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Posted to commits@fineract.apache.org by ar...@apache.org on 2023/05/16 09:53:39 UTC

[fineract] branch develop updated: FINERACT-1905-Charges-Accrual-entries-on-created-date

This is an automated email from the ASF dual-hosted git repository.

arnold pushed a commit to branch develop
in repository https://gitbox.apache.org/repos/asf/fineract.git


The following commit(s) were added to refs/heads/develop by this push:
     new aaa94007e FINERACT-1905-Charges-Accrual-entries-on-created-date
aaa94007e is described below

commit aaa94007eeeddb13593d0faa7487414008099d25
Author: Ruchi Dhamankar <ru...@gmail.com>
AuthorDate: Mon May 15 05:19:17 2023 +0530

    FINERACT-1905-Charges-Accrual-entries-on-created-date
---
 .../domain/ConfigurationDomainService.java         |   3 +
 .../domain/ConfigurationDomainServiceJpa.java      |  13 +
 .../LoanAccrualWritePlatformServiceImpl.java       |  69 ++-
 .../service/LoanReadPlatformServiceImpl.java       |  72 ++-
 .../db/changelog/tenant/changelog-tenant.xml       |   1 +
 ...0107_add_configuration_charges_accrual_date.xml |  41 ++
 ...ccrualTransactionOnChargeSubmittedDateTest.java | 639 +++++++++++++++++++++
 .../common/GlobalConfigurationHelper.java          |  27 +-
 8 files changed, 859 insertions(+), 6 deletions(-)

diff --git a/fineract-provider/src/main/java/org/apache/fineract/infrastructure/configuration/domain/ConfigurationDomainService.java b/fineract-provider/src/main/java/org/apache/fineract/infrastructure/configuration/domain/ConfigurationDomainService.java
index a7b2cb580..06969ef9a 100644
--- a/fineract-provider/src/main/java/org/apache/fineract/infrastructure/configuration/domain/ConfigurationDomainService.java
+++ b/fineract-provider/src/main/java/org/apache/fineract/infrastructure/configuration/domain/ConfigurationDomainService.java
@@ -136,4 +136,7 @@ public interface ConfigurationDomainService {
     Long retrieveExternalEventBatchSize();
 
     String retrieveReportExportS3FolderName();
+
+    String getAccrualDateConfigForCharge();
+
 }
diff --git a/fineract-provider/src/main/java/org/apache/fineract/infrastructure/configuration/domain/ConfigurationDomainServiceJpa.java b/fineract-provider/src/main/java/org/apache/fineract/infrastructure/configuration/domain/ConfigurationDomainServiceJpa.java
index 88dd26da5..b176a2a41 100644
--- a/fineract-provider/src/main/java/org/apache/fineract/infrastructure/configuration/domain/ConfigurationDomainServiceJpa.java
+++ b/fineract-provider/src/main/java/org/apache/fineract/infrastructure/configuration/domain/ConfigurationDomainServiceJpa.java
@@ -51,6 +51,7 @@ public class ConfigurationDomainServiceJpa implements ConfigurationDomainService
 
     private static final String REPORT_EXPORT_S3_FOLDER_NAME = "report-export-s3-folder-name";
 
+    public static final String CHARGE_ACCRUAL_DATE_CRITERIA = "charge-accrual-date";
     private final PermissionRepository permissionRepository;
     private final GlobalConfigurationRepositoryWrapper globalConfigurationRepository;
     private final PlatformCacheRepository cacheTypeRepository;
@@ -501,4 +502,16 @@ public class ConfigurationDomainServiceJpa implements ConfigurationDomainService
         final GlobalConfigurationPropertyData property = getGlobalConfigurationPropertyData(REPORT_EXPORT_S3_FOLDER_NAME);
         return property.getStringValue();
     }
+
+    @Override
+    public String getAccrualDateConfigForCharge() {
+        String defaultValue = "due-date";
+        final GlobalConfigurationPropertyData property = getGlobalConfigurationPropertyData(CHARGE_ACCRUAL_DATE_CRITERIA);
+        String value = property.getStringValue();
+        if (StringUtils.isBlank(value)) {
+            return defaultValue;
+        }
+        return value;
+    }
+
 }
diff --git a/fineract-provider/src/main/java/org/apache/fineract/portfolio/loanaccount/service/LoanAccrualWritePlatformServiceImpl.java b/fineract-provider/src/main/java/org/apache/fineract/portfolio/loanaccount/service/LoanAccrualWritePlatformServiceImpl.java
index 2362bff31..78d314a9a 100644
--- a/fineract-provider/src/main/java/org/apache/fineract/portfolio/loanaccount/service/LoanAccrualWritePlatformServiceImpl.java
+++ b/fineract-provider/src/main/java/org/apache/fineract/portfolio/loanaccount/service/LoanAccrualWritePlatformServiceImpl.java
@@ -31,6 +31,7 @@ import java.util.Map;
 import java.util.Optional;
 import lombok.RequiredArgsConstructor;
 import org.apache.fineract.accounting.journalentry.service.JournalEntryWritePlatformService;
+import org.apache.fineract.infrastructure.configuration.domain.ConfigurationDomainService;
 import org.apache.fineract.infrastructure.core.service.DateUtils;
 import org.apache.fineract.infrastructure.core.service.database.DatabaseSpecificSQLGenerator;
 import org.apache.fineract.infrastructure.event.business.domain.loan.transaction.LoanAccrualTransactionCreatedBusinessEvent;
@@ -61,6 +62,8 @@ import org.springframework.transaction.annotation.Transactional;
 @RequiredArgsConstructor
 public class LoanAccrualWritePlatformServiceImpl implements LoanAccrualWritePlatformService {
 
+    private static final String ACCRUAL_ON_CHARGE_DUE_DATE = "due-date";
+    private static final String ACCRUAL_ON_CHARGE_SUBMITTED_ON_DATE = "submitted-date";
     private final LoanReadPlatformService loanReadPlatformService;
     private final LoanChargeReadPlatformService loanChargeReadPlatformService;
     private final JdbcTemplate jdbcTemplate;
@@ -71,6 +74,7 @@ public class LoanAccrualWritePlatformServiceImpl implements LoanAccrualWritePlat
     private final BusinessEventNotifierService businessEventNotifierService;
     private final LoanTransactionRepository loanTransactionRepository;
     private final LoanAccrualTransactionBusinessEventService loanAccrualTransactionBusinessEventService;
+    private final ConfigurationDomainService configurationDomainService;
 
     @Override
     @Transactional
@@ -244,8 +248,14 @@ public class LoanAccrualWritePlatformServiceImpl implements LoanAccrualWritePlat
             }
         }
         if (amount.compareTo(BigDecimal.ZERO) > 0) {
-            addAccrualAccounting(scheduleAccrualData, amount, interestPortion, totalAccInterest, feePortion, totalAccFee, penaltyPortion,
-                    totalAccPenalty, scheduleAccrualData.getDueDateAsLocaldate());
+            final String chargeAccrualDateCriteria = configurationDomainService.getAccrualDateConfigForCharge();
+            if (chargeAccrualDateCriteria.equalsIgnoreCase(ACCRUAL_ON_CHARGE_DUE_DATE)) {
+                addAccrualAccounting(scheduleAccrualData, amount, interestPortion, totalAccInterest, feePortion, totalAccFee,
+                        penaltyPortion, totalAccPenalty, scheduleAccrualData.getDueDateAsLocaldate());
+            } else if (chargeAccrualDateCriteria.equalsIgnoreCase(ACCRUAL_ON_CHARGE_SUBMITTED_ON_DATE)) {
+                addAccrualAccounting(scheduleAccrualData, amount, interestPortion, totalAccInterest, feePortion, totalAccFee,
+                        penaltyPortion, totalAccPenalty, DateUtils.getBusinessLocalDate());
+            }
         }
     }
 
