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Posted to commits@fineract.apache.org by ma...@apache.org on 2016/01/28 06:47:01 UTC
[16/51] [partial] incubator-fineract git commit: initial code push
http://git-wip-us.apache.org/repos/asf/incubator-fineract/blob/4b1ec9ef/fineract-provider/src/integrationTest/java/org/apache/fineract/integrationtests/AccountingScenarioIntegrationTest.java
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diff --git a/fineract-provider/src/integrationTest/java/org/apache/fineract/integrationtests/AccountingScenarioIntegrationTest.java b/fineract-provider/src/integrationTest/java/org/apache/fineract/integrationtests/AccountingScenarioIntegrationTest.java
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+++ b/fineract-provider/src/integrationTest/java/org/apache/fineract/integrationtests/AccountingScenarioIntegrationTest.java
@@ -0,0 +1,1078 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.integrationtests;
+
+import static org.junit.Assert.assertEquals;
+
+import java.text.DateFormat;
+import java.text.DecimalFormat;
+import java.text.DecimalFormatSymbols;
+import java.text.ParseException;
+import java.text.SimpleDateFormat;
+import java.util.ArrayList;
+import java.util.Calendar;
+import java.util.HashMap;
+import java.util.List;
+import java.util.Locale;
+
+import org.apache.fineract.integrationtests.common.ClientHelper;
+import org.apache.fineract.integrationtests.common.CommonConstants;
+import org.apache.fineract.integrationtests.common.SchedulerJobHelper;
+import org.apache.fineract.integrationtests.common.Utils;
+import org.apache.fineract.integrationtests.common.accounting.Account;
+import org.apache.fineract.integrationtests.common.accounting.AccountHelper;
+import org.apache.fineract.integrationtests.common.accounting.JournalEntry;
+import org.apache.fineract.integrationtests.common.accounting.JournalEntryHelper;
+import org.apache.fineract.integrationtests.common.accounting.PeriodicAccrualAccountingHelper;
+import org.apache.fineract.integrationtests.common.charges.ChargesHelper;
+import org.apache.fineract.integrationtests.common.fixeddeposit.FixedDepositAccountHelper;
+import org.apache.fineract.integrationtests.common.fixeddeposit.FixedDepositAccountStatusChecker;
+import org.apache.fineract.integrationtests.common.fixeddeposit.FixedDepositProductHelper;
+import org.apache.fineract.integrationtests.common.loans.LoanApplicationTestBuilder;
+import org.apache.fineract.integrationtests.common.loans.LoanProductTestBuilder;
+import org.apache.fineract.integrationtests.common.loans.LoanStatusChecker;
+import org.apache.fineract.integrationtests.common.loans.LoanTransactionHelper;
+import org.apache.fineract.integrationtests.common.recurringdeposit.RecurringDepositAccountHelper;
+import org.apache.fineract.integrationtests.common.recurringdeposit.RecurringDepositAccountStatusChecker;
+import org.apache.fineract.integrationtests.common.recurringdeposit.RecurringDepositProductHelper;
+import org.apache.fineract.integrationtests.common.savings.SavingsAccountHelper;
+import org.apache.fineract.integrationtests.common.savings.SavingsProductHelper;
+import org.apache.fineract.integrationtests.common.savings.SavingsStatusChecker;
+import org.joda.time.Days;
+import org.joda.time.LocalDate;
+import org.junit.Assert;
+import org.junit.Before;
+import org.junit.Test;
+
+import com.jayway.restassured.builder.RequestSpecBuilder;
+import com.jayway.restassured.builder.ResponseSpecBuilder;
+import com.jayway.restassured.http.ContentType;
+import com.jayway.restassured.specification.RequestSpecification;
+import com.jayway.restassured.specification.ResponseSpecification;
+
+@SuppressWarnings({ "unused", "rawtypes", "unchecked", "static-access" })
+public class AccountingScenarioIntegrationTest {
+
+ private static RequestSpecification requestSpec;
+ private static ResponseSpecification responseSpec;
+
+ private final String DATE_OF_JOINING = "01 January 2011";
+
+ private final Float LP_PRINCIPAL = 10000.0f;
+ private final String LP_REPAYMENTS = "5";
+ private final String LP_REPAYMENT_PERIOD = "2";
+ private final String LP_INTEREST_RATE = "1";
+ private final String EXPECTED_DISBURSAL_DATE = "04 March 2011";
+ private final String LOAN_APPLICATION_SUBMISSION_DATE = "3 March 2011";
+ private final String TRANSACTION_DATE = "01 March 2013";
+ private final String LOAN_TERM_FREQUENCY = "10";
+ private final String INDIVIDUAL_LOAN = "individual";
+ public static final String ACCOUNT_TYPE_INDIVIDUAL = "INDIVIDUAL";
+ public static final String MINIMUM_OPENING_BALANCE = "1000.0";
+ public static final String DEPOSIT_AMOUNT = "7000";
+ public static final String WITHDRAWAL_AMOUNT = "3000";
+ public static final String WITHDRAWAL_AMOUNT_ADJUSTED = "2000";
+
+ Float SP_BALANCE = new Float(MINIMUM_OPENING_BALANCE);
+ Float SP_DEPOSIT_AMOUNT = new Float(DEPOSIT_AMOUNT);
+ Float SP_WITHDRAWAL_AMOUNT = new Float(WITHDRAWAL_AMOUNT);
+ Float SP_WITHDRAWAL_AMOUNT_ADJUSTED = new Float(WITHDRAWAL_AMOUNT_ADJUSTED);
+
+ private final String REPAYMENT_DATE[] = { "", "04 May 2011", "04 July 2011", "04 September 2011", "04 November 2011", "04 January 2012" };
+ private final Float REPAYMENT_AMOUNT[] = { .0f, 2200.0f, 3000.0f, 900.0f, 2000.0f, 2500.0f };
+
+ private final Float AMOUNT_TO_BE_WAIVE = 400.0f;
+ private LoanTransactionHelper loanTransactionHelper;
+ private AccountHelper accountHelper;
+ private JournalEntryHelper journalEntryHelper;
+ private SavingsAccountHelper savingsAccountHelper;
+ private FixedDepositProductHelper fixedDepositProductHelper;
+ private FixedDepositAccountHelper fixedDepositAccountHelper;
+ private RecurringDepositProductHelper recurringDepositProductHelper;
+ private RecurringDepositAccountHelper recurringDepositAccountHelper;
+ private SchedulerJobHelper schedulerJobHelper;
+ private PeriodicAccrualAccountingHelper periodicAccrualAccountingHelper;
+
+ @Before
+ public void setup() {
+ Utils.initializeRESTAssured();
+ this.requestSpec = new RequestSpecBuilder().setContentType(ContentType.JSON).build();
+ this.requestSpec.header("Authorization", "Basic " + Utils.loginIntoServerAndGetBase64EncodedAuthenticationKey());
+ this.responseSpec = new ResponseSpecBuilder().expectStatusCode(200).build();
+
+ this.loanTransactionHelper = new LoanTransactionHelper(this.requestSpec, this.responseSpec);
+ this.accountHelper = new AccountHelper(this.requestSpec, this.responseSpec);
+ this.journalEntryHelper = new JournalEntryHelper(this.requestSpec, this.responseSpec);
+ this.schedulerJobHelper = new SchedulerJobHelper(this.requestSpec, this.responseSpec);
+ this.periodicAccrualAccountingHelper = new PeriodicAccrualAccountingHelper(this.requestSpec, this.responseSpec);
+ }
+
+ @Test
+ public void checkUpfrontAccrualAccountingFlow() {
+ final Account assetAccount = this.accountHelper.createAssetAccount();
+ final Account incomeAccount = this.accountHelper.createIncomeAccount();
+ final Account expenseAccount = this.accountHelper.createExpenseAccount();
+ final Account overpaymentAccount = this.accountHelper.createLiabilityAccount();
+
+ final Integer loanProductID = createLoanProductWithUpfrontAccrualAccountingEnabled(assetAccount, incomeAccount, expenseAccount,
+ overpaymentAccount);
+
+ final Integer clientID = ClientHelper.createClient(this.requestSpec, this.responseSpec, this.DATE_OF_JOINING);
+ final Integer loanID = applyForLoanApplication(clientID, loanProductID);
+
+ HashMap loanStatusHashMap = LoanStatusChecker.getStatusOfLoan(this.requestSpec, this.responseSpec, loanID);
+ LoanStatusChecker.verifyLoanIsPending(loanStatusHashMap);
+
+ loanStatusHashMap = this.loanTransactionHelper.approveLoan(this.EXPECTED_DISBURSAL_DATE, loanID);
+ LoanStatusChecker.verifyLoanIsApproved(loanStatusHashMap);
+ LoanStatusChecker.verifyLoanIsWaitingForDisbursal(loanStatusHashMap);
+
+ loanStatusHashMap = this.loanTransactionHelper.disburseLoan(this.EXPECTED_DISBURSAL_DATE, loanID);
+ LoanStatusChecker.verifyLoanIsActive(loanStatusHashMap);
+
+ // CHECK ACCOUNT ENTRIES
+ System.out.println("Entries ......");
+ final float PRINCIPAL_VALUE_FOR_EACH_PERIOD = 2000.0f;
+ final float TOTAL_INTEREST = 1000.0f;
+ final JournalEntry[] assetAccountInitialEntry = { new JournalEntry(TOTAL_INTEREST, JournalEntry.TransactionType.DEBIT),
+ new JournalEntry(this.LP_PRINCIPAL, JournalEntry.TransactionType.CREDIT),
