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Posted to dev@fineract.apache.org by "ASF GitHub Bot (JIRA)" <ji...@apache.org> on 2016/08/16 09:04:20 UTC

[jira] [Commented] (FINERACT-131) Allow new loans to clear balances of existing loans (Top Up Loans)

    [ https://issues.apache.org/jira/browse/FINERACT-131?page=com.atlassian.jira.plugin.system.issuetabpanels:comment-tabpanel&focusedCommentId=15422457#comment-15422457 ] 

ASF GitHub Bot commented on FINERACT-131:
-----------------------------------------

GitHub user satish-conflux opened a pull request:

    https://github.com/apache/incubator-fineract/pull/210

    [FINERACT-131] Topup Loan Feature

    

You can merge this pull request into a Git repository by running:

    $ git pull https://github.com/satish-conflux/incubator-fineract topup

Alternatively you can review and apply these changes as the patch at:

    https://github.com/apache/incubator-fineract/pull/210.patch

To close this pull request, make a commit to your master/trunk branch
with (at least) the following in the commit message:

    This closes #210
    
----
commit 961aa3df868d41985b8b4e56495e012bef2d12e2
Author: satish-conflux <sa...@confluxtechnologies.com>
Date:   2016-08-16T09:02:27Z

    [FINERACT-131] Topup Loan Feature

----


> Allow new loans to clear balances of existing loans (Top Up Loans)
> ------------------------------------------------------------------
>
>                 Key: FINERACT-131
>                 URL: https://issues.apache.org/jira/browse/FINERACT-131
>             Project: Apache Fineract
>          Issue Type: Improvement
>            Reporter: Dayna Harp
>            Assignee: Markus Geiss
>            Priority: Minor
>
> https://mifosforge.jira.com/browse/MIFOSX-439
> Essentially this is a very straight forward implementation of the top-up loans principle, whereby the current loan will be paid off using the balance of the top up loan (once approved/disbursed). The disbursed amount of the top-up loan will therefore be reduced by the outstanding balance (P+I) of the old loan. The remainder is treated as a completely new product with a new schedule. 
> A proposed way to implement this might be to specify whether a certain product is eligible for topping up and if so, to pull in a list of active loans from the same client as part of the loan template when setting up the product.



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