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Posted to commits@fineract.apache.org by ad...@apache.org on 2025/11/13 11:43:58 UTC
(fineract) branch develop updated (c79c076ee6 -> 0d737b21cd)
This is an automated email from the ASF dual-hosted git repository.
adamsaghy pushed a change to branch develop
in repository https://gitbox.apache.org/repos/asf/fineract.git
from c79c076ee6 FINERACT-2354: In case full transaction reprocessing, we need to recalculate the schedule as well
new 5ca10eb1f9 FINERACT-2354: Re-aging: DEFAULT BEHAVIOUR - Reverse Replay handling, additional test case
new 0d737b21cd FINERACT-2354: e2e test scenarios for re-aging reverse-replay for default behaviour
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repository and will be described in separate emails. The revisions
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Summary of changes:
.../test/resources/features/LoanReAging.feature | 368 +++++++++++++++------
1 file changed, 274 insertions(+), 94 deletions(-)
(fineract) 02/02: FINERACT-2354: e2e test scenarios for re-aging reverse-replay for default behaviour
Posted by ad...@apache.org.
This is an automated email from the ASF dual-hosted git repository.
adamsaghy pushed a commit to branch develop
in repository https://gitbox.apache.org/repos/asf/fineract.git
commit 0d737b21cd9d299af4552391e8d1d890b5a7611e
Author: MarianaDmytrivBinariks <md...@binariks.com>
AuthorDate: Mon Nov 10 16:12:08 2025 +0200
FINERACT-2354: e2e test scenarios for re-aging reverse-replay for default behaviour
---
.../test/resources/features/LoanReAging.feature | 82 ++++++++++++----------
1 file changed, 43 insertions(+), 39 deletions(-)
diff --git a/fineract-e2e-tests-runner/src/test/resources/features/LoanReAging.feature b/fineract-e2e-tests-runner/src/test/resources/features/LoanReAging.feature
index ff89644ab0..f180ffe10f 100644
--- a/fineract-e2e-tests-runner/src/test/resources/features/LoanReAging.feature
+++ b/fineract-e2e-tests-runner/src/test/resources/features/LoanReAging.feature
@@ -3737,9 +3737,9 @@ Feature: LoanReAging
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 100.0 | 2.05 | 0.0 | 0.0 | 102.05 | 17.01 | 0.0 | 0.0 | 85.04 |
Then Loan Transactions tab has the following data:
- | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
- | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
- | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false |
+ | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
+ | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
When Admin sets the business date to "15 March 2024"
When Admin creates a Loan re-aging transaction with the following data:
| frequencyNumber | frequencyType | startDate | numberOfInstallments |
@@ -3808,9 +3808,9 @@ Feature: LoanReAging
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 100.0 | 2.05 | 10.0 | 0.0 | 112.05 | 17.01 | 0.0 | 0.0 | 95.04 |
Then Loan Transactions tab has the following data:
- | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
- | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
- | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false |
+ | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
+ | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
And Loan Charges tab has the following data:
| Name | isPenalty | Payment due at | Due as of | Calculation type | Due | Paid | Waived | Outstanding |
| Snooze fee | false | Specified due date | 15 February 2024 | Flat | 10.0 | 0.0 | 0.0 | 10.0 |
@@ -3929,10 +3929,10 @@ Feature: LoanReAging
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 100.0 | 2.05 | 10.0 | 0.0 | 112.05 | 27.01 | 10.0 | 0.0 | 85.04 |
Then Loan Transactions tab has the following data:
- | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
- | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
- | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false |
- | 16 February 2024 | Repayment | 10.0 | 0.0 | 0.0 | 10.0 | 0.0 | 83.57 | false |
+ | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
+ | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
+ | 16 February 2024 | Repayment | 10.0 | 0.0 | 0.0 | 10.0 | 0.0 | 83.57 | false | false |
And Loan Charges tab has the following data:
| Name | isPenalty | Payment due at | Due as of | Calculation type | Due | Paid | Waived | Outstanding |
| Snooze fee | false | Specified due date | 15 February 2024 | Flat | 10.0 | 10.0 | 0.0 | 0.0 |
@@ -4014,8 +4014,8 @@ Feature: LoanReAging
| 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false |
When Admin sets the business date to "15 March 2024"
When Admin creates a Loan re-aging transaction with the following data:
