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Posted to commits@fineract.apache.org by ad...@apache.org on 2025/11/25 12:01:48 UTC
(fineract) branch develop updated: FINERACT-2354: Re-aging: EQUAL AMORTIZATION BEHAVIOUR - Reversal of Re-aging transaction - E2E tests
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adamsaghy pushed a commit to branch develop
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The following commit(s) were added to refs/heads/develop by this push:
new 2595224ff1 FINERACT-2354: Re-aging: EQUAL AMORTIZATION BEHAVIOUR - Reversal of Re-aging transaction - E2E tests
2595224ff1 is described below
commit 2595224ff179fcec30eb30055530aed09f96216c
Author: Peter Kovacs <pe...@dpc.hu>
AuthorDate: Tue Nov 25 11:11:57 2025 +0100
FINERACT-2354: Re-aging: EQUAL AMORTIZATION BEHAVIOUR - Reversal of Re-aging transaction - E2E tests
---
.../test/resources/features/LoanReAging.feature | 285 ++++++++++++++++++++-
1 file changed, 271 insertions(+), 14 deletions(-)
diff --git a/fineract-e2e-tests-runner/src/test/resources/features/LoanReAging.feature b/fineract-e2e-tests-runner/src/test/resources/features/LoanReAging.feature
index 2ea99ba042..964599ed82 100644
--- a/fineract-e2e-tests-runner/src/test/resources/features/LoanReAging.feature
+++ b/fineract-e2e-tests-runner/src/test/resources/features/LoanReAging.feature
@@ -5329,7 +5329,7 @@ Feature: LoanReAging
When Loan Pay-off is made on "01 April 2024"
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
- @Skip @TestRailId:C4198 @AdvancedPaymentAllocation
+ @TestRailId:C4198 @AdvancedPaymentAllocation
Scenario: Verify Re-aging reversal on interest bearing loan - UC3: Interest handling: EQUAL_AMORTIZATION_PAYABLE_INTEREST
When Admin sets the business date to "01 January 2024"
And Admin creates a client with random data
@@ -5372,7 +5372,6 @@ Feature: LoanReAging
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
| 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false |
-# TODO investigate numbers 15 March 2024
When Admin sets the business date to "15 March 2024"
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
@@ -5398,17 +5397,16 @@ Feature: LoanReAging
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 |
- | 2 | 29 | 01 March 2024 | 15 March 2024 | 84.28 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
+ | 2 | 29 | 01 March 2024 | 15 March 2024 | 83.57 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 3 | 31 | 01 April 2024 | | 69.64 | 13.93 | 0.12 | 0.0 | 0.0 | 14.05 | 0.0 | 0.0 | 0.0 | 14.05 |
| 4 | 30 | 01 May 2024 | | 55.71 | 13.93 | 0.12 | 0.0 | 0.0 | 14.05 | 0.0 | 0.0 | 0.0 | 14.05 |
| 5 | 31 | 01 June 2024 | | 41.78 | 13.93 | 0.12 | 0.0 | 0.0 | 14.05 | 0.0 | 0.0 | 0.0 | 14.05 |
| 6 | 30 | 01 July 2024 | | 27.85 | 13.93 | 0.12 | 0.0 | 0.0 | 14.05 | 0.0 | 0.0 | 0.0 | 14.05 |
| 7 | 31 | 01 August 2024 | | 13.92 | 13.93 | 0.12 | 0.0 | 0.0 | 14.05 | 0.0 | 0.0 | 0.0 | 14.05 |
| 8 | 31 | 01 September 2024 | | 0.0 | 13.92 | 0.11 | 0.0 | 0.0 | 14.03 | 0.0 | 0.0 | 0.0 | 14.03 |
-# TODO fix numbers
-# And Loan Repayment schedule has the following data in Total row:
-# | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
-# | 100.0 | 2.8 | 0.0 | 0.0 | 102.8 | 17.01 | 0.0 | 0.0 | 85.79 |
+ And Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | 100.0 | 1.29 | 0.0 | 0.0 | 101.29 | 17.01 | 0.0 | 0.0 | 84.28 |
And Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
@@ -5437,7 +5435,7 @@ Feature: LoanReAging
When Loan Pay-off is made on "01 April 2024"
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
- @Skip @TestRailId:C4199 @AdvancedPaymentAllocation
+ @TestRailId:C4199 @AdvancedPaymentAllocation
Scenario: Verify Re-aging reversal on interest bearing loan - UC4: Interest handling: EQUAL_AMORTIZATION_FULL_INTEREST