@@ -356,7 +366,62 @@ public class LoanAccrualWritePlatformServiceImpl implements LoanAccrualWritePlat
 
     private void updateCharges(final Collection<LoanChargeData> chargesData, final LoanScheduleAccrualData accrualData,
             final LocalDate startDate, final LocalDate endDate) {
+        final String chargeAccrualDateCriteria = configurationDomainService.getAccrualDateConfigForCharge();
+        if (chargeAccrualDateCriteria.equalsIgnoreCase(ACCRUAL_ON_CHARGE_DUE_DATE)) {
+            updateChargeForDueDate(chargesData, accrualData, startDate, endDate);
+        } else if (chargeAccrualDateCriteria.equalsIgnoreCase(ACCRUAL_ON_CHARGE_SUBMITTED_ON_DATE)) {
+            updateChargeForSubmittedOnDate(chargesData, accrualData, startDate, endDate);
+        }
+
+    }
+
+    private void updateChargeForSubmittedOnDate(Collection<LoanChargeData> chargesData, LoanScheduleAccrualData accrualData,
+            LocalDate startDate, LocalDate endDate) {
+        final Map<LoanChargeData, BigDecimal> applicableCharges = new HashMap<>();
+        BigDecimal submittedDateFeeIncome = BigDecimal.ZERO;
+        BigDecimal submittedDatePenaltyIncome = BigDecimal.ZERO;
+        LocalDate scheduleEndDate = accrualData.getDueDateAsLocaldate();
+        for (LoanChargeData loanCharge : chargesData) {
+            BigDecimal chargeAmount = BigDecimal.ZERO;
+            if (((accrualData.getInstallmentNumber() == 1 && loanCharge.getSubmittedOnDate().isEqual(startDate))
+                    || loanCharge.getSubmittedOnDate().isBefore(startDate) || loanCharge.getSubmittedOnDate().isEqual(startDate)
+                    || loanCharge.getSubmittedOnDate().isAfter(startDate)) && !loanCharge.getSubmittedOnDate().isAfter(endDate)
+                    && !loanCharge.getDueDate().isBefore(startDate) && !loanCharge.getDueDate().isAfter(scheduleEndDate)) {
+                chargeAmount = loanCharge.getAmount();
+                if (loanCharge.getAmountUnrecognized() != null) {
+                    chargeAmount = chargeAmount.subtract(loanCharge.getAmountUnrecognized());
+                }
+                boolean canAddCharge = chargeAmount.compareTo(BigDecimal.ZERO) > 0;
+                if (canAddCharge && (loanCharge.getAmountAccrued() == null || chargeAmount.compareTo(loanCharge.getAmountAccrued()) != 0)) {
+                    BigDecimal amountForAccrual = chargeAmount;
+                    if (loanCharge.getAmountAccrued() != null) {
+                        amountForAccrual = chargeAmount.subtract(loanCharge.getAmountAccrued());
+                    }
+                    applicableCharges.put(loanCharge, amountForAccrual);
+
+                }
+            }
+            if (loanCharge.isPenalty()) {
+                submittedDatePenaltyIncome = submittedDatePenaltyIncome.add(chargeAmount);
+            } else {
+                submittedDateFeeIncome = submittedDateFeeIncome.add(chargeAmount);
+            }
+
+        }
+
+        if (submittedDateFeeIncome.compareTo(BigDecimal.ZERO) == 0) {
+            submittedDateFeeIncome = null;
+        }
+
+        if (submittedDatePenaltyIncome.compareTo(BigDecimal.ZERO) == 0) {
+            submittedDatePenaltyIncome = null;
+        }
+
+        accrualData.updateChargeDetails(applicableCharges, submittedDateFeeIncome, submittedDatePenaltyIncome);
+    }
 
+    private void updateChargeForDueDate(Collection<LoanChargeData> chargesData, LoanScheduleAccrualData accrualData, LocalDate startDate,
+            LocalDate endDate) {
         final Map<LoanChargeData, BigDecimal> applicableCharges = new HashMap<>();
         BigDecimal dueDateFeeIncome = BigDecimal.ZERO;
         BigDecimal dueDatePenaltyIncome = BigDecimal.ZERO;
diff --git a/fineract-provider/src/main/java/org/apache/fineract/portfolio/loanaccount/service/LoanReadPlatformServiceImpl.java b/fineract-provider/src/main/java/org/apache/fineract/portfolio/loanaccount/service/LoanReadPlatformServiceImpl.java
index 98d5e3280..8ea66f57c 100644
--- a/fineract-provider/src/main/java/org/apache/fineract/portfolio/loanaccount/service/LoanReadPlatformServiceImpl.java
+++ b/fineract-provider/src/main/java/org/apache/fineract/portfolio/loanaccount/service/LoanReadPlatformServiceImpl.java
@@ -146,6 +146,7 @@ import org.springframework.util.CollectionUtils;
 @Transactional(readOnly = true)
 public class LoanReadPlatformServiceImpl implements LoanReadPlatformService {
 
+    private static final String ACCRUAL_ON_CHARGE_SUBMITTED_ON_DATE = "submitted-date";
     private final JdbcTemplate jdbcTemplate;
     private final PlatformSecurityContext context;
     private final LoanRepositoryWrapper loanRepositoryWrapper;
@@ -1739,9 +1740,17 @@ public class LoanReadPlatformServiceImpl implements LoanReadPlatformService {
 
     @Override
     public Collection<LoanScheduleAccrualData> retriveScheduleAccrualData() {
+        final String chargeAccrualDateCriteria = configurationDomainService.getAccrualDateConfigForCharge();
+        if (chargeAccrualDateCriteria.equalsIgnoreCase(ACCRUAL_ON_CHARGE_SUBMITTED_ON_DATE)) {
+            return retrieveScheduleAccrualDataForChargeSubmittedDateProcessing();
+        }
+        return retrieveScheduleAccrualDataForDefaultProcessing();
+    }
 
-        LoanScheduleAccrualMapper mapper = new LoanScheduleAccrualMapper();
+    private Collection<LoanScheduleAccrualData> retrieveScheduleAccrualDataForDefaultProcessing() {
         LocalDate organisationStartDate = this.configurationDomainService.retrieveOrganisationStartDate();
+        LoanScheduleAccrualMapper mapper = new LoanScheduleAccrualMapper();
+        Map<String, Object> paramMap = new HashMap<>(3);
         final StringBuilder sqlBuilder = new StringBuilder(400);
         sqlBuilder.append("select ").append(mapper.schema()).append(
                 " where (recaldet.is_compounding_to_be_posted_as_transaction is null or recaldet.is_compounding_to_be_posted_as_transaction = false) ")
@@ -1749,16 +1758,40 @@ public class LoanReadPlatformServiceImpl implements LoanReadPlatformService {
                 .append(" or ( ls.penalty_charges_amount <> COALESCE(ls.accrual_penalty_charges_derived, 0))")
                 .append(" or ( ls.interest_amount <> COALESCE(ls.accrual_interest_derived, 0)))")
                 .append(" and loan.loan_status_id=:active and mpl.accounting_type=:type and loan.is_npa=false and ls.duedate <= :currentDate) ");
+
         if (organisationStartDate != null) {
             sqlBuilder.append(" and ls.duedate > :organisationStartDate ");
         }
         sqlBuilder.append(" order by loan.id,ls.duedate ");
-        Map<String, Object> paramMap = new HashMap<>(3);
+
         paramMap.put("active", LoanStatus.ACTIVE.getValue());
         paramMap.put("type", AccountingRuleType.ACCRUAL_PERIODIC.getValue());
         paramMap.put("organisationStartDate", (organisationStartDate == null) ? DateUtils.getBusinessLocalDate() : organisationStartDate);
         paramMap.put("currentDate", DateUtils.getBusinessLocalDate());
+        return this.namedParameterJdbcTemplate.query(sqlBuilder.toString(), paramMap, mapper);
+
+    }
+
+    private Collection<LoanScheduleAccrualData> retrieveScheduleAccrualDataForChargeSubmittedDateProcessing() {
+        LocalDate organisationStartDate = this.configurationDomainService.retrieveOrganisationStartDate();
+        LoanScheduleAccrualMapper mapper = new LoanScheduleAccrualMapper();
+        Map<String, Object> paramMap = new HashMap<>(3);
+        final StringBuilder sqlBuilder = new StringBuilder(400);
+        sqlBuilder.append("select ").append(mapper.schema()).append(
+                " where (recaldet.is_compounding_to_be_posted_as_transaction is null or recaldet.is_compounding_to_be_posted_as_transaction = false) ")
+                .append(" and (((ls.fee_charges_amount <> COALESCE(ls.accrual_fee_charges_derived, 0))")
+                .append(" or ( ls.penalty_charges_amount <> COALESCE(ls.accrual_penalty_charges_derived, 0))")
+                .append(" or ( ls.interest_amount <> COALESCE(ls.accrual_interest_derived, 0)))")
+                .append(" and loan.loan_status_id=:active and mpl.accounting_type=:type and loan.is_npa=false) ");
 
