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Posted to general@incubator.apache.org by Markus Geiß <mg...@mifos.org> on 2015/12/04 08:31:46 UTC
[PORPOSAL] Fineract
Hey all,
hope this finds you well.
We, the Mifos community, want to propose our project for incubation.
Please find the proposal below.
= Fineract Proposal =
== Abstract ==
Fineract (\’fīn-,ə-ˌrakt\: A hypercube for digital financial services) is
an open source system for core banking as a platform. Fineract provides a
reliable, robust, and affordable solution for entrepreneurs, financial
institutions, and service providers to offer financial services to the
world’s 2 billion under and unbanked.
== Proposal ==
The aim of this proposal is to bring the Mifos X codebase and community
under the Apache Software Foundation (ASF) umbrella in order to help
coordinate the development effort of the growing number of organizations
which contribute to it, and give it the confidence of the neutral,
transparent, and open source governance policy of the ASF.
The name Mifos X will remain the property of the Mifos Initiative (a US
based 501(c)(3)) and will be used for a specific distribution of the
Fineract code. All development efforts of the Mifos Initiative will be
transferred to the Fineract project.
== Background ==
Mifos X is a mature and robust platform that provides loan, savings, and
business management functionality based on market proofed requirements. The
project was started in 2006 at the Grameen Foundation, initially creating
the Generation One solutions of Mifos 1 and Mifos 2, the industry’s first
open source and web-based MIS, to support the Joint Liability Group (JLG)
lending methodology created by Mohammed Yunus, which gained him and the
Grameen Bank the Nobel Peace Prize for his financial work in 2006.
In 2011 the independent Mifos Initiative, a 501(c)(3), was founded with two
goals:
1. Create the Generation Two solution Mifos X, an extensible API-driven
platform purpose built for Financial Inclusion
2. Build and govern an open source community of users, developers, and
service providers committed to using Mifos X for Financial Inclusion.
Since then a worldwide community of users, partners, and volunteers has
grown that utilizes, develops, and supports Mifos X. More than 40 partners
from Africa, India, China, South-East Asia and Latin America, with over 120
deployments and 3.5 million clients, have enhanced the platform based on
regional requirements and national regulatories.
== Rationale ==
Financial Inclusion - providing financial services to the world’s 2 billion
under and unbanked, enabling them to become a part of the global economy -
requires an affordable, reliable, scalable, and robust solution.
The adoption of mobile solutions and digital financial services is
increasing at an incredible pace and has led to an influx of new
innovators, financial institutions, and service providers into the
Financial Inclusion space and into the Mifos community which is growing at
an accelerating rate year-over-year since 2012.
Our rationale for joining the ASF is that as an Apache project we can
better manage the growth and governance of our community and provide the
community the confidence of sustainable long-term open source management,
which strengthens their commitment and continues the growth of our vibrant,
diverse community, collectively innovating around a single codebase,
sharing the social mission to eliminate poverty.
== Initial Goals ==
The initial goals of the Fineract transition under the ASF umbrella are to
establish a new home for an already fully functioning project, and also
make sure that the entire development community governs itself in the
Apache Way.
In addition, we will ensure:
1. All dependencies are compliant with the Apache License and the ASFs
licensing policies.
a. To become compliant a refactoring of the reporting module is
necessary to be able to swap out the Pentaho Reporting Engine. This work
will be undertaken during incubation.
2. Ongoing development based on our collaboratively established 2016
roadmap, and bring the process into the Apache Way.
3. Creating releases per Apache guidelines.
== Current Status ==
=== Meritocracy ===
We already have attributes of meritocracy embedded in our community.
* We have a developer email list which identifies active community members
who then become committers .
* On the user email list new features are introduced and discussed,
forming the product roadmap, and prioritization is based on merit and need.
* We have successfully graduated 13 Google Summer of Code interns, many of
whom have become long-term committers and developers to the project.
=== Community ===
There are more than a hundred developers within an active developer mailing
list. We have a large and growing installed base of users (financial
institutions) and a diverse eco-system of regional service partners who
support and deploy Mifos in their communities, and solution partners who
have built financial inclusion solutions on top of Mifos. The community has
held three annual conferences (2012, 2013, and 2015) where the community
gathers to connect implementers with developers, sharing their knowledge
to collaboratively build innovative solutions.
If Fineract is accepted by the Incubator, transitioning the community to
embrace the Apache Way of governance would be a primary initial goal. We
will solicit major existing developers to become committers on the project
from the beginning.
=== Core Developers ===
The core developers are a diverse group of individuals already very
experienced in open source development.
Edward Cable is a co-founder of the Mifos Initiative, and has established
the current community and governance model, Sander van der Heijden is the
CTO of Musoni Services, one of the first companies to create a commercial
product on top of the platform, that is completely mobile-based, and Markus
Geiss started as a volunteer and was appointed Chief Architect this year.
A broad base of committers around the Mifos developer team from Conflux
Technologies is made up of volunteers (e.g. Michael Vorburger, Product
Manager Design Studio at Temenos AG, Ishan Khanna a graduate student at
Bhagwan Parshuram Institute of Technology, or Terence Monteiro, Founder &
Director of SanJose Foundation) supporting and guiding contributors, and
governing the code base.
=== Alignment ===
Transition to ASF is a natural progression towards collaborative software
development and commercial-friendly standard licensing. Brian Behlendorf
and Zaheda Bhorat, both open source community leaders, in their role as
advisors for the Mifos Initiative, helped us to establish a community that
shares a vision based on a philosophy that is well aligned with the Apache
Way.
== Known Risks ==
=== Orphaned products ===
The community proposing Fineract for incubation is a strong and vibrant
open source project with a large installed base of users that is growing at
an increasing rate year-over-year from 2011 through 2015. In addition to
the commitment from the non-profit Mifos Initiative to move its development
efforts to the Fineract project, the size and diversity of the community is
a guarantee against the project being orphaned.
=== Inexperience with Open Source ===
We have managed Mifos as an open source project since inception. Every
release has been open source. We have open source community processes, such
as a developer mailing list, community conference calls, a collaborative
and transparent product roadmap, and an annual developer conference open to
all.
Our leadership has extensive open source experience. Our chairman, Paul
Maritz, was CEO of VMWare and CEO of Pivotal where he lead open source
initiatives at both companies. At Pivotal, he championed the Spring open
source framework and directed 3 Pivotal projects into Apache projects,
including Geode, HAWQ, and MADlib.
Our board member Dave Neary has spent 4 years with Red Hat, building their
open source developer community, and is a member of the GNOME Foundation
since 2004.
=== Homogenous Developers ===
The initial group of committers is heterogeneous when it comes to corporate
affiliations. The community is extremely diverse in terms of geography, the
backgrounds of developers, and the diversity of roles they play in the
community, such as users, regional support partners, and solution partners.
Since its inception, the entire community has contributed to the software
across a distributed and transparent infrastructure and environment.
=== Reliance on Salaried Developers ===
Our developer community consists of a mix of salaried developers who are
committed to the code base and volunteers.
The salaried developers work for (i) the Mifos Initiative, a 501(c)(3)
non-profit; (ii) financial institutions that use Mifos X; (iii) regional
service providers committed to financial inclusion that deploy and support
Mifos X in their communities; or (iv) solution partners that build and
distribute custom solutions on top of Mifos X.
We also have pure volunteers who contribute, often through hackathons and
corporate social responsibility programs such as Benetech’s Social Coding 4
Good, LinkedIn’s Day for Good, Google’s GoogleServe, ThoughtWorks Social
Impact Program, and VMware Take 3 Sabbatical program.
This diversity of roles and developers adds to the sustainability of the
project.
=== Relationships with Other Apache Products ===
Currently we are utilizing some Apache projects, like Tomcat, POI,
commons-lang, or HttpComponents, there are no additional relationships
right now. In 2016 further Apache projects, like Apache OpenJPA, and Apache
Geode, will be introduced to the project.
The platform is built on top of the Spring Framework, utilizing multiple
modules, like Spring Data, Spring Web, or Spring Security.
=== An Excessive Fascination with the Apache Brand ===
While we respect the reputation of the Apache brand we see a benefit for
both sides. We bring a stable and mature community with a deep rooted
social mission and are able to give Fineract a solid home as an open source
project following an established development model.
== Documentation ==
Information about Mifos X can be found at
https://mifosforge.jira.com/wiki/display/MIFOSX/Welcome+to+Mifos+X.
== Initial Source ==
Initial source is available on GitHub under the MPLv2 at
https://github.com/openMF/mifosx.
== Source and Intellectual Property Submission Plan ==
The Mifos Initiative owns all copyright to all contributions and has the
legal right to sign the ASF Software Grant Agreement. As soon as Fineract
is approved to join Apache Incubator, the source code will be transitioned
via the Software Grant Agreement onto ASF infrastructure and in turn made
available under the Apache License, version 2.0.
== External Dependencies ==
+----------------------------+-------------------+--------------+------------+
| Vendor | Library | License |
Compatible |
+----------------------------+-------------------+--------------+------------+
| Amazon.com, Inc. | AWS Java SDK | AL v2 | yes
|
+----------------------------+-------------------+--------------+------------+
| Apache Software Foundation | Commons | AL v2 | yes
|
+----------------------------+-------------------+--------------+------------+
| Apache Software Foundation | Tomcat | AL v2 | yes
|
+----------------------------+-------------------+--------------+------------+
| Apache Software Foundation | POI | AL v2 | yes
|
+----------------------------+-------------------+--------------+------------+
| Apache Software Foundation | HTTPClient | AL v2 | yes
|
+----------------------------+-------------------+--------------+------------+
| Ben Fortuna | iCal4j | BSD 3-clause | yes
|
+----------------------------+-------------------+--------------+------------+
| Boxfuse GmbH | Flyway DB | AL v2 | yes
|
+----------------------------+-------------------+--------------+------------+
| Bruce Dunwiddie^1^ | JavaCSV | LGPL v2.1 | no
|
+----------------------------+-------------------+--------------+------------+
| Google, Inc. | gson | AL v2 | yes
|
+----------------------------+-------------------+--------------+------------+
| Google, Inc. | guava | AL v2 | yes
|
+----------------------------+-------------------+--------------+------------+
| iText Group NV | iText | MPL v1.1 | yes
|
+----------------------------+-------------------+--------------+------------+
| Jayway | JsonPath | AL v2 | yes
|
+----------------------------+-------------------+--------------+------------+
| Jayway | RESTassured | AL v2 | yes
|
+----------------------------+-------------------+--------------+------------+
| JUnit | JUnit | EPL v1 | yes
|
+----------------------------+-------------------+--------------+------------+
| Michael Vorburger | MariaDB4J | AL v2 | yes
|
+----------------------------+-------------------+--------------+------------+
| Oracle, Corp. | JAX-RS | CDDL v1 | yes
|
+----------------------------+-------------------+--------------+------------+
| Oracle, Corp. | Jersey | CDDL v1.1 | yes
|
+----------------------------+-------------------+--------------+------------+
| Oracle, Corp.^2^ | MySQL Connector/J | GPL v2 | no
|
+----------------------------+-------------------+--------------+------------+
| Pentaho, Corp.^3^ | Reporting Engine | LGPL v2.1 | no
|
+----------------------------+-------------------+--------------+------------+
| Pentaho, Corp.^3^ | Reporting Library | LGPL v2.1 | no
|
+----------------------------+-------------------+--------------+------------+
| Pivotal Software, Inc. | Spring Boot | AL v2 | yes
|
+----------------------------+-------------------+--------------+------------+
| Pivotal Software, Inc. | Spring Framework | AL v2 | yes
|
+----------------------------+-------------------+--------------+------------+
| Pivotal Software, Inc. | Spring Security | AL v2 | yes
|
+----------------------------+-------------------+--------------+------------+
| Sam Pullar | Mustache | AL v2 | yes
|
+----------------------------+-------------------+--------------+------------+
| Square, Inc. | retrofit | AL v2 | yes
|
+----------------------------+-------------------+--------------+------------+
| Square, Inc. | okhttp | AL v2 | yes
|
+----------------------------+-------------------+--------------+------------+
| Stephen Colebourne | Joda-Time | AL v2 | yes
|
+----------------------------+-------------------+--------------+------------+
| Szczepan Faber | Mockito | MIT | yes
|
+----------------------------+-------------------+--------------+------------+
| Terracotta, Inc | Quartz | AL v2 | yes
|
+----------------------------+-------------------+--------------+------------+
| Terracotta, Inc | Ehache | AL v2 | yes
|
+----------------------------+-------------------+--------------+------------+
* ^1^ = can be removed
* ^2^ = can be replaced
* ^3^ = need an abstraction on our side to become replaceable
== Cryptography ==
The only cryptography included by the project will be via library
inclusion, and will be used to encrypt stored user data on mobile devices
and in cloud storages.
== Required Resources ==
=== Mailing lists ===
* private@fineract.incubator.apache.org (moderated subscriptions)
* commits@fineract.incubator.apache.org
* dev@fineract.incubator.apache.org
* user@fineract.incubator.apache.org
=== Git Repository ===
https://git-wip-us.apache.org/repos/asf/incubator-fineract.git
=== Issue Tracking ===
JIRA Project Fineract (FINERACT)
=== Other Resources ===
* Project website (http://fineract.incubator.apache.org)
* Fineract Wiki pages (https://cwiki.apache.org/confluence/display/FINERACT
)
== Initial Committers ==
The following list comprises the current long term committers and does not
contain occasional developers.
* Vishwas Babu AJ (vishwas at confluxtechnologies dot com)
* Edward Cable (edcable at mifos dot org)
* Andrew Dzakpasu (andrewdzakpasu at musoni dot eu)
* Markus Geiss (mgeiss at mifos dot org)
* Sander van der Heijden (sander at musoni dot eu)
* Ishan Khanna (ishan1604 at gmail dot com)
* Myrle Krantz (mkrantz at mifos dot org)
* Terence Monteiro (terence at sanjosesolutions dot in)
* Adi Nayaran Raju (adi dot raju at confluxtechnologies dot com)
* Gaurav Saini (gsaini at apache dot org)
* Nazeer Hussain Shaik (nazeer dot shaik at confluxtechnologies dot com)
* Michael Vorburger (mike at vorburger dot ch)
== Affiliations ==
* Vishwas Babu AJ (Conflux Technologies)
* Ed Cable (The Mifos Initiative)
* Andrew Dzakpasu (Musoni Systems)
* Markus Geiss (The Mifos Initiative)
* Sander van der Heijden (Musoni Systems)
* Myrle Krantz (The Mifos Initiative)
* Terence Monteiro (SanJose Foundation)
* Adi Nayaran Raju (Conflux Technologies)
* Nazeer Hussain Shaik (Conflux Technologies)
== Sponsors ==
=== Champion ===
Ross Gardler
=== Nominated Mentors ===
* Ross Gardler
* Roman Shaposhnik
=== Sponsoring Entity ===
Incubator PMC
Cheers
*Markus Geiss*
Chief Architect
RADAR, The Mifos Initiative
mgeiss@mifos.org | Skype: mgeiss.mifos.org | Mobil: +49.152.295.05306 |
http://mifos.org <http://facebook.com/mifos>
<http://www.twitter.com/mifos>
RE: [PORPOSAL] Fineract
Posted by Ross Gardler <Ro...@microsoft.com>.
I'm replying top of thread as this is a general reply regarding mentors.
We just added Greg Stein as a third mentor. He wasn't on the originally submitted proposal as he was just checking on availability before confirming.
Based on recent conversations in the IPMC I (as champion) advised the project stick to a single mentor who was willing to put his/her head on the block. This individual would take full responsibility for rapid turnaround on all items needing mentor feedback. However, the team had already discussed the proposal with a number of other people. As a result they feel that 3 mentors is appropriate, respecting both IPMC traditions and those already advising the community. Hence we have three mentors. We are not seeking more.
That said, all three mentors have a very clear understanding of their role - it is *just* to provide the required formality for key stages in the podlings lifecycle (e.g. voting) and to ensure that there is someone able to answer community questions. As mentors we carry no weight over those doing the actual work in the community. Our merit needs to be earned just like everyone elses.
For those expressing an interest in the project please join the community as active participants in the code production and community building process. Those of you who know the three mentors know that your voice will have the proper weight within the community and in some cases that will be more than the mentors.
Ross
-----Original Message-----
From: Markus Geiß [mailto:mgeiss@mifos.org]
Sent: Thursday, December 3, 2015 11:32 PM
To: general@incubator.apache.org
Subject: [PORPOSAL] Fineract
Hey all,
hope this finds you well.
We, the Mifos community, want to propose our project for incubation.
Please find the proposal below.
= Fineract Proposal =
== Abstract ==
Fineract (\’fīn-,ə-ˌrakt\: A hypercube for digital financial services) is an open source system for core banking as a platform. Fineract provides a reliable, robust, and affordable solution for entrepreneurs, financial institutions, and service providers to offer financial services to the world’s 2 billion under and unbanked.
== Proposal ==
The aim of this proposal is to bring the Mifos X codebase and community under the Apache Software Foundation (ASF) umbrella in order to help coordinate the development effort of the growing number of organizations which contribute to it, and give it the confidence of the neutral, transparent, and open source governance policy of the ASF.
The name Mifos X will remain the property of the Mifos Initiative (a US based 501(c)(3)) and will be used for a specific distribution of the Fineract code. All development efforts of the Mifos Initiative will be transferred to the Fineract project.
== Background ==
Mifos X is a mature and robust platform that provides loan, savings, and business management functionality based on market proofed requirements. The project was started in 2006 at the Grameen Foundation, initially creating the Generation One solutions of Mifos 1 and Mifos 2, the industry’s first open source and web-based MIS, to support the Joint Liability Group (JLG) lending methodology created by Mohammed Yunus, which gained him and the Grameen Bank the Nobel Peace Prize for his financial work in 2006.
In 2011 the independent Mifos Initiative, a 501(c)(3), was founded with two
goals:
1. Create the Generation Two solution Mifos X, an extensible API-driven platform purpose built for Financial Inclusion 2. Build and govern an open source community of users, developers, and service providers committed to using Mifos X for Financial Inclusion.
Since then a worldwide community of users, partners, and volunteers has grown that utilizes, develops, and supports Mifos X. More than 40 partners from Africa, India, China, South-East Asia and Latin America, with over 120 deployments and 3.5 million clients, have enhanced the platform based on regional requirements and national regulatories.
== Rationale ==
Financial Inclusion - providing financial services to the world’s 2 billion under and unbanked, enabling them to become a part of the global economy - requires an affordable, reliable, scalable, and robust solution.
The adoption of mobile solutions and digital financial services is increasing at an incredible pace and has led to an influx of new innovators, financial institutions, and service providers into the Financial Inclusion space and into the Mifos community which is growing at an accelerating rate year-over-year since 2012.
Our rationale for joining the ASF is that as an Apache project we can better manage the growth and governance of our community and provide the community the confidence of sustainable long-term open source management, which strengthens their commitment and continues the growth of our vibrant, diverse community, collectively innovating around a single codebase, sharing the social mission to eliminate poverty.
== Initial Goals ==
The initial goals of the Fineract transition under the ASF umbrella are to establish a new home for an already fully functioning project, and also make sure that the entire development community governs itself in the Apache Way.
In addition, we will ensure:
1. All dependencies are compliant with the Apache License and the ASFs licensing policies.
a. To become compliant a refactoring of the reporting module is necessary to be able to swap out the Pentaho Reporting Engine. This work will be undertaken during incubation.
2. Ongoing development based on our collaboratively established 2016 roadmap, and bring the process into the Apache Way.
3. Creating releases per Apache guidelines.
== Current Status ==
=== Meritocracy ===
We already have attributes of meritocracy embedded in our community.
* We have a developer email list which identifies active community members who then become committers .
* On the user email list new features are introduced and discussed, forming the product roadmap, and prioritization is based on merit and need.
* We have successfully graduated 13 Google Summer of Code interns, many of whom have become long-term committers and developers to the project.
=== Community ===
There are more than a hundred developers within an active developer mailing list. We have a large and growing installed base of users (financial
institutions) and a diverse eco-system of regional service partners who support and deploy Mifos in their communities, and solution partners who have built financial inclusion solutions on top of Mifos. The community has held three annual conferences (2012, 2013, and 2015) where the community gathers to connect implementers with developers, sharing their knowledge to collaboratively build innovative solutions.