+ new JournalEntry(this.LP_PRINCIPAL, JournalEntry.TransactionType.DEBIT), };
+ this.journalEntryHelper.checkJournalEntryForAssetAccount(assetAccount, this.EXPECTED_DISBURSAL_DATE, assetAccountInitialEntry);
+ System.out.println("CHECKING INCOME: ******************************************");
+ final JournalEntry incomeJournalEntry = new JournalEntry(TOTAL_INTEREST, JournalEntry.TransactionType.CREDIT);
+ this.journalEntryHelper.checkJournalEntryForIncomeAccount(incomeAccount, this.EXPECTED_DISBURSAL_DATE, incomeJournalEntry);
+
+ // MAKE 1
+ System.out.println("Repayment 1 ......");
+ this.loanTransactionHelper.makeRepayment(this.REPAYMENT_DATE[1], this.REPAYMENT_AMOUNT[1], loanID);
+ final float FIRST_INTEREST = 200.0f;
+ final float FIRST_PRINCIPAL = 2000.0f;
+ float expected_value = this.LP_PRINCIPAL - PRINCIPAL_VALUE_FOR_EACH_PERIOD;
+ this.loanTransactionHelper.verifyRepaymentScheduleEntryFor(1, expected_value, loanID);
+ final JournalEntry[] assetAccountFirstEntry = { new JournalEntry(this.REPAYMENT_AMOUNT[1], JournalEntry.TransactionType.DEBIT),
+ new JournalEntry(FIRST_INTEREST, JournalEntry.TransactionType.CREDIT),
+ new JournalEntry(FIRST_PRINCIPAL, JournalEntry.TransactionType.CREDIT), };
+ this.journalEntryHelper.checkJournalEntryForAssetAccount(assetAccount, this.REPAYMENT_DATE[1], assetAccountFirstEntry);
+ System.out.println("Repayment 1 Done......");
+
+ // REPAYMENT 2
+ System.out.println("Repayment 2 ......");
+ this.loanTransactionHelper.makeRepayment(this.REPAYMENT_DATE[2], this.REPAYMENT_AMOUNT[2], loanID);
+ final float SECOND_AND_THIRD_INTEREST = 400.0f;
+ final float SECOND_PRINCIPAL = this.REPAYMENT_AMOUNT[2] - SECOND_AND_THIRD_INTEREST;
+ expected_value = expected_value - PRINCIPAL_VALUE_FOR_EACH_PERIOD;
+ this.loanTransactionHelper.verifyRepaymentScheduleEntryFor(2, expected_value, loanID);
+ final JournalEntry[] assetAccountSecondEntry = { new JournalEntry(this.REPAYMENT_AMOUNT[2], JournalEntry.TransactionType.DEBIT),
+ new JournalEntry(SECOND_AND_THIRD_INTEREST, JournalEntry.TransactionType.CREDIT),
+ new JournalEntry(SECOND_PRINCIPAL, JournalEntry.TransactionType.CREDIT), };
+ this.journalEntryHelper.checkJournalEntryForAssetAccount(assetAccount, this.REPAYMENT_DATE[2], assetAccountSecondEntry);
+ System.out.println("Repayment 2 Done ......");
+
+ // WAIVE INTEREST
+ System.out.println("Waive Interest ......");
+ this.loanTransactionHelper.waiveInterest(this.REPAYMENT_DATE[4], this.AMOUNT_TO_BE_WAIVE.toString(), loanID);
+
+ final JournalEntry waivedEntry = new JournalEntry(this.AMOUNT_TO_BE_WAIVE, JournalEntry.TransactionType.CREDIT);
+ this.journalEntryHelper.checkJournalEntryForAssetAccount(assetAccount, this.REPAYMENT_DATE[4], waivedEntry);
+
+ final JournalEntry expenseJournalEntry = new JournalEntry(this.AMOUNT_TO_BE_WAIVE, JournalEntry.TransactionType.DEBIT);
+ this.journalEntryHelper.checkJournalEntryForExpenseAccount(expenseAccount, this.REPAYMENT_DATE[4], expenseJournalEntry);
+ System.out.println("Waive Interest Done......");
+
+ // REPAYMENT 3
+ System.out.println("Repayment 3 ......");
+ this.loanTransactionHelper.makeRepayment(this.REPAYMENT_DATE[3], this.REPAYMENT_AMOUNT[3], loanID);
+ expected_value = expected_value - PRINCIPAL_VALUE_FOR_EACH_PERIOD;
+ final JournalEntry[] assetAccountThirdEntry = { new JournalEntry(this.REPAYMENT_AMOUNT[3], JournalEntry.TransactionType.DEBIT),
+ new JournalEntry(this.REPAYMENT_AMOUNT[3], JournalEntry.TransactionType.CREDIT) };
+ this.loanTransactionHelper.verifyRepaymentScheduleEntryFor(3, expected_value, loanID);
+ this.journalEntryHelper.checkJournalEntryForAssetAccount(assetAccount, this.REPAYMENT_DATE[3], assetAccountThirdEntry);
+ System.out.println("Repayment 3 Done ......");
+
+ // REPAYMENT 4
+ System.out.println("Repayment 4 ......");
+ this.loanTransactionHelper.makeRepayment(this.REPAYMENT_DATE[4], this.REPAYMENT_AMOUNT[4], loanID);
+ expected_value = expected_value - PRINCIPAL_VALUE_FOR_EACH_PERIOD;
+ this.loanTransactionHelper.verifyRepaymentScheduleEntryFor(4, expected_value, loanID);
+ final JournalEntry[] assetAccountFourthEntry = { new JournalEntry(this.REPAYMENT_AMOUNT[4], JournalEntry.TransactionType.DEBIT),
+ new JournalEntry(this.REPAYMENT_AMOUNT[4], JournalEntry.TransactionType.CREDIT) };
+ this.journalEntryHelper.checkJournalEntryForAssetAccount(assetAccount, this.REPAYMENT_DATE[4], assetAccountFourthEntry);
+ System.out.println("Repayment 4 Done ......");
+
+ // Repayment 5
+ System.out.println("Repayment 5 ......");
+ final JournalEntry[] assetAccountFifthEntry = { new JournalEntry(this.REPAYMENT_AMOUNT[5], JournalEntry.TransactionType.DEBIT),
+ new JournalEntry(this.REPAYMENT_AMOUNT[5], JournalEntry.TransactionType.CREDIT) };
+ expected_value = expected_value - PRINCIPAL_VALUE_FOR_EACH_PERIOD;
+ this.loanTransactionHelper.makeRepayment(this.REPAYMENT_DATE[5], this.REPAYMENT_AMOUNT[5], loanID);
+ this.loanTransactionHelper.verifyRepaymentScheduleEntryFor(5, expected_value, loanID);
+ this.journalEntryHelper.checkJournalEntryForAssetAccount(assetAccount, this.REPAYMENT_DATE[5], assetAccountFifthEntry);
+ System.out.println("Repayment 5 Done ......");
+ }
+
+ private Integer createLoanProductWithUpfrontAccrualAccountingEnabled(final Account... accounts) {
+ System.out.println("------------------------------CREATING NEW LOAN PRODUCT ---------------------------------------");
+ final String loanProductJSON = new LoanProductTestBuilder().withPrincipal(this.LP_PRINCIPAL.toString()).withRepaymentTypeAsMonth()
+ .withRepaymentAfterEvery(this.LP_REPAYMENT_PERIOD).withNumberOfRepayments(this.LP_REPAYMENTS).withRepaymentTypeAsMonth()
+ .withinterestRatePerPeriod(this.LP_INTEREST_RATE).withInterestRateFrequencyTypeAsMonths()
+ .withAmortizationTypeAsEqualPrincipalPayment().withInterestTypeAsFlat().withAccountingRuleUpfrontAccrual(accounts)
+ .build(null);
+ return this.loanTransactionHelper.getLoanProductId(loanProductJSON);
+ }
+
+ private Integer applyForLoanApplication(final Integer clientID, final Integer loanProductID) {
+ System.out.println("--------------------------------APPLYING FOR LOAN APPLICATION--------------------------------");
+ final String loanApplicationJSON = new LoanApplicationTestBuilder().withPrincipal(this.LP_PRINCIPAL.toString())
+ .withLoanTermFrequency(this.LOAN_TERM_FREQUENCY).withLoanTermFrequencyAsMonths().withNumberOfRepayments(this.LP_REPAYMENTS)
+ .withRepaymentEveryAfter(this.LP_REPAYMENT_PERIOD).withRepaymentFrequencyTypeAsMonths()
+ .withInterestRatePerPeriod(this.LP_INTEREST_RATE).withInterestTypeAsFlatBalance()
+ .withAmortizationTypeAsEqualPrincipalPayments().withInterestCalculationPeriodTypeSameAsRepaymentPeriod()
+ .withExpectedDisbursementDate(this.EXPECTED_DISBURSAL_DATE).withSubmittedOnDate(this.LOAN_APPLICATION_SUBMISSION_DATE)
+ .withLoanType(this.INDIVIDUAL_LOAN).build(clientID.toString(), loanProductID.toString(), null);
+ return this.loanTransactionHelper.getLoanId(loanApplicationJSON);
+ }
+
+ @Test
+ public void checkAccountingWithSavingsFlow() {
+ this.savingsAccountHelper = new SavingsAccountHelper(this.requestSpec, this.responseSpec);
+
+ final Account assetAccount = this.accountHelper.createAssetAccount();
+ final Account incomeAccount = this.accountHelper.createIncomeAccount();
+ final Account expenseAccount = this.accountHelper.createExpenseAccount();
+ final Account liabilityAccount = this.accountHelper.createLiabilityAccount();
+
+ final Integer savingsProductID = createSavingsProduct(MINIMUM_OPENING_BALANCE, assetAccount, incomeAccount, expenseAccount,
+ liabilityAccount);
+
+ final Integer clientID = ClientHelper.createClient(this.requestSpec, this.responseSpec, this.DATE_OF_JOINING);
+ final Integer savingsID = this.savingsAccountHelper.applyForSavingsApplication(clientID, savingsProductID, ACCOUNT_TYPE_INDIVIDUAL);
+
+ HashMap savingsStatusHashMap = SavingsStatusChecker.getStatusOfSavings(this.requestSpec, this.responseSpec, savingsID);
+ SavingsStatusChecker.verifySavingsIsPending(savingsStatusHashMap);
+
+ savingsStatusHashMap = this.savingsAccountHelper.approveSavings(savingsID);
+ SavingsStatusChecker.verifySavingsIsApproved(savingsStatusHashMap);
+
+ savingsStatusHashMap = this.savingsAccountHelper.activateSavings(savingsID);
+ SavingsStatusChecker.verifySavingsIsActive(savingsStatusHashMap);
+
+ // Checking initial Account entries.
