 190.43 | 32.41 | 0.0 | 0.0 | 222.84 | 222.84 | 0.0 | 222.84 | 0.0 |
+ | 4 | 31 | 16 August 2025 | 12 September 2025 | 428.37 | 198.33 | 24.51 | 0.0 | 0.0 | 222.84 | 222.84 | 0.0 | 222.84 | 0.0 |
+ | 5 | 31 | 16 September 2025 | | 228.53 | 199.84 | 23.0 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
+ | 6 | 30 | 16 October 2025 | | 0.0 | 228.53 | 6.85 | 0.0 | 0.0 | 235.38 | 0.0 | 0.0 | 0.0 | 235.38 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | 1207.18 | 142.4 | 0.0 | 0.0 | 1349.58 | 891.36 | 445.68 | 445.68 | 458.22 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 16 April 2025 | Disbursement | 1207.18 | 0.0 | 0.0 | 0.0 | 0.0 | 1207.18 | false | false |
+ | 10 May 2025 | Repayment | 222.84 | 193.88 | 28.96 | 0.0 | 0.0 | 1013.3 | false | false |
+ | 06 June 2025 | Repayment | 222.84 | 196.17 | 26.67 | 0.0 | 0.0 | 817.13 | false | false |
+ | 12 September 2025 | Repayment | 445.68 | 388.76 | 56.92 | 0.0 | 0.0 | 428.37 | false | false |
+ Then Loan status will be "ACTIVE"
+ Then Loan has 458.22 outstanding amount
+ And Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "12 September 2025" with 445.68 EUR transaction amount and system-generated Idempotency key
+ Then Loan Repayment schedule has 6 periods, with the following data for periods:
+ | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | | | 16 April 2025 | | 1207.18 | | | 0.0 | | 0.0 | 0.0 | | | |
+ | 1 | 30 | 16 May 2025 | 10 May 2025 | 1013.3 | 193.88 | 28.96 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
+ | 2 | 31 | 16 June 2025 | 06 June 2025 | 817.13 | 196.17 | 26.67 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
+ | 3 | 30 | 16 July 2025 | 12 September 2025 | 626.7 | 190.43 | 32.41 | 0.0 | 0.0 | 222.84 | 222.84 | 0.0 | 222.84 | 0.0 |
+ | 4 | 31 | 16 August 2025 | 12 September 2025 | 428.37 | 198.33 | 24.51 | 0.0 | 0.0 | 222.84 | 222.84 | 0.0 | 222.84 | 0.0 |
+ | 5 | 31 | 16 September 2025 | 12 September 2025 | 226.87 | 201.5 | 21.34 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
+ | 6 | 30 | 16 October 2025 | | 0.0 | 226.87 | 0.14 | 0.0 | 0.0 | 227.01 | 222.84 | 222.84 | 0.0 | 4.17 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | 1207.18 | 134.03 | 0.0 | 0.0 | 1341.21 | 1337.04 | 891.36 | 445.68 | 4.17 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 16 April 2025 | Disbursement | 1207.18 | 0.0 | 0.0 | 0.0 | 0.0 | 1207.18 | false | false |
+ | 10 May 2025 | Repayment | 222.84 | 193.88 | 28.96 | 0.0 | 0.0 | 1013.3 | false | false |
+ | 06 June 2025 | Repayment | 222.84 | 196.17 | 26.67 | 0.0 | 0.0 | 817.13 | false | false |
+ | 12 September 2025 | Repayment | 445.68 | 388.76 | 56.92 | 0.0 | 0.0 | 428.37 | false | false |
+ | 12 September 2025 | Repayment | 445.68 | 424.34 | 21.34 | 0.0 | 0.0 | 4.03 | false | false |
+ Then Loan status will be "ACTIVE"
+ Then Loan has 4.17 outstanding amount
+ When Admin sets the business date to "04 October 2025"
+ When Admin makes "MERCHANT_ISSUED_REFUND" transaction with "AUTOPAY" payment type on "04 October 2025" with 3.43 EUR transaction amount
+ Then Loan Repayment schedule has 6 periods, with the following data for periods:
+ | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | | | 16 April 2025 | | 1207.18 | | | 0.0 | | 0.0 | 0.0 | | | |
+ | 1 | 30 | 16 May 2025 | 10 May 2025 | 1013.3 | 193.88 | 28.96 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
+ | 2 | 31 | 16 June 2025 | 06 June 2025 | 817.13 | 196.17 | 26.67 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
+ | 3 | 30 | 16 July 2025 | 12 September 2025 | 626.7 | 190.43 | 32.41 | 0.0 | 0.0 | 222.84 | 222.84 | 0.0 | 222.84 | 0.0 |
+ | 4 | 31 | 16 August 2025 | 12 September 2025 | 428.37 | 198.33 | 24.51 | 0.0 | 0.0 | 222.84 | 222.84 | 0.0 | 222.84 | 0.0 |
+ | 5 | 31 | 16 September 2025 | 12 September 2025 | 226.87 | 201.5 | 21.34 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
+ | 6 | 30 | 16 October 2025 | | 0.0 | 226.87 | 0.09 | 0.0 | 0.0 | 226.96 | 226.87 | 226.87 | 0.0 | 0.09 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | 1207.18 | 133.98 | 0.0 | 0.0 | 1341.16 | 1341.07 | 895.39 | 445.68 | 0.09 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 16 April 2025 | Disbursement | 1207.18 | 0.0 | 0.0 | 0.0 | 0.0 | 1207.18 | false | false |
+ | 10 May 2025 | Repayment | 222.84 | 193.88 | 28.96 | 0.0 | 0.0 | 1013.3 | false | false |
+ | 06 June 2025 | Repayment | 222.84 | 196.17 | 26.67 | 0.0 | 0.0 | 817.13 | false | false |
+ | 12 September 2025 | Repayment | 445.68 | 388.76 | 56.92 | 0.0 | 0.0 | 428.37 | false | false |
+ | 12 September 2025 | Repayment | 445.68 | 424.34 | 21.34 | 0.0 | 0.0 | 4.03 | false | false |
+ | 04 October 2025 | Merchant Issued Refund | 3.43 | 3.43 | 0.0 | 0.0 | 0.0 | 0.6 | false | false |
+ | 04 October 2025 | Interest Refund | 0.6 | 0.51 | 0.09 | 0.0 | 0.0 | 0.09 | false | false |
+ Then Loan status will be "ACTIVE"
+ Then Loan has 0.09 outstanding amount
+ When Admin sets the business date to "12 October 2025"
+ And Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "12 October 2025" with 0.09 EUR transaction amount and system-generated Idempotency key
+ Then Loan Repayment schedule has 6 periods, with the following data for periods:
+ | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | | | 16 April 2025 | | 1207.18 | | | 0.0 | | 0.0 | 0.0 | | | |
+ | 1 | 30 | 16 May 2025 | 10 May 2025 | 1013.3 | 193.88 | 28.96 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
+ | 2 | 31 | 16 June 2025 | 06 June 2025 | 817.13 | 196.17 | 26.67 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