+        if (organisationStartDate != null) {
+            sqlBuilder.append(" and ls.duedate > :organisationStartDate ");
+        }
+        sqlBuilder.append(" order by loan.id,ls.duedate ");
+
+        paramMap.put("active", LoanStatus.ACTIVE.getValue());
+        paramMap.put("type", AccountingRuleType.ACCRUAL_PERIODIC.getValue());
+        paramMap.put("organisationStartDate", (organisationStartDate == null) ? DateUtils.getBusinessLocalDate() : organisationStartDate);
         return this.namedParameterJdbcTemplate.query(sqlBuilder.toString(), paramMap, mapper);
     }
 
@@ -1769,6 +1802,14 @@ public class LoanReadPlatformServiceImpl implements LoanReadPlatformService {
 
     @Override
     public Collection<LoanScheduleAccrualData> retrievePeriodicAccrualData(final LocalDate tillDate, final Loan loan) {
+        final String chargeAccrualDateCriteria = configurationDomainService.getAccrualDateConfigForCharge();
+        if (chargeAccrualDateCriteria.equalsIgnoreCase(ACCRUAL_ON_CHARGE_SUBMITTED_ON_DATE)) {
+            return retrievePeriodicAccrualDataForChargeSubmittedDateProcessing(tillDate, loan);
+        }
+        return retrievePeriodicAccrualDataForDefaultProcessing(tillDate, loan);
+    }
+
+    private Collection<LoanScheduleAccrualData> retrievePeriodicAccrualDataForDefaultProcessing(final LocalDate tillDate, final Loan loan) {
         LoanSchedulePeriodicAccrualMapper mapper = new LoanSchedulePeriodicAccrualMapper();
         LocalDate organisationStartDate = this.configurationDomainService.retrieveOrganisationStartDate();
         final StringBuilder sqlBuilder = new StringBuilder(400);
@@ -1793,7 +1834,34 @@ public class LoanReadPlatformServiceImpl implements LoanReadPlatformService {
         paramMap.put("active", LoanStatus.ACTIVE.getValue());
         paramMap.put("type", AccountingRuleType.ACCRUAL_PERIODIC.getValue());
         paramMap.put("tillDate", tillDate);
+        return this.namedParameterJdbcTemplate.query(sqlBuilder.toString(), paramMap, mapper);
+    }
 
+    private Collection<LoanScheduleAccrualData> retrievePeriodicAccrualDataForChargeSubmittedDateProcessing(final LocalDate tillDate,
+            final Loan loan) {
+        LoanSchedulePeriodicAccrualMapper mapper = new LoanSchedulePeriodicAccrualMapper();
+        LocalDate organisationStartDate = this.configurationDomainService.retrieveOrganisationStartDate();
+        final StringBuilder sqlBuilder = new StringBuilder(400);
+        sqlBuilder.append("select ").append(mapper.schema()).append(
+                " where (recaldet.is_compounding_to_be_posted_as_transaction is null or recaldet.is_compounding_to_be_posted_as_transaction = false) ")
+                .append(" and (((ls.fee_charges_amount <> COALESCE(ls.accrual_fee_charges_derived, 0))")
+                .append(" or (ls.penalty_charges_amount <> COALESCE(ls.accrual_penalty_charges_derived, 0))")
+                .append(" or (ls.interest_amount <> COALESCE(ls.accrual_interest_derived, 0)))")
+                .append(" and loan.loan_status_id=:active and mpl.accounting_type=:type and (loan.closedon_date <= :tillDate or loan.closedon_date is null)")
+                .append(" and loan.is_npa=false)");
+        Map<String, Object> paramMap = new HashMap<>(5);
+        if (organisationStartDate != null) {
+            sqlBuilder.append(" and ls.duedate > :organisationStartDate ");
+            paramMap.put("organisationStartDate", organisationStartDate);
+        }
+        if (loan != null) {
+            sqlBuilder.append(" and loan.id= :loanId ");
+            paramMap.put("loanId", loan.getId());
+        }
+        sqlBuilder.append(" order by loan.id,ls.duedate ");
+        paramMap.put("active", LoanStatus.ACTIVE.getValue());
+        paramMap.put("type", AccountingRuleType.ACCRUAL_PERIODIC.getValue());
+        paramMap.put("tillDate", tillDate);
         return this.namedParameterJdbcTemplate.query(sqlBuilder.toString(), paramMap, mapper);
     }
 