If Fineract is accepted by the Incubator, transitioning the community to embrace the Apache Way of governance would be a primary initial goal. We will solicit major existing developers to become committers on the project from the beginning.
=== Core Developers ===
The core developers are a diverse group of individuals already very experienced in open source development.
Edward Cable is a co-founder of the Mifos Initiative, and has established the current community and governance model, Sander van der Heijden is the CTO of Musoni Services, one of the first companies to create a commercial product on top of the platform, that is completely mobile-based, and Markus Geiss started as a volunteer and was appointed Chief Architect this year.
A broad base of committers around the Mifos developer team from Conflux Technologies is made up of volunteers (e.g. Michael Vorburger, Product Manager Design Studio at Temenos AG, Ishan Khanna a graduate student at Bhagwan Parshuram Institute of Technology, or Terence Monteiro, Founder & Director of SanJose Foundation) supporting and guiding contributors, and governing the code base.
=== Alignment ===
Transition to ASF is a natural progression towards collaborative software development and commercial-friendly standard licensing. Brian Behlendorf and Zaheda Bhorat, both open source community leaders, in their role as advisors for the Mifos Initiative, helped us to establish a community that shares a vision based on a philosophy that is well aligned with the Apache Way.
== Known Risks ==
=== Orphaned products ===
The community proposing Fineract for incubation is a strong and vibrant open source project with a large installed base of users that is growing at an increasing rate year-over-year from 2011 through 2015. In addition to the commitment from the non-profit Mifos Initiative to move its development efforts to the Fineract project, the size and diversity of the community is a guarantee against the project being orphaned.
=== Inexperience with Open Source ===
We have managed Mifos as an open source project since inception. Every release has been open source. We have open source community processes, such as a developer mailing list, community conference calls, a collaborative and transparent product roadmap, and an annual developer conference open to all.
Our leadership has extensive open source experience. Our chairman, Paul Maritz, was CEO of VMWare and CEO of Pivotal where he lead open source initiatives at both companies. At Pivotal, he championed the Spring open source framework and directed 3 Pivotal projects into Apache projects, including Geode, HAWQ, and MADlib.
Our board member Dave Neary has spent 4 years with Red Hat, building their open source developer community, and is a member of the GNOME Foundation since 2004.
=== Homogenous Developers ===
The initial group of committers is heterogeneous when it comes to corporate affiliations. The community is extremely diverse in terms of geography, the backgrounds of developers, and the diversity of roles they play in the community, such as users, regional support partners, and solution partners.
Since its inception, the entire community has contributed to the software across a distributed and transparent infrastructure and environment.
=== Reliance on Salaried Developers ===
Our developer community consists of a mix of salaried developers who are committed to the code base and volunteers.
The salaried developers work for (i) the Mifos Initiative, a 501(c)(3) non-profit; (ii) financial institutions that use Mifos X; (iii) regional service providers committed to financial inclusion that deploy and support Mifos X in their communities; or (iv) solution partners that build and distribute custom solutions on top of Mifos X.
We also have pure volunteers who contribute, often through hackathons and corporate social responsibility programs such as Benetech’s Social Coding 4 Good, LinkedIn’s Day for Good, Google’s GoogleServe, ThoughtWorks Social Impact Program, and VMware Take 3 Sabbatical program.
This diversity of roles and developers adds to the sustainability of the project.
=== Relationships with Other Apache Products ===
Currently we are utilizing some Apache projects, like Tomcat, POI, commons-lang, or HttpComponents, there are no additional relationships right now. In 2016 further Apache projects, like Apache OpenJPA, and Apache Geode, will be introduced to the project.
The platform is built on top of the Spring Framework, utilizing multiple modules, like Spring Data, Spring Web, or Spring Security.
=== An Excessive Fascination with the Apache Brand ===
While we respect the reputation of the Apache brand we see a benefit for both sides. We bring a stable and mature community with a deep rooted social mission and are able to give Fineract a solid home as an open source project following an established development model.
== Documentation ==
Information about Mifos X can be found at https://na01.safelinks.protection.outlook.com/?url=https%3a%2f%2fmifosforge.jira.com%2fwiki%2fdisplay%2fMIFOSX%2fWelcome%2bto%2bMifos%2bX.&data=01%7c01%7cRoss.Gardler%40microsoft.com%7cf43eec6e8e284b393c3408d2fc7d0295%7c72f988bf86f141af91ab2d7cd011db47%7c1&sdata=KfAJNMZLuhkBtSF7S3ItJo28mNHTHshbBWMxNcPGggI%3d
== Initial Source ==
Initial source is available on GitHub under the MPLv2 at https://github.com/openMF/mifosx.
== Source and Intellectual Property Submission Plan ==
The Mifos Initiative owns all copyright to all contributions and has the legal right to sign the ASF Software Grant Agreement. As soon as Fineract is approved to join Apache Incubator, the source code will be transitioned via the Software Grant Agreement onto ASF infrastructure and in turn made available under the Apache License, version 2.0.
== External Dependencies ==
+----------------------------+-------------------+--------------+------------+
| Vendor | Library | License |
Compatible |
+----------------------------+-------------------+--------------+------------+
| https://na01.safelinks.protection.outlook.com/?url=Amazon.com&data=01%7c01%7cRoss.Gardler%40microsoft.com%7cf43eec6e8e284b393c3408d2fc7d0295%7c72f988bf86f141af91ab2d7cd011db47%7c1&sdata=F967UDim0PwslQIkK174cQbRGOB%2brAPLQYncFHxXvd0%3d, Inc. | AWS Java SDK | AL v2 | yes
|
+----------------------------+-------------------+--------------+------------+
| Apache Software Foundation | Commons | AL v2 | yes
|
+----------------------------+-------------------+--------------+------------+
| Apache Software Foundation | Tomcat | AL v2 | yes
|
+----------------------------+-------------------+--------------+------------+
| Apache Software Foundation | POI | AL v2 | yes
|
+----------------------------+-------------------+--------------+------------+
| Apache Software Foundation | HTTPClient | AL v2 | yes
|
+----------------------------+-------------------+--------------+------------+
| Ben Fortuna | iCal4j | BSD 3-clause | yes
|
+----------------------------+-------------------+--------------+------------+
| Boxfuse GmbH | Flyway DB | AL v2 | yes
|
+----------------------------+-------------------+--------------+------------+
| Bruce Dunwiddie^1^ | JavaCSV | LGPL v2.1 | no
|
+----------------------------+-------------------+--------------+------------+
| Google, Inc. | gson | AL v2 | yes
|
+----------------------------+-------------------+--------------+------------+
| Google, Inc. | guava | AL v2 | yes
|
+----------------------------+-------------------+--------------+------------+
| iText Group NV | iText | MPL v1.1 | yes
|
+----------------------------+-------------------+--------------+------------+
| Jayway | JsonPath | AL v2 | yes
|
+----------------------------+-------------------+--------------+------------+
| Jayway | RESTassured | AL v2 | yes
|
+----------------------------+-------------------+--------------+------------+
| JUnit | JUnit | EPL v1 | yes
|
+----------------------------+-------------------+--------------+------------+
| Michael Vorburger | MariaDB4J | AL v2 | yes
|
+----------------------------+-------------------+--------------+------------+
| Oracle, Corp. | JAX-RS | CDDL v1 | yes
|
+----------------------------+-------------------+--------------+------------+
| Oracle, Corp. | Jersey | CDDL v1.1 | yes
|
+----------------------------+-------------------+--------------+------------+
| Oracle, Corp.^2^ | MySQL Connector/J | GPL v2 | no
|
+----------------------------+-------------------+--------------+------------+
| Pentaho, Corp.^3^ | Reporting Engine | LGPL v2.1 | no
|
+----------------------------+-------------------+--------------+------------+
| Pentaho, Corp.^3^ | Reporting Library | LGPL v2.1 | no
|
+----------------------------+-------------------+--------------+------------+
| Pivotal Software, Inc. | Spring Boot | AL v2 | yes
|
+----------------------------+-------------------+--------------+------------+
| Pivotal Software, Inc. | Spring Framework | AL v2 | yes
|
+----------------------------+-------------------+--------------+------------+
| Pivotal Software, Inc. | Spring Security | AL v2 | yes
|
+----------------------------+-------------------+--------------+------------+
| Sam Pullar | Mustache | AL v2 | yes
|
+----------------------------+-------------------+--------------+------------+
| Square, Inc. | retrofit | AL v2 | yes
|
+----------------------------+-------------------+--------------+------------+
| Square, Inc. | okhttp | AL v2 | yes
|
+----------------------------+-------------------+--------------+------------+
| Stephen Colebourne | Joda-Time | AL v2 | yes
|
+----------------------------+-------------------+--------------+------------+
| Szczepan Faber | Mockito | MIT | yes
|
+----------------------------+-------------------+--------------+------------+
| Terracotta, Inc | Quartz | AL v2 | yes
|
+----------------------------+-------------------+--------------+------------+
| Terracotta, Inc | Ehache | AL v2 | yes
|
+----------------------------+-------------------+--------------+------------+
* ^1^ = can be removed
* ^2^ = can be replaced
* ^3^ = need an abstraction on our side to become replaceable
== Cryptography ==
The only cryptography included by the project will be via library inclusion, and will be used to encrypt stored user data on mobile devices and in cloud storages.
== Required Resources ==
=== Mailing lists ===
* private@fineract.incubator.apache.org (moderated subscriptions)
* commits@fineract.incubator.apache.org
* dev@fineract.incubator.apache.org
* user@fineract.incubator.apache.org
=== Git Repository ===
https://na01.safelinks.protection.outlook.com/?url=https%3a%2f%2fgit-wip-us.apache.org%2frepos%2fasf%2fincubator-fineract.git&data=01%7c01%7cRoss.Gardler%40microsoft.com%7cf43eec6e8e284b393c3408d2fc7d0295%7c72f988bf86f141af91ab2d7cd011db47%7c1&sdata=TiPMFaHgesxRpt6zU6N3FKr8C4aiSqSGrbh3vRrNg2g%3d
=== Issue Tracking ===
JIRA Project Fineract (FINERACT)
=== Other Resources ===
* Project website (https://na01.safelinks.protection.outlook.com/?url=http%3a%2f%2ffineract.incubator.apache.org&data=01%7c01%7cRoss.Gardler%40microsoft.com%7cf43eec6e8e284b393c3408d2fc7d0295%7c72f988bf86f141af91ab2d7cd011db47%7c1&sdata=t7bR2LGFntoPNqmtQ7Fkv71ygtULYzO44EDlmhrR5xY%3d)
* Fineract Wiki pages (https://na01.safelinks.protection.outlook.com/?url=https%3a%2f%2fcwiki.apache.org%2fconfluence%2fdisplay%2fFINERACT&data=01%7c01%7cRoss.Gardler%40microsoft.com%7cf43eec6e8e284b393c3408d2fc7d0295%7c72f988bf86f141af91ab2d7cd011db47%7c1&sdata=qE1rD63X0mSpSddpXzDKo9qAfo%2fYgHr4RrIg1ymqBKI%3d
)
== Initial Committers ==
The following list comprises the current long term committers and does not contain occasional developers.
* Vishwas Babu AJ (vishwas at confluxtechnologies dot com)
* Edward Cable (edcable at mifos dot org)
* Andrew Dzakpasu (andrewdzakpasu at musoni dot eu)
* Markus Geiss (mgeiss at mifos dot org)
* Sander van der Heijden (sander at musoni dot eu)
* Ishan Khanna (ishan1604 at gmail dot com)
* Myrle Krantz (mkrantz at mifos dot org)
* Terence Monteiro (terence at sanjosesolutions dot in)
* Adi Nayaran Raju (adi dot raju at confluxtechnologies dot com)
* Gaurav Saini (gsaini at apache dot org)
* Nazeer Hussain Shaik (nazeer dot shaik at confluxtechnologies dot com)
* Michael Vorburger (mike at vorburger dot ch)
== Affiliations ==
* Vishwas Babu AJ (Conflux Technologies)
* Ed Cable (The Mifos Initiative)
* Andrew Dzakpasu (Musoni Systems)
* Markus Geiss (The Mifos Initiative)
* Sander van der Heijden (Musoni Systems)
* Myrle Krantz (The Mifos Initiative)
* Terence Monteiro (SanJose Foundation)
* Adi Nayaran Raju (Conflux Technologies)
* Nazeer Hussain Shaik (Conflux Technologies)
== Sponsors ==
=== Champion ===
Ross Gardler
=== Nominated Mentors ===
* Ross Gardler
* Roman Shaposhnik
=== Sponsoring Entity ===
Incubator PMC
Cheers
*Markus Geiss*
Chief Architect
RADAR, The Mifos Initiative
mgeiss@mifos.org | Skype: https://na01.safelinks.protection.outlook.com/?url=mgeiss.mifos.org&data=01%7c01%7cRoss.Gardler%40microsoft.com%7cf43eec6e8e284b393c3408d2fc7d0295%7c72f988bf86f141af91ab2d7cd011db47%7c1&sdata=76GT3XjBX5lzdFqLoD97ypGd4FoDUsnHLxxGvhj59L4%3d | Mobil: +49.152.295.05306 | https://na01.safelinks.protection.outlook.com/?url=http%3a%2f%2fmifos.org&data=01%7c01%7cRoss.Gardler%40microsoft.com%7cf43eec6e8e284b393c3408d2fc7d0295%7c72f988bf86f141af91ab2d7cd011db47%7c1&sdata=0VPLn2r7LtcYyjquGAtI6nWO6XriDR7iJPsLFo7GUUU%3d <https://na01.safelinks.protection.outlook.com/?url=http%3a%2f%2ffacebook.com%2fmifos&data=01%7c01%7cRoss.Gardler%40microsoft.com%7cf43eec6e8e284b393c3408d2fc7d0295%7c72f988bf86f141af91ab2d7cd011db47%7c1&sdata=0WKQBT70qJXnAV3mw0yJbArAg8NfWmca3%2f7tQxBF3y0%3d>
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RE: [PORPOSAL] Fineract
Posted by Ross Gardler <Ro...@microsoft.com>.
Thanks Markus, I'm excited to see this project being proposed as an incubating ASF project.
IPMC, the proposal is in the wiki at http://wiki.apache.org/incubator/FineractProposal
-----Original Message-----
From: Markus Geiß [mailto:mgeiss@mifos.org]
Sent: Thursday, December 3, 2015 11:32 PM
To: general@incubator.apache.org
Subject: [PORPOSAL] Fineract
Hey all,
hope this finds you well.
We, the Mifos community, want to propose our project for incubation.
Please find the proposal below.
= Fineract Proposal =
== Abstract ==
Fineract (\’fīn-,ə-ˌrakt\: A hypercube for digital financial services) is an open source system for core banking as a platform. Fineract provides a reliable, robust, and affordable solution for entrepreneurs, financial institutions, and service providers to offer financial services to the world’s 2 billion under and unbanked.
== Proposal ==
The aim of this proposal is to bring the Mifos X codebase and community under the Apache Software Foundation (ASF) umbrella in order to help coordinate the development effort of the growing number of organizations which contribute to it, and give it the confidence of the neutral, transparent, and open source governance policy of the ASF.
The name Mifos X will remain the property of the Mifos Initiative (a US based 501(c)(3)) and will be used for a specific distribution of the Fineract code. All development efforts of the Mifos Initiative will be transferred to the Fineract project.
== Background ==
Mifos X is a mature and robust platform that provides loan, savings, and business management functionality based on market proofed requirements. The project was started in 2006 at the Grameen Foundation, initially creating the Generation One solutions of Mifos 1 and Mifos 2, the industry’s first open source and web-based MIS, to support the Joint Liability Group (JLG) lending methodology created by Mohammed Yunus, which gained him and the Grameen Bank the Nobel Peace Prize for his financial work in 2006.
In 2011 the independent Mifos Initiative, a 501(c)(3), was founded with two
goals:
1. Create the Generation Two solution Mifos X, an extensible API-driven platform purpose built for Financial Inclusion 2. Build and govern an open source community of users, developers, and service providers committed to using Mifos X for Financial Inclusion.
Since then a worldwide community of users, partners, and volunteers has grown that utilizes, develops, and supports Mifos X. More than 40 partners from Africa, India, China, South-East Asia and Latin America, with over 120 deployments and 3.5 million clients, have enhanced the platform based on regional requirements and national regulatories.
== Rationale ==
Financial Inclusion - providing financial services to the world’s 2 billion under and unbanked, enabling them to become a part of the global economy - requires an affordable, reliable, scalable, and robust solution.
The adoption of mobile solutions and digital financial services is increasing at an incredible pace and has led to an influx of new innovators, financial institutions, and service providers into the Financial Inclusion space and into the Mifos community which is growing at an accelerating rate year-over-year since 2012.
Our rationale for joining the ASF is that as an Apache project we can better manage the growth and governance of our community and provide the community the confidence of sustainable long-term open source management, which strengthens their commitment and continues the growth of our vibrant, diverse community, collectively innovating around a single codebase, sharing the social mission to eliminate poverty.
== Initial Goals ==
The initial goals of the Fineract transition under the ASF umbrella are to establish a new home for an already fully functioning project, and also make sure that the entire development community governs itself in the Apache Way.
In addition, we will ensure:
1. All dependencies are compliant with the Apache License and the ASFs licensing policies.
a. To become compliant a refactoring of the reporting module is necessary to be able to swap out the Pentaho Reporting Engine. This work will be undertaken during incubation.
2. Ongoing development based on our collaboratively established 2016 roadmap, and bring the process into the Apache Way.
3. Creating releases per Apache guidelines.
== Current Status ==
=== Meritocracy ===
We already have attributes of meritocracy embedded in our community.
* We have a developer email list which identifies active community members who then become committers .
* On the user email list new features are introduced and discussed, forming the product roadmap, and prioritization is based on merit and need.
* We have successfully graduated 13 Google Summer of Code interns, many of whom have become long-term committers and developers to the project.
=== Community ===
There are more than a hundred developers within an active developer mailing list. We have a large and growing installed base of users (financial
institutions) and a diverse eco-system of regional service partners who support and deploy Mifos in their communities, and solution partners who have built financial inclusion solutions on top of Mifos. The community has held three annual conferences (2012, 2013, and 2015) where the community gathers to connect implementers with developers, sharing their knowledge to collaboratively build innovative solutions.
If Fineract is accepted by the Incubator, transitioning the community to embrace the Apache Way of governance would be a primary initial goal. We will solicit major existing developers to become committers on the project from the beginning.
=== Core Developers ===
The core developers are a diverse group of individuals already very experienced in open source development.
Edward Cable is a co-founder of the Mifos Initiative, and has established the current community and governance model, Sander van der Heijden is the CTO of Musoni Services, one of the first companies to create a commercial product on top of the platform, that is completely mobile-based, and Markus Geiss started as a volunteer and was appointed Chief Architect this year.
A broad base of committers around the Mifos developer team from Conflux Technologies is made up of volunteers (e.g. Michael Vorburger, Product Manager Design Studio at Temenos AG, Ishan Khanna a graduate student at Bhagwan Parshuram Institute of Technology, or Terence Monteiro, Founder & Director of SanJose Foundation) supporting and guiding contributors, and governing the code base.
=== Alignment ===
Transition to ASF is a natural progression towards collaborative software development and commercial-friendly standard licensing. Brian Behlendorf and Zaheda Bhorat, both open source community leaders, in their role as advisors for the Mifos Initiative, helped us to establish a community that shares a vision based on a philosophy that is well aligned with the Apache Way.
== Known Risks ==
=== Orphaned products ===
The community proposing Fineract for incubation is a strong and vibrant open source project with a large installed base of users that is growing at an increasing rate year-over-year from 2011 through 2015. In addition to the commitment from the non-profit Mifos Initiative to move its development efforts to the Fineract project, the size and diversity of the community is a guarantee against the project being orphaned.
=== Inexperience with Open Source ===
We have managed Mifos as an open source project since inception. Every release has been open source. We have open source community processes, such as a developer mailing list, community conference calls, a collaborative and transparent product roadmap, and an annual developer conference open to all.
Our leadership has extensive open source experience. Our chairman, Paul Maritz, was CEO of VMWare and CEO of Pivotal where he lead open source initiatives at both companies. At Pivotal, he championed the Spring open source framework and directed 3 Pivotal projects into Apache projects, including Geode, HAWQ, and MADlib.