+ | 3 | 30 | 16 July 2025 | 12 September 2025 | 626.7 | 190.43 | 32.41 | 0.0 | 0.0 | 222.84 | 222.84 | 0.0 | 222.84 | 0.0 |
+ | 4 | 31 | 16 August 2025 | 12 September 2025 | 428.37 | 198.33 | 24.51 | 0.0 | 0.0 | 222.84 | 222.84 | 0.0 | 222.84 | 0.0 |
+ | 5 | 31 | 16 September 2025 | 12 September 2025 | 226.87 | 201.5 | 21.34 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
+ | 6 | 30 | 16 October 2025 | 12 October 2025 | 0.0 | 226.87 | 0.09 | 0.0 | 0.0 | 226.96 | 226.96 | 226.96 | 0.0 | 0.0 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | 1207.18 | 133.98 | 0.0 | 0.0 | 1341.16 | 1341.16 | 895.48 | 445.68 | 0.0 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 16 April 2025 | Disbursement | 1207.18 | 0.0 | 0.0 | 0.0 | 0.0 | 1207.18 | false | false |
+ | 10 May 2025 | Repayment | 222.84 | 193.88 | 28.96 | 0.0 | 0.0 | 1013.3 | false | false |
+ | 16 May 2025 | Accrual Activity | 28.96 | 0.0 | 28.96 | 0.0 | 0.0 | 0.0 | false | false |
+ | 06 June 2025 | Repayment | 222.84 | 196.17 | 26.67 | 0.0 | 0.0 | 817.13 | false | false |
+ | 16 June 2025 | Accrual Activity | 26.67 | 0.0 | 26.67 | 0.0 | 0.0 | 0.0 | false | false |
+ | 16 July 2025 | Accrual Activity | 32.41 | 0.0 | 32.41 | 0.0 | 0.0 | 0.0 | false | false |
+ | 16 August 2025 | Accrual Activity | 24.51 | 0.0 | 24.51 | 0.0 | 0.0 | 0.0 | false | false |
+ | 12 September 2025 | Repayment | 445.68 | 388.76 | 56.92 | 0.0 | 0.0 | 428.37 | false | false |
+ | 12 September 2025 | Repayment | 445.68 | 424.34 | 21.34 | 0.0 | 0.0 | 4.03 | false | false |
+ | 16 September 2025 | Accrual Activity | 21.34 | 0.0 | 21.34 | 0.0 | 0.0 | 0.0 | false | false |
+ | 04 October 2025 | Merchant Issued Refund | 3.43 | 3.43 | 0.0 | 0.0 | 0.0 | 0.6 | false | false |
+ | 04 October 2025 | Interest Refund | 0.6 | 0.51 | 0.09 | 0.0 | 0.0 | 0.09 | false | false |
+ | 12 October 2025 | Repayment | 0.09 | 0.09 | 0.0 | 0.0 | 0.0 | 0.0 | false | false |
+ | 12 October 2025 | Accrual | 133.98 | 0.0 | 133.98 | 0.0 | 0.0 | 0.0 | false | false |
+ | 12 October 2025 | Accrual Activity | 0.09 | 0.0 | 0.09 | 0.0 | 0.0 | 0.0 | false | false |
+ Then Loan is closed with zero outstanding balance and it's all installments have obligations met
+
+ @TestRailId:C4150
+ Scenario: Verify 2 months of EMIs to be paid early and late with charge and repayment trns at last installment - UC3
+ When Admin sets the business date to "16 April 2025"
+ And Admin creates a client with random data
+ And Admin creates a fully customized loan with the following data:
+ | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
+ | LP2_ADV_CUSTOM_PMT_ALLOC_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL | 16 April 2025 | 1000 | 35.99 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
+ And Admin successfully approves the loan on "16 April 2025" with "1000" amount and expected disbursement date on "16 April 2025"
+ And Admin successfully disburse the loan on "16 April 2025" with "1207.18" EUR transaction amount
+ Then Loan Repayment schedule has 6 periods, with the following data for periods:
+ | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | | | 16 April 2025 | | 1207.18 | | | 0.0 | | 0.0 | 0.0 | | | |
+ | 1 | 30 | 16 May 2025 | | 1020.55 | 186.63 | 36.21 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
+ | 2 | 31 | 16 June 2025 | | 828.32 | 192.23 | 30.61 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
+ | 3 | 30 | 16 July 2025 | | 630.32 | 198.0 | 24.84 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
+ | 4 | 31 | 16 August 2025 | | 426.38 | 203.94 | 18.9 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
+ | 5 | 31 | 16 September 2025 | | 216.33 | 210.05 | 12.79 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
+ | 6 | 30 | 16 October 2025 | | 0.0 | 216.33 | 6.49 | 0.0 | 0.0 | 222.82 | 0.0 | 0.0 | 0.0 | 222.82 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | 1207.18 | 129.84 | 0.0 | 0.0 | 1337.02 | 0.0 | 0.0 | 0.0 | 1337.02 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 16 April 2025 | Disbursement | 1207.18 | 0.0 | 0.0 | 0.0 | 0.0 | 1207.18 | false | false |
+ Then Loan status will be "ACTIVE"
+ Then Loan has 1337.02 outstanding amount
+ When Admin sets the business date to "10 May 2025"
+ And Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "10 May 2025" with 222.84 EUR transaction amount and system-generated Idempotency key
+ Then Loan Repayment schedule has 6 periods, with the following data for periods:
+ | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | | | 16 April 2025 | | 1207.18 | | | 0.0 | | 0.0 | 0.0 | | | |
+ | 1 | 30 | 16 May 2025 | 10 May 2025 | 1013.3 | 193.88 | 28.96 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
+ | 2 | 31 | 16 June 2025 | | 826.93 | 186.37 | 36.47 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
+ | 3 | 30 | 16 July 2025 | | 628.89 | 198.04 | 24.8 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
+ | 4 | 31 | 16 August 2025 | | 424.91 | 203.98 | 18.86 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
+ | 5 | 31 | 16 September 2025 | | 214.81 | 210.1 | 12.74 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
+ | 6 | 30 | 16 October 2025 | | 0.0 | 214.81 | 6.44 | 0.0 | 0.0 | 221.25 | 0.0 | 0.0 | 0.0 | 221.25 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | 1207.18 | 128.27 | 0.0 | 0.0 | 1335.45 | 222.84 | 222.84 | 0.0 | 1112.61 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 16 April 2025 | Disbursement | 1207.18 | 0.0 | 0.0 | 0.0 | 0.0 | 1207.18 | false | false |
