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Posted to issues@fineract.apache.org by "Mihaly Dallos (Jira)" <ji...@apache.org> on 2023/02/08 13:54:00 UTC
[jira] [Created] (FINERACT-1888) Full chargeback is not allowed if loan is overpaid
Mihaly Dallos created FINERACT-1888:
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Summary: Full chargeback is not allowed if loan is overpaid
Key: FINERACT-1888
URL: https://issues.apache.org/jira/browse/FINERACT-1888
Project: Apache Fineract
Issue Type: Bug
Reporter: Mihaly Dallos
h4. *Use case*
for an overpaid loan account, the system doesn't allow to create a chargeback transaction
*Steps To Reproduce*
# create a Pin30 loan account with 1,000 disbursement amount
# make Repayment-1 of 500 amount
# make repayment-2 of 300 amount
# make repayment-3 of 300 amount
# Try making the chargeback for 300
The system will not allow doing a chargeback of 300 as 100 went to overpaid portion and 200 went to the principal portion
{panel}
*Acceptance criteria*
# user should be able to do a chargeback of the total repayment amount
# Overpaid allocated portion amount should be marked as paid in the chargeback transaction both in the repayment schedule and transaction
## For ex: in the above case
## chargeback total amount: 300
## total paid: 100 (overpaid portion)
## outstanding: 200
# Loan status should be changed from overapid to active state
{panel}
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