Our board member Dave Neary has spent 4 years with Red Hat, building their open source developer community, and is a member of the GNOME Foundation since 2004.
=== Homogenous Developers ===
The initial group of committers is heterogeneous when it comes to corporate affiliations. The community is extremely diverse in terms of geography, the backgrounds of developers, and the diversity of roles they play in the community, such as users, regional support partners, and solution partners.
Since its inception, the entire community has contributed to the software across a distributed and transparent infrastructure and environment.
=== Reliance on Salaried Developers ===
Our developer community consists of a mix of salaried developers who are committed to the code base and volunteers.
The salaried developers work for (i) the Mifos Initiative, a 501(c)(3) non-profit; (ii) financial institutions that use Mifos X; (iii) regional service providers committed to financial inclusion that deploy and support Mifos X in their communities; or (iv) solution partners that build and distribute custom solutions on top of Mifos X.
We also have pure volunteers who contribute, often through hackathons and corporate social responsibility programs such as Benetech’s Social Coding 4 Good, LinkedIn’s Day for Good, Google’s GoogleServe, ThoughtWorks Social Impact Program, and VMware Take 3 Sabbatical program.
This diversity of roles and developers adds to the sustainability of the project.
=== Relationships with Other Apache Products ===
Currently we are utilizing some Apache projects, like Tomcat, POI, commons-lang, or HttpComponents, there are no additional relationships right now. In 2016 further Apache projects, like Apache OpenJPA, and Apache Geode, will be introduced to the project.
The platform is built on top of the Spring Framework, utilizing multiple modules, like Spring Data, Spring Web, or Spring Security.
=== An Excessive Fascination with the Apache Brand ===
While we respect the reputation of the Apache brand we see a benefit for both sides. We bring a stable and mature community with a deep rooted social mission and are able to give Fineract a solid home as an open source project following an established development model.
== Documentation ==
Information about Mifos X can be found at https://na01.safelinks.protection.outlook.com/?url=https%3a%2f%2fmifosforge.jira.com%2fwiki%2fdisplay%2fMIFOSX%2fWelcome%2bto%2bMifos%2bX.&data=01%7c01%7cRoss.Gardler%40microsoft.com%7cf43eec6e8e284b393c3408d2fc7d0295%7c72f988bf86f141af91ab2d7cd011db47%7c1&sdata=KfAJNMZLuhkBtSF7S3ItJo28mNHTHshbBWMxNcPGggI%3d
== Initial Source ==
Initial source is available on GitHub under the MPLv2 at https://github.com/openMF/mifosx.
== Source and Intellectual Property Submission Plan ==
The Mifos Initiative owns all copyright to all contributions and has the legal right to sign the ASF Software Grant Agreement. As soon as Fineract is approved to join Apache Incubator, the source code will be transitioned via the Software Grant Agreement onto ASF infrastructure and in turn made available under the Apache License, version 2.0.
== External Dependencies ==
+----------------------------+-------------------+--------------+------------+
| Vendor | Library | License |
Compatible |
+----------------------------+-------------------+--------------+------------+
| https://na01.safelinks.protection.outlook.com/?url=Amazon.com&data=01%7c01%7cRoss.Gardler%40microsoft.com%7cf43eec6e8e284b393c3408d2fc7d0295%7c72f988bf86f141af91ab2d7cd011db47%7c1&sdata=F967UDim0PwslQIkK174cQbRGOB%2brAPLQYncFHxXvd0%3d, Inc. | AWS Java SDK | AL v2 | yes
|
+----------------------------+-------------------+--------------+------------+
| Apache Software Foundation | Commons | AL v2 | yes
|
+----------------------------+-------------------+--------------+------------+
| Apache Software Foundation | Tomcat | AL v2 | yes
|
+----------------------------+-------------------+--------------+------------+
| Apache Software Foundation | POI | AL v2 | yes
|
+----------------------------+-------------------+--------------+------------+
| Apache Software Foundation | HTTPClient | AL v2 | yes
|
+----------------------------+-------------------+--------------+------------+
| Ben Fortuna | iCal4j | BSD 3-clause | yes
|
+----------------------------+-------------------+--------------+------------+
| Boxfuse GmbH | Flyway DB | AL v2 | yes
|
+----------------------------+-------------------+--------------+------------+
| Bruce Dunwiddie^1^ | JavaCSV | LGPL v2.1 | no
|
+----------------------------+-------------------+--------------+------------+
| Google, Inc. | gson | AL v2 | yes
|
+----------------------------+-------------------+--------------+------------+
| Google, Inc. | guava | AL v2 | yes
|
+----------------------------+-------------------+--------------+------------+
| iText Group NV | iText | MPL v1.1 | yes
|
+----------------------------+-------------------+--------------+------------+
| Jayway | JsonPath | AL v2 | yes
|
+----------------------------+-------------------+--------------+------------+
| Jayway | RESTassured | AL v2 | yes
|
+----------------------------+-------------------+--------------+------------+
| JUnit | JUnit | EPL v1 | yes
|
+----------------------------+-------------------+--------------+------------+
| Michael Vorburger | MariaDB4J | AL v2 | yes
|
+----------------------------+-------------------+--------------+------------+
| Oracle, Corp. | JAX-RS | CDDL v1 | yes
|
+----------------------------+-------------------+--------------+------------+
| Oracle, Corp. | Jersey | CDDL v1.1 | yes
|
+----------------------------+-------------------+--------------+------------+
| Oracle, Corp.^2^ | MySQL Connector/J | GPL v2 | no
|
+----------------------------+-------------------+--------------+------------+
| Pentaho, Corp.^3^ | Reporting Engine | LGPL v2.1 | no
|
+----------------------------+-------------------+--------------+------------+
| Pentaho, Corp.^3^ | Reporting Library | LGPL v2.1 | no
|
+----------------------------+-------------------+--------------+------------+
| Pivotal Software, Inc. | Spring Boot | AL v2 | yes
|
+----------------------------+-------------------+--------------+------------+
| Pivotal Software, Inc. | Spring Framework | AL v2 | yes
|
+----------------------------+-------------------+--------------+------------+
| Pivotal Software, Inc. | Spring Security | AL v2 | yes
|
+----------------------------+-------------------+--------------+------------+
| Sam Pullar | Mustache | AL v2 | yes
|
+----------------------------+-------------------+--------------+------------+
| Square, Inc. | retrofit | AL v2 | yes
|
+----------------------------+-------------------+--------------+------------+
| Square, Inc. | okhttp | AL v2 | yes
|
+----------------------------+-------------------+--------------+------------+
| Stephen Colebourne | Joda-Time | AL v2 | yes
|
+----------------------------+-------------------+--------------+------------+
| Szczepan Faber | Mockito | MIT | yes
|
+----------------------------+-------------------+--------------+------------+
| Terracotta, Inc | Quartz | AL v2 | yes
|
+----------------------------+-------------------+--------------+------------+
| Terracotta, Inc | Ehache | AL v2 | yes
|
+----------------------------+-------------------+--------------+------------+
* ^1^ = can be removed
* ^2^ = can be replaced
* ^3^ = need an abstraction on our side to become replaceable
== Cryptography ==
The only cryptography included by the project will be via library inclusion, and will be used to encrypt stored user data on mobile devices and in cloud storages.
== Required Resources ==
=== Mailing lists ===
* private@fineract.incubator.apache.org (moderated subscriptions)
* commits@fineract.incubator.apache.org
* dev@fineract.incubator.apache.org
* user@fineract.incubator.apache.org
=== Git Repository ===
https://na01.safelinks.protection.outlook.com/?url=https%3a%2f%2fgit-wip-us.apache.org%2frepos%2fasf%2fincubator-fineract.git&data=01%7c01%7cRoss.Gardler%40microsoft.com%7cf43eec6e8e284b393c3408d2fc7d0295%7c72f988bf86f141af91ab2d7cd011db47%7c1&sdata=TiPMFaHgesxRpt6zU6N3FKr8C4aiSqSGrbh3vRrNg2g%3d
=== Issue Tracking ===
JIRA Project Fineract (FINERACT)
=== Other Resources ===
* Project website (https://na01.safelinks.protection.outlook.com/?url=http%3a%2f%2ffineract.incubator.apache.org&data=01%7c01%7cRoss.Gardler%40microsoft.com%7cf43eec6e8e284b393c3408d2fc7d0295%7c72f988bf86f141af91ab2d7cd011db47%7c1&sdata=t7bR2LGFntoPNqmtQ7Fkv71ygtULYzO44EDlmhrR5xY%3d)
* Fineract Wiki pages (https://na01.safelinks.protection.outlook.com/?url=https%3a%2f%2fcwiki.apache.org%2fconfluence%2fdisplay%2fFINERACT&data=01%7c01%7cRoss.Gardler%40microsoft.com%7cf43eec6e8e284b393c3408d2fc7d0295%7c72f988bf86f141af91ab2d7cd011db47%7c1&sdata=qE1rD63X0mSpSddpXzDKo9qAfo%2fYgHr4RrIg1ymqBKI%3d
)
== Initial Committers ==
The following list comprises the current long term committers and does not contain occasional developers.
* Vishwas Babu AJ (vishwas at confluxtechnologies dot com)
* Edward Cable (edcable at mifos dot org)
* Andrew Dzakpasu (andrewdzakpasu at musoni dot eu)
* Markus Geiss (mgeiss at mifos dot org)
* Sander van der Heijden (sander at musoni dot eu)
* Ishan Khanna (ishan1604 at gmail dot com)
* Myrle Krantz (mkrantz at mifos dot org)
* Terence Monteiro (terence at sanjosesolutions dot in)
* Adi Nayaran Raju (adi dot raju at confluxtechnologies dot com)
* Gaurav Saini (gsaini at apache dot org)
* Nazeer Hussain Shaik (nazeer dot shaik at confluxtechnologies dot com)
* Michael Vorburger (mike at vorburger dot ch)
== Affiliations ==
* Vishwas Babu AJ (Conflux Technologies)
* Ed Cable (The Mifos Initiative)
* Andrew Dzakpasu (Musoni Systems)
* Markus Geiss (The Mifos Initiative)
* Sander van der Heijden (Musoni Systems)
* Myrle Krantz (The Mifos Initiative)
* Terence Monteiro (SanJose Foundation)
* Adi Nayaran Raju (Conflux Technologies)
* Nazeer Hussain Shaik (Conflux Technologies)
== Sponsors ==
=== Champion ===
Ross Gardler
=== Nominated Mentors ===
* Ross Gardler
* Roman Shaposhnik
=== Sponsoring Entity ===
Incubator PMC
Cheers
*Markus Geiss*
Chief Architect
RADAR, The Mifos Initiative
mgeiss@mifos.org | Skype: https://na01.safelinks.protection.outlook.com/?url=mgeiss.mifos.org&data=01%7c01%7cRoss.Gardler%40microsoft.com%7cf43eec6e8e284b393c3408d2fc7d0295%7c72f988bf86f141af91ab2d7cd011db47%7c1&sdata=76GT3XjBX5lzdFqLoD97ypGd4FoDUsnHLxxGvhj59L4%3d | Mobil: +49.152.295.05306 | https://na01.safelinks.protection.outlook.com/?url=http%3a%2f%2fmifos.org&data=01%7c01%7cRoss.Gardler%40microsoft.com%7cf43eec6e8e284b393c3408d2fc7d0295%7c72f988bf86f141af91ab2d7cd011db47%7c1&sdata=0VPLn2r7LtcYyjquGAtI6nWO6XriDR7iJPsLFo7GUUU%3d <https://na01.safelinks.protection.outlook.com/?url=http%3a%2f%2ffacebook.com%2fmifos&data=01%7c01%7cRoss.Gardler%40microsoft.com%7cf43eec6e8e284b393c3408d2fc7d0295%7c72f988bf86f141af91ab2d7cd011db47%7c1&sdata=0WKQBT70qJXnAV3mw0yJbArAg8NfWmca3%2f7tQxBF3y0%3d>
<https://na01.safelinks.protection.outlook.com/?url=http%3a%2f%2fwww.twitter.com%2fmifos&data=01%7c01%7cRoss.Gardler%40microsoft.com%7cf43eec6e8e284b393c3408d2fc7d0295%7c72f988bf86f141af91ab2d7cd011db47%7c1&sdata=pYdvSyzi8NtYyUSVYCMuS8UlGsY5cXdlTMm%2fSAVAqMs%3d>
Re: [PORPOSAL] Fineract
Posted by Terence Monteiro <te...@sanjosesolutions.in>.
Hi Friends,
As a Techpreneur and Contributor to Mifos[1], I've been watching this
thread with unabated excitement! First off, thanks to Markus who's been
working his socks off on this Mifos [r]evolution. Indeed, we're glad to
witness so much interest in the Fineract Proposal and adoption as an Apache
project. For a Mifos family that's spread across multiple timezones
co-ordinating our efforts for the past few years managing volunteer
contributions, practising development methodology and making innovations on
the way, it's wonderful to see the project evolving into the Apache
umbrella and we believe this will go a long way into shaping Mifos as a
leading Open Source project.
Though I was in Santa Clara this time last year on a brief project, my
heart has always been here in India and I returned to continue the work we
started. My firm SanJose Solutions, started in 2014 summer, is a Bangalore
based startup and up-and-coming Mifos partner. It is here that our mission
of fighting poverty through technology has taken shape and root. Mifos is
actually an entire eco-system of (mostly) Open Source software and products
with the project at https://github.com/openMF/mifosx
<https://github.com/openMF/mifosx/graphs/contributors> at the base of the
platform. There are multiple front-ends on top of the Mifos Platform,
including the Community App[2], the Mifos Android Client and Musoni
System[3]. My own startup built MifosX Messenger[4] (GPLv3) with
Ruby-Sinatra, to enable Mifos partners around the world to provide bulk SMS
to Financial Institutions. Going forward, we want to provide this to the
bottom of pyramid users and organizations. We also packaged Mifos as a
Debian package, setup and hosted the repo and simplified the installation
process[5]. We built Mifos Developer Vagrant box to help accelerate
development of Mifos[6]. The point I'm making is that each of these are
notable Open Source projects in their own right and we are at a time in our
evolution when we are well positioned as a partner in the Apache Ecosystem
to cross-pollinate other projects as well.
Currently we at SanJose Solutions are working with Kifiya Financial
Technologies[7] to Digitize their Financial Services platform to be
launched next spring/summer in Ethiopia. Like the other partners we are
thankful for all your support voiced on this thread and once again it's a
dream taking shape here. Please keep the interest and fuel our community
with your passion and enthusiasm! Indeed as a firm carrying the Partner
carrying the Mifos banner in my part of the world, I want to +1 my support
for the Apache licensing. Cheers All!
[1] http://mifos.org/blog/star-contributor-terence-monteiro/
[2] https://github.com/openMF/CommunityApp
[3] http://musonisystem.com/
[4] https://github.com/SanjoseSolutions/mifosx-messenger
[5] https://mifosforge.jira.com/wiki/pages/viewpage.action?pageId=85622932
[6]
https://mifosforge.jira.com/wiki/display/MDZ/Quick+Developer+Box+VM+Setup
[7] www.kifiya.com
--
Best Regards,
Terence Monteiro,
www.sanjosesolutions.in
On Fri, Dec 4, 2015 at 5:59 PM, John D. Ament <jo...@gmail.com>
wrote:
> This looks like a great proposal. I see you have two mentors listed, I'd
> be willing to help out as a third mentor.
>
> A couple of notes:
>
> - You're changing license from MPL to AL. I'm assuming everyone is ok with
> that change?
> - Looking at your contributors list
> https://github.com/openMF/mifosx/graphs/contributors
> Keith Woodlock is currently your largest contributor but is not listed as
> an initial committer. I'm assuming he has left the project or some other
> arrangement and thus will not be continuing on, but will he be willing to
> provide an SGA? If he made those contributions as a part of his
> employment, it may be ok for his employer at the time to provide that SGA
> (I'll let others comment). This is possibly the same for "John Woodlock"
>
> John
>
>
> On Fri, Dec 4, 2015 at 2:32 AM Markus Geiß <mg...@mifos.org> wrote:
>
> > Hey all,
> >
> > hope this finds you well.
> >
> > We, the Mifos community, want to propose our project for incubation.
> >
> > Please find the proposal below.
> >
> > = Fineract Proposal =
> >
> > == Abstract ==
> >
> > Fineract (\’fīn-,ə-ˌrakt\: A hypercube for digital financial services) is
> > an open source system for core banking as a platform. Fineract provides a
> > reliable, robust, and affordable solution for entrepreneurs, financial
> > institutions, and service providers to offer financial services to the
> > world’s 2 billion under and unbanked.
> >
> > == Proposal ==
> >
> > The aim of this proposal is to bring the Mifos X codebase and community
> > under the Apache Software Foundation (ASF) umbrella in order to help
> > coordinate the development effort of the growing number of organizations
> > which contribute to it, and give it the confidence of the neutral,
> > transparent, and open source governance policy of the ASF.
> >
> > The name Mifos X will remain the property of the Mifos Initiative (a US
> > based 501(c)(3)) and will be used for a specific distribution of the
> > Fineract code. All development efforts of the Mifos Initiative will be
> > transferred to the Fineract project.
> >
> > == Background ==
> >
> > Mifos X is a mature and robust platform that provides loan, savings, and
> > business management functionality based on market proofed requirements.
> The
> > project was started in 2006 at the Grameen Foundation, initially creating
> > the Generation One solutions of Mifos 1 and Mifos 2, the industry’s
> first
> > open source and web-based MIS, to support the Joint Liability Group (JLG)
> > lending methodology created by Mohammed Yunus, which gained him and the
> > Grameen Bank the Nobel Peace Prize for his financial work in 2006.
> >
> > In 2011 the independent Mifos Initiative, a 501(c)(3), was founded with
> two
> > goals:
> > 1. Create the Generation Two solution Mifos X, an extensible API-driven
> > platform purpose built for Financial Inclusion
> > 2. Build and govern an open source community of users, developers, and
> > service providers committed to using Mifos X for Financial Inclusion.
> >
> > Since then a worldwide community of users, partners, and volunteers has
> > grown that utilizes, develops, and supports Mifos X. More than 40
> partners
> > from Africa, India, China, South-East Asia and Latin America, with over
> 120
> > deployments and 3.5 million clients, have enhanced the platform based on
> > regional requirements and national regulatories.
> >
> > == Rationale ==
> >
> > Financial Inclusion - providing financial services to the world’s 2
> billion
> > under and unbanked, enabling them to become a part of the global economy
> -
> > requires an affordable, reliable, scalable, and robust solution.
> >
> > The adoption of mobile solutions and digital financial services is
> > increasing at an incredible pace and has led to an influx of new
> > innovators, financial institutions, and service providers into the
> > Financial Inclusion space and into the Mifos community which is growing
> at
> > an accelerating rate year-over-year since 2012.
> >
> > Our rationale for joining the ASF is that as an Apache project we can
> > better manage the growth and governance of our community and provide the
> > community the confidence of sustainable long-term open source management,
> > which strengthens their commitment and continues the growth of our
> vibrant,
> > diverse community, collectively innovating around a single codebase,
> > sharing the social mission to eliminate poverty.
> >
> > == Initial Goals ==
> >
> > The initial goals of the Fineract transition under the ASF umbrella are
> to
> > establish a new home for an already fully functioning project, and also
> > make sure that the entire development community governs itself in the
> > Apache Way.
> >
> > In addition, we will ensure:
> > 1. All dependencies are compliant with the Apache License and the ASFs
> > licensing policies.
> > a. To become compliant a refactoring of the reporting module is
> > necessary to be able to swap out the Pentaho Reporting Engine. This work
> > will be undertaken during incubation.
> > 2. Ongoing development based on our collaboratively established 2016
> > roadmap, and bring the process into the Apache Way.
> > 3. Creating releases per Apache guidelines.
> >
> > == Current Status ==
> >
> > === Meritocracy ===
> >
> > We already have attributes of meritocracy embedded in our community.
> > * We have a developer email list which identifies active community
> members
> > who then become committers .
> > * On the user email list new features are introduced and discussed,
> > forming the product roadmap, and prioritization is based on merit and
> need.
> > * We have successfully graduated 13 Google Summer of Code interns, many
> of
> > whom have become long-term committers and developers to the project.
