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Posted to issues@fineract.apache.org by "Mihaly Dallos (Jira)" <ji...@apache.org> on 2023/02/08 13:56:00 UTC

[jira] [Updated] (FINERACT-1888) Full chargeback is not allowed if loan is overpaid

     [ https://issues.apache.org/jira/browse/FINERACT-1888?page=com.atlassian.jira.plugin.system.issuetabpanels:all-tabpanel ]

Mihaly Dallos updated FINERACT-1888:
------------------------------------
    Description: 
h4. *Use case*
for an overpaid loan account, the system doesn't allow to create a chargeback transaction.
The meanwhile accounting has to be adjusted too. 

*Steps To Reproduce*
 # create a Pin30 loan account with 1,000 disbursement amount
 # make Repayment-1 of 500 amount
 # make repayment-2 of 300 amount
 # make repayment-3 of 300 amount
 # Try making the chargeback for 300
The system will not allow doing a chargeback of 300 as 100 went to overpaid portion and 200 went to the principal portion

{panel}
*Acceptance criteria*
 # user should be able to do a chargeback of the total repayment amount
 # Overpaid allocated portion amount should be marked as paid in the chargeback transaction both in the repayment schedule and transaction
## For ex: in the above case
## chargeback total amount: 300
## total paid: 100 (overpaid portion)
## outstanding: 200
# Loan status should be changed from overapid to active state
# accounting accomodates the new breakdown.
{panel}

  was:
h4. *Use case*
for an overpaid loan account, the system doesn't allow to create a chargeback transaction

*Steps To Reproduce*
 # create a Pin30 loan account with 1,000 disbursement amount
 # make Repayment-1 of 500 amount
 # make repayment-2 of 300 amount
 # make repayment-3 of 300 amount
 # Try making the chargeback for 300
The system will not allow doing a chargeback of 300 as 100 went to overpaid portion and 200 went to the principal portion

{panel}
*Acceptance criteria*
 # user should be able to do a chargeback of the total repayment amount
 # Overpaid allocated portion amount should be marked as paid in the chargeback transaction both in the repayment schedule and transaction
## For ex: in the above case
## chargeback total amount: 300
## total paid: 100 (overpaid portion)
## outstanding: 200
 # Loan status should be changed from overapid to active state
{panel}


> Full chargeback is not allowed if loan is overpaid
> --------------------------------------------------
>
>                 Key: FINERACT-1888
>                 URL: https://issues.apache.org/jira/browse/FINERACT-1888
>             Project: Apache Fineract
>          Issue Type: Bug
>            Reporter: Mihaly Dallos
>            Priority: Major
>              Labels: PepperSoup
>
> h4. *Use case*
> for an overpaid loan account, the system doesn't allow to create a chargeback transaction.
> The meanwhile accounting has to be adjusted too. 
> *Steps To Reproduce*
>  # create a Pin30 loan account with 1,000 disbursement amount
>  # make Repayment-1 of 500 amount
>  # make repayment-2 of 300 amount
>  # make repayment-3 of 300 amount
>  # Try making the chargeback for 300
> The system will not allow doing a chargeback of 300 as 100 went to overpaid portion and 200 went to the principal portion
> {panel}
> *Acceptance criteria*
>  # user should be able to do a chargeback of the total repayment amount
>  # Overpaid allocated portion amount should be marked as paid in the chargeback transaction both in the repayment schedule and transaction
> ## For ex: in the above case
> ## chargeback total amount: 300
> ## total paid: 100 (overpaid portion)
> ## outstanding: 200
> # Loan status should be changed from overapid to active state
> # accounting accomodates the new breakdown.
> {panel}



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