diff --git a/fineract-provider/src/main/resources/db/changelog/tenant/changelog-tenant.xml b/fineract-provider/src/main/resources/db/changelog/tenant/changelog-tenant.xml
index fc68768f5..55a65b82c 100644
--- a/fineract-provider/src/main/resources/db/changelog/tenant/changelog-tenant.xml
+++ b/fineract-provider/src/main/resources/db/changelog/tenant/changelog-tenant.xml
@@ -126,4 +126,5 @@
     <include file="parts/0104_loan_product_add_repayment_overdue_days_config.xml" relativeToChangelogFile="true" />
     <include file="parts/0105_add_indices_loan_table.xml" relativeToChangelogFile="true" />
     <include file="parts/0106_new_repayment_strategy.xml" relativeToChangelogFile="true" />
+    <include file="parts/0107_add_configuration_charges_accrual_date.xml" relativeToChangelogFile="true" />
 </databaseChangeLog>
diff --git a/fineract-provider/src/main/resources/db/changelog/tenant/parts/0107_add_configuration_charges_accrual_date.xml b/fineract-provider/src/main/resources/db/changelog/tenant/parts/0107_add_configuration_charges_accrual_date.xml
new file mode 100644
index 000000000..453d2608d
--- /dev/null
+++ b/fineract-provider/src/main/resources/db/changelog/tenant/parts/0107_add_configuration_charges_accrual_date.xml
@@ -0,0 +1,41 @@
+<?xml version="1.0" encoding="UTF-8"?>
+<!--
+
+    Licensed to the Apache Software Foundation (ASF) under one
+    or more contributor license agreements. See the NOTICE file
+    distributed with this work for additional information
+    regarding copyright ownership. The ASF licenses this file
+    to you under the Apache License, Version 2.0 (the
+    "License"); you may not use this file except in compliance
+    with the License. You may obtain a copy of the License at
+
+    http://www.apache.org/licenses/LICENSE-2.0
+
+    Unless required by applicable law or agreed to in writing,
+    software distributed under the License is distributed on an
+    "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+    KIND, either express or implied. See the License for the
+    specific language governing permissions and limitations
+    under the License.
+
+-->
+<databaseChangeLog xmlns="http://www.liquibase.org/xml/ns/dbchangelog"
+                   xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
+                   xsi:schemaLocation="http://www.liquibase.org/xml/ns/dbchangelog http://www.liquibase.org/xml/ns/dbchangelog/dbchangelog-4.3.xsd">
+    <changeSet author="fineract" id="1" context="postgresql">
+        <sql>
+            SELECT SETVAL('c_configuration_id_seq', COALESCE(MAX(id), 0)+1, false ) FROM c_configuration;
+        </sql>
+    </changeSet>
+    <changeSet author="fineract" id="2">
+        <insert tableName="c_configuration">
+            <column name="name" value="charge-accrual-date"/>
+            <column name="value"/>
+            <column name="date_value"/>
+            <column name="string_value" value="due-date"/>
+            <column name="enabled" valueBoolean="true"/>
+            <column name="is_trap_door" valueBoolean="false"/>
+            <column name="description" value="due-date: default for due-date, Use comma seperated values for due-date, submitted-date"/>
+        </insert>
+    </changeSet>
+</databaseChangeLog>
diff --git a/integration-tests/src/test/java/org/apache/fineract/integrationtests/LoanAccrualTransactionOnChargeSubmittedDateTest.java b/integration-tests/src/test/java/org/apache/fineract/integrationtests/LoanAccrualTransactionOnChargeSubmittedDateTest.java
new file mode 100644
index 000000000..99beb0859
--- /dev/null
+++ b/integration-tests/src/test/java/org/apache/fineract/integrationtests/LoanAccrualTransactionOnChargeSubmittedDateTest.java
@@ -0,0 +1,639 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.integrationtests;
+
+import static org.junit.jupiter.api.Assertions.assertEquals;
+import static org.junit.jupiter.api.Assertions.assertNotNull;
+import static org.junit.jupiter.api.Assertions.assertTrue;
+
+import io.restassured.builder.RequestSpecBuilder;
+import io.restassured.builder.ResponseSpecBuilder;
+import io.restassured.http.ContentType;
+import io.restassured.specification.RequestSpecification;
+import io.restassured.specification.ResponseSpecification;
+import java.time.LocalDate;
+import java.time.format.DateTimeFormatter;
+import java.time.format.DateTimeFormatterBuilder;
+import java.util.ArrayList;
+import java.util.HashMap;
+import java.util.UUID;
+import org.apache.fineract.client.models.GetLoanProductsProductIdResponse;
+import org.apache.fineract.client.models.PostLoansLoanIdTransactionsRequest;
+import org.apache.fineract.client.models.PostLoansLoanIdTransactionsResponse;
+import org.apache.fineract.infrastructure.businessdate.domain.BusinessDateType;
+import org.apache.fineract.integrationtests.common.BusinessDateHelper;
+import org.apache.fineract.integrationtests.common.ClientHelper;
+import org.apache.fineract.integrationtests.common.GlobalConfigurationHelper;
+import org.apache.fineract.integrationtests.common.SchedulerJobHelper;
+import org.apache.fineract.integrationtests.common.Utils;
+import org.apache.fineract.integrationtests.common.accounting.Account;
+import org.apache.fineract.integrationtests.common.accounting.AccountHelper;
+import org.apache.fineract.integrationtests.common.accounting.PeriodicAccrualAccountingHelper;
+import org.apache.fineract.integrationtests.common.charges.ChargesHelper;
+import org.apache.fineract.integrationtests.common.loans.LoanApplicationTestBuilder;
+import org.apache.fineract.integrationtests.common.loans.LoanProductTestBuilder;
+import org.apache.fineract.integrationtests.common.loans.LoanTransactionHelper;
+import org.junit.jupiter.api.BeforeEach;
+import org.junit.jupiter.api.Test;
+
+public class LoanAccrualTransactionOnChargeSubmittedDateTest {
+
+    private ResponseSpecification responseSpec;
+    private RequestSpecification requestSpec;
+    private LoanTransactionHelper loanTransactionHelper;
+    private ClientHelper clientHelper;
+    private DateTimeFormatter dateFormatter = new DateTimeFormatterBuilder().appendPattern("dd MMMM yyyy").toFormatter();
+    private PeriodicAccrualAccountingHelper periodicAccrualAccountingHelper;
+    private AccountHelper accountHelper;
+
+    @BeforeEach
+    public void setup() {
+        Utils.initializeRESTAssured();
+        this.requestSpec = new RequestSpecBuilder().setContentType(ContentType.JSON).build();
+        this.requestSpec.header("Authorization", "Basic " + Utils.loginIntoServerAndGetBase64EncodedAuthenticationKey());
+        this.responseSpec = new ResponseSpecBuilder().expectStatusCode(200).build();
+        this.loanTransactionHelper = new LoanTransactionHelper(this.requestSpec, this.responseSpec);
+        this.clientHelper = new ClientHelper(this.requestSpec, this.responseSpec);
+        this.periodicAccrualAccountingHelper = new PeriodicAccrualAccountingHelper(this.requestSpec, this.responseSpec);
+        this.accountHelper = new AccountHelper(this.requestSpec, this.responseSpec);
+    }
+
+    @Test
+    public void loanAccrualTransactionOnChargeSubmittedTest_Accrual_Accounting_Api() {
+        try {
+
+            // Accounts oof periodic accrual
+            final Account assetAccount = this.accountHelper.createAssetAccount();
+            final Account incomeAccount = this.accountHelper.createIncomeAccount();
+            final Account expenseAccount = this.accountHelper.createExpenseAccount();
+            final Account overpaymentAccount = this.accountHelper.createLiabilityAccount();
+
+            // Set business date
+            LocalDate currentDate = LocalDate.of(2023, 03, 3);
+            final String accrualRunTillDate = dateFormatter.format(currentDate);
+
+            GlobalConfigurationHelper.updateIsBusinessDateEnabled(requestSpec, responseSpec, Boolean.TRUE);
+            BusinessDateHelper.updateBusinessDate(requestSpec, responseSpec, BusinessDateType.BUSINESS_DATE, currentDate);
+            GlobalConfigurationHelper.updateChargeAccrualDateConfiguration(this.requestSpec, this.responseSpec, "submitted-date");
+            // Loan ExternalId
+            String loanExternalIdStr = UUID.randomUUID().toString();
+
+            // Client and Loan account creation
+
+            final Integer clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId().intValue();
+            final GetLoanProductsProductIdResponse getLoanProductsProductResponse = createLoanProduct(loanTransactionHelper, assetAccount,
+                    incomeAccount, expenseAccount, overpaymentAccount);
+            assertNotNull(getLoanProductsProductResponse);
+
+            final Integer loanId = createLoanAccount(clientId, getLoanProductsProductResponse.getId(), loanExternalIdStr);
+
+            // Add Charge Penalty
+            Integer penalty = ChargesHelper.createCharges(requestSpec, responseSpec,
+                    ChargesHelper.getLoanSpecifiedDueDateJSON(ChargesHelper.CHARGE_CALCULATION_TYPE_FLAT, "10", true));
+
+            LocalDate targetDate = LocalDate.of(2023, 3, 10);
+            final String penaltyCharge1AddedDate = dateFormatter.format(targetDate);
+
+            Integer penalty1LoanChargeId = this.loanTransactionHelper.addChargesForLoan(loanId,
+                    LoanTransactionHelper.getSpecifiedDueDateChargesForLoanAsJSON(String.valueOf(penalty), penaltyCharge1AddedDate, "10"));
+
+            assertNotNull(penalty1LoanChargeId);
+
+            // Add Charge Fee
+            Integer feeCharge = ChargesHelper.createCharges(requestSpec, responseSpec,
+                    ChargesHelper.getLoanSpecifiedDueDateJSON(ChargesHelper.CHARGE_CALCULATION_TYPE_FLAT, "10", false));
+
+            targetDate = LocalDate.of(2023, 3, 14);
+            final String feeChargeAddedDate = dateFormatter.format(targetDate);
+            Integer feeLoanChargeId = this.loanTransactionHelper.addChargesForLoan(loanId,
+                    LoanTransactionHelper.getSpecifiedDueDateChargesForLoanAsJSON(String.valueOf(feeCharge), feeChargeAddedDate, "10"));
+
+            assertNotNull(feeLoanChargeId);
+
+            // Run accrual for charge created date
+            this.periodicAccrualAccountingHelper.runPeriodicAccrualAccounting(accrualRunTillDate);
+
+            // verify accrual transaction created for charges create date