+ final JournalEntry[] assetAccountInitialEntry = { new JournalEntry(this.SP_BALANCE, JournalEntry.TransactionType.DEBIT) };
+ final JournalEntry[] liablilityAccountInitialEntry = { new JournalEntry(this.SP_BALANCE, JournalEntry.TransactionType.CREDIT) };
+ this.journalEntryHelper.checkJournalEntryForAssetAccount(assetAccount, this.TRANSACTION_DATE, assetAccountInitialEntry);
+ this.journalEntryHelper
+ .checkJournalEntryForLiabilityAccount(liabilityAccount, this.TRANSACTION_DATE, liablilityAccountInitialEntry);
+
+ // First Transaction-Deposit
+ this.savingsAccountHelper.depositToSavingsAccount(savingsID, DEPOSIT_AMOUNT, SavingsAccountHelper.TRANSACTION_DATE,
+ CommonConstants.RESPONSE_RESOURCE_ID);
+ Float balance = SP_BALANCE + SP_DEPOSIT_AMOUNT;
+ HashMap summary = this.savingsAccountHelper.getSavingsSummary(savingsID);
+ assertEquals("Verifying Balance after Deposit", balance, summary.get("accountBalance"));
+
+ System.out.println("----------------------Verifying Journal Entry after the Transaction Deposit----------------------------");
+ final JournalEntry[] assetAccountFirstTransactionEntry = { new JournalEntry(this.SP_DEPOSIT_AMOUNT,
+ JournalEntry.TransactionType.DEBIT) };
+ final JournalEntry[] liabililityAccountFirstTransactionEntry = { new JournalEntry(this.SP_DEPOSIT_AMOUNT,
+ JournalEntry.TransactionType.CREDIT) };
+ this.journalEntryHelper.checkJournalEntryForAssetAccount(assetAccount, this.TRANSACTION_DATE, assetAccountFirstTransactionEntry);
+ this.journalEntryHelper.checkJournalEntryForLiabilityAccount(liabilityAccount, this.TRANSACTION_DATE,
+ liabililityAccountFirstTransactionEntry);
+
+ // Second Transaction-Withdrawal
+ this.savingsAccountHelper.withdrawalFromSavingsAccount(savingsID, WITHDRAWAL_AMOUNT, SavingsAccountHelper.TRANSACTION_DATE,
+ CommonConstants.RESPONSE_RESOURCE_ID);
+ balance -= SP_WITHDRAWAL_AMOUNT;
+ summary = this.savingsAccountHelper.getSavingsSummary(savingsID);
+ assertEquals("Verifying Balance after Withdrawal", balance, summary.get("accountBalance"));
+
+ System.out.println("-------------------Verifying Journal Entry after the Transaction Withdrawal----------------------");
+ final JournalEntry[] assetAccountSecondTransactionEntry = { new JournalEntry(this.SP_WITHDRAWAL_AMOUNT,
+ JournalEntry.TransactionType.CREDIT) };
+ final JournalEntry[] liabililityAccountSecondTransactionEntry = { new JournalEntry(this.SP_WITHDRAWAL_AMOUNT,
+ JournalEntry.TransactionType.DEBIT) };
+ this.journalEntryHelper.checkJournalEntryForAssetAccount(assetAccount, this.TRANSACTION_DATE, assetAccountSecondTransactionEntry);
+ this.journalEntryHelper.checkJournalEntryForLiabilityAccount(liabilityAccount, this.TRANSACTION_DATE,
+ liabililityAccountSecondTransactionEntry);
+
+ // Third Transaction-Add Charges for Withdrawal Fee
+ final Integer withdrawalChargeId = ChargesHelper.createCharges(this.requestSpec, this.responseSpec,
+ ChargesHelper.getSavingsWithdrawalFeeJSON());
+ Assert.assertNotNull(withdrawalChargeId);
+
+ this.savingsAccountHelper.addChargesForSavings(savingsID, withdrawalChargeId);
+ ArrayList<HashMap> chargesPendingState = this.savingsAccountHelper.getSavingsCharges(savingsID);
+ Assert.assertEquals(1, chargesPendingState.size());
+ HashMap savingsChargeForPay = chargesPendingState.get(0);
+ HashMap paidCharge = this.savingsAccountHelper.getSavingsCharge(savingsID, (Integer) savingsChargeForPay.get("id"));
+ Float chargeAmount = (Float) paidCharge.get("amount");
+
+ // Withdrawal after adding Charge of type Withdrawal Fee
+ this.savingsAccountHelper.withdrawalFromSavingsAccount(savingsID, WITHDRAWAL_AMOUNT_ADJUSTED,
+ SavingsAccountHelper.TRANSACTION_DATE, CommonConstants.RESPONSE_RESOURCE_ID);
+ summary = this.savingsAccountHelper.getSavingsSummary(savingsID);
+ balance = balance - SP_WITHDRAWAL_AMOUNT_ADJUSTED - chargeAmount;
+
+ final JournalEntry[] liabililityAccountThirdTransactionEntry = {
+ new JournalEntry(chargeAmount, JournalEntry.TransactionType.DEBIT),
+ new JournalEntry(this.SP_WITHDRAWAL_AMOUNT_ADJUSTED, JournalEntry.TransactionType.DEBIT) };
+ final JournalEntry[] assetAccountThirdTransactionEntry = { new JournalEntry(this.SP_WITHDRAWAL_AMOUNT_ADJUSTED,
+ JournalEntry.TransactionType.CREDIT) };
+ final JournalEntry[] incomeAccountThirdTransactionEntry = { new JournalEntry(chargeAmount, JournalEntry.TransactionType.CREDIT) };
+ this.journalEntryHelper.checkJournalEntryForAssetAccount(assetAccount, this.TRANSACTION_DATE, assetAccountThirdTransactionEntry);
+ this.journalEntryHelper.checkJournalEntryForLiabilityAccount(liabilityAccount, this.TRANSACTION_DATE,
+ liabililityAccountThirdTransactionEntry);
+ this.journalEntryHelper.checkJournalEntryForIncomeAccount(incomeAccount, this.TRANSACTION_DATE, incomeAccountThirdTransactionEntry);
+
+ // Verifying Balance after applying Charge for Withdrawal Fee
+ assertEquals("Verifying Balance", balance, summary.get("accountBalance"));
+ }
+
+ @Test
+ public void testFixedDepositAccountingFlow() {
+ this.fixedDepositProductHelper = new FixedDepositProductHelper(this.requestSpec, this.responseSpec);
+ this.accountHelper = new AccountHelper(this.requestSpec, this.responseSpec);
+ this.savingsAccountHelper = new SavingsAccountHelper(this.requestSpec, this.responseSpec);
+ this.fixedDepositAccountHelper = new FixedDepositAccountHelper(this.requestSpec, this.responseSpec);
+
+ DateFormat dateFormat = new SimpleDateFormat("dd MMMM yyyy", Locale.US);
+ DateFormat currentDateFormat = new SimpleDateFormat("dd");
+
+ Calendar todaysDate = Calendar.getInstance();
+ todaysDate.add(Calendar.MONTH, -3);
+ final String VALID_FROM = dateFormat.format(todaysDate.getTime());
+ todaysDate.add(Calendar.YEAR, 10);
+ final String VALID_TO = dateFormat.format(todaysDate.getTime());
+
+ todaysDate = Calendar.getInstance();
+ todaysDate.add(Calendar.MONTH, -1);
+ final String SUBMITTED_ON_DATE = dateFormat.format(todaysDate.getTime());
+ final String APPROVED_ON_DATE = dateFormat.format(todaysDate.getTime());
+ final String ACTIVATION_DATE = dateFormat.format(todaysDate.getTime());
+
+ Integer currentDate = new Integer(currentDateFormat.format(todaysDate.getTime()));
+ Integer daysInMonth = todaysDate.getActualMaximum(Calendar.DATE);
+ Integer numberOfDaysLeft = (daysInMonth - currentDate) + 1;
+ todaysDate.add(Calendar.DATE, numberOfDaysLeft);
+ final String INTEREST_POSTED_DATE = dateFormat.format(todaysDate.getTime());
+
+ final Account assetAccount = this.accountHelper.createAssetAccount();
+ final Account incomeAccount = this.accountHelper.createIncomeAccount();
+ final Account expenseAccount = this.accountHelper.createExpenseAccount();
+ final Account liabilityAccount = this.accountHelper.createLiabilityAccount();
+
+ Integer clientId = ClientHelper.createClient(this.requestSpec, this.responseSpec);
+ Assert.assertNotNull(clientId);
+
+ Integer fixedDepositProductId = createFixedDepositProduct(VALID_FROM, VALID_TO, assetAccount, incomeAccount, expenseAccount,
+ liabilityAccount);
+ Assert.assertNotNull(fixedDepositProductId);
+
+ Integer fixedDepositAccountId = applyForFixedDepositApplication(clientId.toString(), fixedDepositProductId.toString(), VALID_FROM,
+ VALID_TO, SUBMITTED_ON_DATE, FixedDepositTest.WHOLE_TERM);
+ Assert.assertNotNull(fixedDepositAccountId);
+
+ HashMap fixedDepositAccountStatusHashMap = FixedDepositAccountStatusChecker.getStatusOfFixedDepositAccount(this.requestSpec,
+ this.responseSpec, fixedDepositAccountId.toString());
+ FixedDepositAccountStatusChecker.verifyFixedDepositIsPending(fixedDepositAccountStatusHashMap);
+
+ fixedDepositAccountStatusHashMap = this.fixedDepositAccountHelper.approveFixedDeposit(fixedDepositAccountId, APPROVED_ON_DATE);
+ FixedDepositAccountStatusChecker.verifyFixedDepositIsApproved(fixedDepositAccountStatusHashMap);
+
+ fixedDepositAccountStatusHashMap = this.fixedDepositAccountHelper.activateFixedDeposit(fixedDepositAccountId, ACTIVATION_DATE);
+ FixedDepositAccountStatusChecker.verifyFixedDepositIsActive(fixedDepositAccountStatusHashMap);
+
+ HashMap accountSummary = this.fixedDepositAccountHelper.getFixedDepositSummary(fixedDepositAccountId);
+
+ Float depositAmount = (Float) accountSummary.get("totalDeposits");
+
+ // Checking initial Journal entries after Activation.