- | frequencyNumber | frequencyType | startDate | numberOfInstallments |
- | 1 | MONTHS | 01 April 2024| 6 |
+ | frequencyNumber | frequencyType | startDate | numberOfInstallments |
+ | 1 | MONTHS | 01 April 2024 | 6 |
Then Loan Repayment schedule has 8 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -4168,9 +4168,9 @@ Feature: LoanReAging
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 100.0 | 2.05 | 0.0 | 0.0 | 102.05 | 17.01 | 0.0 | 0.0 | 85.04 |
Then Loan Transactions tab has the following data:
- | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
- | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
- | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false |
+ | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
+ | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
When Admin sets the business date to "15 March 2024"
When Admin creates a Loan re-aging transaction with the following data:
| frequencyNumber | frequencyType | startDate | numberOfInstallments |
@@ -4244,9 +4244,9 @@ Feature: LoanReAging
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 100.0 | 1.54 | 0.0 | 0.0 | 101.54 | 25.0 | 0.0 | 0.0 | 76.54 |
Then Loan Transactions tab has the following data:
- | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
- | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
- | 01 January 2024 | Down Payment | 25.0 | 25.0 | 0.0 | 0.0 | 0.0 | 75.0 | false |
+ | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
+ | 01 January 2024 | Down Payment | 25.0 | 25.0 | 0.0 | 0.0 | 0.0 | 75.0 | false | false |
When Admin sets the business date to "01 February 2024"
And Customer makes "AUTOPAY" repayment on "01 February 2024" with 12.76 EUR transaction amount
Then Loan Repayment schedule has 7 periods, with the following data for periods:
@@ -4263,10 +4263,10 @@ Feature: LoanReAging
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 100.0 | 1.54 | 0.0 | 0.0 | 101.54 | 37.76 | 0.0 | 0.0 | 63.78 |
Then Loan Transactions tab has the following data:
- | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
- | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
- | 01 January 2024 | Down Payment | 25.0 | 25.0 | 0.0 | 0.0 | 0.0 | 75.0 | false |
- | 01 February 2024 | Repayment | 12.76 | 12.32 | 0.44 | 0.0 | 0.0 | 62.68 | false |
+ | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
+ | 01 January 2024 | Down Payment | 25.0 | 25.0 | 0.0 | 0.0 | 0.0 | 75.0 | false | false |
+ | 01 February 2024 | Repayment | 12.76 | 12.32 | 0.44 | 0.0 | 0.0 | 62.68 | false | false |
When Admin sets the business date to "15 March 2024"
When Admin creates a Loan re-aging transaction with the following data:
| frequencyNumber | frequencyType | startDate | numberOfInstallments |
@@ -4388,6 +4388,7 @@ Feature: LoanReAging
When Loan Pay-off is made on "01 April 2024"
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
+ @TestRailId:C4218 @AdvancedPaymentAllocation
Scenario: Verify allowing Re-aging on interest bearing loan - Interest calculation: Default Behavior - reverse-repay, reversal of backdated repayment - UC8.1
When Admin sets the business date to "01 January 2024"
When Admin creates a client with random data
@@ -4497,6 +4498,9 @@ Feature: LoanReAging
| 01 March 2024 | Repayment | 17.01 | 16.52 | 0.49 | 0.0 | 0.0 | 67.05 | true | false |
| 15 March 2024 | Re-age | 84.28 | 83.57 | 0.71 | 0.0 | 0.0 | 0.0 | false | true |
+ When Loan Pay-off is made on "01 April 2024"
+ Then Loan is closed with zero outstanding balance and it's all installments have obligations met
+
@TestRailId:C4088 @AdvancedPaymentAllocation
Scenario: Verify allowing Re-aging on interest bearing loan - Interest calculation: Default Behavior - reversal of Re-aging - UC9
When Admin sets the business date to "01 January 2024"
@@ -4644,11 +4648,11 @@ Feature: LoanReAging
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 100.0 | 1.07 | 0.0 | 0.0 | 101.07 | 17.01 | 0.0 | 0.0 | 84.06 |
Then Loan Transactions tab has the following data:
- | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
- | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
- | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false |
- | 01 March 2024 | Accrual | 1.07 | 0.0 | 1.07 | 0.0 | 0.0 | 0.0 | false |
- | 01 March 2024 | Charge-off | 84.06 | 83.57 | 0.49 | 0.0 | 0.0 | 0.0 | false |
+ | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
+ | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
+ | 01 March 2024 | Accrual | 1.07 | 0.0 | 1.07 | 0.0 | 0.0 | 0.0 | false | false |
+ | 01 March 2024 | Charge-off | 84.06 | 83.57 | 0.49 | 0.0 | 0.0 | 0.0 | false | false |
When Admin sets the business date to "15 March 2024"