> >
> > === Community ===
> >
> > There are more than a hundred developers within an active developer
> mailing
> > list. We have a large and growing installed base of users (financial
> > institutions) and a diverse eco-system of regional service partners who
> > support and deploy Mifos in their communities, and solution partners who
> > have built financial inclusion solutions on top of Mifos. The community
> has
> > held three annual conferences (2012, 2013, and 2015) where the community
> > gathers to connect implementers with developers, sharing their knowledge
> > to collaboratively build innovative solutions.
> >
> > If Fineract is accepted by the Incubator, transitioning the community to
> > embrace the Apache Way of governance would be a primary initial goal. We
> > will solicit major existing developers to become committers on the
> project
> > from the beginning.
> >
> > === Core Developers ===
> >
> > The core developers are a diverse group of individuals already very
> > experienced in open source development.
> >
> > Edward Cable is a co-founder of the Mifos Initiative, and has established
> > the current community and governance model, Sander van der Heijden is the
> > CTO of Musoni Services, one of the first companies to create a commercial
> > product on top of the platform, that is completely mobile-based, and
> Markus
> > Geiss started as a volunteer and was appointed Chief Architect this year.
> >
> > A broad base of committers around the Mifos developer team from Conflux
> > Technologies is made up of volunteers (e.g. Michael Vorburger, Product
> > Manager Design Studio at Temenos AG, Ishan Khanna a graduate student at
> > Bhagwan Parshuram Institute of Technology, or Terence Monteiro, Founder &
> > Director of SanJose Foundation) supporting and guiding contributors, and
> > governing the code base.
> >
> > === Alignment ===
> >
> > Transition to ASF is a natural progression towards collaborative software
> > development and commercial-friendly standard licensing. Brian Behlendorf
> > and Zaheda Bhorat, both open source community leaders, in their role as
> > advisors for the Mifos Initiative, helped us to establish a community
> that
> > shares a vision based on a philosophy that is well aligned with the
> Apache
> > Way.
> >
> > == Known Risks ==
> >
> > === Orphaned products ===
> >
> > The community proposing Fineract for incubation is a strong and vibrant
> > open source project with a large installed base of users that is growing
> at
> > an increasing rate year-over-year from 2011 through 2015. In addition to
> > the commitment from the non-profit Mifos Initiative to move its
> development
> > efforts to the Fineract project, the size and diversity of the community
> is
> > a guarantee against the project being orphaned.
> >
> > === Inexperience with Open Source ===
> >
> > We have managed Mifos as an open source project since inception. Every
> > release has been open source. We have open source community processes,
> such
> > as a developer mailing list, community conference calls, a collaborative
> > and transparent product roadmap, and an annual developer conference open
> to
> > all.
> >
> > Our leadership has extensive open source experience. Our chairman, Paul
> > Maritz, was CEO of VMWare and CEO of Pivotal where he lead open source
> > initiatives at both companies. At Pivotal, he championed the Spring open
> > source framework and directed 3 Pivotal projects into Apache projects,
> > including Geode, HAWQ, and MADlib.
> >
> > Our board member Dave Neary has spent 4 years with Red Hat, building
> their
> > open source developer community, and is a member of the GNOME Foundation
> > since 2004.
> >
> > === Homogenous Developers ===
> >
> > The initial group of committers is heterogeneous when it comes to
> corporate
> > affiliations. The community is extremely diverse in terms of geography,
> the
> > backgrounds of developers, and the diversity of roles they play in the
> > community, such as users, regional support partners, and solution
> partners.
> > Since its inception, the entire community has contributed to the software
> > across a distributed and transparent infrastructure and environment.
> >
> > === Reliance on Salaried Developers ===
> >
> > Our developer community consists of a mix of salaried developers who are
> > committed to the code base and volunteers.
> >
> > The salaried developers work for (i) the Mifos Initiative, a 501(c)(3)
> > non-profit; (ii) financial institutions that use Mifos X; (iii) regional
> > service providers committed to financial inclusion that deploy and
> support
> > Mifos X in their communities; or (iv) solution partners that build and
> > distribute custom solutions on top of Mifos X.
> >
> > We also have pure volunteers who contribute, often through hackathons and
> > corporate social responsibility programs such as Benetech’s Social
> Coding 4
> > Good, LinkedIn’s Day for Good, Google’s GoogleServe, ThoughtWorks Social
> > Impact Program, and VMware Take 3 Sabbatical program.
> >
> > This diversity of roles and developers adds to the sustainability of the
> > project.
> >
> > === Relationships with Other Apache Products ===
> >
> > Currently we are utilizing some Apache projects, like Tomcat, POI,
> > commons-lang, or HttpComponents, there are no additional relationships
> > right now. In 2016 further Apache projects, like Apache OpenJPA, and
> Apache
> > Geode, will be introduced to the project.
> >
> > The platform is built on top of the Spring Framework, utilizing multiple
> > modules, like Spring Data, Spring Web, or Spring Security.
> >
> > === An Excessive Fascination with the Apache Brand ===
> >
> > While we respect the reputation of the Apache brand we see a benefit for
> > both sides. We bring a stable and mature community with a deep rooted
> > social mission and are able to give Fineract a solid home as an open
> source
> > project following an established development model.
> >
> > == Documentation ==
> >
> > Information about Mifos X can be found at
> > https://mifosforge.jira.com/wiki/display/MIFOSX/Welcome+to+Mifos+X.
> >
> > == Initial Source ==
> >
> > Initial source is available on GitHub under the MPLv2 at
> > https://github.com/openMF/mifosx.
> >
> > == Source and Intellectual Property Submission Plan ==
> >
> > The Mifos Initiative owns all copyright to all contributions and has the
> > legal right to sign the ASF Software Grant Agreement. As soon as Fineract
> > is approved to join Apache Incubator, the source code will be
> transitioned
> > via the Software Grant Agreement onto ASF infrastructure and in turn made
> > available under the Apache License, version 2.0.
> >
> > == External Dependencies ==
> >
> >
> >
> +----------------------------+-------------------+--------------+------------+
> > | Vendor | Library | License |
> > Compatible |
> >
> >
> +----------------------------+-------------------+--------------+------------+
> > | Amazon.com, Inc. | AWS Java SDK | AL v2 | yes
> > |
> >
> >
> +----------------------------+-------------------+--------------+------------+
> > | Apache Software Foundation | Commons | AL v2 | yes
> > |
> >
> >
> +----------------------------+-------------------+--------------+------------+
> > | Apache Software Foundation | Tomcat | AL v2 | yes
> > |
> >
> >
> +----------------------------+-------------------+--------------+------------+
> > | Apache Software Foundation | POI | AL v2 | yes
> > |
> >
> >
> +----------------------------+-------------------+--------------+------------+
> > | Apache Software Foundation | HTTPClient | AL v2 | yes
> > |
> >
> >
> +----------------------------+-------------------+--------------+------------+
> > | Ben Fortuna | iCal4j | BSD 3-clause | yes
> > |
> >
> >
> +----------------------------+-------------------+--------------+------------+
> > | Boxfuse GmbH | Flyway DB | AL v2 | yes
> > |
> >
> >
> +----------------------------+-------------------+--------------+------------+
> > | Bruce Dunwiddie^1^ | JavaCSV | LGPL v2.1 | no
> > |
> >
> >
> +----------------------------+-------------------+--------------+------------+
> > | Google, Inc. | gson | AL v2 | yes
> > |
> >
> >
> +----------------------------+-------------------+--------------+------------+
> > | Google, Inc. | guava | AL v2 | yes
> > |
> >
> >
> +----------------------------+-------------------+--------------+------------+
> > | iText Group NV | iText | MPL v1.1 | yes
> > |
> >
> >
> +----------------------------+-------------------+--------------+------------+
> > | Jayway | JsonPath | AL v2 | yes
> > |
> >
> >
> +----------------------------+-------------------+--------------+------------+
> > | Jayway | RESTassured | AL v2 | yes
> > |
> >
> >
> +----------------------------+-------------------+--------------+------------+
> > | JUnit | JUnit | EPL v1 | yes
> > |
> >
> >
> +----------------------------+-------------------+--------------+------------+
> > | Michael Vorburger | MariaDB4J | AL v2 | yes
> > |
> >
> >
> +----------------------------+-------------------+--------------+------------+
> > | Oracle, Corp. | JAX-RS | CDDL v1 | yes
> > |
> >
> >
> +----------------------------+-------------------+--------------+------------+
> > | Oracle, Corp. | Jersey | CDDL v1.1 | yes
> > |
> >
> >
> +----------------------------+-------------------+--------------+------------+
> > | Oracle, Corp.^2^ | MySQL Connector/J | GPL v2 | no
> > |
> >
> >
> +----------------------------+-------------------+--------------+------------+
> > | Pentaho, Corp.^3^ | Reporting Engine | LGPL v2.1 | no
> > |
> >
> >
> +----------------------------+-------------------+--------------+------------+
> > | Pentaho, Corp.^3^ | Reporting Library | LGPL v2.1 | no
> > |
> >
> >
> +----------------------------+-------------------+--------------+------------+
> > | Pivotal Software, Inc. | Spring Boot | AL v2 | yes
> > |
> >
> >
> +----------------------------+-------------------+--------------+------------+
> > | Pivotal Software, Inc. | Spring Framework | AL v2 | yes
> > |
> >
> >
> +----------------------------+-------------------+--------------+------------+
> > | Pivotal Software, Inc. | Spring Security | AL v2 | yes
> > |
> >
> >
> +----------------------------+-------------------+--------------+------------+
> > | Sam Pullar | Mustache | AL v2 | yes
> > |
> >
> >
> +----------------------------+-------------------+--------------+------------+
> > | Square, Inc. | retrofit | AL v2 | yes
> > |
> >
> >
> +----------------------------+-------------------+--------------+------------+
> > | Square, Inc. | okhttp | AL v2 | yes
> > |
> >
> >
> +----------------------------+-------------------+--------------+------------+
> > | Stephen Colebourne | Joda-Time | AL v2 | yes
> > |
> >
> >
> +----------------------------+-------------------+--------------+------------+
> > | Szczepan Faber | Mockito | MIT | yes
> > |
> >
> >
> +----------------------------+-------------------+--------------+------------+
> > | Terracotta, Inc | Quartz | AL v2 | yes
> > |
> >
> >
> +----------------------------+-------------------+--------------+------------+
> > | Terracotta, Inc | Ehache | AL v2 | yes
> > |
> >
> >
> +----------------------------+-------------------+--------------+------------+
> > * ^1^ = can be removed
> > * ^2^ = can be replaced
> > * ^3^ = need an abstraction on our side to become replaceable
> >
> > == Cryptography ==
> >
> > The only cryptography included by the project will be via library
> > inclusion, and will be used to encrypt stored user data on mobile devices
> > and in cloud storages.
> >
> > == Required Resources ==
> >
> > === Mailing lists ===
> >
> > * private@fineract.incubator.apache.org (moderated subscriptions)
> > * commits@fineract.incubator.apache.org
> > * dev@fineract.incubator.apache.org
> > * user@fineract.incubator.apache.org
> >
> > === Git Repository ===
> >
> > https://git-wip-us.apache.org/repos/asf/incubator-fineract.git
> >
> > === Issue Tracking ===
> >
> > JIRA Project Fineract (FINERACT)
> >
> > === Other Resources ===
> >
> > * Project website (http://fineract.incubator.apache.org)
> > * Fineract Wiki pages (
> > https://cwiki.apache.org/confluence/display/FINERACT
> > )
> >
> > == Initial Committers ==
> >
> > The following list comprises the current long term committers and does
> not
> > contain occasional developers.
> >
> > * Vishwas Babu AJ (vishwas at confluxtechnologies dot com)
> > * Edward Cable (edcable at mifos dot org)
> > * Andrew Dzakpasu (andrewdzakpasu at musoni dot eu)
> > * Markus Geiss (mgeiss at mifos dot org)
> > * Sander van der Heijden (sander at musoni dot eu)
> > * Ishan Khanna (ishan1604 at gmail dot com)
> > * Myrle Krantz (mkrantz at mifos dot org)
> > * Terence Monteiro (terence at sanjosesolutions dot in)
> > * Adi Nayaran Raju (adi dot raju at confluxtechnologies dot com)
> > * Gaurav Saini (gsaini at apache dot org)
> > * Nazeer Hussain Shaik (nazeer dot shaik at confluxtechnologies dot com)
> > * Michael Vorburger (mike at vorburger dot ch)
> >
> > == Affiliations ==
> >
> > * Vishwas Babu AJ (Conflux Technologies)
> > * Ed Cable (The Mifos Initiative)
> > * Andrew Dzakpasu (Musoni Systems)
> > * Markus Geiss (The Mifos Initiative)
> > * Sander van der Heijden (Musoni Systems)
> > * Myrle Krantz (The Mifos Initiative)
> > * Terence Monteiro (SanJose Foundation)
> > * Adi Nayaran Raju (Conflux Technologies)
> > * Nazeer Hussain Shaik (Conflux Technologies)
> >
> > == Sponsors ==
> >
> > === Champion ===
> >
> > Ross Gardler
> >
> > === Nominated Mentors ===
> > * Ross Gardler
> > * Roman Shaposhnik
> >
> > === Sponsoring Entity ===
> > Incubator PMC
> >
> > Cheers
> >
> >
> > *Markus Geiss*
> > Chief Architect
> > RADAR, The Mifos Initiative
> > mgeiss@mifos.org | Skype: mgeiss.mifos.org | Mobil: +49.152.295.05306 |
> > http://mifos.org <http://facebook.com/mifos>
> > <http://www.twitter.com/mifos>
> >
>
Re: [PORPOSAL] Fineract
Posted by "John D. Ament" <jo...@gmail.com>.
This looks like a great proposal. I see you have two mentors listed, I'd
be willing to help out as a third mentor.
A couple of notes:
- You're changing license from MPL to AL. I'm assuming everyone is ok with
that change?
- Looking at your contributors list
https://github.com/openMF/mifosx/graphs/contributors
Keith Woodlock is currently your largest contributor but is not listed as
an initial committer. I'm assuming he has left the project or some other
arrangement and thus will not be continuing on, but will he be willing to
provide an SGA? If he made those contributions as a part of his
employment, it may be ok for his employer at the time to provide that SGA
(I'll let others comment). This is possibly the same for "John Woodlock"
John
On Fri, Dec 4, 2015 at 2:32 AM Markus Geiß <mg...@mifos.org> wrote:
> Hey all,
>
> hope this finds you well.
>
> We, the Mifos community, want to propose our project for incubation.
>
> Please find the proposal below.
>
> = Fineract Proposal =
>
> == Abstract ==
>
> Fineract (\’fīn-,ə-ˌrakt\: A hypercube for digital financial services) is
> an open source system for core banking as a platform. Fineract provides a
> reliable, robust, and affordable solution for entrepreneurs, financial
> institutions, and service providers to offer financial services to the
> world’s 2 billion under and unbanked.
>
> == Proposal ==
>
> The aim of this proposal is to bring the Mifos X codebase and community
> under the Apache Software Foundation (ASF) umbrella in order to help
> coordinate the development effort of the growing number of organizations
> which contribute to it, and give it the confidence of the neutral,
> transparent, and open source governance policy of the ASF.
>
> The name Mifos X will remain the property of the Mifos Initiative (a US
> based 501(c)(3)) and will be used for a specific distribution of the
> Fineract code. All development efforts of the Mifos Initiative will be
> transferred to the Fineract project.
>
> == Background ==
>
> Mifos X is a mature and robust platform that provides loan, savings, and
> business management functionality based on market proofed requirements. The
> project was started in 2006 at the Grameen Foundation, initially creating
> the Generation One solutions of Mifos 1 and Mifos 2, the industry’s first
> open source and web-based MIS, to support the Joint Liability Group (JLG)
> lending methodology created by Mohammed Yunus, which gained him and the
> Grameen Bank the Nobel Peace Prize for his financial work in 2006.
>
> In 2011 the independent Mifos Initiative, a 501(c)(3), was founded with two
> goals:
> 1. Create the Generation Two solution Mifos X, an extensible API-driven
> platform purpose built for Financial Inclusion
> 2. Build and govern an open source community of users, developers, and
> service providers committed to using Mifos X for Financial Inclusion.
>
> Since then a worldwide community of users, partners, and volunteers has
> grown that utilizes, develops, and supports Mifos X. More than 40 partners
> from Africa, India, China, South-East Asia and Latin America, with over 120
> deployments and 3.5 million clients, have enhanced the platform based on
> regional requirements and national regulatories.
>
> == Rationale ==
>
> Financial Inclusion - providing financial services to the world’s 2 billion
> under and unbanked, enabling them to become a part of the global economy -
> requires an affordable, reliable, scalable, and robust solution.
>
> The adoption of mobile solutions and digital financial services is
> increasing at an incredible pace and has led to an influx of new
> innovators, financial institutions, and service providers into the
> Financial Inclusion space and into the Mifos community which is growing at
> an accelerating rate year-over-year since 2012.
>
> Our rationale for joining the ASF is that as an Apache project we can
> better manage the growth and governance of our community and provide the
> community the confidence of sustainable long-term open source management,
> which strengthens their commitment and continues the growth of our vibrant,
> diverse community, collectively innovating around a single codebase,
> sharing the social mission to eliminate poverty.
>
> == Initial Goals ==
>
> The initial goals of the Fineract transition under the ASF umbrella are to
> establish a new home for an already fully functioning project, and also
> make sure that the entire development community governs itself in the
> Apache Way.
>
> In addition, we will ensure:
> 1. All dependencies are compliant with the Apache License and the ASFs
> licensing policies.
> a. To become compliant a refactoring of the reporting module is
> necessary to be able to swap out the Pentaho Reporting Engine. This work
> will be undertaken during incubation.
> 2. Ongoing development based on our collaboratively established 2016
> roadmap, and bring the process into the Apache Way.
> 3. Creating releases per Apache guidelines.
>
> == Current Status ==
>
> === Meritocracy ===
>
> We already have attributes of meritocracy embedded in our community.
> * We have a developer email list which identifies active community members
> who then become committers .
> * On the user email list new features are introduced and discussed,
> forming the product roadmap, and prioritization is based on merit and need.
> * We have successfully graduated 13 Google Summer of Code interns, many of
> whom have become long-term committers and developers to the project.
>
> === Community ===
>
> There are more than a hundred developers within an active developer mailing
> list. We have a large and growing installed base of users (financial
> institutions) and a diverse eco-system of regional service partners who
> support and deploy Mifos in their communities, and solution partners who
> have built financial inclusion solutions on top of Mifos. The community has
> held three annual conferences (2012, 2013, and 2015) where the community
> gathers to connect implementers with developers, sharing their knowledge
> to collaboratively build innovative solutions.
>
> If Fineract is accepted by the Incubator, transitioning the community to
> embrace the Apache Way of governance would be a primary initial goal. We
> will solicit major existing developers to become committers on the project
> from the beginning.
>
> === Core Developers ===
>
> The core developers are a diverse group of individuals already very
> experienced in open source development.
>
> Edward Cable is a co-founder of the Mifos Initiative, and has established
> the current community and governance model, Sander van der Heijden is the
> CTO of Musoni Services, one of the first companies to create a commercial
> product on top of the platform, that is completely mobile-based, and Markus
> Geiss started as a volunteer and was appointed Chief Architect this year.
>
> A broad base of committers around the Mifos developer team from Conflux
> Technologies is made up of volunteers (e.g. Michael Vorburger, Product
> Manager Design Studio at Temenos AG, Ishan Khanna a graduate student at
> Bhagwan Parshuram Institute of Technology, or Terence Monteiro, Founder &
> Director of SanJose Foundation) supporting and guiding contributors, and
> governing the code base.
>
> === Alignment ===
>
> Transition to ASF is a natural progression towards collaborative software
> development and commercial-friendly standard licensing. Brian Behlendorf
> and Zaheda Bhorat, both open source community leaders, in their role as
> advisors for the Mifos Initiative, helped us to establish a community that
> shares a vision based on a philosophy that is well aligned with the Apache
> Way.
>
> == Known Risks ==
>
> === Orphaned products ===
>
> The community proposing Fineract for incubation is a strong and vibrant
> open source project with a large installed base of users that is growing at
> an increasing rate year-over-year from 2011 through 2015. In addition to
> the commitment from the non-profit Mifos Initiative to move its development
> efforts to the Fineract project, the size and diversity of the community is
> a guarantee against the project being orphaned.