+            checkAccrualTransaction(currentDate, 0.0f, 10.0f, 10.0f, loanId);
+
+            // Set business date
+            LocalDate futureDate = LocalDate.of(2023, 03, 4);
+            final String nextAccrualRunDate = dateFormatter.format(futureDate);
+
+            BusinessDateHelper.updateBusinessDate(requestSpec, responseSpec, BusinessDateType.BUSINESS_DATE, futureDate);
+
+            // make repayment
+            final PostLoansLoanIdTransactionsResponse repaymentTransaction_1 = loanTransactionHelper.makeLoanRepayment(loanExternalIdStr,
+                    new PostLoansLoanIdTransactionsRequest().dateFormat("dd MMMM yyyy").transactionDate("4 March 2023").locale("en")
+                            .transactionAmount(100.0));
+
+            // Add Charge
+            Integer feeCharge_1 = ChargesHelper.createCharges(requestSpec, responseSpec,
+                    ChargesHelper.getLoanSpecifiedDueDateJSON(ChargesHelper.CHARGE_CALCULATION_TYPE_FLAT, "10", false));
+
+            targetDate = LocalDate.of(2023, 3, 21);
+            final String feeChargeAddedDate_1 = dateFormatter.format(targetDate);
+            Integer feeLoanChargeId_1 = this.loanTransactionHelper.addChargesForLoan(loanId,
+                    LoanTransactionHelper.getSpecifiedDueDateChargesForLoanAsJSON(String.valueOf(feeCharge_1), feeChargeAddedDate_1, "10"));
+
+            assertNotNull(feeLoanChargeId_1);
+
+            // Run accrual for charge created date
+            this.periodicAccrualAccountingHelper.runPeriodicAccrualAccounting(nextAccrualRunDate);
+
+            // verify accrual transaction created for charges create date
+            checkAccrualTransaction(futureDate, 0.0f, 10.0f, 0.0f, loanId);
+
+        } finally {
+            GlobalConfigurationHelper.updateIsBusinessDateEnabled(requestSpec, responseSpec, Boolean.FALSE);
+            GlobalConfigurationHelper.updateChargeAccrualDateConfiguration(this.requestSpec, this.responseSpec, "due-date");
+        }
+
+    }
+
+    @Test
+    public void loanAccrualTransactionOnChargeSubmittedTest_Add_Periodic_Accrual_Transactions_Job() {
+        try {
+
+            final SchedulerJobHelper schedulerJobHelper = new SchedulerJobHelper(requestSpec);
+            // Accounts oof periodic accrual
+            final Account assetAccount = this.accountHelper.createAssetAccount();
+            final Account incomeAccount = this.accountHelper.createIncomeAccount();
+            final Account expenseAccount = this.accountHelper.createExpenseAccount();
+            final Account overpaymentAccount = this.accountHelper.createLiabilityAccount();
+
+            // Set business date
+            LocalDate currentDate = LocalDate.of(2023, 03, 3);
+            final String accrualRunTillDate = dateFormatter.format(currentDate);
+
+            GlobalConfigurationHelper.updateIsBusinessDateEnabled(requestSpec, responseSpec, Boolean.TRUE);
+            BusinessDateHelper.updateBusinessDate(requestSpec, responseSpec, BusinessDateType.BUSINESS_DATE, currentDate);
+            GlobalConfigurationHelper.updateChargeAccrualDateConfiguration(this.requestSpec, this.responseSpec, "submitted-date");
+            // Loan ExternalId
+            String loanExternalIdStr = UUID.randomUUID().toString();
+
+            // Client and Loan account creation
+
+            final Integer clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId().intValue();
+            final GetLoanProductsProductIdResponse getLoanProductsProductResponse = createLoanProduct(loanTransactionHelper, assetAccount,
+                    incomeAccount, expenseAccount, overpaymentAccount);
+            assertNotNull(getLoanProductsProductResponse);
+
+            final Integer loanId = createLoanAccount(clientId, getLoanProductsProductResponse.getId(), loanExternalIdStr);
+
+            // Add Charge Penalty
+            Integer penalty = ChargesHelper.createCharges(requestSpec, responseSpec,
+                    ChargesHelper.getLoanSpecifiedDueDateJSON(ChargesHelper.CHARGE_CALCULATION_TYPE_FLAT, "10", true));
+
+            LocalDate targetDate = LocalDate.of(2023, 3, 10);
+            final String penaltyCharge1AddedDate = dateFormatter.format(targetDate);
+
+            Integer penalty1LoanChargeId = this.loanTransactionHelper.addChargesForLoan(loanId,
+                    LoanTransactionHelper.getSpecifiedDueDateChargesForLoanAsJSON(String.valueOf(penalty), penaltyCharge1AddedDate, "10"));
+
+            assertNotNull(penalty1LoanChargeId);
+
+            // Add Charge Fee
+            Integer feeCharge = ChargesHelper.createCharges(requestSpec, responseSpec,
+                    ChargesHelper.getLoanSpecifiedDueDateJSON(ChargesHelper.CHARGE_CALCULATION_TYPE_FLAT, "10", false));
+
+            targetDate = LocalDate.of(2023, 3, 14);
+            final String feeChargeAddedDate = dateFormatter.format(targetDate);
+            Integer feeLoanChargeId = this.loanTransactionHelper.addChargesForLoan(loanId,
+                    LoanTransactionHelper.getSpecifiedDueDateChargesForLoanAsJSON(String.valueOf(feeCharge), feeChargeAddedDate, "10"));
+
+            assertNotNull(feeLoanChargeId);
+
+            // Run periodic accrual job for business date
+            final String jobName = "Add Periodic Accrual Transactions";
+            schedulerJobHelper.executeAndAwaitJob(jobName);
+
+            // verify accrual transaction created for charges create date
+            checkAccrualTransaction(currentDate, 0.0f, 10.0f, 10.0f, loanId);
+
+            // Set business date
+            LocalDate futureDate = LocalDate.of(2023, 03, 4);
+            final String nextAccrualRunDate = dateFormatter.format(futureDate);
+
+            BusinessDateHelper.updateBusinessDate(requestSpec, responseSpec, BusinessDateType.BUSINESS_DATE, futureDate);
+
+            // make repayment
+            final PostLoansLoanIdTransactionsResponse repaymentTransaction_1 = loanTransactionHelper.makeLoanRepayment(loanExternalIdStr,
+                    new PostLoansLoanIdTransactionsRequest().dateFormat("dd MMMM yyyy").transactionDate("4 March 2023").locale("en")
+                            .transactionAmount(100.0));
+
+            // Add Charge
+            Integer feeCharge_1 = ChargesHelper.createCharges(requestSpec, responseSpec,
+                    ChargesHelper.getLoanSpecifiedDueDateJSON(ChargesHelper.CHARGE_CALCULATION_TYPE_FLAT, "10", false));
+
+            targetDate = LocalDate.of(2023, 3, 21);
+            final String feeChargeAddedDate_1 = dateFormatter.format(targetDate);
+            Integer feeLoanChargeId_1 = this.loanTransactionHelper.addChargesForLoan(loanId,
+                    LoanTransactionHelper.getSpecifiedDueDateChargesForLoanAsJSON(String.valueOf(feeCharge_1), feeChargeAddedDate_1, "10"));
+
+            assertNotNull(feeLoanChargeId_1);
+
+            // Run periodic accrual job for business date
+            schedulerJobHelper.executeAndAwaitJob(jobName);
+
+            // verify accrual transaction created for charges create date
+            checkAccrualTransaction(futureDate, 0.0f, 10.0f, 0.0f, loanId);
+
+        } finally {
+            GlobalConfigurationHelper.updateIsBusinessDateEnabled(requestSpec, responseSpec, Boolean.FALSE);
+            GlobalConfigurationHelper.updateChargeAccrualDateConfiguration(this.requestSpec, this.responseSpec, "due-date");
+        }
+    }
+
+    @Test
+    public void loanAccrualTransactionOnChargeSubmittedTest_Loan_COB_AddPeriodicAccrualEntriesBusinessStep() {
+        try {
+
+            final SchedulerJobHelper schedulerJobHelper = new SchedulerJobHelper(requestSpec);
+            // Accounts oof periodic accrual
+            final Account assetAccount = this.accountHelper.createAssetAccount();
+            final Account incomeAccount = this.accountHelper.createIncomeAccount();
+            final Account expenseAccount = this.accountHelper.createExpenseAccount();
+            final Account overpaymentAccount = this.accountHelper.createLiabilityAccount();
+
+            // Set business date
+            LocalDate currentDate = LocalDate.of(2023, 03, 3);
+            final String accrualRunTillDate = dateFormatter.format(currentDate);
+
+            GlobalConfigurationHelper.updateIsBusinessDateEnabled(requestSpec, responseSpec, Boolean.TRUE);
+            BusinessDateHelper.updateBusinessDate(requestSpec, responseSpec, BusinessDateType.BUSINESS_DATE, currentDate);
+            GlobalConfigurationHelper.updateChargeAccrualDateConfiguration(this.requestSpec, this.responseSpec, "submitted-date");
+            // Loan ExternalId
+            String loanExternalIdStr = UUID.randomUUID().toString();
+
+            // Client and Loan account creation
+
+            final Integer clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId().intValue();
+            final GetLoanProductsProductIdResponse getLoanProductsProductResponse = createLoanProduct(loanTransactionHelper, assetAccount,
+                    incomeAccount, expenseAccount, overpaymentAccount);
+            assertNotNull(getLoanProductsProductResponse);
+
+            final Integer loanId = createLoanAccount(clientId, getLoanProductsProductResponse.getId(), loanExternalIdStr);
+
+            // Add Charge Penalty
+            Integer penalty = ChargesHelper.createCharges(requestSpec, responseSpec,
+                    ChargesHelper.getLoanSpecifiedDueDateJSON(ChargesHelper.CHARGE_CALCULATION_TYPE_FLAT, "10", true));
+
+            LocalDate targetDate = LocalDate.of(2023, 3, 10);
+            final String penaltyCharge1AddedDate = dateFormatter.format(targetDate);
+
+            Integer penalty1LoanChargeId = this.loanTransactionHelper.addChargesForLoan(loanId,
+                    LoanTransactionHelper.getSpecifiedDueDateChargesForLoanAsJSON(String.valueOf(penalty), penaltyCharge1AddedDate, "10"));
+
+            assertNotNull(penalty1LoanChargeId);
+
+            // Add Charge Fee
+            Integer feeCharge = ChargesHelper.createCharges(requestSpec, responseSpec,
+                    ChargesHelper.getLoanSpecifiedDueDateJSON(ChargesHelper.CHARGE_CALCULATION_TYPE_FLAT, "10", false));
+
+            targetDate = LocalDate.of(2023, 3, 14);
+            final String feeChargeAddedDate = dateFormatter.format(targetDate);
+            Integer feeLoanChargeId = this.loanTransactionHelper.addChargesForLoan(loanId,