+ final JournalEntry[] assetAccountInitialEntry = { new JournalEntry(depositAmount, JournalEntry.TransactionType.DEBIT) };
+ final JournalEntry[] liablilityAccountInitialEntry = { new JournalEntry(depositAmount, JournalEntry.TransactionType.CREDIT) };
+ this.journalEntryHelper.checkJournalEntryForAssetAccount(assetAccount, ACTIVATION_DATE, assetAccountInitialEntry);
+ this.journalEntryHelper.checkJournalEntryForLiabilityAccount(liabilityAccount, ACTIVATION_DATE, liablilityAccountInitialEntry);
+
+ Integer transactionIdForPostInterest = this.fixedDepositAccountHelper.postInterestForFixedDeposit(fixedDepositAccountId);
+ Assert.assertNotNull(transactionIdForPostInterest);
+
+ accountSummary = this.fixedDepositAccountHelper.getFixedDepositSummary(fixedDepositAccountId);
+ Float totalInterestPosted = (Float) accountSummary.get("totalInterestPosted");
+
+ // Checking initial Journal entries after Interest Posting.
+ final JournalEntry[] expenseAccountEntry = { new JournalEntry(totalInterestPosted, JournalEntry.TransactionType.DEBIT) };
+ final JournalEntry[] liablilityAccountEntry = { new JournalEntry(totalInterestPosted, JournalEntry.TransactionType.CREDIT) };
+ this.journalEntryHelper.checkJournalEntryForAssetAccount(expenseAccount, INTEREST_POSTED_DATE, expenseAccountEntry);
+ this.journalEntryHelper.checkJournalEntryForLiabilityAccount(liabilityAccount, INTEREST_POSTED_DATE, liablilityAccountEntry);
+
+ }
+
+ @Test
+ public void testRecurringDepositAccountingFlow() {
+ this.recurringDepositProductHelper = new RecurringDepositProductHelper(this.requestSpec, this.responseSpec);
+ this.accountHelper = new AccountHelper(this.requestSpec, this.responseSpec);
+ this.recurringDepositAccountHelper = new RecurringDepositAccountHelper(this.requestSpec, this.responseSpec);
+
+ final Account assetAccount = this.accountHelper.createAssetAccount();
+ final Account incomeAccount = this.accountHelper.createIncomeAccount();
+ final Account expenseAccount = this.accountHelper.createExpenseAccount();
+ final Account liabilityAccount = this.accountHelper.createLiabilityAccount();
+
+ DateFormat dateFormat = new SimpleDateFormat("dd MMMM yyyy", Locale.US);
+ DateFormat currentDateFormat = new SimpleDateFormat("dd");
+
+ Calendar todaysDate = Calendar.getInstance();
+ todaysDate.add(Calendar.MONTH, -3);
+ final String VALID_FROM = dateFormat.format(todaysDate.getTime());
+ todaysDate.add(Calendar.YEAR, 10);
+ final String VALID_TO = dateFormat.format(todaysDate.getTime());
+
+ todaysDate = Calendar.getInstance();
+ todaysDate.add(Calendar.MONTH, -1);
+ final String SUBMITTED_ON_DATE = dateFormat.format(todaysDate.getTime());
+ final String APPROVED_ON_DATE = dateFormat.format(todaysDate.getTime());
+ final String ACTIVATION_DATE = dateFormat.format(todaysDate.getTime());
+ final String EXPECTED_FIRST_DEPOSIT_ON_DATE = dateFormat.format(todaysDate.getTime());
+
+ Integer currentDate = new Integer(currentDateFormat.format(todaysDate.getTime()));
+ Integer daysInMonth = todaysDate.getActualMaximum(Calendar.DATE);
+ Integer numberOfDaysLeft = (daysInMonth - currentDate) + 1;
+ todaysDate.add(Calendar.DATE, numberOfDaysLeft);
+ final String INTEREST_POSTED_DATE = dateFormat.format(todaysDate.getTime());
+
+ Integer clientId = ClientHelper.createClient(this.requestSpec, this.responseSpec);
+ Assert.assertNotNull(clientId);
+
+ Integer recurringDepositProductId = createRecurringDepositProduct(VALID_FROM, VALID_TO, assetAccount, liabilityAccount,
+ incomeAccount, expenseAccount);
+ Assert.assertNotNull(recurringDepositProductId);
+
+ Integer recurringDepositAccountId = applyForRecurringDepositApplication(clientId.toString(), recurringDepositProductId.toString(),
+ VALID_FROM, VALID_TO, SUBMITTED_ON_DATE, RecurringDepositTest.WHOLE_TERM, EXPECTED_FIRST_DEPOSIT_ON_DATE);
+ Assert.assertNotNull(recurringDepositAccountId);
+
+ HashMap recurringDepositAccountStatusHashMap = RecurringDepositAccountStatusChecker.getStatusOfRecurringDepositAccount(
+ this.requestSpec, this.responseSpec, recurringDepositAccountId.toString());
+ RecurringDepositAccountStatusChecker.verifyRecurringDepositIsPending(recurringDepositAccountStatusHashMap);
+
+ recurringDepositAccountStatusHashMap = this.recurringDepositAccountHelper.approveRecurringDeposit(recurringDepositAccountId,
+ APPROVED_ON_DATE);
+ RecurringDepositAccountStatusChecker.verifyRecurringDepositIsApproved(recurringDepositAccountStatusHashMap);
+
+ recurringDepositAccountStatusHashMap = this.recurringDepositAccountHelper.activateRecurringDeposit(recurringDepositAccountId,
+ ACTIVATION_DATE);
+ RecurringDepositAccountStatusChecker.verifyRecurringDepositIsActive(recurringDepositAccountStatusHashMap);
+
+ HashMap recurringDepositAccountData = this.recurringDepositAccountHelper.getRecurringDepositAccountById(this.requestSpec,
+ this.responseSpec, recurringDepositAccountId);
+ Float depositAmount = (Float) recurringDepositAccountData.get("mandatoryRecommendedDepositAmount");
+
+ Integer depositTransactionId = this.recurringDepositAccountHelper.depositToRecurringDepositAccount(recurringDepositAccountId,
+ depositAmount, EXPECTED_FIRST_DEPOSIT_ON_DATE);
+ Assert.assertNotNull(depositTransactionId);
+
+ // Checking initial Journal entries after Activation.
+ final JournalEntry[] assetAccountInitialEntry = { new JournalEntry(depositAmount, JournalEntry.TransactionType.DEBIT) };
+ final JournalEntry[] liablilityAccountInitialEntry = { new JournalEntry(depositAmount, JournalEntry.TransactionType.CREDIT) };
+ this.journalEntryHelper.checkJournalEntryForAssetAccount(assetAccount, EXPECTED_FIRST_DEPOSIT_ON_DATE, assetAccountInitialEntry);
+ this.journalEntryHelper.checkJournalEntryForLiabilityAccount(liabilityAccount, EXPECTED_FIRST_DEPOSIT_ON_DATE,
+ liablilityAccountInitialEntry);
+
+ Integer interestPostingTransactionId = this.recurringDepositAccountHelper
+ .postInterestForRecurringDeposit(recurringDepositAccountId);
+ Assert.assertNotNull(interestPostingTransactionId);
+
+ HashMap accountSummary = this.recurringDepositAccountHelper.getRecurringDepositSummary(recurringDepositAccountId);
+ Float totalInterestPosted = (Float) accountSummary.get("totalInterestPosted");
+
+ // Checking initial Journal entries after Interest Posting.