When Admin sets the business date to "01 January 2024"
And Admin creates a client with random data
@@ -5480,7 +5478,6 @@ Feature: LoanReAging
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
| 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false |
-# TODO investigate numbers 15 March 2024
When Admin sets the business date to "15 March 2024"
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
@@ -5506,17 +5503,16 @@ Feature: LoanReAging
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 |
- | 2 | 29 | 01 March 2024 | 15 March 2024 | 84.28 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
+ | 2 | 29 | 01 March 2024 | 15 March 2024 | 83.57 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 3 | 31 | 01 April 2024 | | 69.64 | 13.93 | 0.25 | 0.0 | 0.0 | 14.18 | 0.0 | 0.0 | 0.0 | 14.18 |
| 4 | 30 | 01 May 2024 | | 55.71 | 13.93 | 0.25 | 0.0 | 0.0 | 14.18 | 0.0 | 0.0 | 0.0 | 14.18 |
| 5 | 31 | 01 June 2024 | | 41.78 | 13.93 | 0.25 | 0.0 | 0.0 | 14.18 | 0.0 | 0.0 | 0.0 | 14.18 |
| 6 | 30 | 01 July 2024 | | 27.85 | 13.93 | 0.25 | 0.0 | 0.0 | 14.18 | 0.0 | 0.0 | 0.0 | 14.18 |
| 7 | 31 | 01 August 2024 | | 13.92 | 13.93 | 0.25 | 0.0 | 0.0 | 14.18 | 0.0 | 0.0 | 0.0 | 14.18 |
| 8 | 31 | 01 September 2024 | | 0.0 | 13.92 | 0.26 | 0.0 | 0.0 | 14.18 | 0.0 | 0.0 | 0.0 | 14.18 |
-# TODO fix numbers
-# And Loan Repayment schedule has the following data in Total row:
-# | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
-# | 100.0 | 2.8 | 0.0 | 0.0 | 102.8 | 17.01 | 0.0 | 0.0 | 85.79 |
+ And Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | 100.0 | 2.09 | 0.0 | 0.0 | 102.09 | 17.01 | 0.0 | 0.0 | 85.08 |
And Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
@@ -9924,3 +9920,264 @@ Feature: LoanReAging
When Loan Pay-off is made on "15 March 2024"
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
+
+ @TestRailId:C4239
+ Scenario: Verify Re-aging reversal on interest bearing loan - UC3.1: Interest handling: EQUAL_AMORTIZATION_PAYABLE_INTEREST, re-aging is NOT the latest transaction on loan
+ When Admin sets the business date to "01 January 2024"
+ And Admin creates a client with random data
+ And Admin set "LP2_ADV_CUSTOM_PMT_ALLOC_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL" loan product "DEFAULT" transaction type to "NEXT_INSTALLMENT" future installment allocation rule
+ And Admin creates a fully customized loan with the following data:
+ | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
+ | LP2_ADV_CUSTOM_PMT_ALLOC_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL | 01 January 2024 | 100 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
+ And Admin successfully approves the loan on "01 January 2024" with "100" amount and expected disbursement date on "01 January 2024"
+ And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
+ Then Loan Repayment schedule has 6 periods, with the following data for periods:
+ | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
+ | 1 | 31 | 01 February 2024 | | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
+ | 2 | 29 | 01 March 2024 | | 67.05 | 16.52 | 0.49 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
+ | 3 | 31 | 01 April 2024 | | 50.43 | 16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
+ | 4 | 30 | 01 May 2024 | | 33.71 | 16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
+ | 5 | 31 | 01 June 2024 | | 16.9 | 16.81 | 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
+ | 6 | 30 | 01 July 2024 | | 0.0 | 16.9 | 0.1 | 0.0 | 0.0 | 17.0 | 0.0 | 0.0 | 0.0 | 17.0 |
+ And Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | 100.0 | 2.05 | 0.0 | 0.0 | 102.05 | 0.0 | 0.0 | 0.0 | 102.05 |
+ And Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
