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Posted to commits@fineract.apache.org by "SavvyPabi (via GitHub)" <gi...@apache.org> on 2026/02/09 20:37:26 UTC

Re: [PR] FINERACT-2090: Restructure Loan creation and modification [fineract]

SavvyPabi commented on PR #3909:
URL: https://github.com/apache/fineract/pull/3909#issuecomment-3873718396

   Hi @adamsaghy @vidakovic 
   
   Great work on this restructure! Now that the foundational cleanup for loan creation/modification is merged, I wanted to share a Product Perspective on the logical next steps for the validation layer.
   
   To build on this new structure, I suggest we look at standardizing our Business Validation & Rejection logic:
   
   Standardized Reason Codes: Moving from generic strings to specific codes, so front-end apps can provide clearer user guidance.
   
   Audit Persistence: Ensuring that "Rejected" or "Draft" attempts are logged in the audit trail rather than discarded—a major requirement for banking compliance.
   
   Tiered Validation: Implementing a "fail-fast" approach (Technical/Schema checks first, then Business Policy) to optimize performance for high-volume environments.
   
   I'm happy to help document a set of Standardized Business Reason Codes that align with international microfinance standards if that helps the post-refactor roadmap!


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