>
> === Inexperience with Open Source ===
>
> We have managed Mifos as an open source project since inception. Every
> release has been open source. We have open source community processes, such
> as a developer mailing list, community conference calls, a collaborative
> and transparent product roadmap, and an annual developer conference open to
> all.
>
> Our leadership has extensive open source experience. Our chairman, Paul
> Maritz, was CEO of VMWare and CEO of Pivotal where he lead open source
> initiatives at both companies. At Pivotal, he championed the Spring open
> source framework and directed 3 Pivotal projects into Apache projects,
> including Geode, HAWQ, and MADlib.
>
> Our board member Dave Neary has spent 4 years with Red Hat, building their
> open source developer community, and is a member of the GNOME Foundation
> since 2004.
>
> === Homogenous Developers ===
>
> The initial group of committers is heterogeneous when it comes to corporate
> affiliations. The community is extremely diverse in terms of geography, the
> backgrounds of developers, and the diversity of roles they play in the
> community, such as users, regional support partners, and solution partners.
> Since its inception, the entire community has contributed to the software
> across a distributed and transparent infrastructure and environment.
>
> === Reliance on Salaried Developers ===
>
> Our developer community consists of a mix of salaried developers who are
> committed to the code base and volunteers.
>
> The salaried developers work for (i) the Mifos Initiative, a 501(c)(3)
> non-profit; (ii) financial institutions that use Mifos X; (iii) regional
> service providers committed to financial inclusion that deploy and support
> Mifos X in their communities; or (iv) solution partners that build and
> distribute custom solutions on top of Mifos X.
>
> We also have pure volunteers who contribute, often through hackathons and
> corporate social responsibility programs such as Benetech’s Social Coding 4
> Good, LinkedIn’s Day for Good, Google’s GoogleServe, ThoughtWorks Social
> Impact Program, and VMware Take 3 Sabbatical program.
>
> This diversity of roles and developers adds to the sustainability of the
> project.
>
> === Relationships with Other Apache Products ===
>
> Currently we are utilizing some Apache projects, like Tomcat, POI,
> commons-lang, or HttpComponents, there are no additional relationships
> right now. In 2016 further Apache projects, like Apache OpenJPA, and Apache
> Geode, will be introduced to the project.
>
> The platform is built on top of the Spring Framework, utilizing multiple
> modules, like Spring Data, Spring Web, or Spring Security.
>
> === An Excessive Fascination with the Apache Brand ===
>
> While we respect the reputation of the Apache brand we see a benefit for
> both sides. We bring a stable and mature community with a deep rooted
> social mission and are able to give Fineract a solid home as an open source
> project following an established development model.
>
> == Documentation ==
>
> Information about Mifos X can be found at
> https://mifosforge.jira.com/wiki/display/MIFOSX/Welcome+to+Mifos+X.
>
> == Initial Source ==
>
> Initial source is available on GitHub under the MPLv2 at
> https://github.com/openMF/mifosx.
>
> == Source and Intellectual Property Submission Plan ==
>
> The Mifos Initiative owns all copyright to all contributions and has the
> legal right to sign the ASF Software Grant Agreement. As soon as Fineract
> is approved to join Apache Incubator, the source code will be transitioned
> via the Software Grant Agreement onto ASF infrastructure and in turn made
> available under the Apache License, version 2.0.
>
> == External Dependencies ==
>
>
> +----------------------------+-------------------+--------------+------------+
> | Vendor | Library | License |
> Compatible |
>
> +----------------------------+-------------------+--------------+------------+
> | Amazon.com, Inc. | AWS Java SDK | AL v2 | yes
> |
>
> +----------------------------+-------------------+--------------+------------+
> | Apache Software Foundation | Commons | AL v2 | yes
> |
>
> +----------------------------+-------------------+--------------+------------+
> | Apache Software Foundation | Tomcat | AL v2 | yes
> |
>
> +----------------------------+-------------------+--------------+------------+
> | Apache Software Foundation | POI | AL v2 | yes
> |
>
> +----------------------------+-------------------+--------------+------------+
> | Apache Software Foundation | HTTPClient | AL v2 | yes
> |
>
> +----------------------------+-------------------+--------------+------------+
> | Ben Fortuna | iCal4j | BSD 3-clause | yes
> |
>
> +----------------------------+-------------------+--------------+------------+
> | Boxfuse GmbH | Flyway DB | AL v2 | yes
> |
>
> +----------------------------+-------------------+--------------+------------+
> | Bruce Dunwiddie^1^ | JavaCSV | LGPL v2.1 | no
> |
>
> +----------------------------+-------------------+--------------+------------+
> | Google, Inc. | gson | AL v2 | yes
> |
>
> +----------------------------+-------------------+--------------+------------+
> | Google, Inc. | guava | AL v2 | yes
> |
>
> +----------------------------+-------------------+--------------+------------+
> | iText Group NV | iText | MPL v1.1 | yes
> |
>
> +----------------------------+-------------------+--------------+------------+
> | Jayway | JsonPath | AL v2 | yes
> |
>
> +----------------------------+-------------------+--------------+------------+
> | Jayway | RESTassured | AL v2 | yes
> |
>
> +----------------------------+-------------------+--------------+------------+
> | JUnit | JUnit | EPL v1 | yes
> |
>
> +----------------------------+-------------------+--------------+------------+
> | Michael Vorburger | MariaDB4J | AL v2 | yes
> |
>
> +----------------------------+-------------------+--------------+------------+
> | Oracle, Corp. | JAX-RS | CDDL v1 | yes
> |
>
> +----------------------------+-------------------+--------------+------------+
> | Oracle, Corp. | Jersey | CDDL v1.1 | yes
> |
>
> +----------------------------+-------------------+--------------+------------+
> | Oracle, Corp.^2^ | MySQL Connector/J | GPL v2 | no
> |
>
> +----------------------------+-------------------+--------------+------------+
> | Pentaho, Corp.^3^ | Reporting Engine | LGPL v2.1 | no
> |
>
> +----------------------------+-------------------+--------------+------------+
> | Pentaho, Corp.^3^ | Reporting Library | LGPL v2.1 | no
> |
>
> +----------------------------+-------------------+--------------+------------+
> | Pivotal Software, Inc. | Spring Boot | AL v2 | yes
> |
>
> +----------------------------+-------------------+--------------+------------+
> | Pivotal Software, Inc. | Spring Framework | AL v2 | yes
> |
>
> +----------------------------+-------------------+--------------+------------+
> | Pivotal Software, Inc. | Spring Security | AL v2 | yes
> |
>
> +----------------------------+-------------------+--------------+------------+
> | Sam Pullar | Mustache | AL v2 | yes
> |
>
> +----------------------------+-------------------+--------------+------------+
> | Square, Inc. | retrofit | AL v2 | yes
> |
>
> +----------------------------+-------------------+--------------+------------+
> | Square, Inc. | okhttp | AL v2 | yes
> |
>
> +----------------------------+-------------------+--------------+------------+
> | Stephen Colebourne | Joda-Time | AL v2 | yes
> |
>
> +----------------------------+-------------------+--------------+------------+
> | Szczepan Faber | Mockito | MIT | yes
> |
>
> +----------------------------+-------------------+--------------+------------+
> | Terracotta, Inc | Quartz | AL v2 | yes
> |
>
> +----------------------------+-------------------+--------------+------------+
> | Terracotta, Inc | Ehache | AL v2 | yes
> |
>
> +----------------------------+-------------------+--------------+------------+
> * ^1^ = can be removed
> * ^2^ = can be replaced
> * ^3^ = need an abstraction on our side to become replaceable
>
> == Cryptography ==
>
> The only cryptography included by the project will be via library
> inclusion, and will be used to encrypt stored user data on mobile devices
> and in cloud storages.
>
> == Required Resources ==
>
> === Mailing lists ===
>
> * private@fineract.incubator.apache.org (moderated subscriptions)
> * commits@fineract.incubator.apache.org
> * dev@fineract.incubator.apache.org
> * user@fineract.incubator.apache.org
>
> === Git Repository ===
>
> https://git-wip-us.apache.org/repos/asf/incubator-fineract.git
>
> === Issue Tracking ===
>
> JIRA Project Fineract (FINERACT)
>
> === Other Resources ===
>
> * Project website (http://fineract.incubator.apache.org)
> * Fineract Wiki pages (
> https://cwiki.apache.org/confluence/display/FINERACT
> )
>
> == Initial Committers ==
>
> The following list comprises the current long term committers and does not
> contain occasional developers.
>
> * Vishwas Babu AJ (vishwas at confluxtechnologies dot com)
> * Edward Cable (edcable at mifos dot org)
> * Andrew Dzakpasu (andrewdzakpasu at musoni dot eu)
> * Markus Geiss (mgeiss at mifos dot org)
> * Sander van der Heijden (sander at musoni dot eu)
> * Ishan Khanna (ishan1604 at gmail dot com)
> * Myrle Krantz (mkrantz at mifos dot org)
> * Terence Monteiro (terence at sanjosesolutions dot in)
> * Adi Nayaran Raju (adi dot raju at confluxtechnologies dot com)
> * Gaurav Saini (gsaini at apache dot org)
> * Nazeer Hussain Shaik (nazeer dot shaik at confluxtechnologies dot com)
> * Michael Vorburger (mike at vorburger dot ch)
>
> == Affiliations ==
>
> * Vishwas Babu AJ (Conflux Technologies)
> * Ed Cable (The Mifos Initiative)
> * Andrew Dzakpasu (Musoni Systems)
> * Markus Geiss (The Mifos Initiative)
> * Sander van der Heijden (Musoni Systems)
> * Myrle Krantz (The Mifos Initiative)
> * Terence Monteiro (SanJose Foundation)
> * Adi Nayaran Raju (Conflux Technologies)
> * Nazeer Hussain Shaik (Conflux Technologies)
>
> == Sponsors ==
>
> === Champion ===
>
> Ross Gardler
>
> === Nominated Mentors ===
> * Ross Gardler
> * Roman Shaposhnik
>
> === Sponsoring Entity ===
> Incubator PMC
>
> Cheers
>
>
> *Markus Geiss*
> Chief Architect
> RADAR, The Mifos Initiative
> mgeiss@mifos.org | Skype: mgeiss.mifos.org | Mobil: +49.152.295.05306 |
> http://mifos.org <http://facebook.com/mifos>
> <http://www.twitter.com/mifos>
>
Re: [PORPOSAL] Fineract
Posted by Hadrian Zbarcea <hz...@gmail.com>.
Please add me as a mentor as well. I have significant experience in the
financial industry and I am very interested in seeing this project be a
wild success.
Thanks,
Hadrian
On 12/04/2015 02:31 AM, Markus Geiß wrote:
> Hey all,
>
> hope this finds you well.
>
> We, the Mifos community, want to propose our project for incubation.
>
> Please find the proposal below.
>
> = Fineract Proposal =
>
> == Abstract ==
>
> Fineract (\’fīn-,ə-ˌrakt\: A hypercube for digital financial services) is
> an open source system for core banking as a platform. Fineract provides a
> reliable, robust, and affordable solution for entrepreneurs, financial
> institutions, and service providers to offer financial services to the
> world’s 2 billion under and unbanked.
>
> == Proposal ==
>
> The aim of this proposal is to bring the Mifos X codebase and community
> under the Apache Software Foundation (ASF) umbrella in order to help
> coordinate the development effort of the growing number of organizations
> which contribute to it, and give it the confidence of the neutral,
> transparent, and open source governance policy of the ASF.
>
> The name Mifos X will remain the property of the Mifos Initiative (a US
> based 501(c)(3)) and will be used for a specific distribution of the
> Fineract code. All development efforts of the Mifos Initiative will be
> transferred to the Fineract project.
>
> == Background ==
>
> Mifos X is a mature and robust platform that provides loan, savings, and
> business management functionality based on market proofed requirements. The
> project was started in 2006 at the Grameen Foundation, initially creating
> the Generation One solutions of Mifos 1 and Mifos 2, the industry’s first
> open source and web-based MIS, to support the Joint Liability Group (JLG)
> lending methodology created by Mohammed Yunus, which gained him and the
> Grameen Bank the Nobel Peace Prize for his financial work in 2006.
>
> In 2011 the independent Mifos Initiative, a 501(c)(3), was founded with two
> goals:
> 1. Create the Generation Two solution Mifos X, an extensible API-driven
> platform purpose built for Financial Inclusion
> 2. Build and govern an open source community of users, developers, and
> service providers committed to using Mifos X for Financial Inclusion.
>
> Since then a worldwide community of users, partners, and volunteers has
> grown that utilizes, develops, and supports Mifos X. More than 40 partners
> from Africa, India, China, South-East Asia and Latin America, with over 120
> deployments and 3.5 million clients, have enhanced the platform based on
> regional requirements and national regulatories.
>
> == Rationale ==
>
> Financial Inclusion - providing financial services to the world’s 2 billion
> under and unbanked, enabling them to become a part of the global economy -
> requires an affordable, reliable, scalable, and robust solution.
>
> The adoption of mobile solutions and digital financial services is
> increasing at an incredible pace and has led to an influx of new
> innovators, financial institutions, and service providers into the
> Financial Inclusion space and into the Mifos community which is growing at
> an accelerating rate year-over-year since 2012.
>
> Our rationale for joining the ASF is that as an Apache project we can
> better manage the growth and governance of our community and provide the
> community the confidence of sustainable long-term open source management,
> which strengthens their commitment and continues the growth of our vibrant,
> diverse community, collectively innovating around a single codebase,
> sharing the social mission to eliminate poverty.
>
> == Initial Goals ==
>
> The initial goals of the Fineract transition under the ASF umbrella are to
> establish a new home for an already fully functioning project, and also
> make sure that the entire development community governs itself in the
> Apache Way.
>
> In addition, we will ensure:
> 1. All dependencies are compliant with the Apache License and the ASFs
> licensing policies.
> a. To become compliant a refactoring of the reporting module is
> necessary to be able to swap out the Pentaho Reporting Engine. This work
> will be undertaken during incubation.
> 2. Ongoing development based on our collaboratively established 2016
> roadmap, and bring the process into the Apache Way.
> 3. Creating releases per Apache guidelines.
>
> == Current Status ==
>
> === Meritocracy ===
>
> We already have attributes of meritocracy embedded in our community.
> * We have a developer email list which identifies active community members
> who then become committers .
> * On the user email list new features are introduced and discussed,
> forming the product roadmap, and prioritization is based on merit and need.
> * We have successfully graduated 13 Google Summer of Code interns, many of
> whom have become long-term committers and developers to the project.
>
> === Community ===
>
> There are more than a hundred developers within an active developer mailing
> list. We have a large and growing installed base of users (financial
> institutions) and a diverse eco-system of regional service partners who
> support and deploy Mifos in their communities, and solution partners who
> have built financial inclusion solutions on top of Mifos. The community has
> held three annual conferences (2012, 2013, and 2015) where the community
> gathers to connect implementers with developers, sharing their knowledge
> to collaboratively build innovative solutions.
>
> If Fineract is accepted by the Incubator, transitioning the community to
> embrace the Apache Way of governance would be a primary initial goal. We
> will solicit major existing developers to become committers on the project
> from the beginning.
>
> === Core Developers ===
>
> The core developers are a diverse group of individuals already very
> experienced in open source development.
>
> Edward Cable is a co-founder of the Mifos Initiative, and has established
> the current community and governance model, Sander van der Heijden is the
> CTO of Musoni Services, one of the first companies to create a commercial
> product on top of the platform, that is completely mobile-based, and Markus
> Geiss started as a volunteer and was appointed Chief Architect this year.
>
> A broad base of committers around the Mifos developer team from Conflux
> Technologies is made up of volunteers (e.g. Michael Vorburger, Product
> Manager Design Studio at Temenos AG, Ishan Khanna a graduate student at
> Bhagwan Parshuram Institute of Technology, or Terence Monteiro, Founder &
> Director of SanJose Foundation) supporting and guiding contributors, and
> governing the code base.
>
> === Alignment ===
>
> Transition to ASF is a natural progression towards collaborative software
> development and commercial-friendly standard licensing. Brian Behlendorf
> and Zaheda Bhorat, both open source community leaders, in their role as
> advisors for the Mifos Initiative, helped us to establish a community that
> shares a vision based on a philosophy that is well aligned with the Apache
> Way.
>
> == Known Risks ==
>
> === Orphaned products ===
>
> The community proposing Fineract for incubation is a strong and vibrant
> open source project with a large installed base of users that is growing at
> an increasing rate year-over-year from 2011 through 2015. In addition to
> the commitment from the non-profit Mifos Initiative to move its development
> efforts to the Fineract project, the size and diversity of the community is
> a guarantee against the project being orphaned.
>
> === Inexperience with Open Source ===
>
> We have managed Mifos as an open source project since inception. Every
> release has been open source. We have open source community processes, such
> as a developer mailing list, community conference calls, a collaborative
> and transparent product roadmap, and an annual developer conference open to
> all.
>
> Our leadership has extensive open source experience. Our chairman, Paul
> Maritz, was CEO of VMWare and CEO of Pivotal where he lead open source
> initiatives at both companies. At Pivotal, he championed the Spring open
> source framework and directed 3 Pivotal projects into Apache projects,
> including Geode, HAWQ, and MADlib.
>
> Our board member Dave Neary has spent 4 years with Red Hat, building their
> open source developer community, and is a member of the GNOME Foundation
> since 2004.
>
> === Homogenous Developers ===
>
> The initial group of committers is heterogeneous when it comes to corporate
> affiliations. The community is extremely diverse in terms of geography, the
> backgrounds of developers, and the diversity of roles they play in the
> community, such as users, regional support partners, and solution partners.
> Since its inception, the entire community has contributed to the software
> across a distributed and transparent infrastructure and environment.
>
> === Reliance on Salaried Developers ===
>
> Our developer community consists of a mix of salaried developers who are
> committed to the code base and volunteers.
>
> The salaried developers work for (i) the Mifos Initiative, a 501(c)(3)
> non-profit; (ii) financial institutions that use Mifos X; (iii) regional
> service providers committed to financial inclusion that deploy and support
> Mifos X in their communities; or (iv) solution partners that build and
> distribute custom solutions on top of Mifos X.
>
> We also have pure volunteers who contribute, often through hackathons and
> corporate social responsibility programs such as Benetech’s Social Coding 4
> Good, LinkedIn’s Day for Good, Google’s GoogleServe, ThoughtWorks Social
> Impact Program, and VMware Take 3 Sabbatical program.
>
> This diversity of roles and developers adds to the sustainability of the
> project.
>
> === Relationships with Other Apache Products ===
>
> Currently we are utilizing some Apache projects, like Tomcat, POI,
> commons-lang, or HttpComponents, there are no additional relationships
> right now. In 2016 further Apache projects, like Apache OpenJPA, and Apache
> Geode, will be introduced to the project.
>
> The platform is built on top of the Spring Framework, utilizing multiple
> modules, like Spring Data, Spring Web, or Spring Security.
>
> === An Excessive Fascination with the Apache Brand ===
>
> While we respect the reputation of the Apache brand we see a benefit for
> both sides. We bring a stable and mature community with a deep rooted
> social mission and are able to give Fineract a solid home as an open source
> project following an established development model.
>
> == Documentation ==
>
> Information about Mifos X can be found at
> https://mifosforge.jira.com/wiki/display/MIFOSX/Welcome+to+Mifos+X.
>
> == Initial Source ==
>
> Initial source is available on GitHub under the MPLv2 at
> https://github.com/openMF/mifosx.
>
> == Source and Intellectual Property Submission Plan ==
>
> The Mifos Initiative owns all copyright to all contributions and has the
> legal right to sign the ASF Software Grant Agreement. As soon as Fineract
> is approved to join Apache Incubator, the source code will be transitioned
> via the Software Grant Agreement onto ASF infrastructure and in turn made
> available under the Apache License, version 2.0.
