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Posted to dev@fineract.apache.org by "Binny Gopinath Sreevas (JIRA)" <ji...@apache.org> on 2016/04/07 10:41:25 UTC
[jira] [Commented] (FINERACT-129) Loan Approval/Disbursal by Amount
(Data-Driven Authorization)
[ https://issues.apache.org/jira/browse/FINERACT-129?page=com.atlassian.jira.plugin.system.issuetabpanels:comment-tabpanel&focusedCommentId=15229922#comment-15229922 ]
Binny Gopinath Sreevas commented on FINERACT-129:
-------------------------------------------------
Some additional points to be considered:
a) The approval may not be always dependent on amount alone. Example:
- Gold loans (product) may always need a manager approval
- IDBI loans which are above 100,000 (product + amount) may need a manager approval
b) The approval may be done in multi-level
- IDBI loans which are above 100,000 (product + amount) will need to be approved by branch manager approval + someone from the credit committee (two-levels of approvals)
Amount, product, loan purpose etc could be used for defining whether which role and how many levels of approval may be needed.
> Loan Approval/Disbursal by Amount (Data-Driven Authorization)
> -------------------------------------------------------------
>
> Key: FINERACT-129
> URL: https://issues.apache.org/jira/browse/FINERACT-129
> Project: Apache Fineract
> Issue Type: Improvement
> Reporter: Edward Cable
> Assignee: Markus Geiss
>
> As reported at https://mifosforge.jira.com/browse/MIFOSX-2649
> In the last three RFPs I have worked on in March 2016, each had a requirement to define level of authority by amount.
> For Example:
> * New loan officer may approve and/or disburse loans up to 10,000
> * A seasoned loan officer may approve and/or disburse loans up to 30,000
> * A management level loan officer may approve and/or disburse loans up to 75,000
> This should be configurable at the user level within the Loan Officer Role.
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