Then Admin fails to create a Loan re-aging transaction with the following data because loan was charged-off:
| frequencyNumber | frequencyType | startDate | numberOfInstallments |
@@ -4715,11 +4719,11 @@ Feature: LoanReAging
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 100.0 | 2.05 | 0.0 | 0.0 | 102.05 | 17.01 | 0.0 | 0.0 | 85.04 |
Then Loan Transactions tab has the following data:
- | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
- | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
- | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false |
- | 01 March 2024 | Accrual | 1.07 | 0.0 | 1.07 | 0.0 | 0.0 | 0.0 | false |
- | 01 March 2024 | Charge-off | 85.04 | 83.57 | 1.47 | 0.0 | 0.0 | 0.0 | false |
+ | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
+ | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
+ | 01 March 2024 | Accrual | 1.07 | 0.0 | 1.07 | 0.0 | 0.0 | 0.0 | false | false |
+ | 01 March 2024 | Charge-off | 85.04 | 83.57 | 1.47 | 0.0 | 0.0 | 0.0 | false | false |
When Admin sets the business date to "15 March 2024"
Then Admin fails to create a Loan re-aging transaction with the following data because loan was charged-off:
| frequencyNumber | frequencyType | startDate | numberOfInstallments |
@@ -4846,11 +4850,11 @@ Feature: LoanReAging
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 100.0 | 1.07 | 0.0 | 0.0 | 101.07 | 17.01 | 0.0 | 0.0 | 84.06 |
Then Loan Transactions tab has the following data:
- | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
- | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
- | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false |
- | 01 March 2024 | Accrual | 1.07 | 0.0 | 1.07 | 0.0 | 0.0 | 0.0 | false |
- | 01 March 2024 | Charge-off | 84.06 | 83.57 | 0.49 | 0.0 | 0.0 | 0.0 | false |
+ | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
+ | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
+ | 01 March 2024 | Accrual | 1.07 | 0.0 | 1.07 | 0.0 | 0.0 | 0.0 | false | false |
+ | 01 March 2024 | Charge-off | 84.06 | 83.57 | 0.49 | 0.0 | 0.0 | 0.0 | false | false |
When Admin sets the business date to "15 March 2024"
Then Admin fails to create a Loan re-aging transaction with the following data because loan was charged-off:
| frequencyNumber | frequencyType | startDate | numberOfInstallments |
@@ -4882,8 +4886,8 @@ Feature: LoanReAging
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 100.0 | 2.05 | 0.0 | 0.0 | 102.05 | 0.0 | 0.0 | 0.0 | 102.05 |
Then Loan Transactions tab has the following data:
- | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
- | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
+ | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
When Admin sets the business date to "01 February 2024"
And Customer makes "AUTOPAY" repayment on "01 February 2024" with 17.01 EUR transaction amount
Then Loan Repayment schedule has 6 periods, with the following data for periods:
(fineract) 01/02: FINERACT-2354: Re-aging: DEFAULT BEHAVIOUR - Reverse Replay handling, additional test case
Posted by ad...@apache.org.
This is an automated email from the ASF dual-hosted git repository.
adamsaghy pushed a commit to branch develop
in repository https://gitbox.apache.org/repos/asf/fineract.git
commit 5ca10eb1f9051bba65d02a2e1ab4cdb694224084
Author: mariiaKraievska <ri...@gmail.com>
AuthorDate: Thu Nov 6 13:23:57 2025 +0200
FINERACT-2354: Re-aging: DEFAULT BEHAVIOUR - Reverse Replay handling, additional test case
---
.../test/resources/features/LoanReAging.feature | 290 +++++++++++++++++----
1 file changed, 233 insertions(+), 57 deletions(-)
diff --git a/fineract-e2e-tests-runner/src/test/resources/features/LoanReAging.feature b/fineract-e2e-tests-runner/src/test/resources/features/LoanReAging.feature
index 1f70001c59..ff89644ab0 100644
--- a/fineract-e2e-tests-runner/src/test/resources/features/LoanReAging.feature
+++ b/fineract-e2e-tests-runner/src/test/resources/features/LoanReAging.feature
@@ -3759,10 +3759,10 @@ Feature: LoanReAging
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 100.0 | 2.8 | 0.0 | 0.0 | 102.8 | 17.01 | 0.0 | 0.0 | 85.79 |
Then Loan Transactions tab has the following data:
- | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
- | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
- | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false |
- | 15 March 2024 | Re-age | 84.28 | 83.57 | 0.71 | 0.0 | 0.0 | 0.0 | false |
+ | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
+ | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
+ | 15 March 2024 | Re-age | 84.28 | 83.57 | 0.71 | 0.0 | 0.0 | 0.0 | false | false |
When Loan Pay-off is made on "15 March 2024"