+ When Admin sets the business date to "01 February 2024"
+ And Customer makes "AUTOPAY" repayment on "01 February 2024" with 17.01 EUR transaction amount
+ Then Loan Repayment schedule has 6 periods, with the following data for periods:
+ | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
+ | 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 |
+ | 2 | 29 | 01 March 2024 | | 67.05 | 16.52 | 0.49 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
+ | 3 | 31 | 01 April 2024 | | 50.43 | 16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
+ | 4 | 30 | 01 May 2024 | | 33.71 | 16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
+ | 5 | 31 | 01 June 2024 | | 16.9 | 16.81 | 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
+ | 6 | 30 | 01 July 2024 | | 0.0 | 16.9 | 0.1 | 0.0 | 0.0 | 17.0 | 0.0 | 0.0 | 0.0 | 17.0 |
+ And Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | 100.0 | 2.05 | 0.0 | 0.0 | 102.05 | 17.01 | 0.0 | 0.0 | 85.04 |
+ And Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
+ | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
+ When Admin sets the business date to "15 March 2024"
+ Then Loan Repayment schedule has 6 periods, with the following data for periods:
+ | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
+ | 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 |
+ | 2 | 29 | 01 March 2024 | | 67.05 | 16.52 | 0.49 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
+ | 3 | 31 | 01 April 2024 | | 50.43 | 16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
+ | 4 | 30 | 01 May 2024 | | 33.71 | 16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
+ | 5 | 31 | 01 June 2024 | | 16.9 | 16.81 | 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
+ | 6 | 30 | 01 July 2024 | | 0.0 | 16.9 | 0.1 | 0.0 | 0.0 | 17.0 | 0.0 | 0.0 | 0.0 | 17.0 |
+ And Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | 100.0 | 2.05 | 0.0 | 0.0 | 102.05 | 17.01 | 0.0 | 0.0 | 85.04 |
+ And Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
+ | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
+# --- Re-age transaction ---
+ When Admin creates a Loan re-aging transaction with the following data:
+ | frequencyNumber | frequencyType | startDate | numberOfInstallments | reAgeInterestHandling |
+ | 1 | MONTHS | 01 April 2024 | 6 | EQUAL_AMORTIZATION_PAYABLE_INTEREST |
+ Then Loan Repayment schedule has 8 periods, with the following data for periods:
+ | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
+ | 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 |
+ | 2 | 29 | 01 March 2024 | 15 March 2024 | 83.57 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
+ | 3 | 31 | 01 April 2024 | | 69.64 | 13.93 | 0.12 | 0.0 | 0.0 | 14.05 | 0.0 | 0.0 | 0.0 | 14.05 |
+ | 4 | 30 | 01 May 2024 | | 55.71 | 13.93 | 0.12 | 0.0 | 0.0 | 14.05 | 0.0 | 0.0 | 0.0 | 14.05 |
+ | 5 | 31 | 01 June 2024 | | 41.78 | 13.93 | 0.12 | 0.0 | 0.0 | 14.05 | 0.0 | 0.0 | 0.0 | 14.05 |
+ | 6 | 30 | 01 July 2024 | | 27.85 | 13.93 | 0.12 | 0.0 | 0.0 | 14.05 | 0.0 | 0.0 | 0.0 | 14.05 |
+ | 7 | 31 | 01 August 2024 | | 13.92 | 13.93 | 0.12 | 0.0 | 0.0 | 14.05 | 0.0 | 0.0 | 0.0 | 14.05 |
+ | 8 | 31 | 01 September 2024 | | 0.0 | 13.92 | 0.11 | 0.0 | 0.0 | 14.03 | 0.0 | 0.0 | 0.0 | 14.03 |
+ And Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | 100.0 | 1.29 | 0.0 | 0.0 | 101.29 | 17.01 | 0.0 | 0.0 | 84.28 |
+ And Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
+ | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
+ | 15 March 2024 | Re-age | 84.28 | 83.57 | 0.71 | 0.0 | 0.0 | 0.0 | false | false |
+# --- Transaction after re-aging ---
+ When Admin sets the business date to "16 March 2024"
+ And Customer makes "AUTOPAY" repayment on "16 March 2024" with 14.05 EUR transaction amount