+ | 10 May 2025 | Repayment | 222.84 | 193.88 | 28.96 | 0.0 | 0.0 | 1013.3 | false | false |
+ Then Loan status will be "ACTIVE"
+ Then Loan has 1112.61 outstanding amount
+ When Admin sets the business date to "06 June 2025"
+ And Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "06 June 2025" with 222.84 EUR transaction amount and system-generated Idempotency key
+ Then Loan Repayment schedule has 6 periods, with the following data for periods:
+ | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | | | 16 April 2025 | | 1207.18 | | | 0.0 | | 0.0 | 0.0 | | | |
+ | 1 | 30 | 16 May 2025 | 10 May 2025 | 1013.3 | 193.88 | 28.96 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
+ | 2 | 31 | 16 June 2025 | 06 June 2025 | 817.13 | 196.17 | 26.67 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
+ | 3 | 30 | 16 July 2025 | | 626.7 | 190.43 | 32.41 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
+ | 4 | 31 | 16 August 2025 | | 422.66 | 204.04 | 18.8 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
+ | 5 | 31 | 16 September 2025 | | 212.5 | 210.16 | 12.68 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
+ | 6 | 30 | 16 October 2025 | | 0.0 | 212.5 | 6.37 | 0.0 | 0.0 | 218.87 | 0.0 | 0.0 | 0.0 | 218.87 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | 1207.18 | 125.89 | 0.0 | 0.0 | 1333.07 | 445.68 | 445.68 | 0.0 | 887.39 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 16 April 2025 | Disbursement | 1207.18 | 0.0 | 0.0 | 0.0 | 0.0 | 1207.18 | false | false |
+ | 10 May 2025 | Repayment | 222.84 | 193.88 | 28.96 | 0.0 | 0.0 | 1013.3 | false | false |
+ | 06 June 2025 | Repayment | 222.84 | 196.17 | 26.67 | 0.0 | 0.0 | 817.13 | false | false |
+ Then Loan status will be "ACTIVE"
+ Then Loan has 887.39 outstanding amount
+ When Admin sets the business date to "12 September 2025"
+ And Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "12 September 2025" with 445.68 EUR transaction amount and system-generated Idempotency key
+ Then Loan Repayment schedule has 6 periods, with the following data for periods:
+ | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | | | 16 April 2025 | | 1207.18 | | | 0.0 | | 0.0 | 0.0 | | | |
+ | 1 | 30 | 16 May 2025 | 10 May 2025 | 1013.3 | 193.88 | 28.96 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
+ | 2 | 31 | 16 June 2025 | 06 June 2025 | 817.13 | 196.17 | 26.67 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
+ | 3 | 30 | 16 July 2025 | 12 September 2025 | 626.7 | 190.43 | 32.41 | 0.0 | 0.0 | 222.84 | 222.84 | 0.0 | 222.84 | 0.0 |
+ | 4 | 31 | 16 August 2025 | 12 September 2025 | 428.37 | 198.33 | 24.51 | 0.0 | 0.0 | 222.84 | 222.84 | 0.0 | 222.84 | 0.0 |
+ | 5 | 31 | 16 September 2025 | | 228.53 | 199.84 | 23.0 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
+ | 6 | 30 | 16 October 2025 | | 0.0 | 228.53 | 6.85 | 0.0 | 0.0 | 235.38 | 0.0 | 0.0 | 0.0 | 235.38 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | 1207.18 | 142.4 | 0.0 | 0.0 | 1349.58 | 891.36 | 445.68 | 445.68 | 458.22 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 16 April 2025 | Disbursement | 1207.18 | 0.0 | 0.0 | 0.0 | 0.0 | 1207.18 | false | false |
+ | 10 May 2025 | Repayment | 222.84 | 193.88 | 28.96 | 0.0 | 0.0 | 1013.3 | false | false |
+ | 06 June 2025 | Repayment | 222.84 | 196.17 | 26.67 | 0.0 | 0.0 | 817.13 | false | false |
+ | 12 September 2025 | Repayment | 445.68 | 388.76 | 56.92 | 0.0 | 0.0 | 428.37 | false | false |
+ Then Loan status will be "ACTIVE"
+ Then Loan has 458.22 outstanding amount
+ And Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "12 September 2025" with 445.68 EUR transaction amount and system-generated Idempotency key
+ Then Loan Repayment schedule has 6 periods, with the following data for periods:
+ | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | | | 16 April 2025 | | 1207.18 | | | 0.0 | | 0.0 | 0.0 | | | |
+ | 1 | 30 | 16 May 2025 | 10 May 2025 | 1013.3 | 193.88 | 28.96 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
+ | 2 | 31 | 16 June 2025 | 06 June 2025 | 817.13 | 196.17 | 26.67 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
+ | 3 | 30 | 16 July 2025 | 12 September 2025 | 626.7 | 190.43 | 32.41 | 0.0 | 0.0 | 222.84 | 222.84 | 0.0 | 222.84 | 0.0 |
+ | 4 | 31 | 16 August 2025 | 12 September 2025 | 428.37 | 198.33 | 24.51 | 0.0 | 0.0 | 222.84 | 222.84 | 0.0 | 222.84 | 0.0 |
+ | 5 | 31 | 16 September 2025 | 12 September 2025 | 226.87 | 201.5 | 21.34 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
+ | 6 | 30 | 16 October 2025 | | 0.0 | 226.87 | 0.14 | 0.0 | 0.0 | 227.01 | 222.84 | 222.84 | 0.0 | 4.17 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | 1207.18 | 134.03 | 0.0 | 0.0 | 1341.21 | 1337.04 | 891.36 | 445.68 | 4.17 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 16 April 2025 | Disbursement | 1207.18 | 0.0 | 0.0 | 0.0 | 0.0 | 1207.18 | false | false |
+ | 10 May 2025 | Repayment | 222.84 | 193.88 | 28.96 | 0.0 | 0.0 | 1013.3 | false | false |
+ | 06 June 2025 | Repayment | 222.84 | 196.17 | 26.67 | 0.0 | 0.0 | 817.13 | false | false |
+ | 12 September 2025 | Repayment | 445.68 | 388.76 | 56.92 | 0.0 | 0.0 | 428.37 | false | false |
+ | 12 September 2025 | Repayment | 445.68 | 424.34 | 21.34 | 0.0 | 0.0 | 4.03 | false | false |
+ Then Loan status will be "ACTIVE"
+ Then Loan has 4.17 outstanding amount
+
+ When Admin adds "LOAN_SNOOZE_FEE" due date charge with "04 October 2025" due date and 3 EUR transaction amount