>
> == External Dependencies ==
>
> +----------------------------+-------------------+--------------+------------+
> | Vendor | Library | License |
> Compatible |
> +----------------------------+-------------------+--------------+------------+
> | Amazon.com, Inc. | AWS Java SDK | AL v2 | yes
> |
> +----------------------------+-------------------+--------------+------------+
> | Apache Software Foundation | Commons | AL v2 | yes
> |
> +----------------------------+-------------------+--------------+------------+
> | Apache Software Foundation | Tomcat | AL v2 | yes
> |
> +----------------------------+-------------------+--------------+------------+
> | Apache Software Foundation | POI | AL v2 | yes
> |
> +----------------------------+-------------------+--------------+------------+
> | Apache Software Foundation | HTTPClient | AL v2 | yes
> |
> +----------------------------+-------------------+--------------+------------+
> | Ben Fortuna | iCal4j | BSD 3-clause | yes
> |
> +----------------------------+-------------------+--------------+------------+
> | Boxfuse GmbH | Flyway DB | AL v2 | yes
> |
> +----------------------------+-------------------+--------------+------------+
> | Bruce Dunwiddie^1^ | JavaCSV | LGPL v2.1 | no
> |
> +----------------------------+-------------------+--------------+------------+
> | Google, Inc. | gson | AL v2 | yes
> |
> +----------------------------+-------------------+--------------+------------+
> | Google, Inc. | guava | AL v2 | yes
> |
> +----------------------------+-------------------+--------------+------------+
> | iText Group NV | iText | MPL v1.1 | yes
> |
> +----------------------------+-------------------+--------------+------------+
> | Jayway | JsonPath | AL v2 | yes
> |
> +----------------------------+-------------------+--------------+------------+
> | Jayway | RESTassured | AL v2 | yes
> |
> +----------------------------+-------------------+--------------+------------+
> | JUnit | JUnit | EPL v1 | yes
> |
> +----------------------------+-------------------+--------------+------------+
> | Michael Vorburger | MariaDB4J | AL v2 | yes
> |
> +----------------------------+-------------------+--------------+------------+
> | Oracle, Corp. | JAX-RS | CDDL v1 | yes
> |
> +----------------------------+-------------------+--------------+------------+
> | Oracle, Corp. | Jersey | CDDL v1.1 | yes
> |
> +----------------------------+-------------------+--------------+------------+
> | Oracle, Corp.^2^ | MySQL Connector/J | GPL v2 | no
> |
> +----------------------------+-------------------+--------------+------------+
> | Pentaho, Corp.^3^ | Reporting Engine | LGPL v2.1 | no
> |
> +----------------------------+-------------------+--------------+------------+
> | Pentaho, Corp.^3^ | Reporting Library | LGPL v2.1 | no
> |
> +----------------------------+-------------------+--------------+------------+
> | Pivotal Software, Inc. | Spring Boot | AL v2 | yes
> |
> +----------------------------+-------------------+--------------+------------+
> | Pivotal Software, Inc. | Spring Framework | AL v2 | yes
> |
> +----------------------------+-------------------+--------------+------------+
> | Pivotal Software, Inc. | Spring Security | AL v2 | yes
> |
> +----------------------------+-------------------+--------------+------------+
> | Sam Pullar | Mustache | AL v2 | yes
> |
> +----------------------------+-------------------+--------------+------------+
> | Square, Inc. | retrofit | AL v2 | yes
> |
> +----------------------------+-------------------+--------------+------------+
> | Square, Inc. | okhttp | AL v2 | yes
> |
> +----------------------------+-------------------+--------------+------------+
> | Stephen Colebourne | Joda-Time | AL v2 | yes
> |
> +----------------------------+-------------------+--------------+------------+
> | Szczepan Faber | Mockito | MIT | yes
> |
> +----------------------------+-------------------+--------------+------------+
> | Terracotta, Inc | Quartz | AL v2 | yes
> |
> +----------------------------+-------------------+--------------+------------+
> | Terracotta, Inc | Ehache | AL v2 | yes
> |
> +----------------------------+-------------------+--------------+------------+
> * ^1^ = can be removed
> * ^2^ = can be replaced
> * ^3^ = need an abstraction on our side to become replaceable
>
> == Cryptography ==
>
> The only cryptography included by the project will be via library
> inclusion, and will be used to encrypt stored user data on mobile devices
> and in cloud storages.
>
> == Required Resources ==
>
> === Mailing lists ===
>
> * private@fineract.incubator.apache.org (moderated subscriptions)
> * commits@fineract.incubator.apache.org
> * dev@fineract.incubator.apache.org
> * user@fineract.incubator.apache.org
>
> === Git Repository ===
>
> https://git-wip-us.apache.org/repos/asf/incubator-fineract.git
>
> === Issue Tracking ===
>
> JIRA Project Fineract (FINERACT)
>
> === Other Resources ===
>
> * Project website (http://fineract.incubator.apache.org)
> * Fineract Wiki pages (https://cwiki.apache.org/confluence/display/FINERACT
> )
>
> == Initial Committers ==
>
> The following list comprises the current long term committers and does not
> contain occasional developers.
>
> * Vishwas Babu AJ (vishwas at confluxtechnologies dot com)
> * Edward Cable (edcable at mifos dot org)
> * Andrew Dzakpasu (andrewdzakpasu at musoni dot eu)
> * Markus Geiss (mgeiss at mifos dot org)
> * Sander van der Heijden (sander at musoni dot eu)
> * Ishan Khanna (ishan1604 at gmail dot com)
> * Myrle Krantz (mkrantz at mifos dot org)
> * Terence Monteiro (terence at sanjosesolutions dot in)
> * Adi Nayaran Raju (adi dot raju at confluxtechnologies dot com)
> * Gaurav Saini (gsaini at apache dot org)
> * Nazeer Hussain Shaik (nazeer dot shaik at confluxtechnologies dot com)
> * Michael Vorburger (mike at vorburger dot ch)
>
> == Affiliations ==
>
> * Vishwas Babu AJ (Conflux Technologies)
> * Ed Cable (The Mifos Initiative)
> * Andrew Dzakpasu (Musoni Systems)
> * Markus Geiss (The Mifos Initiative)
> * Sander van der Heijden (Musoni Systems)
> * Myrle Krantz (The Mifos Initiative)
> * Terence Monteiro (SanJose Foundation)
> * Adi Nayaran Raju (Conflux Technologies)
> * Nazeer Hussain Shaik (Conflux Technologies)
>
> == Sponsors ==
>
> === Champion ===
>
> Ross Gardler
>
> === Nominated Mentors ===
> * Ross Gardler
> * Roman Shaposhnik
>
> === Sponsoring Entity ===
> Incubator PMC
>
> Cheers
>
>
> *Markus Geiss*
> Chief Architect
> RADAR, The Mifos Initiative
> mgeiss@mifos.org | Skype: mgeiss.mifos.org | Mobil: +49.152.295.05306 |
> http://mifos.org <http://facebook.com/mifos>
> <http://www.twitter.com/mifos>
>
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Re: [PORPOSAL] Fineract
Posted by Tim Williams <wi...@gmail.com>.
On Fri, Dec 4, 2015 at 1:37 PM, Markus Geiß <mg...@mifos.org> wrote:
> Hey Pierre, James, Jim
>
> thanks for your interest in mentoring, we will talk about that with our
> current mentors to see what will be a good number of overall mentors for
> the project.
Prolly your mentors will say that if Jim offers to help, you should
readily accept:)
--tim
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Re: [PORPOSAL] Fineract
Posted by Markus Geiß <mg...@mifos.org>.
Hey Pierre, James, Jim
thanks for your interest in mentoring, we will talk about that with our
current mentors to see what will be a good number of overall mentors for
the project.
@John
Regards MPLv2 to ALv2 - yup all contributors have signed our CLA prior to
their first code contribution ... so all is good on our side ... here you
can find our CLA
http://mifos.org/about-us/financial-legal/mifos-contributor-agreement/
Regards Keith and John Woodlock - Both were part of our Core Team back then
and decided to take on new opportunities ...
Cheers
*Markus Geiss*
Chief Architect
RADAR, The Mifos Initiative
mgeiss@mifos.org | Skype: mgeiss.mifos.org | Mobil: +49.152.295.05306 |
http://mifos.org <http://facebook.com/mifos>
<http://www.twitter.com/mifos>
On Fri, Dec 4, 2015 at 1:56 PM, Jim Jagielski <ji...@jagunet.com> wrote:
> Please add me as mentor.
>
> +1 (binding)
>
> > On Dec 4, 2015, at 2:31 AM, Markus Geiß <mg...@mifos.org> wrote:
> >
> > Hey all,
> >
> > hope this finds you well.
> >
> > We, the Mifos community, want to propose our project for incubation.
> >
> > Please find the proposal below.
> >
> > = Fineract Proposal =
> >
> > == Abstract ==
> >
> > Fineract (\’fīn-,ə-ˌrakt\: A hypercube for digital financial services) is
> > an open source system for core banking as a platform. Fineract provides a
> > reliable, robust, and affordable solution for entrepreneurs, financial
> > institutions, and service providers to offer financial services to the
> > world’s 2 billion under and unbanked.
> >
> > == Proposal ==
> >
> > The aim of this proposal is to bring the Mifos X codebase and community
> > under the Apache Software Foundation (ASF) umbrella in order to help
> > coordinate the development effort of the growing number of organizations
> > which contribute to it, and give it the confidence of the neutral,
> > transparent, and open source governance policy of the ASF.
> >
> > The name Mifos X will remain the property of the Mifos Initiative (a US
> > based 501(c)(3)) and will be used for a specific distribution of the
> > Fineract code. All development efforts of the Mifos Initiative will be
> > transferred to the Fineract project.
> >
> > == Background ==
> >
> > Mifos X is a mature and robust platform that provides loan, savings, and
> > business management functionality based on market proofed requirements.
> The
> > project was started in 2006 at the Grameen Foundation, initially creating
> > the Generation One solutions of Mifos 1 and Mifos 2, the industry’s
> first
> > open source and web-based MIS, to support the Joint Liability Group (JLG)
> > lending methodology created by Mohammed Yunus, which gained him and the
> > Grameen Bank the Nobel Peace Prize for his financial work in 2006.
> >
> > In 2011 the independent Mifos Initiative, a 501(c)(3), was founded with
> two
> > goals:
> > 1. Create the Generation Two solution Mifos X, an extensible API-driven
> > platform purpose built for Financial Inclusion
> > 2. Build and govern an open source community of users, developers, and
> > service providers committed to using Mifos X for Financial Inclusion.
> >
> > Since then a worldwide community of users, partners, and volunteers has
> > grown that utilizes, develops, and supports Mifos X. More than 40
> partners
> > from Africa, India, China, South-East Asia and Latin America, with over
> 120
> > deployments and 3.5 million clients, have enhanced the platform based on
> > regional requirements and national regulatories.
> >
> > == Rationale ==
> >
> > Financial Inclusion - providing financial services to the world’s 2
> billion
> > under and unbanked, enabling them to become a part of the global economy
> -
> > requires an affordable, reliable, scalable, and robust solution.
> >
> > The adoption of mobile solutions and digital financial services is
> > increasing at an incredible pace and has led to an influx of new
> > innovators, financial institutions, and service providers into the
> > Financial Inclusion space and into the Mifos community which is growing
> at
> > an accelerating rate year-over-year since 2012.
> >
> > Our rationale for joining the ASF is that as an Apache project we can
> > better manage the growth and governance of our community and provide the
> > community the confidence of sustainable long-term open source management,
> > which strengthens their commitment and continues the growth of our
> vibrant,
> > diverse community, collectively innovating around a single codebase,
> > sharing the social mission to eliminate poverty.
> >
> > == Initial Goals ==
> >
> > The initial goals of the Fineract transition under the ASF umbrella are
> to
> > establish a new home for an already fully functioning project, and also
> > make sure that the entire development community governs itself in the
> > Apache Way.
> >
> > In addition, we will ensure:
> > 1. All dependencies are compliant with the Apache License and the ASFs
> > licensing policies.
> > a. To become compliant a refactoring of the reporting module is
> > necessary to be able to swap out the Pentaho Reporting Engine. This work
> > will be undertaken during incubation.
> > 2. Ongoing development based on our collaboratively established 2016
> > roadmap, and bring the process into the Apache Way.
> > 3. Creating releases per Apache guidelines.
> >
> > == Current Status ==
> >
> > === Meritocracy ===
> >
> > We already have attributes of meritocracy embedded in our community.
> > * We have a developer email list which identifies active community
> members
> > who then become committers .
> > * On the user email list new features are introduced and discussed,
> > forming the product roadmap, and prioritization is based on merit and
> need.
> > * We have successfully graduated 13 Google Summer of Code interns, many
> of
> > whom have become long-term committers and developers to the project.
> >
> > === Community ===
> >
> > There are more than a hundred developers within an active developer
> mailing
> > list. We have a large and growing installed base of users (financial
> > institutions) and a diverse eco-system of regional service partners who
> > support and deploy Mifos in their communities, and solution partners who
> > have built financial inclusion solutions on top of Mifos. The community
> has
> > held three annual conferences (2012, 2013, and 2015) where the community
> > gathers to connect implementers with developers, sharing their knowledge
> > to collaboratively build innovative solutions.
> >
> > If Fineract is accepted by the Incubator, transitioning the community to
> > embrace the Apache Way of governance would be a primary initial goal. We
> > will solicit major existing developers to become committers on the
> project
> > from the beginning.
> >
> > === Core Developers ===
> >
> > The core developers are a diverse group of individuals already very
> > experienced in open source development.
> >
> > Edward Cable is a co-founder of the Mifos Initiative, and has established
> > the current community and governance model, Sander van der Heijden is the
> > CTO of Musoni Services, one of the first companies to create a commercial
> > product on top of the platform, that is completely mobile-based, and
> Markus
> > Geiss started as a volunteer and was appointed Chief Architect this year.
> >
> > A broad base of committers around the Mifos developer team from Conflux
> > Technologies is made up of volunteers (e.g. Michael Vorburger, Product
> > Manager Design Studio at Temenos AG, Ishan Khanna a graduate student at
> > Bhagwan Parshuram Institute of Technology, or Terence Monteiro, Founder &
> > Director of SanJose Foundation) supporting and guiding contributors, and
> > governing the code base.
> >
> > === Alignment ===
> >
> > Transition to ASF is a natural progression towards collaborative software
> > development and commercial-friendly standard licensing. Brian Behlendorf
> > and Zaheda Bhorat, both open source community leaders, in their role as
> > advisors for the Mifos Initiative, helped us to establish a community
> that
> > shares a vision based on a philosophy that is well aligned with the
> Apache
> > Way.
> >
> > == Known Risks ==
> >
> > === Orphaned products ===
> >
> > The community proposing Fineract for incubation is a strong and vibrant
> > open source project with a large installed base of users that is growing
> at
> > an increasing rate year-over-year from 2011 through 2015. In addition to
> > the commitment from the non-profit Mifos Initiative to move its
> development
> > efforts to the Fineract project, the size and diversity of the community
> is
> > a guarantee against the project being orphaned.
> >
> > === Inexperience with Open Source ===
> >
> > We have managed Mifos as an open source project since inception. Every
> > release has been open source. We have open source community processes,
> such
> > as a developer mailing list, community conference calls, a collaborative
> > and transparent product roadmap, and an annual developer conference open
> to
> > all.
> >
> > Our leadership has extensive open source experience. Our chairman, Paul
> > Maritz, was CEO of VMWare and CEO of Pivotal where he lead open source
> > initiatives at both companies. At Pivotal, he championed the Spring open
> > source framework and directed 3 Pivotal projects into Apache projects,
> > including Geode, HAWQ, and MADlib.
> >
> > Our board member Dave Neary has spent 4 years with Red Hat, building
> their
> > open source developer community, and is a member of the GNOME Foundation
> > since 2004.
> >
> > === Homogenous Developers ===
> >
> > The initial group of committers is heterogeneous when it comes to
> corporate
> > affiliations. The community is extremely diverse in terms of geography,
> the
> > backgrounds of developers, and the diversity of roles they play in the
> > community, such as users, regional support partners, and solution
> partners.
> > Since its inception, the entire community has contributed to the software
> > across a distributed and transparent infrastructure and environment.
> >
> > === Reliance on Salaried Developers ===
> >
> > Our developer community consists of a mix of salaried developers who are
> > committed to the code base and volunteers.
> >
> > The salaried developers work for (i) the Mifos Initiative, a 501(c)(3)
> > non-profit; (ii) financial institutions that use Mifos X; (iii) regional
> > service providers committed to financial inclusion that deploy and
> support
> > Mifos X in their communities; or (iv) solution partners that build and
> > distribute custom solutions on top of Mifos X.
> >
> > We also have pure volunteers who contribute, often through hackathons and
> > corporate social responsibility programs such as Benetech’s Social
> Coding 4
> > Good, LinkedIn’s Day for Good, Google’s GoogleServe, ThoughtWorks Social
> > Impact Program, and VMware Take 3 Sabbatical program.
> >
> > This diversity of roles and developers adds to the sustainability of the
> > project.
> >
> > === Relationships with Other Apache Products ===
> >
> > Currently we are utilizing some Apache projects, like Tomcat, POI,
> > commons-lang, or HttpComponents, there are no additional relationships
> > right now. In 2016 further Apache projects, like Apache OpenJPA, and
> Apache
> > Geode, will be introduced to the project.
> >
> > The platform is built on top of the Spring Framework, utilizing multiple
> > modules, like Spring Data, Spring Web, or Spring Security.
> >
> > === An Excessive Fascination with the Apache Brand ===
> >
> > While we respect the reputation of the Apache brand we see a benefit for
> > both sides. We bring a stable and mature community with a deep rooted
> > social mission and are able to give Fineract a solid home as an open
> source
> > project following an established development model.
> >
> > == Documentation ==
> >
> > Information about Mifos X can be found at
> > https://mifosforge.jira.com/wiki/display/MIFOSX/Welcome+to+Mifos+X.
> >
> > == Initial Source ==
> >
> > Initial source is available on GitHub under the MPLv2 at
> > https://github.com/openMF/mifosx.
> >
> > == Source and Intellectual Property Submission Plan ==
> >
> > The Mifos Initiative owns all copyright to all contributions and has the
> > legal right to sign the ASF Software Grant Agreement. As soon as Fineract
> > is approved to join Apache Incubator, the source code will be
> transitioned
> > via the Software Grant Agreement onto ASF infrastructure and in turn made
> > available under the Apache License, version 2.0.