+ Then Loan Repayment schedule has 8 periods, with the following data for periods:
+ | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
+ | 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 |
+ | 2 | 29 | 01 March 2024 | 15 March 2024 | 83.57 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
+ | 3 | 31 | 01 April 2024 | 16 March 2024 | 69.64 | 13.93 | 0.12 | 0.0 | 0.0 | 14.05 | 14.05 | 14.05 | 0.0 | 0.0 |
+ | 4 | 30 | 01 May 2024 | | 55.71 | 13.93 | 0.12 | 0.0 | 0.0 | 14.05 | 0.0 | 0.0 | 0.0 | 14.05 |
+ | 5 | 31 | 01 June 2024 | | 41.78 | 13.93 | 0.12 | 0.0 | 0.0 | 14.05 | 0.0 | 0.0 | 0.0 | 14.05 |
+ | 6 | 30 | 01 July 2024 | | 27.85 | 13.93 | 0.12 | 0.0 | 0.0 | 14.05 | 0.0 | 0.0 | 0.0 | 14.05 |
+ | 7 | 31 | 01 August 2024 | | 13.92 | 13.93 | 0.12 | 0.0 | 0.0 | 14.05 | 0.0 | 0.0 | 0.0 | 14.05 |
+ | 8 | 31 | 01 September 2024 | | 0.0 | 13.92 | 0.11 | 0.0 | 0.0 | 14.03 | 0.0 | 0.0 | 0.0 | 14.03 |
+ And Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | 100.0 | 1.29 | 0.0 | 0.0 | 101.29 | 31.06 | 14.05 | 0.0 | 70.23 |
+ And Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
+ | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
+ | 15 March 2024 | Re-age | 84.28 | 83.57 | 0.71 | 0.0 | 0.0 | 0.0 | false | false |
+ | 16 March 2024 | Repayment | 14.05 | 13.93 | 0.12 | 0.0 | 0.0 | 69.64 | false | false |
+# --- Reversal of re-age transaction ---
+ When Admin sets the business date to "01 April 2024"
+ And Admin successfully undo Loan re-aging transaction
+ Then Loan Repayment schedule has 6 periods, with the following data for periods:
+ | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
+ | 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 |
+ | 2 | 29 | 01 March 2024 | | 67.05 | 16.52 | 0.49 | 0.0 | 0.0 | 17.01 | 14.05 | 0.0 | 14.05 | 2.96 |
+ | 3 | 31 | 01 April 2024 | | 50.49 | 16.56 | 0.45 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
+ | 4 | 30 | 01 May 2024 | | 33.77 | 16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
+ | 5 | 31 | 01 June 2024 | | 16.96 | 16.81 | 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
+ | 6 | 30 | 01 July 2024 | | 0.0 | 16.96 | 0.1 | 0.0 | 0.0 | 17.06 | 0.0 | 0.0 | 0.0 | 17.06 |
+ And Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | 100.0 | 2.11 | 0.0 | 0.0 | 102.11 | 31.06 | 0.0 | 14.05 | 71.05 |
+ And Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
+ | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
+ | 15 March 2024 | Re-age | 84.28 | 83.57 | 0.71 | 0.0 | 0.0 | 0.0 | true | false |
+ | 16 March 2024 | Repayment | 14.05 | 13.56 | 0.49 | 0.0 | 0.0 | 70.01 | false | true |
+ When Loan Pay-off is made on "01 April 2024"
+ Then Loan is closed with zero outstanding balance and it's all installments have obligations met
+
+ @TestRailId:C4240
+ Scenario: Verify Re-aging reversal on interest bearing loan - UC4.1: Interest handling: EQUAL_AMORTIZATION_FULL_INTEREST, re-aging is NOT the latest transaction on loan
+ When Admin sets the business date to "01 January 2024"
+ And Admin creates a client with random data
+ And Admin set "LP2_ADV_CUSTOM_PMT_ALLOC_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL" loan product "DEFAULT" transaction type to "NEXT_INSTALLMENT" future installment allocation rule
+ And Admin creates a fully customized loan with the following data:
+ | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
+ | LP2_ADV_CUSTOM_PMT_ALLOC_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL | 01 January 2024 | 100 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
+ And Admin successfully approves the loan on "01 January 2024" with "100" amount and expected disbursement date on "01 January 2024"
+ And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