+                    LoanTransactionHelper.getSpecifiedDueDateChargesForLoanAsJSON(String.valueOf(feeCharge), feeChargeAddedDate, "10"));
+
+            assertNotNull(feeLoanChargeId);
+
+            // Run cob job for business date + 1
+            BusinessDateHelper.updateBusinessDate(requestSpec, responseSpec, BusinessDateType.BUSINESS_DATE, currentDate.plusDays(1));
+
+            final String jobName = "Loan COB";
+            schedulerJobHelper.executeAndAwaitJob(jobName);
+
+            // verify accrual transaction created for charges create date
+            checkAccrualTransaction(currentDate, 0.0f, 10.0f, 10.0f, loanId);
+
+            // Set business date
+            LocalDate futureDate = LocalDate.of(2023, 03, 4);
+            final String nextAccrualRunDate = dateFormatter.format(futureDate);
+
+            BusinessDateHelper.updateBusinessDate(requestSpec, responseSpec, BusinessDateType.BUSINESS_DATE, futureDate);
+
+            // make repayment
+            final PostLoansLoanIdTransactionsResponse repaymentTransaction_1 = loanTransactionHelper.makeLoanRepayment(loanExternalIdStr,
+                    new PostLoansLoanIdTransactionsRequest().dateFormat("dd MMMM yyyy").transactionDate("4 March 2023").locale("en")
+                            .transactionAmount(100.0));
+
+            // Add Charge
+            Integer feeCharge_1 = ChargesHelper.createCharges(requestSpec, responseSpec,
+                    ChargesHelper.getLoanSpecifiedDueDateJSON(ChargesHelper.CHARGE_CALCULATION_TYPE_FLAT, "10", false));
+
+            targetDate = LocalDate.of(2023, 3, 21);
+            final String feeChargeAddedDate_1 = dateFormatter.format(targetDate);
+            Integer feeLoanChargeId_1 = this.loanTransactionHelper.addChargesForLoan(loanId,
+                    LoanTransactionHelper.getSpecifiedDueDateChargesForLoanAsJSON(String.valueOf(feeCharge_1), feeChargeAddedDate_1, "10"));
+
+            assertNotNull(feeLoanChargeId_1);
+
+            // Run cob job for business date + 1
+            BusinessDateHelper.updateBusinessDate(requestSpec, responseSpec, BusinessDateType.BUSINESS_DATE, futureDate.plusDays(1));
+            schedulerJobHelper.executeAndAwaitJob(jobName);
+
+            // verify accrual transaction created for charges create date
+            checkAccrualTransaction(futureDate, 0.0f, 10.0f, 0.0f, loanId);
+
+        } finally {
+            GlobalConfigurationHelper.updateIsBusinessDateEnabled(requestSpec, responseSpec, Boolean.FALSE);
+            GlobalConfigurationHelper.updateChargeAccrualDateConfiguration(this.requestSpec, this.responseSpec, "due-date");
+        }
+    }
+
+    @Test
+    public void loanAccrualTransactionOnChargeSubmittedTest_Add_Accrual_Transactions_Job() {
+        try {
+
+            final SchedulerJobHelper schedulerJobHelper = new SchedulerJobHelper(requestSpec);
+            // Accounts oof periodic accrual
+            final Account assetAccount = this.accountHelper.createAssetAccount();
+            final Account incomeAccount = this.accountHelper.createIncomeAccount();
+            final Account expenseAccount = this.accountHelper.createExpenseAccount();
+            final Account overpaymentAccount = this.accountHelper.createLiabilityAccount();
+
+            // Set business date
+            LocalDate currentDate = LocalDate.of(2023, 03, 3);
+            final String accrualRunTillDate = dateFormatter.format(currentDate);
+
+            GlobalConfigurationHelper.updateIsBusinessDateEnabled(requestSpec, responseSpec, Boolean.TRUE);
+            BusinessDateHelper.updateBusinessDate(requestSpec, responseSpec, BusinessDateType.BUSINESS_DATE, currentDate);
+            GlobalConfigurationHelper.updateChargeAccrualDateConfiguration(this.requestSpec, this.responseSpec, "submitted-date");
+            // Loan ExternalId
+            String loanExternalIdStr = UUID.randomUUID().toString();
+
+            // Client and Loan account creation
+
+            final Integer clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId().intValue();
+            final GetLoanProductsProductIdResponse getLoanProductsProductResponse = createLoanProduct(loanTransactionHelper, assetAccount,
+                    incomeAccount, expenseAccount, overpaymentAccount);
+            assertNotNull(getLoanProductsProductResponse);
+
+            final Integer loanId = createLoanAccount(clientId, getLoanProductsProductResponse.getId(), loanExternalIdStr);
+
+            // Add Charge Penalty
+            Integer penalty = ChargesHelper.createCharges(requestSpec, responseSpec,
+                    ChargesHelper.getLoanSpecifiedDueDateJSON(ChargesHelper.CHARGE_CALCULATION_TYPE_FLAT, "10", true));
+
+            LocalDate targetDate = LocalDate.of(2023, 3, 10);
+            final String penaltyCharge1AddedDate = dateFormatter.format(targetDate);
+
+            Integer penalty1LoanChargeId = this.loanTransactionHelper.addChargesForLoan(loanId,
+                    LoanTransactionHelper.getSpecifiedDueDateChargesForLoanAsJSON(String.valueOf(penalty), penaltyCharge1AddedDate, "10"));
+
+            assertNotNull(penalty1LoanChargeId);
+
+            // Add Charge Fee
+            Integer feeCharge = ChargesHelper.createCharges(requestSpec, responseSpec,
+                    ChargesHelper.getLoanSpecifiedDueDateJSON(ChargesHelper.CHARGE_CALCULATION_TYPE_FLAT, "10", false));
+
+            targetDate = LocalDate.of(2023, 3, 14);
+            final String feeChargeAddedDate = dateFormatter.format(targetDate);
+            Integer feeLoanChargeId = this.loanTransactionHelper.addChargesForLoan(loanId,
+                    LoanTransactionHelper.getSpecifiedDueDateChargesForLoanAsJSON(String.valueOf(feeCharge), feeChargeAddedDate, "10"));
+
+            assertNotNull(feeLoanChargeId);
+
+            // Run accrual entries job for business date
+            final String jobName = "Add Accrual Transactions";
+            schedulerJobHelper.executeAndAwaitJob(jobName);
+
+            // verify accrual transaction created for charges create date
+            checkAccrualTransaction(currentDate, 0.0f, 10.0f, 10.0f, loanId);
+
+            // Set business date
+            LocalDate futureDate = LocalDate.of(2023, 03, 4);
+            final String nextAccrualRunDate = dateFormatter.format(futureDate);
+
+            BusinessDateHelper.updateBusinessDate(requestSpec, responseSpec, BusinessDateType.BUSINESS_DATE, futureDate);
+
+            // make repayment
+            final PostLoansLoanIdTransactionsResponse repaymentTransaction_1 = loanTransactionHelper.makeLoanRepayment(loanExternalIdStr,
+                    new PostLoansLoanIdTransactionsRequest().dateFormat("dd MMMM yyyy").transactionDate("4 March 2023").locale("en")
+                            .transactionAmount(100.0));
+
+            // Add Charge
+            Integer feeCharge_1 = ChargesHelper.createCharges(requestSpec, responseSpec,
+                    ChargesHelper.getLoanSpecifiedDueDateJSON(ChargesHelper.CHARGE_CALCULATION_TYPE_FLAT, "10", false));
+
+            targetDate = LocalDate.of(2023, 3, 21);
+            final String feeChargeAddedDate_1 = dateFormatter.format(targetDate);
+            Integer feeLoanChargeId_1 = this.loanTransactionHelper.addChargesForLoan(loanId,
+                    LoanTransactionHelper.getSpecifiedDueDateChargesForLoanAsJSON(String.valueOf(feeCharge_1), feeChargeAddedDate_1, "10"));
+
+            assertNotNull(feeLoanChargeId_1);
+
+            // Run accrual entries job for business date
+            schedulerJobHelper.executeAndAwaitJob(jobName);
+
+            // verify accrual transaction created for charges create date
+            checkAccrualTransaction(futureDate, 0.0f, 10.0f, 0.0f, loanId);
+
+        } finally {
+            GlobalConfigurationHelper.updateIsBusinessDateEnabled(requestSpec, responseSpec, Boolean.FALSE);
+            GlobalConfigurationHelper.updateChargeAccrualDateConfiguration(this.requestSpec, this.responseSpec, "due-date");
+        }
+    }
+
+    @Test
+    public void loanAccrualTransactionOnChargeSubmitted_With_Multiple_Repayments_Test_Add_Periodic_Accrual_Transactions_Job() {
+        try {
+
+            final SchedulerJobHelper schedulerJobHelper = new SchedulerJobHelper(requestSpec);
+            // Accounts oof periodic accrual
+            final Account assetAccount = this.accountHelper.createAssetAccount();
+            final Account incomeAccount = this.accountHelper.createIncomeAccount();
+            final Account expenseAccount = this.accountHelper.createExpenseAccount();
+            final Account overpaymentAccount = this.accountHelper.createLiabilityAccount();
+
+            // Set business date
+            LocalDate currentDate = LocalDate.of(2023, 03, 3);
+            final String accrualRunTillDate = dateFormatter.format(currentDate);
+
+            GlobalConfigurationHelper.updateIsBusinessDateEnabled(requestSpec, responseSpec, Boolean.TRUE);
+            BusinessDateHelper.updateBusinessDate(requestSpec, responseSpec, BusinessDateType.BUSINESS_DATE, currentDate);
+            GlobalConfigurationHelper.updateChargeAccrualDateConfiguration(this.requestSpec, this.responseSpec, "submitted-date");
+            // Loan ExternalId
+            String loanExternalIdStr = UUID.randomUUID().toString();
+
+            // Client and Loan account creation
+
+            final Integer clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId().intValue();
+            final GetLoanProductsProductIdResponse getLoanProductsProductResponse = createLoanProductMultipleRepayments(
+                    loanTransactionHelper, assetAccount, incomeAccount, expenseAccount, overpaymentAccount);
+            assertNotNull(getLoanProductsProductResponse);
+
+            final Integer loanId = createLoanAccountMultipleRepayments(clientId, getLoanProductsProductResponse.getId(), loanExternalIdStr);
+
+            // Add Charge Penalty
+            Integer penalty = ChargesHelper.createCharges(requestSpec, responseSpec,
+                    ChargesHelper.getLoanSpecifiedDueDateJSON(ChargesHelper.CHARGE_CALCULATION_TYPE_FLAT, "10", true));
+
+            // Due for future date in one of the schedule
+            LocalDate targetDate = LocalDate.of(2023, 3, 10);