+ final JournalEntry[] expenseAccountEntry = { new JournalEntry(totalInterestPosted, JournalEntry.TransactionType.DEBIT) };
+ final JournalEntry[] liablilityAccountEntry = { new JournalEntry(totalInterestPosted, JournalEntry.TransactionType.CREDIT) };
+ this.journalEntryHelper.checkJournalEntryForAssetAccount(expenseAccount, INTEREST_POSTED_DATE, expenseAccountEntry);
+ this.journalEntryHelper.checkJournalEntryForLiabilityAccount(liabilityAccount, INTEREST_POSTED_DATE, liablilityAccountEntry);
+
+ }
+
+ public static Integer createSavingsProduct(final String minOpenningBalance, final Account... accounts) {
+ System.out.println("------------------------------CREATING NEW SAVINGS PRODUCT ---------------------------------------");
+ final String savingsProductJSON = new SavingsProductHelper().withInterestCompoundingPeriodTypeAsDaily() //
+ .withInterestPostingPeriodTypeAsQuarterly() //
+ .withInterestCalculationPeriodTypeAsDailyBalance() //
+ .withMinimumOpenningBalance(minOpenningBalance).withAccountingRuleAsCashBased(accounts).build();
+ return SavingsProductHelper.createSavingsProduct(savingsProductJSON, requestSpec, responseSpec);
+ }
+
+ private Integer createFixedDepositProduct(final String validFrom, final String validTo, Account... accounts) {
+ System.out.println("------------------------------CREATING NEW FIXED DEPOSIT PRODUCT ---------------------------------------");
+ FixedDepositProductHelper fixedDepositProductHelper = new FixedDepositProductHelper(this.requestSpec, this.responseSpec);
+ final String fixedDepositProductJSON = fixedDepositProductHelper //
+ .withAccountingRuleAsCashBased(accounts).build(validFrom, validTo);
+ return FixedDepositProductHelper.createFixedDepositProduct(fixedDepositProductJSON, requestSpec, responseSpec);
+ }
+
+ private Integer applyForFixedDepositApplication(final String clientID, final String productID, final String validFrom,
+ final String validTo, final String submittedOnDate, final String penalInterestType) {
+ System.out.println("--------------------------------APPLYING FOR FIXED DEPOSIT ACCOUNT --------------------------------");
+ final String fixedDepositApplicationJSON = new FixedDepositAccountHelper(this.requestSpec, this.responseSpec) //
+ .withSubmittedOnDate(submittedOnDate).build(clientID, productID, validFrom, validTo, penalInterestType);
+ return this.fixedDepositAccountHelper
+ .applyFixedDepositApplication(fixedDepositApplicationJSON, this.requestSpec, this.responseSpec);
+ }
+
+ private Integer createRecurringDepositProduct(final String validFrom, final String validTo, Account... accounts) {
+ System.out.println("------------------------------CREATING NEW RECURRING DEPOSIT PRODUCT ---------------------------------------");
+ RecurringDepositProductHelper recurringDepositProductHelper = new RecurringDepositProductHelper(this.requestSpec, this.responseSpec);
+ final String recurringDepositProductJSON = recurringDepositProductHelper //
+ .withAccountingRuleAsCashBased(accounts).build(validFrom, validTo);
+ return RecurringDepositProductHelper.createRecurringDepositProduct(recurringDepositProductJSON, requestSpec, responseSpec);
+ }
+
+ private Integer applyForRecurringDepositApplication(final String clientID, final String productID, final String validFrom,
+ final String validTo, final String submittedOnDate, final String penalInterestType, final String expectedFirstDepositOnDate) {
+ System.out.println("--------------------------------APPLYING FOR RECURRING DEPOSIT ACCOUNT --------------------------------");
+ final String recurringDepositApplicationJSON = new RecurringDepositAccountHelper(this.requestSpec, this.responseSpec)
+ //
+ .withSubmittedOnDate(submittedOnDate).withExpectedFirstDepositOnDate(expectedFirstDepositOnDate)
+ .build(clientID, productID, validFrom, validTo, penalInterestType);
+ return this.recurringDepositAccountHelper.applyRecurringDepositApplication(recurringDepositApplicationJSON, this.requestSpec,
+ this.responseSpec);
+ }
+
+ @Test
+ public void checkPeriodicAccrualAccountingFlow() {
+ final Account assetAccount = this.accountHelper.createAssetAccount();
+ final Account incomeAccount = this.accountHelper.createIncomeAccount();
+ final Account expenseAccount = this.accountHelper.createExpenseAccount();
+ final Account overpaymentAccount = this.accountHelper.createLiabilityAccount();
+
+ final Integer loanProductID = createLoanProductWithPeriodicAccrualAccountingEnabled(assetAccount, incomeAccount, expenseAccount,
+ overpaymentAccount);
+
+ final Integer clientID = ClientHelper.createClient(this.requestSpec, this.responseSpec, this.DATE_OF_JOINING);
+ final Integer loanID = applyForLoanApplication(clientID, loanProductID);
+
+ HashMap loanStatusHashMap = LoanStatusChecker.getStatusOfLoan(this.requestSpec, this.responseSpec, loanID);
+ LoanStatusChecker.verifyLoanIsPending(loanStatusHashMap);
+
+ loanStatusHashMap = this.loanTransactionHelper.approveLoan(this.EXPECTED_DISBURSAL_DATE, loanID);
+ LoanStatusChecker.verifyLoanIsApproved(loanStatusHashMap);
+ LoanStatusChecker.verifyLoanIsWaitingForDisbursal(loanStatusHashMap);
+
+ loanStatusHashMap = this.loanTransactionHelper.disburseLoan(this.EXPECTED_DISBURSAL_DATE, loanID);
+ LoanStatusChecker.verifyLoanIsActive(loanStatusHashMap);
+
+ // CHECK ACCOUNT ENTRIES
+ System.out.println("Entries ......");
+ final float PRINCIPAL_VALUE_FOR_EACH_PERIOD = 2000.0f;
+ final float TOTAL_INTEREST = 1000.0f;
+ final JournalEntry[] assetAccountInitialEntry = { new JournalEntry(this.LP_PRINCIPAL, JournalEntry.TransactionType.CREDIT),
+ new JournalEntry(this.LP_PRINCIPAL, JournalEntry.TransactionType.DEBIT), };
+ this.journalEntryHelper.checkJournalEntryForAssetAccount(assetAccount, this.EXPECTED_DISBURSAL_DATE, assetAccountInitialEntry);
+
+ final String jobName = "Add Accrual Transactions";
+ try {
+ this.schedulerJobHelper.executeJob(jobName);
+ } catch (InterruptedException e) {
+ e.printStackTrace();
+ }
+
+ // MAKE 1
+ System.out.println("Repayment 1 ......");
+ final float FIRST_INTEREST = 200.0f;
+ final float FIRST_PRINCIPAL = 2000.0f;
+ final float FEE_PORTION = 0.0f;
+ final float PENALTY_PORTION = 0.0f;
+ this.loanTransactionHelper.checkAccrualTransactionForRepayment(getDateAsLocalDate(this.REPAYMENT_DATE[1]), FIRST_INTEREST,
+ FEE_PORTION, PENALTY_PORTION, loanID);
+ this.loanTransactionHelper.makeRepayment(this.REPAYMENT_DATE[1], this.REPAYMENT_AMOUNT[1], loanID);
+ float expected_value = this.LP_PRINCIPAL - PRINCIPAL_VALUE_FOR_EACH_PERIOD;
+ this.loanTransactionHelper.verifyRepaymentScheduleEntryFor(1, expected_value, loanID);
+ final JournalEntry[] assetAccountFirstEntry = { new JournalEntry(this.REPAYMENT_AMOUNT[1], JournalEntry.TransactionType.DEBIT),
+ new JournalEntry(FIRST_INTEREST, JournalEntry.TransactionType.CREDIT),
+ new JournalEntry(FIRST_PRINCIPAL, JournalEntry.TransactionType.CREDIT), };
+ this.journalEntryHelper.checkJournalEntryForAssetAccount(assetAccount, this.REPAYMENT_DATE[1], assetAccountFirstEntry);
+ System.out.println("Repayment 1 Done......");
+
+ // REPAYMENT 2
+ System.out.println("Repayment 2 ......");
+ this.loanTransactionHelper.makeRepayment(this.REPAYMENT_DATE[2], this.REPAYMENT_AMOUNT[2], loanID);
+ final float SECOND_AND_THIRD_INTEREST = 400.0f;
+ final float SECOND_PRINCIPAL = this.REPAYMENT_AMOUNT[2] - SECOND_AND_THIRD_INTEREST;
+ expected_value = expected_value - PRINCIPAL_VALUE_FOR_EACH_PERIOD;
+ this.loanTransactionHelper.checkAccrualTransactionForRepayment(getDateAsLocalDate(this.REPAYMENT_DATE[2]), FIRST_INTEREST,
+ FEE_PORTION, PENALTY_PORTION, loanID);
+ this.loanTransactionHelper.checkAccrualTransactionForRepayment(getDateAsLocalDate(this.REPAYMENT_DATE[3]), FIRST_INTEREST,
+ FEE_PORTION, PENALTY_PORTION, loanID);
+ this.loanTransactionHelper.verifyRepaymentScheduleEntryFor(2, expected_value, loanID);
+ final JournalEntry[] assetAccountSecondEntry = { new JournalEntry(this.REPAYMENT_AMOUNT[2], JournalEntry.TransactionType.DEBIT),
+ new JournalEntry(SECOND_AND_THIRD_INTEREST, JournalEntry.TransactionType.CREDIT),
+ new JournalEntry(SECOND_PRINCIPAL, JournalEntry.TransactionType.CREDIT), };
+ this.journalEntryHelper.checkJournalEntryForAssetAccount(assetAccount, this.REPAYMENT_DATE[2], assetAccountSecondEntry);
+ System.out.println("Repayment 2 Done ......");
+
+ // WAIVE INTEREST
+ System.out.println("Waive Interest ......");
+ this.loanTransactionHelper.checkAccrualTransactionForRepayment(getDateAsLocalDate(this.REPAYMENT_DATE[4]), FIRST_INTEREST,
+ FEE_PORTION, PENALTY_PORTION, loanID);