+ Then Loan Repayment schedule has 6 periods, with the following data for periods:
+ | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
+ | 1 | 31 | 01 February 2024 | | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
+ | 2 | 29 | 01 March 2024 | | 67.05 | 16.52 | 0.49 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
+ | 3 | 31 | 01 April 2024 | | 50.43 | 16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
+ | 4 | 30 | 01 May 2024 | | 33.71 | 16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
+ | 5 | 31 | 01 June 2024 | | 16.9 | 16.81 | 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
+ | 6 | 30 | 01 July 2024 | | 0.0 | 16.9 | 0.1 | 0.0 | 0.0 | 17.0 | 0.0 | 0.0 | 0.0 | 17.0 |
+ And Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | 100.0 | 2.05 | 0.0 | 0.0 | 102.05 | 0.0 | 0.0 | 0.0 | 102.05 |
+ And Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |false |
+ When Admin sets the business date to "01 February 2024"
+ And Customer makes "AUTOPAY" repayment on "01 February 2024" with 17.01 EUR transaction amount
+ Then Loan Repayment schedule has 6 periods, with the following data for periods:
+ | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
+ | 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 |
+ | 2 | 29 | 01 March 2024 | | 67.05 | 16.52 | 0.49 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
+ | 3 | 31 | 01 April 2024 | | 50.43 | 16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
+ | 4 | 30 | 01 May 2024 | | 33.71 | 16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
+ | 5 | 31 | 01 June 2024 | | 16.9 | 16.81 | 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
+ | 6 | 30 | 01 July 2024 | | 0.0 | 16.9 | 0.1 | 0.0 | 0.0 | 17.0 | 0.0 | 0.0 | 0.0 | 17.0 |
+ And Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | 100.0 | 2.05 | 0.0 | 0.0 | 102.05 | 17.01 | 0.0 | 0.0 | 85.04 |
+ And Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |false |
+ | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false |false |
+ When Admin sets the business date to "15 March 2024"
+ Then Loan Repayment schedule has 6 periods, with the following data for periods:
+ | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
+ | 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 |
+ | 2 | 29 | 01 March 2024 | | 67.05 | 16.52 | 0.49 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
+ | 3 | 31 | 01 April 2024 | | 50.43 | 16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
+ | 4 | 30 | 01 May 2024 | | 33.71 | 16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
+ | 5 | 31 | 01 June 2024 | | 16.9 | 16.81 | 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
+ | 6 | 30 | 01 July 2024 | | 0.0 | 16.9 | 0.1 | 0.0 | 0.0 | 17.0 | 0.0 | 0.0 | 0.0 | 17.0 |
+ And Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | 100.0 | 2.05 | 0.0 | 0.0 | 102.05 | 17.01 | 0.0 | 0.0 | 85.04 |
+ And Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |false |
+ | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false |false |
+# --- Re-age transaction ---
+ When Admin creates a Loan re-aging transaction with the following data:
+ | frequencyNumber | frequencyType | startDate | numberOfInstallments | reAgeInterestHandling |
+ | 1 | MONTHS | 01 April 2024 | 6 | EQUAL_AMORTIZATION_FULL_INTEREST |
+ Then Loan Repayment schedule has 8 periods, with the following data for periods:
+ | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
+ | 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 |
+ | 2 | 29 | 01 March 2024 | 15 March 2024 | 83.57 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
+ | 3 | 31 | 01 April 2024 | | 69.64 | 13.93 | 0.25 | 0.0 | 0.0 | 14.18 | 0.0 | 0.0 | 0.0 | 14.18 |