+            final String penaltyCharge1AddedDate = dateFormatter.format(targetDate);
+
+            Integer penalty1LoanChargeId = this.loanTransactionHelper.addChargesForLoan(loanId,
+                    LoanTransactionHelper.getSpecifiedDueDateChargesForLoanAsJSON(String.valueOf(penalty), penaltyCharge1AddedDate, "10"));
+
+            assertNotNull(penalty1LoanChargeId);
+
+            // Add Charge Penalty
+            Integer penalty_1 = ChargesHelper.createCharges(requestSpec, responseSpec,
+                    ChargesHelper.getLoanSpecifiedDueDateJSON(ChargesHelper.CHARGE_CALCULATION_TYPE_FLAT, "10", true));
+
+            // Due for future date in different of the schedule
+            targetDate = LocalDate.of(2023, 3, 17);
+            final String penaltyChargeAddedDate = dateFormatter.format(targetDate);
+            Integer penaltyLoanChargeId = this.loanTransactionHelper.addChargesForLoan(loanId,
+                    LoanTransactionHelper.getSpecifiedDueDateChargesForLoanAsJSON(String.valueOf(penalty_1), penaltyChargeAddedDate, "10"));
+
+            assertNotNull(penaltyLoanChargeId);
+
+            // Run periodic accrual job for business date
+            final String jobName = "Add Periodic Accrual Transactions";
+            schedulerJobHelper.executeAndAwaitJob(jobName);
+
+            // verify multiple accrual transactions are created on charge created date according to repayment schedule
+            // to which charge due date falls
+            checkAccrualTransactionsForMultipleRepaymentSchedulesChargeDueDate(currentDate, loanId);
+
+        } finally {
+            GlobalConfigurationHelper.updateIsBusinessDateEnabled(requestSpec, responseSpec, Boolean.FALSE);
+            GlobalConfigurationHelper.updateChargeAccrualDateConfiguration(this.requestSpec, this.responseSpec, "due-date");
+        }
+    }
+
+    private void checkAccrualTransactionsForMultipleRepaymentSchedulesChargeDueDate(LocalDate transactionDate, Integer loanId) {
+        ArrayList<HashMap> transactions = (ArrayList<HashMap>) loanTransactionHelper.getLoanTransactions(this.requestSpec,
+                this.responseSpec, loanId);
+        boolean isTransactionFound = false;
+        for (int i = 0; i < transactions.size(); i++) {
+            HashMap transactionType = (HashMap) transactions.get(i).get("type");
+            boolean isAccrualTransaction = (Boolean) transactionType.get("accrual");
+
+            if (isAccrualTransaction) {
+                ArrayList<Integer> accrualEntryDateAsArray = (ArrayList<Integer>) transactions.get(i).get("date");
+                LocalDate accrualEntryDate = LocalDate.of(accrualEntryDateAsArray.get(0), accrualEntryDateAsArray.get(1),
+                        accrualEntryDateAsArray.get(2));
+
+                if (transactionDate.isEqual(accrualEntryDate)) {
+                    isTransactionFound = true;
+                    verifyAmounts(0.0f, 0.0f, 10.0f, Float.valueOf(String.valueOf(transactions.get(i).get("interestPortion"))),
+                            Float.valueOf(String.valueOf(transactions.get(i).get("feeChargesPortion"))),
+                            Float.valueOf(String.valueOf(transactions.get(i).get("penaltyChargesPortion"))));
+                }
+            }
+        }
+        assertTrue(isTransactionFound, "No Accrual entries are posted");
+    }
+
+    private void verifyAmounts(final Float expectedInterestPortion, final Float expectedFeePortion, final Float expectedPenaltyPortion,
+            final Float actualInterestPortion, final Float actualFeePortion, final Float actualPenaltyPortion) {
+        assertEquals(expectedInterestPortion, actualInterestPortion, "Mismatch in transaction amounts");
+        assertEquals(expectedFeePortion, actualFeePortion, "Mismatch in transaction amounts");
+        assertEquals(expectedPenaltyPortion, actualPenaltyPortion, "Mismatch in transaction amounts");
+    }
+
+    private GetLoanProductsProductIdResponse createLoanProduct(final LoanTransactionHelper loanTransactionHelper,
+            final Account... accounts) {
+
+        final String loanProductJSON = new LoanProductTestBuilder().withPrincipal("1000").withRepaymentAfterEvery("1")
+                .withNumberOfRepayments("1").withRepaymentTypeAsMonth().withinterestRatePerPeriod("0")
+                .withInterestRateFrequencyTypeAsMonths().withAmortizationTypeAsEqualPrincipalPayment().withInterestTypeAsFlat()
+                .withAccountingRulePeriodicAccrual(accounts).withDaysInMonth("30").withDaysInYear("365").withMoratorium("0", "0")
+                .build(null);
+        final Integer loanProductId = loanTransactionHelper.getLoanProductId(loanProductJSON);
+        return loanTransactionHelper.getLoanProduct(loanProductId);
+    }
+
+    private Integer createLoanAccount(final Integer clientID, final Long loanProductID, final String externalId) {
+
+        String loanApplicationJSON = new LoanApplicationTestBuilder().withPrincipal("1000").withLoanTermFrequency("1")
+                .withLoanTermFrequencyAsMonths().withNumberOfRepayments("1").withRepaymentEveryAfter("1")
+                .withRepaymentFrequencyTypeAsMonths().withInterestRatePerPeriod("0").withInterestTypeAsFlatBalance()
+                .withAmortizationTypeAsEqualPrincipalPayments().withInterestCalculationPeriodTypeSameAsRepaymentPeriod()
+                .withExpectedDisbursementDate("03 March 2023").withSubmittedOnDate("03 March 2023").withLoanType("individual")
+                .withExternalId(externalId).build(clientID.toString(), loanProductID.toString(), null);
+
+        final Integer loanId = loanTransactionHelper.getLoanId(loanApplicationJSON);
+        loanTransactionHelper.approveLoan("03 March 2023", "1000", loanId, null);
+        loanTransactionHelper.disburseLoanWithNetDisbursalAmount("03 March 2023", loanId, "1000");
+        return loanId;
+    }
+
+    private GetLoanProductsProductIdResponse createLoanProductMultipleRepayments(final LoanTransactionHelper loanTransactionHelper,
+            final Account... accounts) {
+
+        final String loanProductJSON = new LoanProductTestBuilder().withPrincipal("1000").withRepaymentAfterEvery("1")
+                .withNumberOfRepayments("1").withRepaymentTypeAsDays().withinterestRatePerPeriod("0")
+                .withInterestRateFrequencyTypeAsMonths().withAmortizationTypeAsEqualPrincipalPayment().withInterestTypeAsFlat()
+                .withAccountingRulePeriodicAccrual(accounts).withDaysInMonth("30").withDaysInYear("365").withMoratorium("0", "0")
+                .build(null);
+        final Integer loanProductId = loanTransactionHelper.getLoanProductId(loanProductJSON);
+        return loanTransactionHelper.getLoanProduct(loanProductId);
+    }
+
+    private Integer createLoanAccountMultipleRepayments(final Integer clientID, final Long loanProductID, final String externalId) {
+
+        String loanApplicationJSON = new LoanApplicationTestBuilder().withPrincipal("1000").withLoanTermFrequency("30")
+                .withLoanTermFrequencyAsDays().withNumberOfRepayments("10").withRepaymentEveryAfter("3").withRepaymentFrequencyTypeAsDays()
+                .withInterestRatePerPeriod("0").withInterestTypeAsFlatBalance().withAmortizationTypeAsEqualPrincipalPayments()
+                .withInterestCalculationPeriodTypeSameAsRepaymentPeriod().withExpectedDisbursementDate("03 March 2023")
+                .withSubmittedOnDate("03 March 2023").withLoanType("individual").withExternalId(externalId)
+                .build(clientID.toString(), loanProductID.toString(), null);
+
+        final Integer loanId = loanTransactionHelper.getLoanId(loanApplicationJSON);
+        loanTransactionHelper.approveLoan("03 March 2023", "1000", loanId, null);
+        loanTransactionHelper.disburseLoanWithNetDisbursalAmount("03 March 2023", loanId, "1000");
+        return loanId;
+    }
+
+    private void checkAccrualTransaction(final LocalDate transactionDate, final Float interestPortion, final Float feePortion,
+            final Float penaltyPortion, final Integer loanID) {
+
+        ArrayList<HashMap> transactions = (ArrayList<HashMap>) loanTransactionHelper.getLoanTransactions(this.requestSpec,
+                this.responseSpec, loanID);
+        boolean isTransactionFound = false;
+        for (int i = 0; i < transactions.size(); i++) {
+            HashMap transactionType = (HashMap) transactions.get(i).get("type");
+            boolean isAccrualTransaction = (Boolean) transactionType.get("accrual");
+
+            if (isAccrualTransaction) {
+                ArrayList<Integer> accrualEntryDateAsArray = (ArrayList<Integer>) transactions.get(i).get("date");
+                LocalDate accrualEntryDate = LocalDate.of(accrualEntryDateAsArray.get(0), accrualEntryDateAsArray.get(1),
+                        accrualEntryDateAsArray.get(2));
+
+                if (transactionDate.isEqual(accrualEntryDate)) {
+                    isTransactionFound = true;
+                    assertEquals(interestPortion, Float.valueOf(String.valueOf(transactions.get(i).get("interestPortion"))),
+                            "Mismatch in transaction amounts");
+                    assertEquals(feePortion, Float.valueOf(String.valueOf(transactions.get(i).get("feeChargesPortion"))),
+                            "Mismatch in transaction amounts");
+                    assertEquals(penaltyPortion, Float.valueOf(String.valueOf(transactions.get(i).get("penaltyChargesPortion"))),
+                            "Mismatch in transaction amounts");
+                    break;
+                }
+            }
+        }
+        assertTrue(isTransactionFound, "No Accrual entries are posted");
+    }
+
+}
diff --git a/integration-tests/src/test/java/org/apache/fineract/integrationtests/common/GlobalConfigurationHelper.java b/integration-tests/src/test/java/org/apache/fineract/integrationtests/common/GlobalConfigurationHelper.java
index 90ba1561f..6a99e5683 100644
--- a/integration-tests/src/test/java/org/apache/fineract/integrationtests/common/GlobalConfigurationHelper.java
+++ b/integration-tests/src/test/java/org/apache/fineract/integrationtests/common/GlobalConfigurationHelper.java
@@ -120,8 +120,8 @@ public class GlobalConfigurationHelper {
         ArrayList<HashMap> actualGlobalConfigurations = getAllGlobalConfigurations(requestSpec, responseSpec);
 