+ this.loanTransactionHelper.checkAccrualTransactionForRepayment(getDateAsLocalDate(this.REPAYMENT_DATE[5]), FIRST_INTEREST,
+ FEE_PORTION, PENALTY_PORTION, loanID);
+ this.loanTransactionHelper.waiveInterest(this.REPAYMENT_DATE[4], this.AMOUNT_TO_BE_WAIVE.toString(), loanID);
+
+ final JournalEntry waivedEntry = new JournalEntry(this.AMOUNT_TO_BE_WAIVE, JournalEntry.TransactionType.CREDIT);
+ this.journalEntryHelper.checkJournalEntryForAssetAccount(assetAccount, this.REPAYMENT_DATE[4], waivedEntry);
+
+ final JournalEntry expenseJournalEntry = new JournalEntry(this.AMOUNT_TO_BE_WAIVE, JournalEntry.TransactionType.DEBIT);
+ this.journalEntryHelper.checkJournalEntryForExpenseAccount(expenseAccount, this.REPAYMENT_DATE[4], expenseJournalEntry);
+ System.out.println("Waive Interest Done......");
+
+ // REPAYMENT 3
+ System.out.println("Repayment 3 ......");
+ this.loanTransactionHelper.makeRepayment(this.REPAYMENT_DATE[3], this.REPAYMENT_AMOUNT[3], loanID);
+ expected_value = expected_value - PRINCIPAL_VALUE_FOR_EACH_PERIOD;
+ final JournalEntry[] assetAccountThirdEntry = { new JournalEntry(this.REPAYMENT_AMOUNT[3], JournalEntry.TransactionType.DEBIT),
+ new JournalEntry(this.REPAYMENT_AMOUNT[3], JournalEntry.TransactionType.CREDIT) };
+ this.loanTransactionHelper.verifyRepaymentScheduleEntryFor(3, expected_value, loanID);
+ this.journalEntryHelper.checkJournalEntryForAssetAccount(assetAccount, this.REPAYMENT_DATE[3], assetAccountThirdEntry);
+ System.out.println("Repayment 3 Done ......");
+
+ // REPAYMENT 4
+ System.out.println("Repayment 4 ......");
+ this.loanTransactionHelper.makeRepayment(this.REPAYMENT_DATE[4], this.REPAYMENT_AMOUNT[4], loanID);
+ expected_value = expected_value - PRINCIPAL_VALUE_FOR_EACH_PERIOD;
+ this.loanTransactionHelper.verifyRepaymentScheduleEntryFor(4, expected_value, loanID);
+ final JournalEntry[] assetAccountFourthEntry = { new JournalEntry(this.REPAYMENT_AMOUNT[4], JournalEntry.TransactionType.DEBIT),
+ new JournalEntry(this.REPAYMENT_AMOUNT[4], JournalEntry.TransactionType.CREDIT) };
+ this.journalEntryHelper.checkJournalEntryForAssetAccount(assetAccount, this.REPAYMENT_DATE[4], assetAccountFourthEntry);
+ System.out.println("Repayment 4 Done ......");
+
+ // Repayment 5
+ System.out.println("Repayment 5 ......");
+ final JournalEntry[] assetAccountFifthEntry = { new JournalEntry(this.REPAYMENT_AMOUNT[5], JournalEntry.TransactionType.DEBIT),
+ new JournalEntry(this.REPAYMENT_AMOUNT[5], JournalEntry.TransactionType.CREDIT) };
+ expected_value = expected_value - PRINCIPAL_VALUE_FOR_EACH_PERIOD;
+ this.loanTransactionHelper.makeRepayment(this.REPAYMENT_DATE[5], this.REPAYMENT_AMOUNT[5], loanID);
+ this.loanTransactionHelper.verifyRepaymentScheduleEntryFor(5, expected_value, loanID);
+ this.journalEntryHelper.checkJournalEntryForAssetAccount(assetAccount, this.REPAYMENT_DATE[5], assetAccountFifthEntry);
+ System.out.println("Repayment 5 Done ......");
+ }
+
+ @Test
+ public void checkPeriodicAccrualAccountingFlow_OVER_PAYMENT() {
+ final Account assetAccount = this.accountHelper.createAssetAccount();
+ final Account incomeAccount = this.accountHelper.createIncomeAccount();
+ final Account expenseAccount = this.accountHelper.createExpenseAccount();
+ final Account overpaymentAccount = this.accountHelper.createLiabilityAccount();
+
+ final Integer loanProductID = createLoanProductWithPeriodicAccrualAccountingEnabled(assetAccount, incomeAccount, expenseAccount,
+ overpaymentAccount);
+
+ final Integer clientID = ClientHelper.createClient(this.requestSpec, this.responseSpec, this.DATE_OF_JOINING);
+ final Integer loanID = applyForLoanApplication(clientID, loanProductID);
+
+ HashMap loanStatusHashMap = LoanStatusChecker.getStatusOfLoan(this.requestSpec, this.responseSpec, loanID);
+ LoanStatusChecker.verifyLoanIsPending(loanStatusHashMap);
+
+ loanStatusHashMap = this.loanTransactionHelper.approveLoan(this.EXPECTED_DISBURSAL_DATE, loanID);
+ LoanStatusChecker.verifyLoanIsApproved(loanStatusHashMap);
+ LoanStatusChecker.verifyLoanIsWaitingForDisbursal(loanStatusHashMap);
+
+ loanStatusHashMap = this.loanTransactionHelper.disburseLoan(this.EXPECTED_DISBURSAL_DATE, loanID);
+ LoanStatusChecker.verifyLoanIsActive(loanStatusHashMap);
+
+ // CHECK ACCOUNT ENTRIES
+ System.out.println("Entries ......");
+ final float PRINCIPAL_VALUE_FOR_EACH_PERIOD = 2000.0f;
+ final float TOTAL_INTEREST = 1000.0f;
+ final JournalEntry[] assetAccountInitialEntry = { new JournalEntry(this.LP_PRINCIPAL, JournalEntry.TransactionType.CREDIT),
+ new JournalEntry(this.LP_PRINCIPAL, JournalEntry.TransactionType.DEBIT), };
+ this.journalEntryHelper.checkJournalEntryForAssetAccount(assetAccount, this.EXPECTED_DISBURSAL_DATE, assetAccountInitialEntry);
+
+ final String jobName = "Add Accrual Transactions";
+ try {
+ this.schedulerJobHelper.executeJob(jobName);
+ } catch (InterruptedException e) {
+ e.printStackTrace();
+ }
+
+ // MAKE 1
+ System.out.println("Repayment 1 ......");
+ final float FIRST_INTEREST = 200.0f;
+ final float FIRST_PRINCIPAL = 2000.0f;
+ final float FEE_PORTION = 0.0f;
+ final float PENALTY_PORTION = 0.0f;
+ this.loanTransactionHelper.checkAccrualTransactionForRepayment(getDateAsLocalDate(this.REPAYMENT_DATE[1]), FIRST_INTEREST,
+ FEE_PORTION, PENALTY_PORTION, loanID);
+ this.loanTransactionHelper.makeRepayment(this.REPAYMENT_DATE[1], 15000f, loanID);
+ float expected_value = this.LP_PRINCIPAL - PRINCIPAL_VALUE_FOR_EACH_PERIOD;
+ this.loanTransactionHelper.verifyRepaymentScheduleEntryFor(1, expected_value, loanID);
+ final JournalEntry[] assetAccountEntry = { new JournalEntry(15000f, JournalEntry.TransactionType.DEBIT),
+ new JournalEntry(1000f, JournalEntry.TransactionType.CREDIT), new JournalEntry(10000f, JournalEntry.TransactionType.CREDIT) };
+ this.journalEntryHelper.checkJournalEntryForAssetAccount(assetAccount, this.REPAYMENT_DATE[1], assetAccountEntry);
+ this.journalEntryHelper.checkJournalEntryForLiabilityAccount(overpaymentAccount, this.REPAYMENT_DATE[1], new JournalEntry(4000f,
+ JournalEntry.TransactionType.CREDIT));
+ System.out.println("Repayment Done......");
+
+ }
+
+ @Test
+ public void checkPeriodicAccrualAccountingTillCurrentDateFlow() {
+ final Account assetAccount = this.accountHelper.createAssetAccount();
+ final Account incomeAccount = this.accountHelper.createIncomeAccount();
+ final Account expenseAccount = this.accountHelper.createExpenseAccount();
+ final Account overpaymentAccount = this.accountHelper.createLiabilityAccount();
+
+ final Integer loanProductID = createLoanProductWithPeriodicAccrualAccountingEnabled(assetAccount, incomeAccount, expenseAccount,
+ overpaymentAccount);
+
+ final Integer clientID = ClientHelper.createClient(this.requestSpec, this.responseSpec, this.DATE_OF_JOINING);
+ final Integer loanID = applyForLoanApplication(clientID, loanProductID);
+
+ final float FEE_PORTION = 50.0f;
+ final float PENALTY_PORTION = 100.0f;
+ Integer flat = ChargesHelper.createCharges(requestSpec, responseSpec,
+ ChargesHelper.getLoanSpecifiedDueDateJSON(ChargesHelper.CHARGE_CALCULATION_TYPE_FLAT, String.valueOf(FEE_PORTION), false));
+ Integer flatSpecifiedDueDate = ChargesHelper.createCharges(requestSpec, responseSpec, ChargesHelper.getLoanSpecifiedDueDateJSON(
+ ChargesHelper.CHARGE_CALCULATION_TYPE_FLAT, String.valueOf(PENALTY_PORTION), true));
+
+ HashMap loanStatusHashMap = LoanStatusChecker.getStatusOfLoan(this.requestSpec, this.responseSpec, loanID);
+ LoanStatusChecker.verifyLoanIsPending(loanStatusHashMap);
+
+ loanStatusHashMap = this.loanTransactionHelper.approveLoan(this.EXPECTED_DISBURSAL_DATE, loanID);
+ LoanStatusChecker.verifyLoanIsApproved(loanStatusHashMap);
+ LoanStatusChecker.verifyLoanIsWaitingForDisbursal(loanStatusHashMap);
+
+ DateFormat dateFormat = new SimpleDateFormat("dd MMMM yyyy", Locale.US);
+
+ Calendar todayDate = Calendar.getInstance();
+ final String currentDate = dateFormat.format(todayDate.getTime());
+
+ todayDate.add(Calendar.DATE, -4);
+
+ final String LOAN_DISBURSEMENT_DATE = dateFormat.format(todayDate.getTime());
+
+ todayDate.add(Calendar.MONTH, 2);
+ final String FIRST_REPAYMENT_DATE = dateFormat.format(todayDate.getTime());
+
+ todayDate = Calendar.getInstance();
+ todayDate.add(Calendar.DATE, -2);
+
+ loanStatusHashMap = this.loanTransactionHelper.disburseLoan(LOAN_DISBURSEMENT_DATE, loanID);
+ LoanStatusChecker.verifyLoanIsActive(loanStatusHashMap);
+
+ this.loanTransactionHelper.addChargesForLoan(
+ loanID,