+ | 4 | 30 | 01 May 2024 | | 55.71 | 13.93 | 0.25 | 0.0 | 0.0 | 14.18 | 0.0 | 0.0 | 0.0 | 14.18 |
+ | 5 | 31 | 01 June 2024 | | 41.78 | 13.93 | 0.25 | 0.0 | 0.0 | 14.18 | 0.0 | 0.0 | 0.0 | 14.18 |
+ | 6 | 30 | 01 July 2024 | | 27.85 | 13.93 | 0.25 | 0.0 | 0.0 | 14.18 | 0.0 | 0.0 | 0.0 | 14.18 |
+ | 7 | 31 | 01 August 2024 | | 13.92 | 13.93 | 0.25 | 0.0 | 0.0 | 14.18 | 0.0 | 0.0 | 0.0 | 14.18 |
+ | 8 | 31 | 01 September 2024 | | 0.0 | 13.92 | 0.26 | 0.0 | 0.0 | 14.18 | 0.0 | 0.0 | 0.0 | 14.18 |
+ And Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | 100.0 | 2.09 | 0.0 | 0.0 | 102.09 | 17.01 | 0.0 | 0.0 | 85.08 |
+ And Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |false |
+ | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false |false |
+ | 15 March 2024 | Re-age | 85.08 | 83.57 | 1.51 | 0.0 | 0.0 | 0.0 | false |false |
+# --- Transaction after re-aging ---
+ When Admin sets the business date to "16 March 2024"
+ And Customer makes "AUTOPAY" repayment on "16 March 2024" with 14.18 EUR transaction amount
+ Then Loan Repayment schedule has 8 periods, with the following data for periods:
+ | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
+ | 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 |
+ | 2 | 29 | 01 March 2024 | 15 March 2024 | 83.57 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
+ | 3 | 31 | 01 April 2024 | 16 March 2024 | 69.64 | 13.93 | 0.25 | 0.0 | 0.0 | 14.18 | 14.18 | 14.18 | 0.0 | 0.0 |
+ | 4 | 30 | 01 May 2024 | | 55.71 | 13.93 | 0.25 | 0.0 | 0.0 | 14.18 | 0.0 | 0.0 | 0.0 | 14.18 |
+ | 5 | 31 | 01 June 2024 | | 41.78 | 13.93 | 0.25 | 0.0 | 0.0 | 14.18 | 0.0 | 0.0 | 0.0 | 14.18 |
+ | 6 | 30 | 01 July 2024 | | 27.85 | 13.93 | 0.25 | 0.0 | 0.0 | 14.18 | 0.0 | 0.0 | 0.0 | 14.18 |
+ | 7 | 31 | 01 August 2024 | | 13.92 | 13.93 | 0.25 | 0.0 | 0.0 | 14.18 | 0.0 | 0.0 | 0.0 | 14.18 |
+ | 8 | 31 | 01 September 2024 | | 0.0 | 13.92 | 0.26 | 0.0 | 0.0 | 14.18 | 0.0 | 0.0 | 0.0 | 14.18 |
+ And Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | 100.0 | 2.09 | 0.0 | 0.0 | 102.09 | 31.19 | 14.18 | 0.0 | 70.9 |
+ And Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
+ | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
+ | 15 March 2024 | Re-age | 85.08 | 83.57 | 1.51 | 0.0 | 0.0 | 0.0 | false | false |
+ | 16 March 2024 | Repayment | 14.18 | 13.93 | 0.25 | 0.0 | 0.0 | 69.64 | false | false |
+# --- Reversal of re-age transaction ---
+ When Admin sets the business date to "01 April 2024"
+ And Admin successfully undo Loan re-aging transaction
+ Then Loan Repayment schedule has 6 periods, with the following data for periods:
+ | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
+ | 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 |
+ | 2 | 29 | 01 March 2024 | | 67.05 | 16.52 | 0.49 | 0.0 | 0.0 | 17.01 | 14.18 | 0.0 | 14.18 | 2.83 |
+ | 3 | 31 | 01 April 2024 | | 50.49 | 16.56 | 0.45 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
+ | 4 | 30 | 01 May 2024 | | 33.77 | 16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
+ | 5 | 31 | 01 June 2024 | | 16.96 | 16.81 | 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 |
+ | 6 | 30 | 01 July 2024 | | 0.0 | 16.96 | 0.1 | 0.0 | 0.0 | 17.06 | 0.0 | 0.0 | 0.0 | 17.06 |
+ And Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
+ | 100.0 | 2.11 | 0.0 | 0.0 | 102.11 | 31.19 | 0.0 | 14.18 | 70.92 |
+ And Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
+ | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
+ | 15 March 2024 | Re-age | 85.08 | 83.57 | 1.51 | 0.0 | 0.0 | 0.0 | true | false |
+ | 16 March 2024 | Repayment | 14.18 | 13.69 | 0.49 | 0.0 | 0.0 | 69.88 | false | true |
+ When Loan Pay-off is made on "01 April 2024"
+ Then Loan is closed with zero outstanding balance and it's all installments have obligations met
+