+ Then Loan Charges tab has the following data:
+ | Name | isPenalty | Payment due at | Due as of | Calculation type | Due | Paid | Waived | Outstanding |
+ | Snooze fee | false | Specified due date | 04 October 2025 | Flat | 3.0 | 0.0 | 0.0 | 3.0 |
+
+ When Admin sets the business date to "04 October 2025"
+ And Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "04 October 2025" with 7.03 EUR transaction amount and system-generated Idempotency key
+ Then Loan Repayment schedule has 6 periods, with the following data for periods:
+ | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | | | 16 April 2025 | | 1207.18 | | | 0.0 | | 0.0 | 0.0 | | | |
+ | 1 | 30 | 16 May 2025 | 10 May 2025 | 1013.3 | 193.88 | 28.96 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
+ | 2 | 31 | 16 June 2025 | 06 June 2025 | 817.13 | 196.17 | 26.67 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
+ | 3 | 30 | 16 July 2025 | 12 September 2025 | 626.7 | 190.43 | 32.41 | 0.0 | 0.0 | 222.84 | 222.84 | 0.0 | 222.84 | 0.0 |
+ | 4 | 31 | 16 August 2025 | 12 September 2025 | 428.37 | 198.33 | 24.51 | 0.0 | 0.0 | 222.84 | 222.84 | 0.0 | 222.84 | 0.0 |
+ | 5 | 31 | 16 September 2025 | 12 September 2025 | 226.87 | 201.5 | 21.34 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
+ | 6 | 30 | 16 October 2025 | | 0.0 | 226.87 | 0.09 | 3.0 | 0.0 | 229.96 | 229.87 | 229.87 | 0.0 | 0.09 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | 1207.18 | 133.98 | 3.0 | 0.0 | 1344.16 | 1344.07 | 898.39 | 445.68 | 0.09 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 16 April 2025 | Disbursement | 1207.18 | 0.0 | 0.0 | 0.0 | 0.0 | 1207.18 | false | false |
+ | 10 May 2025 | Repayment | 222.84 | 193.88 | 28.96 | 0.0 | 0.0 | 1013.3 | false | false |
+ | 06 June 2025 | Repayment | 222.84 | 196.17 | 26.67 | 0.0 | 0.0 | 817.13 | false | false |
+ | 12 September 2025 | Repayment | 445.68 | 388.76 | 56.92 | 0.0 | 0.0 | 428.37 | false | false |
+ | 12 September 2025 | Repayment | 445.68 | 424.34 | 21.34 | 0.0 | 0.0 | 4.03 | false | false |
+ | 04 October 2025 | Repayment | 7.03 | 4.03 | 0.09 | 2.91 | 0.0 | 0.0 | false | false |
+ Then Loan status will be "ACTIVE"
+ Then Loan has 0.09 outstanding amount
+ When Admin sets the business date to "12 October 2025"
+ And Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "12 October 2025" with 0.09 EUR transaction amount and system-generated Idempotency key
+ Then Loan Repayment schedule has 6 periods, with the following data for periods:
+ | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | | | 16 April 2025 | | 1207.18 | | | 0.0 | | 0.0 | 0.0 | | | |
+ | 1 | 30 | 16 May 2025 | 10 May 2025 | 1013.3 | 193.88 | 28.96 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
+ | 2 | 31 | 16 June 2025 | 06 June 2025 | 817.13 | 196.17 | 26.67 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
+ | 3 | 30 | 16 July 2025 | 12 September 2025 | 626.7 | 190.43 | 32.41 | 0.0 | 0.0 | 222.84 | 222.84 | 0.0 | 222.84 | 0.0 |
+ | 4 | 31 | 16 August 2025 | 12 September 2025 | 428.37 | 198.33 | 24.51 | 0.0 | 0.0 | 222.84 | 222.84 | 0.0 | 222.84 | 0.0 |
+ | 5 | 31 | 16 September 2025 | 12 September 2025 | 226.87 | 201.5 | 21.34 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
+ | 6 | 30 | 16 October 2025 | 12 October 2025 | 0.0 | 226.87 | 0.09 | 3.0 | 0.0 | 229.96 | 229.96 | 229.96 | 0.0 | 0.0 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | 1207.18 | 133.98 | 3.0 | 0.0 | 1344.16 | 1344.16 | 898.48 | 445.68 | 0.0 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 16 April 2025 | Disbursement | 1207.18 | 0.0 | 0.0 | 0.0 | 0.0 | 1207.18 | false | false |
+ | 10 May 2025 | Repayment | 222.84 | 193.88 | 28.96 | 0.0 | 0.0 | 1013.3 | false | false |
+ | 16 May 2025 | Accrual Activity | 28.96 | 0.0 | 28.96 | 0.0 | 0.0 | 0.0 | false | false |
+ | 06 June 2025 | Repayment | 222.84 | 196.17 | 26.67 | 0.0 | 0.0 | 817.13 | false | false |
+ | 16 June 2025 | Accrual Activity | 26.67 | 0.0 | 26.67 | 0.0 | 0.0 | 0.0 | false | false |
+ | 16 July 2025 | Accrual Activity | 32.41 | 0.0 | 32.41 | 0.0 | 0.0 | 0.0 | false | false |
+ | 16 August 2025 | Accrual Activity | 24.51 | 0.0 | 24.51 | 0.0 | 0.0 | 0.0 | false | false |
+ | 12 September 2025 | Repayment | 445.68 | 388.76 | 56.92 | 0.0 | 0.0 | 428.37 | false | false |
+ | 12 September 2025 | Repayment | 445.68 | 424.34 | 21.34 | 0.0 | 0.0 | 4.03 | false | false |
+ | 16 September 2025 | Accrual Activity | 21.34 | 0.0 | 21.34 | 0.0 | 0.0 | 0.0 | false | false |
+ | 04 October 2025 | Repayment | 7.03 | 4.03 | 0.09 | 2.91 | 0.0 | 0.0 | false | false |
+ | 12 October 2025 | Repayment | 0.09 | 0.0 | 0.0 | 0.09 | 0.0 | 0.0 | false | false |
+ | 12 October 2025 | Accrual | 136.98 | 0.0 | 133.98 | 3.0 | 0.0 | 0.0 | false | false |
+ | 12 October 2025 | Accrual Activity | 3.09 | 0.0 | 0.09 | 3.0 | 0.0 | 0.0 | false | false |
+ Then Loan is closed with zero outstanding balance and it's all installments have obligations met
+
+ @TestRailId:C4151
+ Scenario: Verify near 2 months of EMIs to be paid early and late with repayment trn at last installment - UC1
+ When Admin sets the business date to "16 April 2025"
+ And Admin creates a client with random data
+ And Admin creates a fully customized loan with the following data:
+ | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
+ | LP2_ADV_CUSTOM_PMT_ALLOC_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL | 16 April 2025 | 1000 | 35.99 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
