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Posted to issues@fineract.apache.org by "Santosh Math (JIRA)" <ji...@apache.org> on 2019/06/05 05:37:00 UTC
[jira] [Commented] (FINERACT-641) Withdrawal fee support for
overdrawing account
[ https://issues.apache.org/jira/browse/FINERACT-641?page=com.atlassian.jira.plugin.system.issuetabpanels:comment-tabpanel&focusedCommentId=16856363#comment-16856363 ]
Santosh Math commented on FINERACT-641:
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Take an example: There is Savings account with overdraft facility upto 5000 and withdrawal fee of 2 flat for each withdrawal which is attached with savings account.
Current balance in the savings account: 3000
If customer withdraws 200:
New balance: 2800 -2 (withdrawal fee) : 2798.
Consider the balance reduced to 0 after multiple withdrawals. The client still can withdraw upto 5000. But , trying to withdraw below zero doesn't happen because this withdrawal fee currently doesn't support for withdrawals less than 0. Same must be supported.
> Withdrawal fee support for overdrawing account
> -----------------------------------------------
>
> Key: FINERACT-641
> URL: https://issues.apache.org/jira/browse/FINERACT-641
> Project: Apache Fineract
> Issue Type: Improvement
> Affects Versions: 1.1.0
> Reporter: Santosh Math
> Priority: Major
> Labels: 2019-mifos-gsoc, GSOC, Volunteer, p1
> Fix For: 1.5.0
>
> Original Estimate: 72h
> Remaining Estimate: 72h
>
> Currently, Savings Withdrawal fee only applicable if withdrawal is done when balance is greater than zero.
> If try to overdraw from savings account, withdrawal fee won't support and it's throwing the error.
> Expected: Withdrawal fee should support overdrawn account .
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