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
@@ -3833,15 +3833,38 @@ Feature: LoanReAging
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 100.0 | 2.8 | 10.0 | 0.0 | 112.8 | 17.01 | 0.0 | 0.0 | 95.79 |
Then Loan Transactions tab has the following data:
- | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
- | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
- | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false |
- | 15 March 2024 | Re-age | 84.28 | 83.57 | 0.71 | 0.0 | 0.0 | 0.0 | false |
+ | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
+ | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
+ | 15 March 2024 | Re-age | 84.28 | 83.57 | 0.71 | 0.0 | 0.0 | 0.0 | false | false |
And Loan Charges tab has the following data:
| Name | isPenalty | Payment due at | Due as of | Calculation type | Due | Paid | Waived | Outstanding |
| Snooze fee | false | Specified due date | 15 February 2024 | Flat | 10.0 | 0.0 | 0.0 | 10.0 |
- When Loan Pay-off is made on "15 March 2024"
+ When Admin sets the business date to "01 April 2024"
+ When Admin successfully undo Loan re-aging transaction
+ Then Loan Repayment schedule has 6 periods, with the following data for periods:
+ | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
+ | 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 |
+ | 2 | 29 | 01 March 2024 | | 67.05 | 16.52 | 0.49 | 10.0 | 0.0 | 27.01 | 0.0 | 0.0 | 0.0 | 27.01 |
+ | 3 | 31 | 01 April 2024 | | 50.53 | 16.52 | 0.49 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
+ | 4 | 30 | 01 May 2024 | | 33.81 | 16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
+ | 5 | 31 | 01 June 2024 | | 17.0 | 16.81 | 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
+ | 6 | 30 | 01 July 2024 | | 0.0 | 17.0 | 0.1 | 0.0 | 0.0 | 17.1 | 0.0 | 0.0 | 0.0 | 17.1 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | 100.0 | 2.15 | 10.0 | 0.0 | 112.15 | 17.01 | 0.0 | 0.0 | 95.14 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
+ | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
+ | 15 March 2024 | Re-age | 84.28 | 83.57 | 0.71 | 0.0 | 0.0 | 0.0 | true | false |
+ And Loan Charges tab has the following data:
+ | Name | isPenalty | Payment due at | Due as of | Calculation type | Due | Paid | Waived | Outstanding |
+ | Snooze fee | false | Specified due date | 15 February 2024 | Flat | 10.0 | 0.0 | 0.0 | 10.0 |
+
+ When Loan Pay-off is made on "01 April 2024"
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
@TestRailId:C4125 @AdvancedPaymentAllocation
@@ -3932,11 +3955,11 @@ Feature: LoanReAging
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 100.0 | 2.8 | 10.0 | 0.0 | 112.8 | 27.01 | 10.0 | 0.0 | 85.79 |
Then Loan Transactions tab has the following data:
- | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
- | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
- | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false |
- | 16 February 2024 | Repayment | 10.0 | 0.0 | 0.0 | 10.0 | 0.0 | 83.57 | false |
- | 15 March 2024 | Re-age | 84.28 | 83.57 | 0.71 | 0.0 | 0.0 | 0.0 | false |
+ | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
+ | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
+ | 16 February 2024 | Repayment | 10.0 | 0.0 | 0.0 | 10.0 | 0.0 | 83.57 | false | false |
+ | 15 March 2024 | Re-age | 84.28 | 83.57 | 0.71 | 0.0 | 0.0 | 0.0 | false | false |
And Loan Charges tab has the following data:
| Name | isPenalty | Payment due at | Due as of | Calculation type | Due | Paid | Waived | Outstanding |
| Snooze fee | false | Specified due date | 15 February 2024 | Flat | 10.0 | 10.0 | 0.0 | 0.0 |
@@ -4008,12 +4031,33 @@ Feature: LoanReAging
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 100.0 | 2.8 | 10.0 | 0.0 | 112.8 | 17.01 | 0.0 | 0.0 | 95.79 |
Then Loan Transactions tab has the following data:
- | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
- | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
- | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false |
- | 15 March 2024 | Re-age | 84.28 | 83.57 | 0.71 | 0.0 | 0.0 | 0.0 | false |
+ | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
+ | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
+ | 15 March 2024 | Re-age | 84.28 | 83.57 | 0.71 | 0.0 | 0.0 | 0.0 | false | false |
- When Loan Pay-off is made on "15 March 2024"
+ When Admin sets the business date to "01 April 2024"
+ When Admin successfully undo Loan re-aging transaction
+ Then Loan Repayment schedule has 7 periods, with the following data for periods:
+ | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
+ | 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 |