+ And Admin successfully approves the loan on "16 April 2025" with "1000" amount and expected disbursement date on "16 April 2025"
+ And Admin successfully disburse the loan on "16 April 2025" with "1207.18" EUR transaction amount
+ Then Loan Repayment schedule has 6 periods, with the following data for periods:
+ | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | | | 16 April 2025 | | 1207.18 | | | 0.0 | | 0.0 | 0.0 | | | |
+ | 1 | 30 | 16 May 2025 | | 1020.55 | 186.63 | 36.21 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
+ | 2 | 31 | 16 June 2025 | | 828.32 | 192.23 | 30.61 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
+ | 3 | 30 | 16 July 2025 | | 630.32 | 198.0 | 24.84 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
+ | 4 | 31 | 16 August 2025 | | 426.38 | 203.94 | 18.9 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
+ | 5 | 31 | 16 September 2025 | | 216.33 | 210.05 | 12.79 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
+ | 6 | 30 | 16 October 2025 | | 0.0 | 216.33 | 6.49 | 0.0 | 0.0 | 222.82 | 0.0 | 0.0 | 0.0 | 222.82 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | 1207.18 | 129.84 | 0.0 | 0.0 | 1337.02 | 0.0 | 0.0 | 0.0 | 1337.02 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 16 April 2025 | Disbursement | 1207.18 | 0.0 | 0.0 | 0.0 | 0.0 | 1207.18 | false | false |
+ Then Loan status will be "ACTIVE"
+ Then Loan has 1337.02 outstanding amount
+ When Admin sets the business date to "10 May 2025"
+ And Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "10 May 2025" with 222.84 EUR transaction amount and system-generated Idempotency key
+ Then Loan Repayment schedule has 6 periods, with the following data for periods:
+ | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | | | 16 April 2025 | | 1207.18 | | | 0.0 | | 0.0 | 0.0 | | | |
+ | 1 | 30 | 16 May 2025 | 10 May 2025 | 1013.3 | 193.88 | 28.96 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
+ | 2 | 31 | 16 June 2025 | | 826.93 | 186.37 | 36.47 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
+ | 3 | 30 | 16 July 2025 | | 628.89 | 198.04 | 24.8 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
+ | 4 | 31 | 16 August 2025 | | 424.91 | 203.98 | 18.86 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
+ | 5 | 31 | 16 September 2025 | | 214.81 | 210.1 | 12.74 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
+ | 6 | 30 | 16 October 2025 | | 0.0 | 214.81 | 6.44 | 0.0 | 0.0 | 221.25 | 0.0 | 0.0 | 0.0 | 221.25 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | 1207.18 | 128.27 | 0.0 | 0.0 | 1335.45 | 222.84 | 222.84 | 0.0 | 1112.61 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 16 April 2025 | Disbursement | 1207.18 | 0.0 | 0.0 | 0.0 | 0.0 | 1207.18 | false | false |
+ | 10 May 2025 | Repayment | 222.84 | 193.88 | 28.96 | 0.0 | 0.0 | 1013.3 | false | false |
+ Then Loan status will be "ACTIVE"
+ Then Loan has 1112.61 outstanding amount
+ When Admin sets the business date to "06 June 2025"
+ And Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "06 June 2025" with 222.84 EUR transaction amount and system-generated Idempotency key
+ Then Loan Repayment schedule has 6 periods, with the following data for periods:
+ | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | | | 16 April 2025 | | 1207.18 | | | 0.0 | | 0.0 | 0.0 | | | |
+ | 1 | 30 | 16 May 2025 | 10 May 2025 | 1013.3 | 193.88 | 28.96 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
+ | 2 | 31 | 16 June 2025 | 06 June 2025 | 817.13 | 196.17 | 26.67 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
+ | 3 | 30 | 16 July 2025 | | 626.7 | 190.43 | 32.41 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
+ | 4 | 31 | 16 August 2025 | | 422.66 | 204.04 | 18.8 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
+ | 5 | 31 | 16 September 2025 | | 212.5 | 210.16 | 12.68 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
+ | 6 | 30 | 16 October 2025 | | 0.0 | 212.5 | 6.37 | 0.0 | 0.0 | 218.87 | 0.0 | 0.0 | 0.0 | 218.87 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | 1207.18 | 125.89 | 0.0 | 0.0 | 1333.07 | 445.68 | 445.68 | 0.0 | 887.39 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 16 April 2025 | Disbursement | 1207.18 | 0.0 | 0.0 | 0.0 | 0.0 | 1207.18 | false | false |
+ | 10 May 2025 | Repayment | 222.84 | 193.88 | 28.96 | 0.0 | 0.0 | 1013.3 | false | false |
+ | 06 June 2025 | Repayment | 222.84 | 196.17 | 26.67 | 0.0 | 0.0 | 817.13 | false | false |
+ Then Loan status will be "ACTIVE"
+ Then Loan has 887.39 outstanding amount
+ When Admin sets the business date to "12 September 2025"
+ And Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "12 September 2025" with 445.68 EUR transaction amount and system-generated Idempotency key
+ Then Loan Repayment schedule has 6 periods, with the following data for periods:
+ | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | | | 16 April 2025 | | 1207.18 | | | 0.0 | | 0.0 | 0.0 | | | |
+ | 1 | 30 | 16 May 2025 | 10 May 2025 | 1013.3 | 193.88 | 28.96 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
+ | 2 | 31 | 16 June 2025 | 06 June 2025 | 817.13 | 196.17 | 26.67 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
+ | 3 | 30 | 16 July 2025 | 12 September 2025 | 626.7 | 190.43 | 32.41 | 0.0 | 0.0 | 222.84 | 222.84 | 0.0 | 222.84 | 0.0 |
+ | 4 | 31 | 16 August 2025 | 12 September 2025 | 428.37 | 198.33 | 24.51 | 0.0 | 0.0 | 222.84 | 222.84 | 0.0 | 222.84 | 0.0 |
+ | 5 | 31 | 16 September 2025 | | 228.53 | 199.84 | 23.0 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