         // There are currently 50 global configurations.
-        Assertions.assertEquals(50, expectedGlobalConfigurations.size());
-        Assertions.assertEquals(50, actualGlobalConfigurations.size());
+        Assertions.assertEquals(51, expectedGlobalConfigurations.size());
+        Assertions.assertEquals(51, actualGlobalConfigurations.size());
 
         for (int i = 0; i < expectedGlobalConfigurations.size(); i++) {
 
@@ -556,6 +556,16 @@ public class GlobalConfigurationHelper {
         loanArrearsDelinquencyDisplayData.put("enabled", true);
         loanArrearsDelinquencyDisplayData.put("trapDoor", false);
         defaults.add(loanArrearsDelinquencyDisplayData);
+
+        HashMap<String, Object> accrualForChargeDate = new HashMap<>();
+        accrualForChargeDate.put("id", 56);
+        accrualForChargeDate.put("name", "charge-accrual-date");
+        accrualForChargeDate.put("value", 0);
+        accrualForChargeDate.put("enabled", true);
+        accrualForChargeDate.put("trapDoor", false);
+        accrualForChargeDate.put("string_value", "due-date");
+        defaults.add(accrualForChargeDate);
+
         return defaults;
     }
 
@@ -667,4 +677,17 @@ public class GlobalConfigurationHelper {
         return updateEnabledFlagForGlobalConfiguration(requestSpec, responseSpec, configId, enabled);
     }
 
+    public static Integer updateChargeAccrualDateConfiguration(final RequestSpecification requestSpec,
+            final ResponseSpecification responseSpec, final String stringValue) {
+        long configId = 56;
+        final HashMap<String, String> map = new HashMap<>();
+        map.put("stringValue", stringValue);
+        log.info("map :  {}", map);
+        final String configValue = GSON.toJson(map);
+        final String GLOBAL_CONFIG_UPDATE_URL = "/fineract-provider/api/v1/configurations/" + configId + "?" + Utils.TENANT_IDENTIFIER;
+        log.info("---------------------------------UPDATE VALUE FOR GLOBAL CONFIG---------------------------------------------");
+        return Utils.performServerPut(requestSpec, responseSpec, GLOBAL_CONFIG_UPDATE_URL, configValue, "resourceId");
+
+    }
+
 }