+ | 2 | 29 | 01 March 2024 | | 67.05 | 16.52 | 0.49 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
+ | 3 | 31 | 01 April 2024 | | 50.53 | 16.52 | 0.49 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
+ | 4 | 30 | 01 May 2024 | | 33.81 | 16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
+ | 5 | 31 | 01 June 2024 | | 17.0 | 16.81 | 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
+ | 6 | 30 | 01 July 2024 | | 0.0 | 17.0 | 0.1 | 0.0 | 0.0 | 17.1 | 0.0 | 0.0 | 0.0 | 17.1 |
+ | 7 | 14 | 15 July 2024 | | 0.0 | 0.0 | 0.0 | 10.0 | 0.0 | 10.0 | 0.0 | 0.0 | 0.0 | 10.0 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | 100.0 | 2.15 | 10.0 | 0.0 | 112.15 | 17.01 | 0.0 | 0.0 | 95.14 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
+ | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
+ | 15 March 2024 | Re-age | 84.28 | 83.57 | 0.71 | 0.0 | 0.0 | 0.0 | true | false |
+
+ When Loan Pay-off is made on "01 April 2024"
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
@TestRailId:C4084 @AdvancedPaymentAllocation
@@ -4077,10 +4121,10 @@ Feature: LoanReAging
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 100.0 | 2.57 | 0.0 | 0.0 | 102.57 | 25.0 | 7.99 | 0.0 | 77.57 |
Then Loan Transactions tab has the following data:
- | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
- | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
- | 01 February 2024 | Repayment | 25.0 | 24.42 | 0.58 | 0.0 | 0.0 | 75.58 | false |
- | 15 March 2024 | Re-age | 76.22 | 75.58 | 0.64 | 0.0 | 0.0 | 0.0 | false |
+ | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
+ | 01 February 2024 | Repayment | 25.0 | 24.42 | 0.58 | 0.0 | 0.0 | 75.58 | false | false |
+ | 15 March 2024 | Re-age | 76.22 | 75.58 | 0.64 | 0.0 | 0.0 | 0.0 | false | false |
When Loan Pay-off is made on "15 March 2024"
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
@@ -4146,10 +4190,10 @@ Feature: LoanReAging
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 100.0 | 2.8 | 0.0 | 0.0 | 102.8 | 17.01 | 0.0 | 0.0 | 85.79 |
Then Loan Transactions tab has the following data:
- | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
- | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
- | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false |
- | 15 March 2024 | Re-age | 84.28 | 83.57 | 0.71 | 0.0 | 0.0 | 0.0 | false |
+ | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
+ | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
+ | 15 March 2024 | Re-age | 84.28 | 83.57 | 0.71 | 0.0 | 0.0 | 0.0 | false | false |
When Admin sets the business date to "01 April 2024"
When Admin makes "REPAYMENT_ADJUSTMENT_CHARGEBACK" chargeback with 17.01 EUR transaction amount
Then Loan Repayment schedule has 8 periods, with the following data for periods:
@@ -4167,11 +4211,11 @@ Feature: LoanReAging
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 116.43 | 3.48 | 0.0 | 0.0 | 119.91 | 17.01 | 0.0 | 0.0 | 102.9 |
Then Loan Transactions tab has the following data:
- | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
- | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
- | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false |
- | 15 March 2024 | Re-age | 84.28 | 83.57 | 0.71 | 0.0 | 0.0 | 0.0 | false |
- | 01 April 2024 | Chargeback | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 100.0 | false |
+ | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
+ | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
+ | 15 March 2024 | Re-age | 84.28 | 83.57 | 0.71 | 0.0 | 0.0 | 0.0 | false | false |
+ | 01 April 2024 | Chargeback | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 100.0 | false | false |
When Loan Pay-off is made on "01 April 2024"
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
@@ -4243,11 +4287,11 @@ Feature: LoanReAging
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 100.0 | 2.11 | 0.0 | 0.0 | 102.11 | 37.76 | 0.0 | 0.0 | 64.35 |
Then Loan Transactions tab has the following data:
- | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
- | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
- | 01 January 2024 | Down Payment | 25.0 | 25.0 | 0.0 | 0.0 | 0.0 | 75.0 | false |
- | 01 February 2024 | Repayment | 12.76 | 12.32 | 0.44 | 0.0 | 0.0 | 62.68 | false |
- | 15 March 2024 | Re-age | 63.22 | 62.68 | 0.54 | 0.0 | 0.0 | 0.0 | false |
+ | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
+ | 01 January 2024 | Down Payment | 25.0 | 25.0 | 0.0 | 0.0 | 0.0 | 75.0 | false | false |
+ | 01 February 2024 | Repayment | 12.76 | 12.32 | 0.44 | 0.0 | 0.0 | 62.68 | false | false |
+ | 15 March 2024 | Re-age | 63.22 | 62.68 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