+ | 6 | 30 | 16 October 2025 | | 0.0 | 228.53 | 6.85 | 0.0 | 0.0 | 235.38 | 0.0 | 0.0 | 0.0 | 235.38 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | 1207.18 | 142.4 | 0.0 | 0.0 | 1349.58 | 891.36 | 445.68 | 445.68 | 458.22 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 16 April 2025 | Disbursement | 1207.18 | 0.0 | 0.0 | 0.0 | 0.0 | 1207.18 | false | false |
+ | 10 May 2025 | Repayment | 222.84 | 193.88 | 28.96 | 0.0 | 0.0 | 1013.3 | false | false |
+ | 06 June 2025 | Repayment | 222.84 | 196.17 | 26.67 | 0.0 | 0.0 | 817.13 | false | false |
+ | 12 September 2025 | Repayment | 445.68 | 388.76 | 56.92 | 0.0 | 0.0 | 428.37 | false | false |
+ Then Loan status will be "ACTIVE"
+ Then Loan has 458.22 outstanding amount
+ And Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "12 September 2025" with 445.69 EUR transaction amount and system-generated Idempotency key
+ Then Loan Repayment schedule has 6 periods, with the following data for periods:
+ | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | | | 16 April 2025 | | 1207.18 | | | 0.0 | | 0.0 | 0.0 | | | |
+ | 1 | 30 | 16 May 2025 | 10 May 2025 | 1013.3 | 193.88 | 28.96 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
+ | 2 | 31 | 16 June 2025 | 06 June 2025 | 817.13 | 196.17 | 26.67 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
+ | 3 | 30 | 16 July 2025 | 12 September 2025 | 626.7 | 190.43 | 32.41 | 0.0 | 0.0 | 222.84 | 222.84 | 0.0 | 222.84 | 0.0 |
+ | 4 | 31 | 16 August 2025 | 12 September 2025 | 428.37 | 198.33 | 24.51 | 0.0 | 0.0 | 222.84 | 222.84 | 0.0 | 222.84 | 0.0 |
+ | 5 | 31 | 16 September 2025 | 12 September 2025 | 226.87 | 201.5 | 21.34 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
+ | 6 | 30 | 16 October 2025 | | 0.0 | 226.87 | 0.14 | 0.0 | 0.0 | 227.01 | 222.85 | 222.85 | 0.0 | 4.16 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | 1207.18 | 134.03 | 0.0 | 0.0 | 1341.21 | 1337.05 | 891.37 | 445.68 | 4.16 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 16 April 2025 | Disbursement | 1207.18 | 0.0 | 0.0 | 0.0 | 0.0 | 1207.18 | false | false |
+ | 10 May 2025 | Repayment | 222.84 | 193.88 | 28.96 | 0.0 | 0.0 | 1013.3 | false | false |
+ | 06 June 2025 | Repayment | 222.84 | 196.17 | 26.67 | 0.0 | 0.0 | 817.13 | false | false |
+ | 12 September 2025 | Repayment | 445.68 | 388.76 | 56.92 | 0.0 | 0.0 | 428.37 | false | false |
+ | 12 September 2025 | Repayment | 445.69 | 424.35 | 21.34 | 0.0 | 0.0 | 4.02 | false | false |
+ Then Loan status will be "ACTIVE"
+ Then Loan has 4.16 outstanding amount
+ When Admin sets the business date to "04 October 2025"
+ And Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "04 October 2025" with 4.11 EUR transaction amount and system-generated Idempotency key
+ Then Loan Repayment schedule has 6 periods, with the following data for periods:
+ | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | | | 16 April 2025 | | 1207.18 | | | 0.0 | | 0.0 | 0.0 | | | |
+ | 1 | 30 | 16 May 2025 | 10 May 2025 | 1013.3 | 193.88 | 28.96 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
+ | 2 | 31 | 16 June 2025 | 06 June 2025 | 817.13 | 196.17 | 26.67 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
+ | 3 | 30 | 16 July 2025 | 12 September 2025 | 626.7 | 190.43 | 32.41 | 0.0 | 0.0 | 222.84 | 222.84 | 0.0 | 222.84 | 0.0 |
+ | 4 | 31 | 16 August 2025 | 12 September 2025 | 428.37 | 198.33 | 24.51 | 0.0 | 0.0 | 222.84 | 222.84 | 0.0 | 222.84 | 0.0 |
+ | 5 | 31 | 16 September 2025 | 12 September 2025 | 226.87 | 201.5 | 21.34 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
+ | 6 | 30 | 16 October 2025 | 04 October 2025 | 0.0 | 226.87 | 0.09 | 0.0 | 0.0 | 226.96 | 226.96 | 226.96 | 0.0 | 0.0 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | 1207.18 | 133.98 | 0.0 | 0.0 | 1341.16 | 1341.16 | 895.48 | 445.68 | 0.0 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 16 April 2025 | Disbursement | 1207.18 | 0.0 | 0.0 | 0.0 | 0.0 | 1207.18 | false | false |
+ | 10 May 2025 | Repayment | 222.84 | 193.88 | 28.96 | 0.0 | 0.0 | 1013.3 | false | false |
+ | 16 May 2025 | Accrual Activity | 28.96 | 0.0 | 28.96 | 0.0 | 0.0 | 0.0 | false | false |
+ | 06 June 2025 | Repayment | 222.84 | 196.17 | 26.67 | 0.0 | 0.0 | 817.13 | false | false |
+ | 16 June 2025 | Accrual Activity | 26.67 | 0.0 | 26.67 | 0.0 | 0.0 | 0.0 | false | false |
+ | 16 July 2025 | Accrual Activity | 32.41 | 0.0 | 32.41 | 0.0 | 0.0 | 0.0 | false | false |
+ | 16 August 2025 | Accrual Activity | 24.51 | 0.0 | 24.51 | 0.0 | 0.0 | 0.0 | false | false |
+ | 12 September 2025 | Repayment | 445.68 | 388.76 | 56.92 | 0.0 | 0.0 | 428.37 | false | false |
+ | 12 September 2025 | Repayment | 445.69 | 424.35 | 21.34 | 0.0 | 0.0 | 4.02 | false | false |
+ | 16 September 2025 | Accrual Activity | 21.34 | 0.0 | 21.34 | 0.0 | 0.0 | 0.0 | false | false |
+ | 04 October 2025 | Repayment | 4.11 | 4.02 | 0.09 | 0.0 | 0.0 | 0.0 | false | false |
+ | 04 October 2025 | Accrual | 133.98 | 0.0 | 133.98 | 0.0 | 0.0 | 0.0 | false | false |
+ | 04 October 2025 | Accrual Activity | 0.09 | 0.0 | 0.09 | 0.0 | 0.0 | 0.0 | false | false |
+ Then Loan is closed with zero outstanding balance and it's all installments have obligations met
+
+ @TestRailId:C4152
+ Scenario: Verify near 2 months of EMIs to be paid early and late with repayment trn at last installment - UC2
+ When Admin sets the business date to "16 April 2025"
+ And Admin creates a client with random data
+ And Admin creates a fully customized loan with the following data:
+ | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
+ | LP2_ADV_CUSTOM_PMT_ALLOC_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL | 16 April 2025 | 1000 | 35.99 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
+ And Admin successfully approves the loan on "16 April 2025" with "1000" amount and expected disbursement date on "16 April 2025"
+ And Admin successfully disburse the loan on "16 April 2025" with "1207.18" EUR transaction amount
+ Then Loan Repayment schedule has 6 periods, with the following data for periods:
+ | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | | | 16 April 2025 | | 1207.18 | | | 0.0 | | 0.0 | 0.0 | | | |
+ | 1 | 30 | 16 May 2025 | | 1020.55 | 186.63 | 36.21 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
+ | 2 | 31 | 16 June 2025 | | 828.32 | 192.23 | 30.61 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
+ | 3 | 30 | 16 July 2025 | | 630.32 | 198.0 | 24.84 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
+ | 4 | 31 | 16 August 2025 | | 426.38 | 203.94 | 18.9 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
+ | 5 | 31 | 16 September 2025 | | 216.33 | 210.05 | 12.79 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
+ | 6 | 30 | 16 October 2025 | | 0.0 | 216.33 | 6.49 | 0.0 | 0.0 | 222.82 | 0.0 | 0.0 | 0.0 | 222.82 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | 1207.18 | 129.84 | 0.0 | 0.0 | 1337.02 | 0.0 | 0.0 | 0.0 | 1337.02 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 16 April 2025 | Disbursement | 1207.18 | 0.0 | 0.0 | 0.0 | 0.0 | 1207.18 | false | false |
+ Then Loan status will be "ACTIVE"
+ Then Loan has 1337.02 outstanding amount
+ When Admin sets the business date to "10 May 2025"
+ And Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "10 May 2025" with 222.84 EUR transaction amount and system-generated Idempotency key
+ Then Loan Repayment schedule has 6 periods, with the following data for periods:
+ | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | | | 16 April 2025 | | 1207.18 | | | 0.0 | | 0.0 | 0.0 | | | |
+ | 1 | 30 | 16 May 2025 | 10 May 2025 | 1013.3 | 193.88 | 28.96 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
+ | 2 | 31 | 16 June 2025 | | 826.93 | 186.37 | 36.47 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
+ | 3 | 30 | 16 July 2025 | | 628.89 | 198.04 | 24.8 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
+ | 4 | 31 | 16 August 2025 | | 424.91 | 203.98 | 18.86 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
+ | 5 | 31 | 16 September 2025 | | 214.81 | 210.1 | 12.74 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
+ | 6 | 30 | 16 October 2025 | | 0.0 | 214.81 | 6.44 | 0.0 | 0.0 | 221.25 | 0.0 | 0.0 | 0.0 | 221.25 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | 1207.18 | 128.27 | 0.0 | 0.0 | 1335.45 | 222.84 | 222.84 | 0.0 | 1112.61 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 16 April 2025 | Disbursement | 1207.18 | 0.0 | 0.0 | 0.0 | 0.0 | 1207.18 | false | false |
+ | 10 May 2025 | Repayment | 222.84 | 193.88 | 28.96 | 0.0 | 0.0 | 1013.3 | false | false |
+ Then Loan status will be "ACTIVE"
+ Then Loan has 1112.61 outstanding amount
+ When Admin sets the business date to "06 June 2025"
+ And Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "06 June 2025" with 222.84 EUR transaction amount and system-generated Idempotency key
+ Then Loan Repayment schedule has 6 periods, with the following data for periods:
+ | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | | | 16 April 2025 | | 1207.18 | | | 0.0 | | 0.0 | 0.0 | | | |
+ | 1 | 30 | 16 May 2025 | 10 May 2025 | 1013.3 | 193.88 | 28.96 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
+ | 2 | 31 | 16 June 2025 | 06 June 2025 | 817.13 | 196.17 | 26.67 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
+ | 3 | 30 | 16 July 2025 | | 626.7 | 190.43 | 32.41 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
+ | 4 | 31 | 16 August 2025 | | 422.66 | 204.04 | 18.8 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
+ | 5 | 31 | 16 September 2025 | | 212.5 | 210.16 | 12.68 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
+ | 6 | 30 | 16 October 2025 | | 0.0 | 212.5 | 6.37 | 0.0 | 0.0 | 218.87 | 0.0 | 0.0 | 0.0 | 218.87 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | 1207.18 | 125.89 | 0.0 | 0.0 | 1333.07 | 445.68 | 445.68 | 0.0 | 887.39 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 16 April 2025 | Disbursement | 1207.18 | 0.0 | 0.0 | 0.0 | 0.0 | 1207.18 | false | false |
+ | 10 May 2025 | Repayment | 222.84 | 193.88 | 28.96 | 0.0 | 0.0 | 1013.3 | false | false |
+ | 06 June 2025 | Repayment | 222.84 | 196.17 | 26.67 | 0.0 | 0.0 | 817.13 | false | false |
+ Then Loan status will be "ACTIVE"
+ Then Loan has 887.39 outstanding amount
+ When Admin sets the business date to "12 September 2025"
+ And Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "12 September 2025" with 445.68 EUR transaction amount and system-generated Idempotency key
+ Then Loan Repayment schedule has 6 periods, with the following data for periods:
+ | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | | | 16 April 2025 | | 1207.18 | | | 0.0 | | 0.0 | 0.0 | | | |
+ | 1 | 30 | 16 May 2025 | 10 May 2025 | 1013.3 | 193.88 | 28.96 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
+ | 2 | 31 | 16 June 2025 | 06 June 2025 | 817.13 | 196.17 | 26.67 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
