[jira] [Resolved] (FINERACT-2807) After re-age of interest bearing product realized and unrealized income discrepancies were noticed

["Adam Saghy (Jira)" <ji...@apache.org>]

     [ https://issues.apache.org/jira/browse/FINERACT-2807?page=com.atlassian.jira.plugin.system.issuetabpanels:all-tabpanel ]

Adam Saghy resolved FINERACT-2807.
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    Resolution: Fixed

> After re-age of interest bearing product realized and unrealized income discrepancies were noticed
> --------------------------------------------------------------------------------------------------
>
>                 Key: FINERACT-2807
>                 URL: https://issues.apache.org/jira/browse/FINERACT-2807
>             Project: Apache Fineract
>          Issue Type: Bug
>    Affects Versions: 1.15.0
>            Reporter: Adam Saghy
>            Assignee: Adam Saghy
>            Priority: Major
>             Fix For: 1.16.0
>
>
> When a loan is re-aged, past-due principal/fee/interest is rolled forward into the new future installment schedule. As part of this, an accrual adjustment transaction is posted to reverse previously recognized interest income. 
> After re-age, daily accrual jobs resume to recognize interest going forward, but the account snapshot field {{totalUnpaidPayableNotDueInterest}} is being populated with the *total accrued interest balance* rather than the {*}incremental daily recognized amount{*}. Due to this reconciliation logic sums transaction activity and expects it to equal the balance delta, this mismatch causes every re-aged loan to fail reconciliation from the day of re-age onward.
> *Re-age*
>  * Loan is disbursed and paid down normally for several cycles
>  * Loan re-ages on 7/14/26: past-due principal ($245.06) + accrued unpaid interest ($18.37) roll into the new schedule (new installment 17.56 → 16.34 principal / 1.22 interest).
>  * Accrual adjustment transaction is posted to reverse previously recognized income: {{-18.13}} on 7/14.
>  * From 7/15/26 onward, daily {{INTEREST_ACCRUAL}} transactions post for {{{}0.04{}}}/day, but {{totalUnpaidPayableNotDueInterest}} on the account snapshot stays flat at {{18.37}} and does not increment. Result: BTE check fails by {{-0.04}} every day going forward, compounding indefinitely.



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