When Loan Pay-off is made on "15 March 2024"
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
@@ -4314,10 +4358,10 @@ Feature: LoanReAging
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 100.0 | 2.8 | 0.0 | 0.0 | 102.8 | 17.01 | 0.0 | 0.0 | 85.79 |
Then Loan Transactions tab has the following data:
- | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
- | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
- | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false |
- | 15 March 2024 | Re-age | 84.28 | 83.57 | 0.71 | 0.0 | 0.0 | 0.0 | false |
+ | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
+ | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
+ | 15 March 2024 | Re-age | 84.28 | 83.57 | 0.71 | 0.0 | 0.0 | 0.0 | false | false |
When Admin sets the business date to "01 April 2024"
And Customer makes "AUTOPAY" repayment on "01 March 2024" with 17.01 EUR transaction amount
Then Loan Repayment schedule has 8 periods, with the following data for periods:
@@ -4344,8 +4388,7 @@ Feature: LoanReAging
When Loan Pay-off is made on "01 April 2024"
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
- @TestRailId:C4088 @AdvancedPaymentAllocation
- Scenario: Verify allowing Re-aging on interest bearing loan - Interest calculation: Default Behavior - reversal of Re-aging - UC9
+ Scenario: Verify allowing Re-aging on interest bearing loan - Interest calculation: Default Behavior - reverse-repay, reversal of backdated repayment - UC8.1
When Admin sets the business date to "01 January 2024"
When Admin creates a client with random data
When Admin set "LP2_ADV_CUSTOM_PMT_ALLOC_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL" loan product "DEFAULT" transaction type to "NEXT_INSTALLMENT" future installment allocation rule
@@ -4405,11 +4448,121 @@ Feature: LoanReAging
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 100.0 | 2.8 | 0.0 | 0.0 | 102.8 | 17.01 | 0.0 | 0.0 | 85.79 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
+ | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
+ | 15 March 2024 | Re-age | 84.28 | 83.57 | 0.71 | 0.0 | 0.0 | 0.0 | false | false |
+ When Admin sets the business date to "01 April 2024"
+ And Customer makes "AUTOPAY" repayment on "01 March 2024" with 17.01 EUR transaction amount
+ Then Loan Repayment schedule has 8 periods, with the following data for periods:
+ | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
+ | 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 |
+ | 2 | 29 | 01 March 2024 | 01 March 2024 | 67.05 | 16.52 | 0.49 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 |
+ | 3 | 31 | 01 April 2024 | | 56.04 | 11.01 | 0.39 | 0.0 | 0.0 | 11.4 | 0.0 | 0.0 | 0.0 | 11.4 |
+ | 4 | 30 | 01 May 2024 | | 44.97 | 11.07 | 0.33 | 0.0 | 0.0 | 11.4 | 0.0 | 0.0 | 0.0 | 11.4 |
+ | 5 | 31 | 01 June 2024 | | 33.83 | 11.14 | 0.26 | 0.0 | 0.0 | 11.4 | 0.0 | 0.0 | 0.0 | 11.4 |
+ | 6 | 30 | 01 July 2024 | | 22.63 | 11.2 | 0.2 | 0.0 | 0.0 | 11.4 | 0.0 | 0.0 | 0.0 | 11.4 |
+ | 7 | 31 | 01 August 2024 | | 11.36 | 11.27 | 0.13 | 0.0 | 0.0 | 11.4 | 0.0 | 0.0 | 0.0 | 11.4 |
+ | 8 | 31 | 01 September 2024| | 0.0 | 11.36 | 0.07 | 0.0 | 0.0 | 11.43 | 0.0 | 0.0 | 0.0 | 11.43 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | 100.0 | 2.45 | 0.0 | 0.0 | 102.45 | 34.02 | 0.0 | 0.0 | 68.43 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
+ | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
+ | 01 March 2024 | Repayment | 17.01 | 16.52 | 0.49 | 0.0 | 0.0 | 67.05 | false | false |
+ | 15 March 2024 | Re-age | 67.23 | 67.05 | 0.18 | 0.0 | 0.0 | 0.0 | false | true |
+ When Customer undo "1"th transaction made on "01 March 2024"
+ Then Loan Repayment schedule has 8 periods, with the following data for periods:
+ | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
+ | 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 |
+ | 2 | 29 | 01 March 2024 | 15 March 2024 | 83.57 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
+ | 3 | 31 | 01 April 2024 | | 70.25 | 13.32 | 0.98 | 0.0 | 0.0 | 14.3 | 0.0 | 0.0 | 0.0 | 14.3 |
+ | 4 | 30 | 01 May 2024 | | 56.36 | 13.89 | 0.41 | 0.0 | 0.0 | 14.3 | 0.0 | 0.0 | 0.0 | 14.3 |
+ | 5 | 31 | 01 June 2024 | | 42.39 | 13.97 | 0.33 | 0.0 | 0.0 | 14.3 | 0.0 | 0.0 | 0.0 | 14.3 |
+ | 6 | 30 | 01 July 2024 | | 28.34 | 14.05 | 0.25 | 0.0 | 0.0 | 14.3 | 0.0 | 0.0 | 0.0 | 14.3 |
+ | 7 | 31 | 01 August 2024 | | 14.21 | 14.13 | 0.17 | 0.0 | 0.0 | 14.3 | 0.0 | 0.0 | 0.0 | 14.3 |
+ | 8 | 31 | 01 September 2024| | 0.0 | 14.21 | 0.08 | 0.0 | 0.0 | 14.29 | 0.0 | 0.0 | 0.0 | 14.29 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | 100.0 | 2.8 | 0.0 | 0.0 | 102.8 | 17.01 | 0.0 | 0.0 | 85.79 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
+ | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
+ | 01 March 2024 | Repayment | 17.01 | 16.52 | 0.49 | 0.0 | 0.0 | 67.05 | true | false |
+ | 15 March 2024 | Re-age | 84.28 | 83.57 | 0.71 | 0.0 | 0.0 | 0.0 | false | true |
+
+ @TestRailId:C4088 @AdvancedPaymentAllocation
+ Scenario: Verify allowing Re-aging on interest bearing loan - Interest calculation: Default Behavior - reversal of Re-aging - UC9
+ When Admin sets the business date to "01 January 2024"
+ When Admin creates a client with random data
+ When Admin set "LP2_ADV_CUSTOM_PMT_ALLOC_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL" loan product "DEFAULT" transaction type to "NEXT_INSTALLMENT" future installment allocation rule
+ When Admin creates a fully customized loan with the following data:
+ | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
+ | LP2_ADV_CUSTOM_PMT_ALLOC_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL | 01 January 2024 | 100 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
+ And Admin successfully approves the loan on "01 January 2024" with "100" amount and expected disbursement date on "01 January 2024"
+ When Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
+ Then Loan Repayment schedule has 6 periods, with the following data for periods:
+ | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
+ | 1 | 31 | 01 February 2024| | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
+ | 2 | 29 | 01 March 2024 | | 67.05 | 16.52 | 0.49 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
+ | 3 | 31 | 01 April 2024 | | 50.43 | 16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
+ | 4 | 30 | 01 May 2024 | | 33.71 | 16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
+ | 5 | 31 | 01 June 2024 | | 16.9 | 16.81 | 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
+ | 6 | 30 | 01 July 2024 | | 0.0 | 16.9 | 0.1 | 0.0 | 0.0 | 17.0 | 0.0 | 0.0 | 0.0 | 17.0 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | 100.0 | 2.05 | 0.0 | 0.0 | 102.05 | 0.0 | 0.0 | 0.0 | 102.05 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
+ When Admin sets the business date to "01 February 2024"
+ And Customer makes "AUTOPAY" repayment on "01 February 2024" with 17.01 EUR transaction amount
+ Then Loan Repayment schedule has 6 periods, with the following data for periods:
+ | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
+ | 1 | 31 | 01 February 2024| 01 February 2024 | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 |
+ | 2 | 29 | 01 March 2024 | | 67.05 | 16.52 | 0.49 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
+ | 3 | 31 | 01 April 2024 | | 50.43 | 16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
+ | 4 | 30 | 01 May 2024 | | 33.71 | 16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
+ | 5 | 31 | 01 June 2024 | | 16.9 | 16.81 | 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
+ | 6 | 30 | 01 July 2024 | | 0.0 | 16.9 | 0.1 | 0.0 | 0.0 | 17.0 | 0.0 | 0.0 | 0.0 | 17.0 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | 100.0 | 2.05 | 0.0 | 0.0 | 102.05 | 17.01 | 0.0 | 0.0 | 85.04 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
| 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false |
- | 15 March 2024 | Re-age | 84.28 | 83.57 | 0.71 | 0.0 | 0.0 | 0.0 | false |
+ When Admin sets the business date to "15 March 2024"
+ When Admin creates a Loan re-aging transaction with the following data:
+ | frequencyNumber | frequencyType | startDate | numberOfInstallments |
+ | 1 | MONTHS | 01 April 2024 | 6 |
+ Then Loan Repayment schedule has 8 periods, with the following data for periods:
+ | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
+ | 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 |
+ | 2 | 29 | 01 March 2024 | 15 March 2024 | 83.57 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
+ | 3 | 31 | 01 April 2024 | | 70.25 | 13.32 | 0.98 | 0.0 | 0.0 | 14.3 | 0.0 | 0.0 | 0.0 | 14.3 |
+ | 4 | 30 | 01 May 2024 | | 56.36 | 13.89 | 0.41 | 0.0 | 0.0 | 14.3 | 0.0 | 0.0 | 0.0 | 14.3 |
+ | 5 | 31 | 01 June 2024 | | 42.39 | 13.97 | 0.33 | 0.0 | 0.0 | 14.3 | 0.0 | 0.0 | 0.0 | 14.3 |
+ | 6 | 30 | 01 July 2024 | | 28.34 | 14.05 | 0.25 | 0.0 | 0.0 | 14.3 | 0.0 | 0.0 | 0.0 | 14.3 |
+ | 7 | 31 | 01 August 2024 | | 14.21 | 14.13 | 0.17 | 0.0 | 0.0 | 14.3 | 0.0 | 0.0 | 0.0 | 14.3 |
+ | 8 | 31 | 01 September 2024| | 0.0 | 14.21 | 0.08 | 0.0 | 0.0 | 14.29 | 0.0 | 0.0 | 0.0 | 14.29 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | 100.0 | 2.8 | 0.0 | 0.0 | 102.8 | 17.01 | 0.0 | 0.0 | 85.79 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
+ | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