> >
> > == External Dependencies ==
> >
> >
> +----------------------------+-------------------+--------------+------------+
> > | Vendor | Library | License |
> > Compatible |
> >
> +----------------------------+-------------------+--------------+------------+
> > | Amazon.com, Inc. | AWS Java SDK | AL v2 | yes
> > |
> >
> +----------------------------+-------------------+--------------+------------+
> > | Apache Software Foundation | Commons | AL v2 | yes
> > |
> >
> +----------------------------+-------------------+--------------+------------+
> > | Apache Software Foundation | Tomcat | AL v2 | yes
> > |
> >
> +----------------------------+-------------------+--------------+------------+
> > | Apache Software Foundation | POI | AL v2 | yes
> > |
> >
> +----------------------------+-------------------+--------------+------------+
> > | Apache Software Foundation | HTTPClient | AL v2 | yes
> > |
> >
> +----------------------------+-------------------+--------------+------------+
> > | Ben Fortuna | iCal4j | BSD 3-clause | yes
> > |
> >
> +----------------------------+-------------------+--------------+------------+
> > | Boxfuse GmbH | Flyway DB | AL v2 | yes
> > |
> >
> +----------------------------+-------------------+--------------+------------+
> > | Bruce Dunwiddie^1^ | JavaCSV | LGPL v2.1 | no
> > |
> >
> +----------------------------+-------------------+--------------+------------+
> > | Google, Inc. | gson | AL v2 | yes
> > |
> >
> +----------------------------+-------------------+--------------+------------+
> > | Google, Inc. | guava | AL v2 | yes
> > |
> >
> +----------------------------+-------------------+--------------+------------+
> > | iText Group NV | iText | MPL v1.1 | yes
> > |
> >
> +----------------------------+-------------------+--------------+------------+
> > | Jayway | JsonPath | AL v2 | yes
> > |
> >
> +----------------------------+-------------------+--------------+------------+
> > | Jayway | RESTassured | AL v2 | yes
> > |
> >
> +----------------------------+-------------------+--------------+------------+
> > | JUnit | JUnit | EPL v1 | yes
> > |
> >
> +----------------------------+-------------------+--------------+------------+
> > | Michael Vorburger | MariaDB4J | AL v2 | yes
> > |
> >
> +----------------------------+-------------------+--------------+------------+
> > | Oracle, Corp. | JAX-RS | CDDL v1 | yes
> > |
> >
> +----------------------------+-------------------+--------------+------------+
> > | Oracle, Corp. | Jersey | CDDL v1.1 | yes
> > |
> >
> +----------------------------+-------------------+--------------+------------+
> > | Oracle, Corp.^2^ | MySQL Connector/J | GPL v2 | no
> > |
> >
> +----------------------------+-------------------+--------------+------------+
> > | Pentaho, Corp.^3^ | Reporting Engine | LGPL v2.1 | no
> > |
> >
> +----------------------------+-------------------+--------------+------------+
> > | Pentaho, Corp.^3^ | Reporting Library | LGPL v2.1 | no
> > |
> >
> +----------------------------+-------------------+--------------+------------+
> > | Pivotal Software, Inc. | Spring Boot | AL v2 | yes
> > |
> >
> +----------------------------+-------------------+--------------+------------+
> > | Pivotal Software, Inc. | Spring Framework | AL v2 | yes
> > |
> >
> +----------------------------+-------------------+--------------+------------+
> > | Pivotal Software, Inc. | Spring Security | AL v2 | yes
> > |
> >
> +----------------------------+-------------------+--------------+------------+
> > | Sam Pullar | Mustache | AL v2 | yes
> > |
> >
> +----------------------------+-------------------+--------------+------------+
> > | Square, Inc. | retrofit | AL v2 | yes
> > |
> >
> +----------------------------+-------------------+--------------+------------+
> > | Square, Inc. | okhttp | AL v2 | yes
> > |
> >
> +----------------------------+-------------------+--------------+------------+
> > | Stephen Colebourne | Joda-Time | AL v2 | yes
> > |
> >
> +----------------------------+-------------------+--------------+------------+
> > | Szczepan Faber | Mockito | MIT | yes
> > |
> >
> +----------------------------+-------------------+--------------+------------+
> > | Terracotta, Inc | Quartz | AL v2 | yes
> > |
> >
> +----------------------------+-------------------+--------------+------------+
> > | Terracotta, Inc | Ehache | AL v2 | yes
> > |
> >
> +----------------------------+-------------------+--------------+------------+
> > * ^1^ = can be removed
> > * ^2^ = can be replaced
> > * ^3^ = need an abstraction on our side to become replaceable
> >
> > == Cryptography ==
> >
> > The only cryptography included by the project will be via library
> > inclusion, and will be used to encrypt stored user data on mobile devices
> > and in cloud storages.
> >
> > == Required Resources ==
> >
> > === Mailing lists ===
> >
> > * private@fineract.incubator.apache.org (moderated subscriptions)
> > * commits@fineract.incubator.apache.org
> > * dev@fineract.incubator.apache.org
> > * user@fineract.incubator.apache.org
> >
> > === Git Repository ===
> >
> > https://git-wip-us.apache.org/repos/asf/incubator-fineract.git
> >
> > === Issue Tracking ===
> >
> > JIRA Project Fineract (FINERACT)
> >
> > === Other Resources ===
> >
> > * Project website (http://fineract.incubator.apache.org)
> > * Fineract Wiki pages (
> https://cwiki.apache.org/confluence/display/FINERACT
> > )
> >
> > == Initial Committers ==
> >
> > The following list comprises the current long term committers and does
> not
> > contain occasional developers.
> >
> > * Vishwas Babu AJ (vishwas at confluxtechnologies dot com)
> > * Edward Cable (edcable at mifos dot org)
> > * Andrew Dzakpasu (andrewdzakpasu at musoni dot eu)
> > * Markus Geiss (mgeiss at mifos dot org)
> > * Sander van der Heijden (sander at musoni dot eu)
> > * Ishan Khanna (ishan1604 at gmail dot com)
> > * Myrle Krantz (mkrantz at mifos dot org)
> > * Terence Monteiro (terence at sanjosesolutions dot in)
> > * Adi Nayaran Raju (adi dot raju at confluxtechnologies dot com)
> > * Gaurav Saini (gsaini at apache dot org)
> > * Nazeer Hussain Shaik (nazeer dot shaik at confluxtechnologies dot com)
> > * Michael Vorburger (mike at vorburger dot ch)
> >
> > == Affiliations ==
> >
> > * Vishwas Babu AJ (Conflux Technologies)
> > * Ed Cable (The Mifos Initiative)
> > * Andrew Dzakpasu (Musoni Systems)
> > * Markus Geiss (The Mifos Initiative)
> > * Sander van der Heijden (Musoni Systems)
> > * Myrle Krantz (The Mifos Initiative)
> > * Terence Monteiro (SanJose Foundation)
> > * Adi Nayaran Raju (Conflux Technologies)
> > * Nazeer Hussain Shaik (Conflux Technologies)
> >
> > == Sponsors ==
> >
> > === Champion ===
> >
> > Ross Gardler
> >
> > === Nominated Mentors ===
> > * Ross Gardler
> > * Roman Shaposhnik
> >
> > === Sponsoring Entity ===
> > Incubator PMC
> >
> > Cheers
> >
> >
> > *Markus Geiss*
> > Chief Architect
> > RADAR, The Mifos Initiative
> > mgeiss@mifos.org | Skype: mgeiss.mifos.org | Mobil: +49.152.295.05306 |
> > http://mifos.org <http://facebook.com/mifos>
> > <http://www.twitter.com/mifos>
>
>
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> To unsubscribe, e-mail: general-unsubscribe@incubator.apache.org
> For additional commands, e-mail: general-help@incubator.apache.org
>
>
Re: [PORPOSAL] Fineract
Posted by Jim Jagielski <ji...@jaguNET.com>.
Please add me as mentor.
+1 (binding)
> On Dec 4, 2015, at 2:31 AM, Markus Geiß <mg...@mifos.org> wrote:
>
> Hey all,
>
> hope this finds you well.
>
> We, the Mifos community, want to propose our project for incubation.
>
> Please find the proposal below.
>
> = Fineract Proposal =
>
> == Abstract ==
>
> Fineract (\’fīn-,ə-ˌrakt\: A hypercube for digital financial services) is
> an open source system for core banking as a platform. Fineract provides a
> reliable, robust, and affordable solution for entrepreneurs, financial
> institutions, and service providers to offer financial services to the
> world’s 2 billion under and unbanked.
>
> == Proposal ==
>
> The aim of this proposal is to bring the Mifos X codebase and community
> under the Apache Software Foundation (ASF) umbrella in order to help
> coordinate the development effort of the growing number of organizations
> which contribute to it, and give it the confidence of the neutral,
> transparent, and open source governance policy of the ASF.
>
> The name Mifos X will remain the property of the Mifos Initiative (a US
> based 501(c)(3)) and will be used for a specific distribution of the
> Fineract code. All development efforts of the Mifos Initiative will be
> transferred to the Fineract project.
>
> == Background ==
>
> Mifos X is a mature and robust platform that provides loan, savings, and
> business management functionality based on market proofed requirements. The
> project was started in 2006 at the Grameen Foundation, initially creating
> the Generation One solutions of Mifos 1 and Mifos 2, the industry’s first
> open source and web-based MIS, to support the Joint Liability Group (JLG)
> lending methodology created by Mohammed Yunus, which gained him and the
> Grameen Bank the Nobel Peace Prize for his financial work in 2006.
>
> In 2011 the independent Mifos Initiative, a 501(c)(3), was founded with two
> goals:
> 1. Create the Generation Two solution Mifos X, an extensible API-driven
> platform purpose built for Financial Inclusion
> 2. Build and govern an open source community of users, developers, and
> service providers committed to using Mifos X for Financial Inclusion.
>
> Since then a worldwide community of users, partners, and volunteers has
> grown that utilizes, develops, and supports Mifos X. More than 40 partners
> from Africa, India, China, South-East Asia and Latin America, with over 120
> deployments and 3.5 million clients, have enhanced the platform based on
> regional requirements and national regulatories.
>
> == Rationale ==
>
> Financial Inclusion - providing financial services to the world’s 2 billion
> under and unbanked, enabling them to become a part of the global economy -
> requires an affordable, reliable, scalable, and robust solution.
>
> The adoption of mobile solutions and digital financial services is
> increasing at an incredible pace and has led to an influx of new
> innovators, financial institutions, and service providers into the
> Financial Inclusion space and into the Mifos community which is growing at
> an accelerating rate year-over-year since 2012.
>
> Our rationale for joining the ASF is that as an Apache project we can
> better manage the growth and governance of our community and provide the
> community the confidence of sustainable long-term open source management,
> which strengthens their commitment and continues the growth of our vibrant,
> diverse community, collectively innovating around a single codebase,
> sharing the social mission to eliminate poverty.
>
> == Initial Goals ==
>
> The initial goals of the Fineract transition under the ASF umbrella are to
> establish a new home for an already fully functioning project, and also
> make sure that the entire development community governs itself in the
> Apache Way.
>
> In addition, we will ensure:
> 1. All dependencies are compliant with the Apache License and the ASFs
> licensing policies.
> a. To become compliant a refactoring of the reporting module is
> necessary to be able to swap out the Pentaho Reporting Engine. This work
> will be undertaken during incubation.
> 2. Ongoing development based on our collaboratively established 2016
> roadmap, and bring the process into the Apache Way.
> 3. Creating releases per Apache guidelines.
>
> == Current Status ==
>
> === Meritocracy ===
>
> We already have attributes of meritocracy embedded in our community.
> * We have a developer email list which identifies active community members
> who then become committers .
> * On the user email list new features are introduced and discussed,
> forming the product roadmap, and prioritization is based on merit and need.
> * We have successfully graduated 13 Google Summer of Code interns, many of
> whom have become long-term committers and developers to the project.
>
> === Community ===
>
> There are more than a hundred developers within an active developer mailing
> list. We have a large and growing installed base of users (financial
> institutions) and a diverse eco-system of regional service partners who
> support and deploy Mifos in their communities, and solution partners who
> have built financial inclusion solutions on top of Mifos. The community has
> held three annual conferences (2012, 2013, and 2015) where the community
> gathers to connect implementers with developers, sharing their knowledge
> to collaboratively build innovative solutions.
>
> If Fineract is accepted by the Incubator, transitioning the community to
> embrace the Apache Way of governance would be a primary initial goal. We
> will solicit major existing developers to become committers on the project
> from the beginning.
>
> === Core Developers ===
>
> The core developers are a diverse group of individuals already very
> experienced in open source development.
>
> Edward Cable is a co-founder of the Mifos Initiative, and has established
> the current community and governance model, Sander van der Heijden is the
> CTO of Musoni Services, one of the first companies to create a commercial
> product on top of the platform, that is completely mobile-based, and Markus
> Geiss started as a volunteer and was appointed Chief Architect this year.
>
> A broad base of committers around the Mifos developer team from Conflux
> Technologies is made up of volunteers (e.g. Michael Vorburger, Product
> Manager Design Studio at Temenos AG, Ishan Khanna a graduate student at
> Bhagwan Parshuram Institute of Technology, or Terence Monteiro, Founder &
> Director of SanJose Foundation) supporting and guiding contributors, and
> governing the code base.
>
> === Alignment ===
>
> Transition to ASF is a natural progression towards collaborative software
> development and commercial-friendly standard licensing. Brian Behlendorf
> and Zaheda Bhorat, both open source community leaders, in their role as
> advisors for the Mifos Initiative, helped us to establish a community that
> shares a vision based on a philosophy that is well aligned with the Apache
> Way.
>
> == Known Risks ==
>
> === Orphaned products ===
>
> The community proposing Fineract for incubation is a strong and vibrant
> open source project with a large installed base of users that is growing at
> an increasing rate year-over-year from 2011 through 2015. In addition to
> the commitment from the non-profit Mifos Initiative to move its development
> efforts to the Fineract project, the size and diversity of the community is
> a guarantee against the project being orphaned.
>
> === Inexperience with Open Source ===
>
> We have managed Mifos as an open source project since inception. Every
> release has been open source. We have open source community processes, such
> as a developer mailing list, community conference calls, a collaborative
> and transparent product roadmap, and an annual developer conference open to
> all.
>
> Our leadership has extensive open source experience. Our chairman, Paul
> Maritz, was CEO of VMWare and CEO of Pivotal where he lead open source
> initiatives at both companies. At Pivotal, he championed the Spring open
> source framework and directed 3 Pivotal projects into Apache projects,
> including Geode, HAWQ, and MADlib.
>
> Our board member Dave Neary has spent 4 years with Red Hat, building their
> open source developer community, and is a member of the GNOME Foundation
> since 2004.
>
> === Homogenous Developers ===
>
> The initial group of committers is heterogeneous when it comes to corporate
> affiliations. The community is extremely diverse in terms of geography, the
> backgrounds of developers, and the diversity of roles they play in the
> community, such as users, regional support partners, and solution partners.
> Since its inception, the entire community has contributed to the software
> across a distributed and transparent infrastructure and environment.
>
> === Reliance on Salaried Developers ===
>
> Our developer community consists of a mix of salaried developers who are
> committed to the code base and volunteers.
>
> The salaried developers work for (i) the Mifos Initiative, a 501(c)(3)
> non-profit; (ii) financial institutions that use Mifos X; (iii) regional
> service providers committed to financial inclusion that deploy and support
> Mifos X in their communities; or (iv) solution partners that build and
> distribute custom solutions on top of Mifos X.
>
> We also have pure volunteers who contribute, often through hackathons and
> corporate social responsibility programs such as Benetech’s Social Coding 4
> Good, LinkedIn’s Day for Good, Google’s GoogleServe, ThoughtWorks Social
> Impact Program, and VMware Take 3 Sabbatical program.
>
> This diversity of roles and developers adds to the sustainability of the
> project.
>
> === Relationships with Other Apache Products ===
>
> Currently we are utilizing some Apache projects, like Tomcat, POI,
> commons-lang, or HttpComponents, there are no additional relationships
> right now. In 2016 further Apache projects, like Apache OpenJPA, and Apache
> Geode, will be introduced to the project.
>
> The platform is built on top of the Spring Framework, utilizing multiple
> modules, like Spring Data, Spring Web, or Spring Security.
>
> === An Excessive Fascination with the Apache Brand ===
>
> While we respect the reputation of the Apache brand we see a benefit for
> both sides. We bring a stable and mature community with a deep rooted
> social mission and are able to give Fineract a solid home as an open source
> project following an established development model.
>
> == Documentation ==
>
> Information about Mifos X can be found at
> https://mifosforge.jira.com/wiki/display/MIFOSX/Welcome+to+Mifos+X.
>
> == Initial Source ==
>
> Initial source is available on GitHub under the MPLv2 at
> https://github.com/openMF/mifosx.
>
> == Source and Intellectual Property Submission Plan ==
>
> The Mifos Initiative owns all copyright to all contributions and has the
> legal right to sign the ASF Software Grant Agreement. As soon as Fineract
> is approved to join Apache Incubator, the source code will be transitioned
> via the Software Grant Agreement onto ASF infrastructure and in turn made
> available under the Apache License, version 2.0.
>
> == External Dependencies ==
>
> +----------------------------+-------------------+--------------+------------+
> | Vendor | Library | License |
> Compatible |
> +----------------------------+-------------------+--------------+------------+
> | Amazon.com, Inc. | AWS Java SDK | AL v2 | yes
> |
> +----------------------------+-------------------+--------------+------------+
> | Apache Software Foundation | Commons | AL v2 | yes
> |
> +----------------------------+-------------------+--------------+------------+
> | Apache Software Foundation | Tomcat | AL v2 | yes
> |
> +----------------------------+-------------------+--------------+------------+
> | Apache Software Foundation | POI | AL v2 | yes
> |
> +----------------------------+-------------------+--------------+------------+
> | Apache Software Foundation | HTTPClient | AL v2 | yes
> |
> +----------------------------+-------------------+--------------+------------+
> | Ben Fortuna | iCal4j | BSD 3-clause | yes
> |
> +----------------------------+-------------------+--------------+------------+
> | Boxfuse GmbH | Flyway DB | AL v2 | yes
> |
> +----------------------------+-------------------+--------------+------------+
> | Bruce Dunwiddie^1^ | JavaCSV | LGPL v2.1 | no
> |
> +----------------------------+-------------------+--------------+------------+
> | Google, Inc. | gson | AL v2 | yes
> |
> +----------------------------+-------------------+--------------+------------+
> | Google, Inc. | guava | AL v2 | yes
> |
> +----------------------------+-------------------+--------------+------------+
> | iText Group NV | iText | MPL v1.1 | yes
> |
> +----------------------------+-------------------+--------------+------------+
> | Jayway | JsonPath | AL v2 | yes
> |
> +----------------------------+-------------------+--------------+------------+
> | Jayway | RESTassured | AL v2 | yes
> |
> +----------------------------+-------------------+--------------+------------+
> | JUnit | JUnit | EPL v1 | yes
> |
> +----------------------------+-------------------+--------------+------------+
> | Michael Vorburger | MariaDB4J | AL v2 | yes
> |
> +----------------------------+-------------------+--------------+------------+
> | Oracle, Corp. | JAX-RS | CDDL v1 | yes
> |
> +----------------------------+-------------------+--------------+------------+
> | Oracle, Corp. | Jersey | CDDL v1.1 | yes
> |
> +----------------------------+-------------------+--------------+------------+
> | Oracle, Corp.^2^ | MySQL Connector/J | GPL v2 | no
> |
> +----------------------------+-------------------+--------------+------------+
> | Pentaho, Corp.^3^ | Reporting Engine | LGPL v2.1 | no
> |
> +----------------------------+-------------------+--------------+------------+
> | Pentaho, Corp.^3^ | Reporting Library | LGPL v2.1 | no
> |
> +----------------------------+-------------------+--------------+------------+
> | Pivotal Software, Inc. | Spring Boot | AL v2 | yes
> |
> +----------------------------+-------------------+--------------+------------+
> | Pivotal Software, Inc. | Spring Framework | AL v2 | yes
> |
> +----------------------------+-------------------+--------------+------------+
> | Pivotal Software, Inc. | Spring Security | AL v2 | yes
> |
> +----------------------------+-------------------+--------------+------------+
> | Sam Pullar | Mustache | AL v2 | yes
> |
> +----------------------------+-------------------+--------------+------------+
> | Square, Inc. | retrofit | AL v2 | yes
> |
> +----------------------------+-------------------+--------------+------------+
> | Square, Inc. | okhttp | AL v2 | yes
> |
> +----------------------------+-------------------+--------------+------------+
> | Stephen Colebourne | Joda-Time | AL v2 | yes
> |
> +----------------------------+-------------------+--------------+------------+
> | Szczepan Faber | Mockito | MIT | yes
> |
> +----------------------------+-------------------+--------------+------------+
> | Terracotta, Inc | Quartz | AL v2 | yes
> |
> +----------------------------+-------------------+--------------+------------+
> | Terracotta, Inc | Ehache | AL v2 | yes
> |
> +----------------------------+-------------------+--------------+------------+
> * ^1^ = can be removed
> * ^2^ = can be replaced
> * ^3^ = need an abstraction on our side to become replaceable
>
> == Cryptography ==
>
> The only cryptography included by the project will be via library
> inclusion, and will be used to encrypt stored user data on mobile devices
> and in cloud storages.
>
> == Required Resources ==
>
> === Mailing lists ===
>
> * private@fineract.incubator.apache.org (moderated subscriptions)
> * commits@fineract.incubator.apache.org
> * dev@fineract.incubator.apache.org
> * user@fineract.incubator.apache.org
>
> === Git Repository ===
>
> https://git-wip-us.apache.org/repos/asf/incubator-fineract.git
>
> === Issue Tracking ===
>
> JIRA Project Fineract (FINERACT)
>
> === Other Resources ===
>
> * Project website (http://fineract.incubator.apache.org)
> * Fineract Wiki pages (https://cwiki.apache.org/confluence/display/FINERACT
> )
>
> == Initial Committers ==
>
> The following list comprises the current long term committers and does not
> contain occasional developers.