+ | 3 | 30 | 16 July 2025 | 12 September 2025 | 626.7 | 190.43 | 32.41 | 0.0 | 0.0 | 222.84 | 222.84 | 0.0 | 222.84 | 0.0 |
+ | 4 | 31 | 16 August 2025 | 12 September 2025 | 428.37 | 198.33 | 24.51 | 0.0 | 0.0 | 222.84 | 222.84 | 0.0 | 222.84 | 0.0 |
+ | 5 | 31 | 16 September 2025 | | 228.53 | 199.84 | 23.0 | 0.0 | 0.0 | 222.84 | 0.0 | 0.0 | 0.0 | 222.84 |
+ | 6 | 30 | 16 October 2025 | | 0.0 | 228.53 | 6.85 | 0.0 | 0.0 | 235.38 | 0.0 | 0.0 | 0.0 | 235.38 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | 1207.18 | 142.4 | 0.0 | 0.0 | 1349.58 | 891.36 | 445.68 | 445.68 | 458.22 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 16 April 2025 | Disbursement | 1207.18 | 0.0 | 0.0 | 0.0 | 0.0 | 1207.18 | false | false |
+ | 10 May 2025 | Repayment | 222.84 | 193.88 | 28.96 | 0.0 | 0.0 | 1013.3 | false | false |
+ | 06 June 2025 | Repayment | 222.84 | 196.17 | 26.67 | 0.0 | 0.0 | 817.13 | false | false |
+ | 12 September 2025 | Repayment | 445.68 | 388.76 | 56.92 | 0.0 | 0.0 | 428.37 | false | false |
+ Then Loan status will be "ACTIVE"
+ Then Loan has 458.22 outstanding amount
+ And Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "12 September 2025" with 445.67 EUR transaction amount and system-generated Idempotency key
+ Then Loan Repayment schedule has 6 periods, with the following data for periods:
+ | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | | | 16 April 2025 | | 1207.18 | | | 0.0 | | 0.0 | 0.0 | | | |
+ | 1 | 30 | 16 May 2025 | 10 May 2025 | 1013.3 | 193.88 | 28.96 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
+ | 2 | 31 | 16 June 2025 | 06 June 2025 | 817.13 | 196.17 | 26.67 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
+ | 3 | 30 | 16 July 2025 | 12 September 2025 | 626.7 | 190.43 | 32.41 | 0.0 | 0.0 | 222.84 | 222.84 | 0.0 | 222.84 | 0.0 |
+ | 4 | 31 | 16 August 2025 | 12 September 2025 | 428.37 | 198.33 | 24.51 | 0.0 | 0.0 | 222.84 | 222.84 | 0.0 | 222.84 | 0.0 |
+ | 5 | 31 | 16 September 2025 | 12 September 2025 | 226.87 | 201.5 | 21.34 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
+ | 6 | 30 | 16 October 2025 | | 0.0 | 226.87 | 0.14 | 0.0 | 0.0 | 227.01 | 222.83 | 222.83 | 0.0 | 4.18 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | 1207.18 | 134.03 | 0.0 | 0.0 | 1341.21 | 1337.03 | 891.35 | 445.68 | 4.18 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 16 April 2025 | Disbursement | 1207.18 | 0.0 | 0.0 | 0.0 | 0.0 | 1207.18 | false | false |
+ | 10 May 2025 | Repayment | 222.84 | 193.88 | 28.96 | 0.0 | 0.0 | 1013.3 | false | false |
+ | 06 June 2025 | Repayment | 222.84 | 196.17 | 26.67 | 0.0 | 0.0 | 817.13 | false | false |
+ | 12 September 2025 | Repayment | 445.68 | 388.76 | 56.92 | 0.0 | 0.0 | 428.37 | false | false |
+ | 12 September 2025 | Repayment | 445.67 | 424.33 | 21.34 | 0.0 | 0.0 | 4.04 | false | false |
+ Then Loan status will be "ACTIVE"
+ Then Loan has 4.18 outstanding amount
+ When Admin sets the business date to "04 October 2025"
+ And Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "04 October 2025" with 4.13 EUR transaction amount and system-generated Idempotency key
+ Then Loan Repayment schedule has 6 periods, with the following data for periods:
+ | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | | | 16 April 2025 | | 1207.18 | | | 0.0 | | 0.0 | 0.0 | | | |
+ | 1 | 30 | 16 May 2025 | 10 May 2025 | 1013.3 | 193.88 | 28.96 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
+ | 2 | 31 | 16 June 2025 | 06 June 2025 | 817.13 | 196.17 | 26.67 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
+ | 3 | 30 | 16 July 2025 | 12 September 2025 | 626.7 | 190.43 | 32.41 | 0.0 | 0.0 | 222.84 | 222.84 | 0.0 | 222.84 | 0.0 |
+ | 4 | 31 | 16 August 2025 | 12 September 2025 | 428.37 | 198.33 | 24.51 | 0.0 | 0.0 | 222.84 | 222.84 | 0.0 | 222.84 | 0.0 |
+ | 5 | 31 | 16 September 2025 | 12 September 2025 | 226.87 | 201.5 | 21.34 | 0.0 | 0.0 | 222.84 | 222.84 | 222.84 | 0.0 | 0.0 |
+ | 6 | 30 | 16 October 2025 | 04 October 2025 | 0.0 | 226.87 | 0.09 | 0.0 | 0.0 | 226.96 | 226.96 | 226.96 | 0.0 | 0.0 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | 1207.18 | 133.98 | 0.0 | 0.0 | 1341.16 | 1341.16 | 895.48 | 445.68 | 0.0 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 16 April 2025 | Disbursement | 1207.18 | 0.0 | 0.0 | 0.0 | 0.0 | 1207.18 | false | false |
+ | 10 May 2025 | Repayment | 222.84 | 193.88 | 28.96 | 0.0 | 0.0 | 1013.3 | false | false |
+ | 16 May 2025 | Accrual Activity | 28.96 | 0.0 | 28.96 | 0.0 | 0.0 | 0.0 | false | false |
+ | 06 June 2025 | Repayment | 222.84 | 196.17 | 26.67 | 0.0 | 0.0 | 817.13 | false | false |
+ | 16 June 2025 | Accrual Activity | 26.67 | 0.0 | 26.67 | 0.0 | 0.0 | 0.0 | false | false |
+ | 16 July 2025 | Accrual Activity | 32.41 | 0.0 | 32.41 | 0.0 | 0.0 | 0.0 | false | false |
+ | 16 August 2025 | Accrual Activity | 24.51 | 0.0 | 24.51 | 0.0 | 0.0 | 0.0 | false | false |
+ | 12 September 2025 | Repayment | 445.68 | 388.76 | 56.92 | 0.0 | 0.0 | 428.37 | false | false |
+ | 12 September 2025 | Repayment | 445.67 | 424.33 | 21.34 | 0.0 | 0.0 | 4.04 | false | false |
+ | 16 September 2025 | Accrual Activity | 21.34 | 0.0 | 21.34 | 0.0 | 0.0 | 0.0 | false | false |
+ | 04 October 2025 | Repayment | 4.13 | 4.04 | 0.09 | 0.0 | 0.0 | 0.0 | false | false |
+ | 04 October 2025 | Accrual | 133.98 | 0.0 | 133.98 | 0.0 | 0.0 | 0.0 | false | false |
+ | 04 October 2025 | Accrual Activity | 0.09 | 0.0 | 0.09 | 0.0 | 0.0 | 0.0 | false | false |
+ Then Loan is closed with zero outstanding balance and it's all installments have obligations met