+ | 15 March 2024 | Re-age | 84.28 | 83.57 | 0.71 | 0.0 | 0.0 | 0.0 | false | false |
When Admin sets the business date to "01 April 2024"
When Admin successfully undo Loan re-aging transaction
Then Loan Repayment schedule has 6 periods, with the following data for periods:
@@ -4425,10 +4578,10 @@ Feature: LoanReAging
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 100.0 | 2.15 | 0.0 | 0.0 | 102.15 | 17.01 | 0.0 | 0.0 | 85.14 |
Then Loan Transactions tab has the following data:
- | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
- | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
- | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false |
- | 15 March 2024 | Re-age | 84.28 | 83.57 | 0.71 | 0.0 | 0.0 | 0.0 | true |
+ | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
+ | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
+ | 15 March 2024 | Re-age | 84.28 | 83.57 | 0.71 | 0.0 | 0.0 | 0.0 | true | false |
When Loan Pay-off is made on "01 April 2024"
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
@@ -4634,10 +4787,10 @@ Feature: LoanReAging
| 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
| 01 March 2024 | Accrual | 1.07 | 0.0 | 1.07 | 0.0 | 0.0 | 0.0 | false | false |
| 01 March 2024 | Contract Termination | 84.06 | 83.57 | 0.49 | 0.0 | 0.0 | 0.0 | false | false |
-# When Admin sets the business date to "15 April 2024"
-# Then Admin fails to create a Loan re-aging transaction with the following data because loan was contract terminated:
-# | frequencyNumber | frequencyType | startDate | numberOfInstallments |
-# | 1 | MONTHS | 01 May 2024 | 6 |
+ When Admin sets the business date to "15 April 2024"
+ Then Admin fails to create a Loan re-aging transaction with the following data because loan was contract terminated:
+ | frequencyNumber | frequencyType | startDate | numberOfInstallments |
+ | 1 | MONTHS | 01 May 2024 | 6 |
@TestRailId:C4090 @AdvancedPaymentAllocation
Scenario: Verify that Re-aging is forbidden on charged-off loan, interest bearing loan, Interest calculation: Default Behavior, Charge-off scenario (accelerate maturity) - UC11
@@ -4789,15 +4942,38 @@ Feature: LoanReAging
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 100.0 | 2.8 | 10.0 | 0.0 | 112.8 | 17.01 | 0.0 | 0.0 | 95.79 |
Then Loan Transactions tab has the following data:
- | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
- | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
- | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false |
- | 15 March 2024 | Re-age | 84.28 | 83.57 | 0.71 | 0.0 | 0.0 | 0.0 | false |
+ | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
+ | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
+ | 15 March 2024 | Re-age | 84.28 | 83.57 | 0.71 | 0.0 | 0.0 | 0.0 | false | false |
Then Loan Charges tab has the following data:
| Name | isPenalty | Payment due at | Due as of | Calculation type | Due | Paid | Waived | Outstanding |
| Snooze fee | false | Specified due date | 15 May 2024 | Flat | 10.0 | 0.0 | 0.0 | 10.0 |
- When Loan Pay-off is made on "15 March 2024"
+ When Admin sets the business date to "01 April 2024"
+ When Admin successfully undo Loan re-aging transaction
+ Then Loan Repayment schedule has 6 periods, with the following data for periods:
+ | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
+ | 1 | 31 | 01 February 2024| 01 February 2024 | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 |
+ | 2 | 29 | 01 March 2024 | | 67.05 | 16.52 | 0.49 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
+ | 3 | 31 | 01 April 2024 | | 50.53 | 16.52 | 0.49 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
+ | 4 | 30 | 01 May 2024 | | 33.81 | 16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
+ | 5 | 31 | 01 June 2024 | | 17.0 | 16.81 | 0.2 | 10.0 | 0.0 | 27.01 | 0.0 | 0.0 | 0.0 | 27.01 |
+ | 6 | 30 | 01 July 2024 | | 0.0 | 17.0 | 0.1 | 0.0 | 0.0 | 17.1 | 0.0 | 0.0 | 0.0 | 17.1 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | 100.0 | 2.15 | 10.0 | 0.0 | 112.15 | 17.01 | 0.0 | 0.0 | 95.14 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
+ | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
+ | 15 March 2024 | Re-age | 84.28 | 83.57 | 0.71 | 0.0 | 0.0 | 0.0 | true | false |
+ Then Loan Charges tab has the following data:
+ | Name | isPenalty | Payment due at | Due as of | Calculation type | Due | Paid | Waived | Outstanding |
+ | Snooze fee | false | Specified due date | 15 May 2024 | Flat | 10.0 | 0.0 | 0.0 | 10.0 |
+
+ When Loan Pay-off is made on "01 April 2024"
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
@TestRailId:C4196 @AdvancedPaymentAllocation