>
> * Vishwas Babu AJ (vishwas at confluxtechnologies dot com)
> * Edward Cable (edcable at mifos dot org)
> * Andrew Dzakpasu (andrewdzakpasu at musoni dot eu)
> * Markus Geiss (mgeiss at mifos dot org)
> * Sander van der Heijden (sander at musoni dot eu)
> * Ishan Khanna (ishan1604 at gmail dot com)
> * Myrle Krantz (mkrantz at mifos dot org)
> * Terence Monteiro (terence at sanjosesolutions dot in)
> * Adi Nayaran Raju (adi dot raju at confluxtechnologies dot com)
> * Gaurav Saini (gsaini at apache dot org)
> * Nazeer Hussain Shaik (nazeer dot shaik at confluxtechnologies dot com)
> * Michael Vorburger (mike at vorburger dot ch)
>
> == Affiliations ==
>
> * Vishwas Babu AJ (Conflux Technologies)
> * Ed Cable (The Mifos Initiative)
> * Andrew Dzakpasu (Musoni Systems)
> * Markus Geiss (The Mifos Initiative)
> * Sander van der Heijden (Musoni Systems)
> * Myrle Krantz (The Mifos Initiative)
> * Terence Monteiro (SanJose Foundation)
> * Adi Nayaran Raju (Conflux Technologies)
> * Nazeer Hussain Shaik (Conflux Technologies)
>
> == Sponsors ==
>
> === Champion ===
>
> Ross Gardler
>
> === Nominated Mentors ===
> * Ross Gardler
> * Roman Shaposhnik
>
> === Sponsoring Entity ===
> Incubator PMC
>
> Cheers
>
>
> *Markus Geiss*
> Chief Architect
> RADAR, The Mifos Initiative
> mgeiss@mifos.org | Skype: mgeiss.mifos.org | Mobil: +49.152.295.05306 |
> http://mifos.org <http://facebook.com/mifos>
> <http://www.twitter.com/mifos>
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Re: [PORPOSAL] Fineract
Posted by Marvin Humphrey <ma...@rectangular.com>.
On Fri, Dec 4, 2015 at 1:40 AM, Pierre Smits <pi...@gmail.com> wrote:
> Hi Markus, all,
>
> I am looking forward to see this project blossom under the umbrella of the
> ASF. Having browsed through various Mifos documents I see cross-pollination
> opportunities not only regarding the ASF projects you mentioned, but also
> with Apache Directory, Apache Syncopy and others. I also see some
> functional/technical overlap with Apache OFBiz, another business oriented
> (ERP) top level project of the ASF.
>
> As a long time contributor to various ASF projects - OFBiz, Directory,
> OpenMeetings and Trafodion (incubating) I am willing to help out as a
> mentor and otherwise.
Hi Pierre,
It is great to see your enthusiasm for this project -- I also think it
is fantastic and I'm delighted to see it come to the ASF. However,
"Mentor" is a formal position in the Incubator, and people who serve
as Mentors must be members of the Incubator Project Management
Committee (PMC)[1], as the other candidates for Mentor all are
(Gardler, Shaposnik, Ament, Jagielski).
You are of course welcome to join the mailing list and help out
without being a Mentor. There's a podling that I'm doing this for
right now (Mynewt).
Best,
Marvin Humphrey
[1] http://incubator.apache.org/incubation/Incubation_Policy.html#Mentor
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Re: [PORPOSAL] Fineract
Posted by Pierre Smits <pi...@gmail.com>.
Hi Markus, all,
I am looking forward to see this project blossom under the umbrella of the
ASF. Having browsed through various Mifos documents I see cross-pollination
opportunities not only regarding the ASF projects you mentioned, but also
with Apache Directory, Apache Syncopy and others. I also see some
functional/technical overlap with Apache OFBiz, another business oriented
(ERP) top level project of the ASF.
As a long time contributor to various ASF projects - OFBiz, Directory,
OpenMeetings and Trafodion (incubating) I am willing to help out as a
mentor and otherwise.
Best regards,
Pierre Smits
*OFBiz Extensions Marketplace*
http://oem.ofbizci.net/oci-2/
On Fri, Dec 4, 2015 at 8:31 AM, Markus Geiß <mg...@mifos.org> wrote:
> Hey all,
>
> hope this finds you well.
>
> We, the Mifos community, want to propose our project for incubation.
>
> Please find the proposal below.
>
> = Fineract Proposal =
>
> == Abstract ==
>
> Fineract (\’fīn-,ə-ˌrakt\: A hypercube for digital financial services) is
> an open source system for core banking as a platform. Fineract provides a
> reliable, robust, and affordable solution for entrepreneurs, financial
> institutions, and service providers to offer financial services to the
> world’s 2 billion under and unbanked.
>
> == Proposal ==
>
> The aim of this proposal is to bring the Mifos X codebase and community
> under the Apache Software Foundation (ASF) umbrella in order to help
> coordinate the development effort of the growing number of organizations
> which contribute to it, and give it the confidence of the neutral,
> transparent, and open source governance policy of the ASF.
>
> The name Mifos X will remain the property of the Mifos Initiative (a US
> based 501(c)(3)) and will be used for a specific distribution of the
> Fineract code. All development efforts of the Mifos Initiative will be
> transferred to the Fineract project.
>
> == Background ==
>
> Mifos X is a mature and robust platform that provides loan, savings, and
> business management functionality based on market proofed requirements. The
> project was started in 2006 at the Grameen Foundation, initially creating
> the Generation One solutions of Mifos 1 and Mifos 2, the industry’s first
> open source and web-based MIS, to support the Joint Liability Group (JLG)
> lending methodology created by Mohammed Yunus, which gained him and the
> Grameen Bank the Nobel Peace Prize for his financial work in 2006.
>
> In 2011 the independent Mifos Initiative, a 501(c)(3), was founded with two
> goals:
> 1. Create the Generation Two solution Mifos X, an extensible API-driven
> platform purpose built for Financial Inclusion
> 2. Build and govern an open source community of users, developers, and
> service providers committed to using Mifos X for Financial Inclusion.
>
> Since then a worldwide community of users, partners, and volunteers has
> grown that utilizes, develops, and supports Mifos X. More than 40 partners
> from Africa, India, China, South-East Asia and Latin America, with over 120
> deployments and 3.5 million clients, have enhanced the platform based on
> regional requirements and national regulatories.
>
> == Rationale ==
>
> Financial Inclusion - providing financial services to the world’s 2 billion
> under and unbanked, enabling them to become a part of the global economy -
> requires an affordable, reliable, scalable, and robust solution.
>
> The adoption of mobile solutions and digital financial services is
> increasing at an incredible pace and has led to an influx of new
> innovators, financial institutions, and service providers into the
> Financial Inclusion space and into the Mifos community which is growing at
> an accelerating rate year-over-year since 2012.
>
> Our rationale for joining the ASF is that as an Apache project we can
> better manage the growth and governance of our community and provide the
> community the confidence of sustainable long-term open source management,
> which strengthens their commitment and continues the growth of our vibrant,
> diverse community, collectively innovating around a single codebase,
> sharing the social mission to eliminate poverty.
>
> == Initial Goals ==
>
> The initial goals of the Fineract transition under the ASF umbrella are to
> establish a new home for an already fully functioning project, and also
> make sure that the entire development community governs itself in the
> Apache Way.
>
> In addition, we will ensure:
> 1. All dependencies are compliant with the Apache License and the ASFs
> licensing policies.
> a. To become compliant a refactoring of the reporting module is
> necessary to be able to swap out the Pentaho Reporting Engine. This work
> will be undertaken during incubation.
> 2. Ongoing development based on our collaboratively established 2016
> roadmap, and bring the process into the Apache Way.
> 3. Creating releases per Apache guidelines.
>
> == Current Status ==
>
> === Meritocracy ===
>
> We already have attributes of meritocracy embedded in our community.
> * We have a developer email list which identifies active community members
> who then become committers .
> * On the user email list new features are introduced and discussed,
> forming the product roadmap, and prioritization is based on merit and need.
> * We have successfully graduated 13 Google Summer of Code interns, many of
> whom have become long-term committers and developers to the project.
>
> === Community ===
>
> There are more than a hundred developers within an active developer mailing
> list. We have a large and growing installed base of users (financial
> institutions) and a diverse eco-system of regional service partners who
> support and deploy Mifos in their communities, and solution partners who
> have built financial inclusion solutions on top of Mifos. The community has
> held three annual conferences (2012, 2013, and 2015) where the community
> gathers to connect implementers with developers, sharing their knowledge
> to collaboratively build innovative solutions.
>
> If Fineract is accepted by the Incubator, transitioning the community to
> embrace the Apache Way of governance would be a primary initial goal. We
> will solicit major existing developers to become committers on the project
> from the beginning.
>
> === Core Developers ===
>
> The core developers are a diverse group of individuals already very
> experienced in open source development.
>
> Edward Cable is a co-founder of the Mifos Initiative, and has established
> the current community and governance model, Sander van der Heijden is the
> CTO of Musoni Services, one of the first companies to create a commercial
> product on top of the platform, that is completely mobile-based, and Markus
> Geiss started as a volunteer and was appointed Chief Architect this year.
>
> A broad base of committers around the Mifos developer team from Conflux
> Technologies is made up of volunteers (e.g. Michael Vorburger, Product
> Manager Design Studio at Temenos AG, Ishan Khanna a graduate student at
> Bhagwan Parshuram Institute of Technology, or Terence Monteiro, Founder &
> Director of SanJose Foundation) supporting and guiding contributors, and
> governing the code base.
>
> === Alignment ===
>
> Transition to ASF is a natural progression towards collaborative software
> development and commercial-friendly standard licensing. Brian Behlendorf
> and Zaheda Bhorat, both open source community leaders, in their role as
> advisors for the Mifos Initiative, helped us to establish a community that
> shares a vision based on a philosophy that is well aligned with the Apache
> Way.
>
> == Known Risks ==
>
> === Orphaned products ===
>
> The community proposing Fineract for incubation is a strong and vibrant
> open source project with a large installed base of users that is growing at
> an increasing rate year-over-year from 2011 through 2015. In addition to
> the commitment from the non-profit Mifos Initiative to move its development
> efforts to the Fineract project, the size and diversity of the community is
> a guarantee against the project being orphaned.
>
> === Inexperience with Open Source ===
>
> We have managed Mifos as an open source project since inception. Every
> release has been open source. We have open source community processes, such
> as a developer mailing list, community conference calls, a collaborative
> and transparent product roadmap, and an annual developer conference open to
> all.
>
> Our leadership has extensive open source experience. Our chairman, Paul
> Maritz, was CEO of VMWare and CEO of Pivotal where he lead open source
> initiatives at both companies. At Pivotal, he championed the Spring open
> source framework and directed 3 Pivotal projects into Apache projects,
> including Geode, HAWQ, and MADlib.
>
> Our board member Dave Neary has spent 4 years with Red Hat, building their
> open source developer community, and is a member of the GNOME Foundation
> since 2004.
>
> === Homogenous Developers ===
>
> The initial group of committers is heterogeneous when it comes to corporate
> affiliations. The community is extremely diverse in terms of geography, the
> backgrounds of developers, and the diversity of roles they play in the
> community, such as users, regional support partners, and solution partners.
> Since its inception, the entire community has contributed to the software
> across a distributed and transparent infrastructure and environment.
>
> === Reliance on Salaried Developers ===
>
> Our developer community consists of a mix of salaried developers who are
> committed to the code base and volunteers.
>
> The salaried developers work for (i) the Mifos Initiative, a 501(c)(3)
> non-profit; (ii) financial institutions that use Mifos X; (iii) regional
> service providers committed to financial inclusion that deploy and support
> Mifos X in their communities; or (iv) solution partners that build and
> distribute custom solutions on top of Mifos X.
>
> We also have pure volunteers who contribute, often through hackathons and
> corporate social responsibility programs such as Benetech’s Social Coding 4
> Good, LinkedIn’s Day for Good, Google’s GoogleServe, ThoughtWorks Social
> Impact Program, and VMware Take 3 Sabbatical program.
>
> This diversity of roles and developers adds to the sustainability of the
> project.
>
> === Relationships with Other Apache Products ===
>
> Currently we are utilizing some Apache projects, like Tomcat, POI,
> commons-lang, or HttpComponents, there are no additional relationships
> right now. In 2016 further Apache projects, like Apache OpenJPA, and Apache
> Geode, will be introduced to the project.
>
> The platform is built on top of the Spring Framework, utilizing multiple
> modules, like Spring Data, Spring Web, or Spring Security.
>
> === An Excessive Fascination with the Apache Brand ===
>
> While we respect the reputation of the Apache brand we see a benefit for
> both sides. We bring a stable and mature community with a deep rooted
> social mission and are able to give Fineract a solid home as an open source
> project following an established development model.
>
> == Documentation ==
>
> Information about Mifos X can be found at
> https://mifosforge.jira.com/wiki/display/MIFOSX/Welcome+to+Mifos+X.
>
> == Initial Source ==
>
> Initial source is available on GitHub under the MPLv2 at
> https://github.com/openMF/mifosx.
>
> == Source and Intellectual Property Submission Plan ==
>
> The Mifos Initiative owns all copyright to all contributions and has the
> legal right to sign the ASF Software Grant Agreement. As soon as Fineract
> is approved to join Apache Incubator, the source code will be transitioned
> via the Software Grant Agreement onto ASF infrastructure and in turn made
> available under the Apache License, version 2.0.
>
> == External Dependencies ==
>
>
> +----------------------------+-------------------+--------------+------------+
> | Vendor | Library | License |
> Compatible |
>
> +----------------------------+-------------------+--------------+------------+
> | Amazon.com, Inc. | AWS Java SDK | AL v2 | yes
> |
>
> +----------------------------+-------------------+--------------+------------+
> | Apache Software Foundation | Commons | AL v2 | yes
> |
>
> +----------------------------+-------------------+--------------+------------+
> | Apache Software Foundation | Tomcat | AL v2 | yes
> |
>
> +----------------------------+-------------------+--------------+------------+
> | Apache Software Foundation | POI | AL v2 | yes
> |
>
> +----------------------------+-------------------+--------------+------------+
> | Apache Software Foundation | HTTPClient | AL v2 | yes
> |
>
> +----------------------------+-------------------+--------------+------------+
> | Ben Fortuna | iCal4j | BSD 3-clause | yes
> |
>
> +----------------------------+-------------------+--------------+------------+
> | Boxfuse GmbH | Flyway DB | AL v2 | yes
> |
>
> +----------------------------+-------------------+--------------+------------+
> | Bruce Dunwiddie^1^ | JavaCSV | LGPL v2.1 | no
> |
>
> +----------------------------+-------------------+--------------+------------+
> | Google, Inc. | gson | AL v2 | yes
> |
>
> +----------------------------+-------------------+--------------+------------+
> | Google, Inc. | guava | AL v2 | yes
> |
>
> +----------------------------+-------------------+--------------+------------+
> | iText Group NV | iText | MPL v1.1 | yes
> |
>
> +----------------------------+-------------------+--------------+------------+
> | Jayway | JsonPath | AL v2 | yes
> |
>
> +----------------------------+-------------------+--------------+------------+
> | Jayway | RESTassured | AL v2 | yes
> |
>
> +----------------------------+-------------------+--------------+------------+
> | JUnit | JUnit | EPL v1 | yes
> |
>
> +----------------------------+-------------------+--------------+------------+
> | Michael Vorburger | MariaDB4J | AL v2 | yes
> |
>
> +----------------------------+-------------------+--------------+------------+
> | Oracle, Corp. | JAX-RS | CDDL v1 | yes
> |
>
> +----------------------------+-------------------+--------------+------------+
> | Oracle, Corp. | Jersey | CDDL v1.1 | yes
> |
>
> +----------------------------+-------------------+--------------+------------+
> | Oracle, Corp.^2^ | MySQL Connector/J | GPL v2 | no
> |
>
> +----------------------------+-------------------+--------------+------------+
> | Pentaho, Corp.^3^ | Reporting Engine | LGPL v2.1 | no
> |
>
> +----------------------------+-------------------+--------------+------------+
> | Pentaho, Corp.^3^ | Reporting Library | LGPL v2.1 | no
> |
>
> +----------------------------+-------------------+--------------+------------+
> | Pivotal Software, Inc. | Spring Boot | AL v2 | yes
> |
>
> +----------------------------+-------------------+--------------+------------+
> | Pivotal Software, Inc. | Spring Framework | AL v2 | yes
> |
>
> +----------------------------+-------------------+--------------+------------+
> | Pivotal Software, Inc. | Spring Security | AL v2 | yes
> |
>
> +----------------------------+-------------------+--------------+------------+
> | Sam Pullar | Mustache | AL v2 | yes
> |
>
> +----------------------------+-------------------+--------------+------------+
> | Square, Inc. | retrofit | AL v2 | yes
> |
>
> +----------------------------+-------------------+--------------+------------+
> | Square, Inc. | okhttp | AL v2 | yes
> |
>
> +----------------------------+-------------------+--------------+------------+
> | Stephen Colebourne | Joda-Time | AL v2 | yes
> |
>
> +----------------------------+-------------------+--------------+------------+
> | Szczepan Faber | Mockito | MIT | yes
> |
>
> +----------------------------+-------------------+--------------+------------+
> | Terracotta, Inc | Quartz | AL v2 | yes
> |
>
> +----------------------------+-------------------+--------------+------------+
> | Terracotta, Inc | Ehache | AL v2 | yes
> |
>
> +----------------------------+-------------------+--------------+------------+
> * ^1^ = can be removed
> * ^2^ = can be replaced
> * ^3^ = need an abstraction on our side to become replaceable
>
> == Cryptography ==
>
> The only cryptography included by the project will be via library
> inclusion, and will be used to encrypt stored user data on mobile devices
> and in cloud storages.
>
> == Required Resources ==
>
> === Mailing lists ===
>
> * private@fineract.incubator.apache.org (moderated subscriptions)
> * commits@fineract.incubator.apache.org
> * dev@fineract.incubator.apache.org
> * user@fineract.incubator.apache.org
>
> === Git Repository ===
>
> https://git-wip-us.apache.org/repos/asf/incubator-fineract.git
>
> === Issue Tracking ===
>
> JIRA Project Fineract (FINERACT)
>
> === Other Resources ===
>
> * Project website (http://fineract.incubator.apache.org)
> * Fineract Wiki pages (
> https://cwiki.apache.org/confluence/display/FINERACT
> )
>
> == Initial Committers ==
>
> The following list comprises the current long term committers and does not
> contain occasional developers.
>
> * Vishwas Babu AJ (vishwas at confluxtechnologies dot com)
> * Edward Cable (edcable at mifos dot org)
> * Andrew Dzakpasu (andrewdzakpasu at musoni dot eu)
> * Markus Geiss (mgeiss at mifos dot org)
> * Sander van der Heijden (sander at musoni dot eu)
> * Ishan Khanna (ishan1604 at gmail dot com)
> * Myrle Krantz (mkrantz at mifos dot org)
> * Terence Monteiro (terence at sanjosesolutions dot in)
> * Adi Nayaran Raju (adi dot raju at confluxtechnologies dot com)
> * Gaurav Saini (gsaini at apache dot org)
> * Nazeer Hussain Shaik (nazeer dot shaik at confluxtechnologies dot com)
> * Michael Vorburger (mike at vorburger dot ch)
>
> == Affiliations ==
>
> * Vishwas Babu AJ (Conflux Technologies)
> * Ed Cable (The Mifos Initiative)
> * Andrew Dzakpasu (Musoni Systems)
> * Markus Geiss (The Mifos Initiative)
> * Sander van der Heijden (Musoni Systems)
> * Myrle Krantz (The Mifos Initiative)
> * Terence Monteiro (SanJose Foundation)
> * Adi Nayaran Raju (Conflux Technologies)
> * Nazeer Hussain Shaik (Conflux Technologies)
>
> == Sponsors ==
>
> === Champion ===
>
> Ross Gardler
>
> === Nominated Mentors ===
> * Ross Gardler
> * Roman Shaposhnik
>
> === Sponsoring Entity ===
> Incubator PMC
>
> Cheers
>
>
> *Markus Geiss*
> Chief Architect
> RADAR, The Mifos Initiative
> mgeiss@mifos.org | Skype: mgeiss.mifos.org | Mobil: +49.152.295.05306 |
> http://mifos.org <http://facebook.com/mifos>
> <http://www.twitter.com/mifos>
>