+ LoanTransactionHelper.getSpecifiedDueDateChargesForLoanAsJSON(String.valueOf(flatSpecifiedDueDate),
+ dateFormat.format(todayDate.getTime()), String.valueOf(PENALTY_PORTION)));
+ todayDate.add(Calendar.DATE, 1);
+ this.loanTransactionHelper.addChargesForLoan(loanID, LoanTransactionHelper.getSpecifiedDueDateChargesForLoanAsJSON(
+ String.valueOf(flat), dateFormat.format(todayDate.getTime()), String.valueOf(FEE_PORTION)));
+
+ // CHECK ACCOUNT ENTRIES
+ System.out.println("Entries ......");
+ final float PRINCIPAL_VALUE_FOR_EACH_PERIOD = 2000.0f;
+ final float TOTAL_INTEREST = 1000.0f;
+ final JournalEntry[] assetAccountInitialEntry = { new JournalEntry(this.LP_PRINCIPAL, JournalEntry.TransactionType.CREDIT),
+ new JournalEntry(this.LP_PRINCIPAL, JournalEntry.TransactionType.DEBIT), };
+ this.journalEntryHelper.checkJournalEntryForAssetAccount(assetAccount, LOAN_DISBURSEMENT_DATE, assetAccountInitialEntry);
+
+ final String jobName = "Add Periodic Accrual Transactions";
+ try {
+ this.schedulerJobHelper.executeJob(jobName);
+ } catch (InterruptedException e) {
+ e.printStackTrace();
+ }
+
+ final ArrayList<HashMap> loanSchedule = this.loanTransactionHelper.getLoanRepaymentSchedule(this.requestSpec, this.responseSpec,
+ loanID);
+ // MAKE 1
+ List fromDateList = (List) loanSchedule.get(1).get("fromDate");
+ LocalDate fromDateLocal = LocalDate.now();
+ fromDateLocal = fromDateLocal.withYear((int) fromDateList.get(0));
+ fromDateLocal = fromDateLocal.withMonthOfYear((int) fromDateList.get(1));
+ fromDateLocal = fromDateLocal.withDayOfMonth((int) fromDateList.get(2));
+
+ List dueDateList = (List) loanSchedule.get(1).get("dueDate");
+ LocalDate dueDateLocal = LocalDate.now();
+ dueDateLocal = dueDateLocal.withYear((int) dueDateList.get(0));
+ dueDateLocal = dueDateLocal.withMonthOfYear((int) dueDateList.get(1));
+ dueDateLocal = dueDateLocal.withDayOfMonth((int) dueDateList.get(2));
+
+ int totalDaysInPeriod = Days.daysBetween(fromDateLocal, dueDateLocal).getDays();
+
+ float totalInterest = (float) loanSchedule.get(1).get("interestOriginalDue");
+ DecimalFormat numberFormat = new DecimalFormat("#.00", new DecimalFormatSymbols(Locale.US));
+ float INTEREST_4_DAYS = totalInterest / totalDaysInPeriod * 4;
+ INTEREST_4_DAYS = new Float(numberFormat.format(INTEREST_4_DAYS));
+
+ this.loanTransactionHelper.checkAccrualTransactionForRepayment(getDateAsLocalDate(currentDate), INTEREST_4_DAYS, FEE_PORTION,
+ PENALTY_PORTION, loanID);
+
+ }
+
+ @Test
+ public void checkPeriodicAccrualAccountingAPIFlow() {
+ final Account assetAccount = this.accountHelper.createAssetAccount();
+ final Account incomeAccount = this.accountHelper.createIncomeAccount();
+ final Account expenseAccount = this.accountHelper.createExpenseAccount();
+ final Account overpaymentAccount = this.accountHelper.createLiabilityAccount();
+
+ final Integer loanProductID = createLoanProductWithPeriodicAccrualAccountingEnabled(assetAccount, incomeAccount, expenseAccount,
+ overpaymentAccount);
+
+ final Integer clientID = ClientHelper.createClient(this.requestSpec, this.responseSpec, this.DATE_OF_JOINING);
+ final Integer loanID = applyForLoanApplication(clientID, loanProductID);
+
+ final float FEE_PORTION = 50.0f;
+ final float PENALTY_PORTION = 100.0f;
+ final float NEXT_FEE_PORTION = 55.0f;
+ final float NEXT_PENALTY_PORTION = 105.0f;
+
+ Integer flat = ChargesHelper.createCharges(requestSpec, responseSpec,
+ ChargesHelper.getLoanSpecifiedDueDateJSON(ChargesHelper.CHARGE_CALCULATION_TYPE_FLAT, String.valueOf(FEE_PORTION), false));
+ Integer flatSpecifiedDueDate = ChargesHelper.createCharges(requestSpec, responseSpec, ChargesHelper.getLoanSpecifiedDueDateJSON(
+ ChargesHelper.CHARGE_CALCULATION_TYPE_FLAT, String.valueOf(PENALTY_PORTION), true));
+
+ Integer flatNext = ChargesHelper.createCharges(requestSpec, responseSpec, ChargesHelper.getLoanSpecifiedDueDateJSON(
+ ChargesHelper.CHARGE_CALCULATION_TYPE_FLAT, String.valueOf(NEXT_FEE_PORTION), false));
+ Integer flatSpecifiedDueDateNext = ChargesHelper.createCharges(requestSpec, responseSpec, ChargesHelper
+ .getLoanSpecifiedDueDateJSON(ChargesHelper.CHARGE_CALCULATION_TYPE_FLAT, String.valueOf(NEXT_PENALTY_PORTION), true));
+
+ HashMap loanStatusHashMap = LoanStatusChecker.getStatusOfLoan(this.requestSpec, this.responseSpec, loanID);
+ LoanStatusChecker.verifyLoanIsPending(loanStatusHashMap);
+
+ loanStatusHashMap = this.loanTransactionHelper.approveLoan(this.EXPECTED_DISBURSAL_DATE, loanID);
+ LoanStatusChecker.verifyLoanIsApproved(loanStatusHashMap);
+ LoanStatusChecker.verifyLoanIsWaitingForDisbursal(loanStatusHashMap);
+
+ DateFormat dateFormat = new SimpleDateFormat("dd MMMM yyyy", Locale.US);
+
+ Calendar todayDate = Calendar.getInstance();
+ final String currentDate = dateFormat.format(todayDate.getTime());
+
+ todayDate.add(Calendar.DATE, -4);
+
+ final String LOAN_DISBURSEMENT_DATE = dateFormat.format(todayDate.getTime());
+
+ todayDate.add(Calendar.MONTH, 2);
+ final String FIRST_REPAYMENT_DATE = dateFormat.format(todayDate.getTime());
+
+ todayDate = Calendar.getInstance();
+ todayDate.add(Calendar.DATE, -2);
+
+ loanStatusHashMap = this.loanTransactionHelper.disburseLoan(LOAN_DISBURSEMENT_DATE, loanID);
+ LoanStatusChecker.verifyLoanIsActive(loanStatusHashMap);
+
+ this.loanTransactionHelper.addChargesForLoan(
+ loanID,
+ LoanTransactionHelper.getSpecifiedDueDateChargesForLoanAsJSON(String.valueOf(flatSpecifiedDueDate),
+ dateFormat.format(todayDate.getTime()), String.valueOf(PENALTY_PORTION)));
+ todayDate.add(Calendar.DATE, 1);
+ String runOndate = dateFormat.format(todayDate.getTime());
+
+ this.loanTransactionHelper
+ .addChargesForLoan(
+ loanID,
+ LoanTransactionHelper.getSpecifiedDueDateChargesForLoanAsJSON(String.valueOf(flat), runOndate,
+ String.valueOf(FEE_PORTION)));
+
+ todayDate.add(Calendar.DATE, 1);
+ this.loanTransactionHelper.addChargesForLoan(
+ loanID,
+ LoanTransactionHelper.getSpecifiedDueDateChargesForLoanAsJSON(String.valueOf(flatSpecifiedDueDateNext),
+ dateFormat.format(todayDate.getTime()), String.valueOf(NEXT_PENALTY_PORTION)));
+
+ this.loanTransactionHelper.addChargesForLoan(
+ loanID,
+ LoanTransactionHelper.getSpecifiedDueDateChargesForLoanAsJSON(String.valueOf(flatNext),
+ dateFormat.format(todayDate.getTime()), String.valueOf(NEXT_FEE_PORTION)));
+
+ // CHECK ACCOUNT ENTRIES
+ System.out.println("Entries ......");
+ final float PRINCIPAL_VALUE_FOR_EACH_PERIOD = 2000.0f;
+ final float TOTAL_INTEREST = 1000.0f;
+ final JournalEntry[] assetAccountInitialEntry = { new JournalEntry(this.LP_PRINCIPAL, JournalEntry.TransactionType.CREDIT),
+ new JournalEntry(this.LP_PRINCIPAL, JournalEntry.TransactionType.DEBIT), };
+ this.journalEntryHelper.checkJournalEntryForAssetAccount(assetAccount, LOAN_DISBURSEMENT_DATE, assetAccountInitialEntry);
+
+ this.periodicAccrualAccountingHelper.runPeriodicAccrualAccounting(runOndate);
+
+ final ArrayList<HashMap> loanSchedule = this.loanTransactionHelper.getLoanRepaymentSchedule(this.requestSpec, this.responseSpec,
+ loanID);
+ // MAKE 1
+ List fromDateList = (List) loanSchedule.get(1).get("fromDate");
+ LocalDate fromDateLocal = LocalDate.now();
+ fromDateLocal = fromDateLocal.withYear((int) fromDateList.get(0));
+ fromDateLocal = fromDateLocal.withMonthOfYear((int) fromDateList.get(1));
+ fromDateLocal = fromDateLocal.withDayOfMonth((int) fromDateList.get(2));
+
+ List dueDateList = (List) loanSchedule.get(1).get("dueDate");
+ LocalDate dueDateLocal = LocalDate.now();
+ dueDateLocal = dueDateLocal.withYear((int) dueDateList.get(0));
+ dueDateLocal = dueDateLocal.withMonthOfYear((int) dueDateList.get(1));
+ dueDateLocal = dueDateLocal.withDayOfMonth((int) dueDateList.get(2));
+
+ int totalDaysInPeriod = Days.daysBetween(fromDateLocal, dueDateLocal).getDays();
+
+ float totalInterest = (float) loanSchedule.get(1).get("interestOriginalDue");
+ DecimalFormat numberFormat = new DecimalFormat("#.00", new DecimalFormatSymbols(Locale.US));
+ float INTEREST_3_DAYS = totalInterest / totalDaysInPeriod * 3;
+ INTEREST_3_DAYS = new Float(numberFormat.format(INTEREST_3_DAYS));
+ this.loanTransactionHelper.checkAccrualTransactionForRepayment(getDateAsLocalDate(runOndate), INTEREST_3_DAYS, FEE_PORTION,
+ PENALTY_PORTION, loanID);
+
+ runOndate = dateFormat.format(todayDate.getTime());
+
+ this.periodicAccrualAccountingHelper.runPeriodicAccrualAccounting(runOndate);
+ float interestPerDay = (totalInterest / totalDaysInPeriod * 4) - INTEREST_3_DAYS;
+ interestPerDay = new Float(numberFormat.format(interestPerDay));
+ this.loanTransactionHelper.checkAccrualTransactionForRepayment(getDateAsLocalDate(runOndate), interestPerDay, NEXT_FEE_PORTION,
+ NEXT_PENALTY_PORTION, loanID);
+
+ }
+
+ private Integer createLoanProductWithPeriodicAccrualAccountingEnabled(final Account... accounts) {
+ System.out.println("------------------------------CREATING NEW LOAN PRODUCT ---------------------------------------");
+ final String loanProductJSON = new LoanProductTestBuilder().withPrincipal(this.LP_PRINCIPAL.toString()).withRepaymentTypeAsMonth()
+ .withRepaymentAfterEvery(this.LP_REPAYMENT_PERIOD).withNumberOfRepayments(this.LP_REPAYMENTS).withRepaymentTypeAsMonth()
+ .withinterestRatePerPeriod(this.LP_INTEREST_RATE).withInterestRateFrequencyTypeAsMonths()
+ .withAmortizationTypeAsEqualPrincipalPayment().withInterestTypeAsFlat().withAccountingRulePeriodicAccrual(accounts)
+ .withDaysInMonth("30").withDaysInYear("365").build(null);
+ return this.loanTransactionHelper.getLoanProductId(loanProductJSON);
+ }
+
+ @Test
+ public void checkCashBasedAccountingFlow() {
+ final Account assetAccount = this.accountHelper.createAssetAccount();
+ final Account incomeAccount = this.accountHelper.createIncomeAccount();
+ final Account expenseAccount = this.accountHelper.createExpenseAccount();
+ final Account overpaymentAccount = this.accountHelper.createLiabilityAccount();
+
+ final Integer loanProductID = createLoanProductWithCashBasedAccountingEnabled(assetAccount, incomeAccount, expenseAccount,
+ overpaymentAccount);
+
+ final Integer clientID = ClientHelper.createClient(this.requestSpec, this.responseSpec, this.DATE_OF_JOINING);
+ final Integer loanID = applyForLoanApplication(clientID, loanProductID);
+
+ HashMap loanStatusHashMap = LoanStatusChecker.getStatusOfLoan(this.requestSpec, this.responseSpec, loanID);
+ LoanStatusChecker.verifyLoanIsPending(loanStatusHashMap);
+
+ loanStatusHashMap = this.loanTransactionHelper.approveLoan(this.EXPECTED_DISBURSAL_DATE, loanID);
+ LoanStatusChecker.verifyLoanIsApproved(loanStatusHashMap);
+ LoanStatusChecker.verifyLoanIsWaitingForDisbursal(loanStatusHashMap);
+
+ loanStatusHashMap = this.loanTransactionHelper.disburseLoan(this.EXPECTED_DISBURSAL_DATE, loanID);
+ LoanStatusChecker.verifyLoanIsActive(loanStatusHashMap);
+
+ // CHECK ACCOUNT ENTRIES
+ System.out.println("Entries ......");
+ final float PRINCIPAL_VALUE_FOR_EACH_PERIOD = 2000.0f;
+ final float TOTAL_INTEREST = 1000.0f;
+ final JournalEntry[] assetAccountInitialEntry = { new JournalEntry(this.LP_PRINCIPAL, JournalEntry.TransactionType.CREDIT),
+ new JournalEntry(this.LP_PRINCIPAL, JournalEntry.TransactionType.DEBIT) };
+ this.journalEntryHelper.checkJournalEntryForAssetAccount(assetAccount, this.EXPECTED_DISBURSAL_DATE, assetAccountInitialEntry);
+
+ // MAKE 1
+ System.out.println("Repayment 1 ......");
+ this.loanTransactionHelper.makeRepayment(this.REPAYMENT_DATE[1], this.REPAYMENT_AMOUNT[1], loanID);
+ final float FIRST_INTEREST = 200.0f;
+ final float FIRST_PRINCIPAL = 2000.0f;
+ float expected_value = this.LP_PRINCIPAL - PRINCIPAL_VALUE_FOR_EACH_PERIOD;
+ this.loanTransactionHelper.verifyRepaymentScheduleEntryFor(1, expected_value, loanID);
+ final JournalEntry[] assetAccountFirstEntry = { new JournalEntry(this.REPAYMENT_AMOUNT[1], JournalEntry.TransactionType.DEBIT),
+ new JournalEntry(FIRST_PRINCIPAL, JournalEntry.TransactionType.CREDIT) };
+ this.journalEntryHelper.checkJournalEntryForAssetAccount(assetAccount, this.REPAYMENT_DATE[1], assetAccountFirstEntry);
+ System.out.println("CHECKING INCOME: ******************************************");
+ this.journalEntryHelper.checkJournalEntryForIncomeAccount(incomeAccount, this.REPAYMENT_DATE[1], new JournalEntry(FIRST_INTEREST,
+ JournalEntry.TransactionType.CREDIT));
+ System.out.println("Repayment 1 Done......");
+
+ // REPAYMENT 2
+ System.out.println("Repayment 2 ......");
+ this.loanTransactionHelper.makeRepayment(this.REPAYMENT_DATE[2], this.REPAYMENT_AMOUNT[2], loanID);
+ final float SECOND_AND_THIRD_INTEREST = 400.0f;
+ final float SECOND_PRINCIPAL = this.REPAYMENT_AMOUNT[2] - SECOND_AND_THIRD_INTEREST;
+ expected_value = expected_value - PRINCIPAL_VALUE_FOR_EACH_PERIOD;
+ this.loanTransactionHelper.verifyRepaymentScheduleEntryFor(2, expected_value, loanID);
+ final JournalEntry[] assetAccountSecondEntry = { new JournalEntry(this.REPAYMENT_AMOUNT[2], JournalEntry.TransactionType.DEBIT),
+ new JournalEntry(SECOND_PRINCIPAL, JournalEntry.TransactionType.CREDIT), };
+ this.journalEntryHelper.checkJournalEntryForAssetAccount(assetAccount, this.REPAYMENT_DATE[2], assetAccountSecondEntry);
+ System.out.println("CHECKING INCOME: ******************************************");
+ this.journalEntryHelper.checkJournalEntryForIncomeAccount(incomeAccount, this.REPAYMENT_DATE[2], new JournalEntry(
+ SECOND_AND_THIRD_INTEREST, JournalEntry.TransactionType.CREDIT));
+ System.out.println("Repayment 2 Done ......");
+
+ // WAIVE INTEREST
+ System.out.println("Waive Interest ......");
+ Integer transactionId = this.loanTransactionHelper.waiveInterestAndReturnTransactionId(this.REPAYMENT_DATE[4],
+ this.AMOUNT_TO_BE_WAIVE.toString(), loanID);
+ // waive of fees and interest are not considered in cash based
+ // accounting,
+ this.journalEntryHelper.ensureNoAccountingTransactionsWithTransactionId("L" + transactionId);
+
+ // REPAYMENT 3
+ System.out.println("Repayment 3 ......");
+ this.loanTransactionHelper.makeRepayment(this.REPAYMENT_DATE[3], this.REPAYMENT_AMOUNT[3], loanID);
+ expected_value = expected_value - PRINCIPAL_VALUE_FOR_EACH_PERIOD;
+ final JournalEntry[] assetAccountThirdEntry = { new JournalEntry(this.REPAYMENT_AMOUNT[3], JournalEntry.TransactionType.DEBIT),
+ new JournalEntry(this.REPAYMENT_AMOUNT[3], JournalEntry.TransactionType.CREDIT) };
+ this.loanTransactionHelper.verifyRepaymentScheduleEntryFor(3, expected_value, loanID);
+ this.journalEntryHelper.checkJournalEntryForAssetAccount(assetAccount, this.REPAYMENT_DATE[3], assetAccountThirdEntry);
+ System.out.println("Repayment 3 Done ......");
+
+ // REPAYMENT 4
+ System.out.println("Repayment 4 ......");
+ this.loanTransactionHelper.makeRepayment(this.REPAYMENT_DATE[4], this.REPAYMENT_AMOUNT[4], loanID);
+ expected_value = expected_value - PRINCIPAL_VALUE_FOR_EACH_PERIOD;
+ this.loanTransactionHelper.verifyRepaymentScheduleEntryFor(4, expected_value, loanID);
+ final JournalEntry[] assetAccountFourthEntry = { new JournalEntry(this.REPAYMENT_AMOUNT[4], JournalEntry.TransactionType.DEBIT),
+ new JournalEntry(this.REPAYMENT_AMOUNT[4], JournalEntry.TransactionType.CREDIT) };
+ this.journalEntryHelper.checkJournalEntryForAssetAccount(assetAccount, this.REPAYMENT_DATE[4], assetAccountFourthEntry);
+ System.out.println("Repayment 4 Done ......");
+
+ // Repayment 5
+ System.out.println("Repayment 5 ......");
+ final JournalEntry[] assetAccountFifthEntry = { new JournalEntry(this.REPAYMENT_AMOUNT[5], JournalEntry.TransactionType.DEBIT),
+ new JournalEntry(this.REPAYMENT_AMOUNT[5], JournalEntry.TransactionType.CREDIT) };
+ expected_value = expected_value - PRINCIPAL_VALUE_FOR_EACH_PERIOD;
+ this.loanTransactionHelper.makeRepayment(this.REPAYMENT_DATE[5], this.REPAYMENT_AMOUNT[5], loanID);
+ this.loanTransactionHelper.verifyRepaymentScheduleEntryFor(5, expected_value, loanID);
+ this.journalEntryHelper.checkJournalEntryForAssetAccount(assetAccount, this.REPAYMENT_DATE[5], assetAccountFifthEntry);
+ System.out.println("Repayment 5 Done ......");
+ }
+
+ private Integer createLoanProductWithCashBasedAccountingEnabled(final Account... accounts) {
+ System.out.println("------------------------------CREATING NEW LOAN PRODUCT ---------------------------------------");
+ final String loanProductJSON = new LoanProductTestBuilder().withPrincipal(this.LP_PRINCIPAL.toString()).withRepaymentTypeAsMonth()
+ .withRepaymentAfterEvery(this.LP_REPAYMENT_PERIOD).withNumberOfRepayments(this.LP_REPAYMENTS).withRepaymentTypeAsMonth()
+ .withinterestRatePerPeriod(this.LP_INTEREST_RATE).withInterestRateFrequencyTypeAsMonths()
+ .withAmortizationTypeAsEqualPrincipalPayment().withInterestTypeAsFlat().withAccountingRuleAsCashBased(accounts).build(null);
+ return this.loanTransactionHelper.getLoanProductId(loanProductJSON);
+ }
+
+ private LocalDate getDateAsLocalDate(String dateAsString) {
+ LocalDate date = null;
+ try {
+ DateFormat df = new SimpleDateFormat("dd MMMM yyyy", Locale.US);
+ date = new LocalDate(df.parse(dateAsString));
+ } catch (ParseException e) {
+ e.printStackTrace();
+ }
+ return date;
+ }
+
+}